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STC logoStewart Information Services Corporation (STC) Earnings History

Annual and quarterly earnings data from 1987 to 2025

TTM Net Income
$116M
Profitable
TTM EPS
$3.98
Diluted
YoY EPS Growth
+54.8%
Excellent
Net Margin
4.0%
Profitability
Operating Margin5.7%
Gross Margin87.7%
ROE7.5%
ROA3.9%
Highest Annual Net Income$323M (2021)
Highest Quarterly EPS$3.50 (Q2 2021)
Consecutive Profitable Years10 years
Q4 2025
Net Income$36M
EPS$1.25
QoQ Growth-18.0%Declining

Loading earnings history...

STC EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+54.8%
Excellent
3-Year
-12.1%
Declining
5-Year
-8.3%
Slow
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

STC Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202587.7%5.7%4.0%
202496.8%4.6%2.9%
202396.4%2.7%1.3%
202296.7%7.6%5.3%
202196.2%13.1%9.8%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Stewart Information Services Corporation (STC) Earnings Overview

As of May 6, 2026, Stewart Information Services Corporation (STC) reported trailing twelve-month net income of $116M, reflecting +54.8% year-over-year growth. The company earned $3.98 per diluted share over the past four quarters, with a net profit margin of 4.0%.

Looking at the long-term picture, STC's 5-year EPS compound annual growth rate (CAGR) stands at -8.3%, signaling declining earnings. The company achieved its highest annual net income of $323M in fiscal 2021.

Stewart Information Services Corporation maintains positive profitability with a gross margin of 87.7%, operating margin of 5.7%, and net margin of 4.0%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including FAF ($673M net income, 8.4% margin), FNF ($602M net income, 4.2% margin), ITIC ($35M net income, 12.9% margin), STC has room to improve margins relative to the peer group. Compare STC vs FAF →

STC Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
STC logoSTCCurrent
$116M$3.984.0%7.5%+54.8%—
FAF logoFAF
$673M$6.518.4%11.9%+376.2%
FNF logoFNF
$602M$2.234.2%6.9%-52.5%
ITIC logoITIC
$35M$18.5612.9%13.5%+13.1%
RDN logoRDN
$583M$4.2246.7%12.4%+5.6%
ESNT logoESNT
$703M$6.9557.6%13.6%+5.4%
Best in group
Lowest in group

STC Historical Earnings Data (1987–2025)

39 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$116M+57.6%$166M$4.044.0%5.7%
2024$73M+140.8%$114M$2.612.9%4.6%
2023$30M-81.2%$61M$1.111.3%2.7%
2022$162M-49.8%$233M$5.945.3%7.6%
2021$323M+108.7%$434M$11.909.8%13.1%
2020$155M+97.0%$219M$6.226.8%9.5%
2019$79M+65.4%$117M$3.314.1%6.0%
2018$48M-2.3%$73M$2.012.5%3.8%
2017$49M-12.3%$75M$2.062.5%3.8%
2016$55M+994.2%$88M$1.852.8%4.4%

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Compare STC vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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STC — Frequently Asked Questions

Quick answers to the most common questions about buying STC stock.

Is STC growing earnings?

STC EPS is $3.98, with earnings growth accelerating to +54.8%. This exceeds the 5-year CAGR of -8.3%. TTM net income reached $116M.

What are STC's profit margins?

Stewart Information Services Corporation net margin is +4.0%, with operating margin at +5.7%. Below-average margins reflect competitive or cost pressures.

How consistent are STC's earnings?

STC earnings data spans 1987-2025. The accelerating earnings trend is +54.8% YoY. Historical data enables comparison across business cycles.

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STC Earnings Over Time (2014–2025)

Net income and EPS trends