The company's financial position appears strained, evidenced by a current ratio of 0.79 and a significant goodwill balance of $673.8 million as of 2026Q1.
| Total Current Assets | 180.01M | 197.11M | 230.22M | 257.92M | 183.02M | 157.73M | 178.61M | 130.76M |
| Cash & Short-Term Investments | 61.61M | 85.9M | 149.97M | 179.96M | 112.13M | 97.92M | 137.2M | 84.92M |
| Cash Only | 61.61M | 85.9M | 149.97M | 179.96M | 112.13M | 97.92M | 137.2M | 84.92M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 17.6M | 17.09M | 16.76M | 11.77M | 14.09M | 6.61M | 8.9M | 13.8M |
| Days Sales Outstanding | 3.85 | 3.72 | 3.98 | 2.86 | 3.58 | 2 | 3.89 | 4.18 |
| Inventory | 44.62M | 41.48M | 34.29M | 32.82M | 21.82M | 24.35M | 21.59M | 24.2M |
| Days Inventory Outstanding | 29.41 | 43.38 | 18.69 | 18.31 | 13.28 | 18.73 | 22.3 | 14.09 |
| Other Current Assets | 56.18M | 52.63M | 29.21M | 33.38M | 34.97M | 0 | 658K | 1.34M |
| Total Non-Current Assets | 1.84B | 1.81B | 1.66B | 1.61B | 1.68B | 1.06B | 787.01M | 828.98M |
| Property, Plant & Equipment | 1B | 973.01M | 822.88M | 728.78M | 628.36M | 133.86M | 119.96M | 141.31M |
| Fixed Asset Turnover | 1.79x | 1.73x | 1.87x | 2.06x | 2.29x | 9.00x | 6.95x | 8.53x |
| Goodwill | 673.84M | 677.88M | 665.47M | 687.37M | 681.45M | 703.78M | 485.79M | 477.77M |
| Intangible Assets | 152.32M | 153.59M | 159.33M | 166.68M | 170.65M | 208.81M | 179.44M | 198.64M |
| Long-Term Investments | 0 | 0 | 0 | 23.52M | 31.08M | 0 | 0 | 0 |
| Other Non-Current Assets | 12M | 9.3M | 3.79M | -174.75M | 13.26M | 18.52M | 1.82M | 11.26M |
| Total Assets | 2.02B | 2.01B | 1.89B | 1.87B | 1.86B | 1.22B | 965.62M | 959.74M |
| Asset Turnover | 0.86x | 0.83x | 0.82x | 0.80x | 0.77x | 0.98x | 0.86x | 1.26x |
| Asset Growth % | 21.65% | 6.65% | 0.97% | 0.31% | 52.26% | 26.62% | 0.61% | - |
| Total Current Liabilities | 229.26M | 244.02M | 231.1M | 241.45M | 272.88M | 161.16M | 129.38M | 134.66M |
| Accounts Payable | 0 | 0 | 83.04M | 86.8M | 78.37M | 72.96M | 66.73M | 62.18M |
| Days Payables Outstanding | 15.14 | - | 45.26 | 48.42 | 47.68 | 56.13 | 68.91 | 36.2 |
| Short-Term Debt | 95.99M | 97.09M | 6M | 4.5M | 130.09M | 8.42M | 5.51M | 6.79M |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 133.28M | 146.93M | 0 | 17.16M | 7.78M | 3.76M | 3.45M | 2.88M |
| Current Ratio | 0.79x | 0.81x | 1.00x | 1.07x | 0.67x | 0.98x | 1.38x | 0.97x |
| Quick Ratio | 0.59x | 0.64x | 0.85x | 0.93x | 0.59x | 0.83x | 1.21x | 0.79x |
| Cash Conversion Cycle | 18.12 | - | -22.59 | -27.25 | -30.82 | -35.39 | -42.71 | -17.93 |
| Total Non-Current Liabilities | 1.36B | 1.33B | 1.23B | 1.25B | 1.36B | 876.1M | 662.31M | 635.61M |
| Long-Term Debt | 604.02M | 575.96M | 735.13M | 784.59M | 783.35M | 790.69M | 598.32M | 570.95M |
| Capital Lease Obligations | 529.62M | 0 | 472.34M | 419.41M | 349.19M | 4.82M | 4M | 5.53M |
| Deferred Tax Liabilities | 1.23M | 0 | 0 | 27.91M | 216.97M | 49.52M | 21.42M | 33.87M |
| Other Non-Current Liabilities | 756.02M | 755.33M | 25.24M | 17.99M | 11.92M | 31.07M | 38.57M | 25.26M |
| Total Liabilities | 1.59B | 1.58B | 1.46B | 1.49B | 1.63B | 1.04B | 791.69M | 770.26M |
| Total Debt | 700.01M | 673.05M | 1.3B | 1.29B | 1.26B | 803.94M | 607.83M | 583.26M |
| Net Debt | 638.4M | 587.14M | 1.15B | 1.11B | 1.15B | 706.02M | 470.63M | 498.34M |
| Debt / Equity | 1.63x | 1.55x | 3.09x | 3.42x | 5.55x | 4.34x | 3.49x | 3.08x |
| Debt / EBITDA | 3.33x | 3.29x | 6.53x | 6.34x | 4.82x | 3.50x | 9.17x | 6.00x |
| Net Debt / EBITDA | 3.04x | 2.87x | 5.77x | 5.46x | 4.39x | 3.07x | 7.10x | 5.13x |
| Interest Coverage | 1.76x | 1.55x | 1.60x | 1.42x | 2.92x | 2.38x | 0.02x | 0.66x |
| Total Equity | 430.45M | 435.58M | 421.68M | 376.06M | 227.34M | 185.43M | 173.93M | 189.48M |
| Equity Growth % | 4.06% | 3.3% | 12.13% | 65.42% | 22.6% | 6.62% | -8.21% | - |
| Book Value per Share | 2.78 | 2.68 | 2.53 | 2.41 | 1.42 | 1.16 | 1.08 | 1.18 |
| Total Shareholders' Equity | 430.45M | 435.58M | 421.68M | 376.06M | 227.34M | 185.43M | 173.93M | 189.48M |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 224.68M | 223.94M | 178.59M |
| Retained Earnings | -289.04M | -273.25M | -250.45M | -247.54M | -38.44M | -53.71M | -62.1M | 1.38M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 15.32M | 13.39M | 14.22M | 30.49M | 39.45M | 14.46M | 12.08M | 9.51M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
High leverage and debt
As reported in recent financial statements, SVV's debt-to-equity ratio has fluctuated significantly, peaking at 3.42 in 2023Q4 before moderating to 1.63 in 2026Q1, indicating that the company continues to carry a substantial debt load that warrants close monitoring by prospective investors regarding long-term solvency.
The sharp reduction in total debt from $1.3 billion in 2025Q1 to $700 million in 2026Q1 suggests a concerted effort to deleverage, yet the absolute debt level remains high relative to the company's thin net margins. This reliance on debt financing for a retail-logistics hybrid model may limit operational flexibility during periods of economic contraction or supply chain disruption.
Based on the provided balance sheet data, goodwill accounts for approximately $673.8 million of the $2.0 billion total asset base as of 2026Q1, which suggests that a significant portion of the company's valuation is tied to intangible assets rather than tangible, productive retail infrastructure.
The concentration of goodwill relative to total equity indicates that the balance sheet is sensitive to potential impairment charges if the company fails to meet its long-term growth targets. While PPE has grown to $1.0 billion, the high ratio of intangible assets relative to tangible book value may signal that the company's market position is heavily reliant on historical acquisition premiums.
According to quarterly filings, SVV's current ratio has consistently hovered near or below 1.0, reaching a low of 0.69 in 2025Q2, which implies that the company maintains a very thin liquidity buffer to cover its near-term obligations and operational working capital requirements.
The persistent sub-1.0 current ratio suggests that the company is operating with minimal margin for error, particularly given the volatility in its cash flow generation. Investors should monitor whether this liquidity profile forces the company to rely on external financing or credit facilities to manage seasonal inventory build-ups.
As evidenced by the company's reported figures, SVV maintains a persistent deficit in retained earnings, which stood at -$289.0 million in 2026Q1, reflecting a history of accumulated losses that continue to weigh on the overall quality of the shareholder equity base.
The negative retained earnings balance suggests that the company has struggled to generate consistent organic growth that translates into bottom-line profitability. This trend may indicate that capital allocation decisions, such as share repurchases, are occurring against a backdrop of structural earnings challenges rather than a surplus of excess cash.
Quick answers to the most common questions about buying SVV stock.
As of 2025, Savers Value Village, Inc. (SVV) had total assets of $2.01B including $197.1M in current assets.
Savers Value Village, Inc. (SVV) carries total debt of $673.0M, offset by $85.9M in cash and short-term investments. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.
Savers Value Village, Inc. (SVV) has total shareholders' equity (book value) of $435.6M ($2.68 book value per share). Book value represents the net worth of the company belonging to common stock holders.
Savers Value Village, Inc. (SVV) reported a current ratio of 0.81x. A current ratio above 1.0x indicates that the company has more current assets than current liabilities, suggesting sufficient short-term liquidity.