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SYBT logoStock Yards Bancorp, Inc. (SYBT) Earnings History

Annual and quarterly earnings data from 1991 to 2025

TTM Net Income
$140M
Profitable
TTM EPS
$4.75
Diluted
YoY EPS Growth
+22.1%
Excellent
Net Margin
24.8%
Profitability
Operating Margin31.6%
Gross Margin69.2%
ROE13.9%
ROA1.5%
Highest Annual Net Income$140M (2025)
Highest Quarterly EPS$1.24 (Q4 2025)
Consecutive Profitable Years35 years
Q4 2025
Net Income$37M
EPS$1.24
QoQ Growth+1.0%Solid

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SYBT EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+22.1%
Excellent
3-Year
+14.0%
Strong
5-Year
+12.9%
Strong
10-Year
+11.2%
Strong

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

SYBT Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202569.2%31.6%24.8%
202466.9%28.8%22.9%
202373.8%31.9%24.9%
202291.4%36.4%28.1%
202197.8%40.0%31.3%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Stock Yards Bancorp, Inc. (SYBT) Earnings Overview

As of May 8, 2026, Stock Yards Bancorp, Inc. (SYBT) reported trailing twelve-month net income of $140M, reflecting +22.1% year-over-year growth. The company earned $4.75 per diluted share over the past four quarters, with a net profit margin of 24.8%.

Looking at the long-term picture, SYBT's 5-year EPS compound annual growth rate (CAGR) stands at +12.9%, showing solid earnings momentum. The company achieved its highest annual net income of $140M in fiscal 2025, representing a new all-time high.

Stock Yards Bancorp, Inc. maintains industry-leading profitability with a gross margin of 69.2%, operating margin of 31.6%, and net margin of 24.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including HOMB ($458M net income, 27.7% margin), SFNC (-$398M net income, -63.4% margin), FFIN ($243M net income, 30.2% margin), SYBT has room to improve margins relative to the peer group. Compare SYBT vs HOMB →

SYBT Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
SYBT logoSYBTCurrent
$140M$4.7524.8%13.9%+22.1%—
HOMB logoHOMB
$458M$2.3227.7%10.4%+3.6%
SFNC logoSFNC
-$398M$-2.74-63.4%-11.4%-343.8%
FFIN logoFFIN
$243M$1.6930.2%14.4%+12.2%
UBSI logoUBSI
$465M$3.3025.5%8.9%+18.9%
WSFS logoWSFS
$287M$5.2921.1%10.8%+15.4%
Best in group
Lowest in group

SYBT Historical Earnings Data (1991–2025)

35 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$140M+22.4%$178M$4.7524.8%31.6%
2024$115M+6.3%$144M$3.8922.9%28.8%
2023$108M+15.9%$138M$3.6724.9%31.9%
2022$93M+24.6%$120M$3.2128.1%36.4%
2021$75M+26.8%$95M$2.9731.3%40.0%
2020$59M-10.9%$68M$2.5929.9%34.4%
2019$66M+19.0%$76M$2.8933.9%38.8%
2018$56M+45.9%$68M$2.4232.2%39.1%
2017$38M-7.3%$55M$1.6624.5%35.5%
2016$41M+10.3%$56M$1.8028.3%38.8%

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SYBT — Frequently Asked Questions

Quick answers to the most common questions about buying SYBT stock.

Is SYBT growing earnings?

SYBT EPS is $4.75, with earnings growth accelerating to +22.1%. This exceeds the 5-year CAGR of +12.9%. TTM net income reached $140M.

What are SYBT's profit margins?

Stock Yards Bancorp, Inc. net margin is +24.8%, with operating margin at +31.6%. Above-average margins indicate pricing power.

How consistent are SYBT's earnings?

SYBT earnings data spans 1991-2025. The accelerating earnings trend is +22.1% YoY. Historical data enables comparison across business cycles.

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SYBT Earnings Over Time (2014–2025)

Net income and EPS trends