Texas Capital Bancshares, Inc. (TCBI) Earnings History
Annual and quarterly earnings data from 1999 to 2025
Loading earnings history...
TCBI EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
TCBI Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 60.6% | 22.2% | 16.5% |
| 2024 | 49.2% | 6.1% | 4.4% |
| 2023 | 56.0% | 13.8% | 10.6% |
| 2022 | 73.1% | 34.7% | 26.7% |
| 2021 | 92.1% | 34.2% | 25.7% |
Download Data
Export TCBI earnings history in CSV or JSON format
Free sign-in required to download data
Texas Capital Bancshares, Inc. (TCBI) Earnings Overview
As of May 8, 2026, Texas Capital Bancshares, Inc. (TCBI) reported trailing twelve-month net income of $357M, reflecting +431.3% year-over-year growth. The company earned $7.86 per diluted share over the past four quarters, with a net profit margin of 16.5%.
Looking at the long-term picture, TCBI's 5-year EPS compound annual growth rate (CAGR) stands at +43.4%, indicating exceptional earnings growth. The company achieved its highest annual net income of $332M in fiscal 2022.
Texas Capital Bancshares, Inc. maintains industry-leading profitability with a gross margin of 60.6%, operating margin of 22.2%, and net margin of 16.5%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including IBOC ($418M net income, 39.1% margin), FFIN ($243M net income, 30.2% margin), BOKF ($537M net income, 15.6% margin), TCBI has room to improve margins relative to the peer group. Compare TCBI vs IBOC →
TCBI Earnings vs Peers
Earnings metrics vs comparable public companies
TCBI Historical Earnings Data (1999–2025)
27 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $330M | +326.1% | $444M | $6.80 | 16.5% | 22.2% |
| 2024 | $78M | -59.0% | $107M | $1.28 | 4.4% | 6.1% |
| 2023 | $189M | -43.1% | $247M | $3.54 | 10.6% | 13.8% |
| 2022 | $332M | +30.9% | $432M | $6.18 | 26.7% | 34.7% |
| 2021 | $254M | +283.1% | $338M | $4.60 | 25.7% | 34.2% |
| 2020 | $66M | -78.8% | $92M | $1.12 | 5.6% | 7.8% |
| 2019 | $312M | +6.3% | $396M | $6.21 | 21.7% | 27.6% |
| 2018 | $293M | +48.9% | $373M | $5.79 | 23.9% | 30.4% |
| 2017 | $197M | +27.0% | $326M | $3.73 | 21.0% | 34.7% |
| 2016 | $155M | +7.1% | $241M | $3.11 | 20.3% | 31.6% |
See TCBI's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs TCBI Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare TCBI vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonTCBI — Frequently Asked Questions
Quick answers to the most common questions about buying TCBI stock.
Is TCBI growing earnings?
TCBI EPS is $7.86, with earnings growth accelerating to +431.3%. This exceeds the 5-year CAGR of +43.4%. TTM net income reached $357M.
What are TCBI's profit margins?
Texas Capital Bancshares, Inc. net margin is +16.5%, with operating margin at +22.2%. Above-average margins indicate pricing power.
How consistent are TCBI's earnings?
TCBI earnings data spans 1999-2025. The accelerating earnings trend is +431.3% YoY. Historical data enables comparison across business cycles.