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Texas Capital Bancshares, Inc. (TCBI) Total Return Calculator with Dividends Reinvested

Texas Capital Bancshares, Inc.

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The total return for Texas Capital Bancshares, Inc. (TCBI) stock is +42.77% over the past 12 months. So far it's up 9.79% this year. The 5-year total return is +43.28%, meaning $10,000 invested in TCBI stock 5 years ago would be worth $14,328 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in TCBI 1 year ago, it would be worth $14,403 today — you'd have gained $4,403.

With Dividends Reinvested$14,403+44.03%

Price Only (No DRIP)$14,403+44.03%

Period2025-05-06 → 2026-05-05

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in TCBI

1Y$14,277+$4,277 (+42.8%)42.8% CAGR

3Y$20,823+$10,823 (+108.2%)27.7% CAGR

5Y$14,328+$4,328 (+43.3%)7.5% CAGR

10Y$23,835+$13,835 (+138.4%)9.1% CAGR

15Y$40,032+$30,032 (+300.3%)9.7% CAGR

20Y$42,481+$32,481 (+324.8%)7.5% CAGR

30Y$83,970+$73,970 (+739.7%)7.4% CAGR

Texas Capital Bancshares, Inc. did not pay dividends during this period. Total return = price return.

Loading TCBI total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+9.79%	—	+9.79%	—	$10,979
1Y	+42.77%	42.77%	+42.77%	—	$14,277
3Y	+108.23%	27.70%	+108.23%	—	$20,823
5Y	+43.28%	7.46%	+43.28%	—	$14,328
10Y	+138.35%	9.07%	+138.35%	—	$23,835
15Y	+300.32%	9.69%	+300.32%	—	$40,032
20Y	+324.81%	7.50%	+324.81%	—	$42,481
30Y	+739.70%	7.35%	+739.70%	—	$83,970

Risk & Highlights

Best Year+62.69%2016

Worst Year-43.70%2018

Max Drawdown-14.21%2026-02-03 → 2026-03-11

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+3.93%	+3.93%	—	+0.41%	+3.5pp
2025	+17.88%	+17.88%	—	+16.64%	+1.2pp
2024	+22.17%	+22.17%	—	+24.00%	-1.8pp
2023	+9.28%	+9.28%	—	+24.81%	-15.5pp
2022	-1.89%	-1.89%	—	-19.95%	+18.1pp

TCBI outperformed the S&P 500 by 14.33pp over the past year (+42.77% vs +28.44%).

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TCBI Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
TCBITexas Capital Bancshares, Inc.	$4.5B	+3.7%	+9.8%	+42.8%	—	+108.2%	+43.3%	+138.4%
IBOCInternational Bancshares Corporation	$4.5B	+5.1%	+8.5%	+16.7%	+2.3pp	+80.7%	+61.2%	+225.6%
FFINFirst Financial Bankshares, Inc.	$4.6B	+6.0%	+8.0%	-4.2%	+2.2pp	+23.6%	-29.6%	+145.2%
BOKFBOK Financial Corporation	$10.4B	+3.7%	+14.1%	+44.3%	+2.5pp	+75.4%	+62.8%	+171.3%
CULPCulp, Inc.	$45M	+17.2%	+0.9%	-9.5%	—	-31.9%	-72.2%	-76.2%
CFRCullen/Frost Bankers, Inc.	$8.8B	+0.4%	+10.4%	+16.8%	+3.2pp	+48.7%	+27.9%	+185.7%
SBCFSeacoast Banking Corporation of Florida	$3.0B	+0.3%	-1.6%	+29.8%	+3.0pp	+62.7%	-10.3%	+118.3%
WALWestern Alliance Bancorporation	$9.0B	+12.0%	-3.7%	+15.9%	+2.2pp	+218.2%	-17.3%	+164.6%
WTFCWintrust Financial Corporation	$10.1B	+7.2%	+5.8%	+32.4%	+1.8pp	+138.3%	+101.8%	+226.3%
UMBFUMB Financial Corporation	$10.0B	+13.9%	+12.9%	+31.4%	+1.6pp	+134.7%	+42.6%	+168.6%
HBANHuntington Bancshares Incorporated	$26.0B	+2.9%	-5.2%	+13.4%	+4.1pp	+85.5%	+25.4%	+121.9%

Compare:TCBI vs IBOC TCBI vs FFIN TCBI vs BOKF TCBI vs IBOC vs FFIN

About TCBI Dividend Returns

Texas Capital Bancshares, Inc. (TCBI) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of TCBI over the past year?

Texas Capital Bancshares, Inc. (TCBI) delivered a total return of 42.77% over the past year when dividends are reinvested. The price-only return was 42.77%, meaning dividends contributed an additional 0.00 percentage points to total returns.

Q2How much would $10,000 invested in TCBI be worth today?

A $10,000 investment in Texas Capital Bancshares, Inc. one year ago would be worth $14,277 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $14,277. Dividend reinvestment added $0 to the portfolio value.

Q3Does TCBI pay dividends?

Yes, Texas Capital Bancshares, Inc. (TCBI) pays dividends. In the last year, TCBI paid approximately $0.38 per share in dividends (0.38% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did TCBI beat the S&P 500?

Yes, Texas Capital Bancshares, Inc. (TCBI) outperformed the S&P 500 by 14.33 percentage points over the past year. TCBI delivered a total return of 42.77%, compared to the S&P 500's 28.44%. This 14.33pp alpha means investors in TCBI earned more than a passive S&P 500 index fund.

Q5What is TCBI's worst drawdown?

Texas Capital Bancshares, Inc. (TCBI) experienced a maximum drawdown of -14.21% over the past year, declining from its peak on 2026-02-03 to its trough on 2026-03-11. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is TCBI's long-term total return over 10, 20, or 30 years?

Here are Texas Capital Bancshares, Inc. (TCBI)'s long-term returns with dividends reinvested. Over 10 years, the total return is 138.4% (9.1% CAGR) — $10,000 would have grown to $23,835. Over 20 years: 324.8% total return (7.5% CAGR) — $10,000 → $42,481. Over 30 years: 739.7% total return (7.4% CAGR) — $10,000 → $83,970. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was TCBI's best and worst year?

Texas Capital Bancshares, Inc.'s best calendar year was 2016 with a total return of 62.7%. Its worst year was 2018 with a total return of -43.7%. This range shows the volatility investors should expect — the difference between the best and worst year is 106.4 percentage points.