Texas Community Bancshares, Inc. (TCBS) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 3.43M | 3.54M | 3.24M | 3.13M | 3.28M | 3.13M | 3.16M | 3.13M | 2.91M | 2.88M | 2.8M | 2.62M |
| NII Growth % | 4.67% | 12.8% | 2.66% | 0.03% | 12.72% | 8.74% | 12.79% | 19.61% | 11.55% | 5.99% | 2.15% | 5.48% |
| Net Interest Margin % | 0.8% | 0.82% | 0.74% | 0.7% | 0.74% | 0.71% | 0.71% | 0.69% | 0.63% | 0.64% | 0.64% | 0.61% |
| Interest Income | 5.57M | 5.82M | 5.53M | 5.43M | 5.58M | 5.59M | 5.65M | 5.63M | 5.36M | 5.26M | 4.93M | 4.5M |
| Interest Expense | 2.14M | 2.28M | 2.29M | 2.3M | 2.31M | 2.46M | 2.49M | 2.5M | 2.46M | 2.38M | 2.13M | 1.89M |
| Loan Loss Provision | 6K | 273K | 487K | -42K | 113K | 48K | 263K | 124K | -277K | 144K | 29K | 93K |
| Non-Interest Income | 698K | 911K | 1.16M | 623K | 512K | 793K | 589K | 447K | -3.22M | 511K | 636K | 547K |
| Non-Interest Income % | 11.14% | 13.54% | 17.37% | 10.29% | 8.4% | 12.42% | 9.45% | 7.36% | -150.72% | 8.85% | 11.42% | 10.83% |
| Total Revenue | 6.27M | 6.73M | 6.69M | 6.05M | 6.1M | 6.39M | 6.24M | 6.07M | 2.14M | 5.78M | 5.57M | 5.05M |
| Revenue Growth % | 2.82% | 5.37% | 7.3% | -0.35% | 184.99% | 10.6% | 12% | 20.3% | -27.22% | 39.63% | 50.65% | 49.56% |
| Non-Interest Expense | 3.17M | 3.15M | 3.15M | 2.97M | 2.93M | 3.27M | 2.88M | 3.05M | 3.35M | 3.65M | 2.83M | 2.88M |
| Efficiency Ratio | 50.54% | 46.75% | 47.09% | 49.12% | 48.03% | 51.17% | 46.2% | 50.28% | 156.8% | 63.15% | 50.9% | 57.02% |
| Operating Income | 955K | 1.03M | 766K | 822K | 749K | 611K | 603K | 398K | -3.39M | -398K | 573K | 191K |
| Operating Margin % | 15.24% | 15.26% | 11.45% | 13.58% | 12.29% | 9.57% | 9.67% | 6.55% | -158.63% | -6.89% | 10.29% | 3.78% |
| Operating Income Growth % | 27.5% | 68.08% | 27.03% | 106.53% | 122.07% | 253.52% | 5.24% | 108.38% | -160.4% | -179.13% | -13.83% | -63.96% |
| Pretax Income | 955K | 1.03M | 766K | 822K | 749K | 611K | 603K | 398K | -3.39M | -398K | 573K | 191K |
| Pretax Margin % | 15.24% | 15.26% | 11.45% | 13.58% | 12.29% | 9.57% | 9.67% | 6.55% | -158.63% | -6.89% | 10.29% | 3.78% |
| Income Tax | 119K | 186K | 86K | 144K | 106K | 94K | 88K | 50K | -708K | -66K | 117K | 31K |
| Effective Tax Rate % | 12.46% | 18.11% | 11.23% | 17.52% | 14.15% | 15.38% | 14.59% | 12.56% | 20.87% | 16.58% | 20.42% | 16.23% |
| Net Income | 836K | 841K | 680K | 678K | 643K | 517K | 515K | 348K | -2.69M | -332K | 456K | 160K |
| Net Margin % | 13.34% | 12.5% | 10.16% | 11.2% | 10.55% | 8.09% | 8.26% | 5.73% | -125.53% | -5.75% | 8.19% | 3.17% |
| Net Income Growth % | 30.02% | 62.67% | 32.04% | 94.83% | 123.95% | 255.72% | 12.94% | 117.5% | -164.01% | -181.37% | -15.4% | -61.54% |
| Net Income (Continuing) | 836K | 841K | 680K | 678K | 643K | 517K | 515K | 348K | -2.69M | -332K | 456K | 160K |
| EPS (Diluted) | 0.29 | 0.29 | 0.24 | 0.23 | 0.22 | 0.17 | 0.17 | 0.12 | -0.90 | -0.10 | 0.15 | 0.05 |
| EPS Growth % | 31.82% | 70.59% | 41.18% | 91.67% | 124.44% | 270% | 13.33% | 140% | -172.73% | -176.92% | -16.67% | -64.29% |
| EPS (Basic) | 0.29 | 0.29 | 0.25 | 0.24 | 0.22 | 0.18 | 0.18 | 0.12 | -0.90 | -0.10 | 0.15 | 0.05 |
| Diluted Shares Outstanding | 2.89M | 2.89M | 2.87M | 2.92M | 2.97M | 2.99M | 3.01M | 3.01M | 3.01M | 3.18M | 3.06M | 3.13M |