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TWFG logoTWFG, Inc. Common Stock (TWFG) Earnings History

Annual and quarterly earnings data from 2022 to 2025

TTM Net Income
$8M
Profitable
TTM EPS
$0.14
Diluted
YoY EPS Growth
+183.3%
Excellent
Net Margin
3.2%
Profitability
Operating Margin14.9%
Gross Margin31.5%
ROE2.7%
ROA2.3%
Highest Annual Net Income$8M (2025)
Highest Quarterly EPS$0.53 (Q2 2024)
Consecutive Profitable Years2 years
Q4 2025
Net Income$3M
EPS$0.05
QoQ Growth+71.1%Excellent

Loading earnings history...

TWFG EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+183.3%
Excellent
3-Year
+150.1%
Excellent
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

TWFG Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202531.5%14.9%3.2%
202424.0%14.4%1.4%
202321.7%15.2%0.0%
202220.7%16.0%0.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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TWFG, Inc. Common Stock (TWFG) Earnings Overview

As of May 8, 2026, TWFG, Inc. Common Stock (TWFG) reported trailing twelve-month net income of $8M, reflecting +183.3% year-over-year growth. The company earned $0.14 per diluted share over the past four quarters, with a net profit margin of 3.2%.

Looking at the long-term picture, TWFG's historical earnings data spans multiple years. The company achieved its highest annual net income of $8M in fiscal 2025, representing a new all-time high.

TWFG, Inc. Common Stock maintains positive profitability with a gross margin of 31.5%, operating margin of 14.9%, and net margin of 3.2%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including GSHD ($30M net income, 7.6% margin), SLQT ($73M net income, 3.1% margin), RYAN ($132M net income, 2.1% margin), TWFG has room to improve margins relative to the peer group. Compare TWFG vs GSHD →

TWFG Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
TWFG logoTWFGCurrent
$8M$0.143.2%2.7%+183.3%—
GSHD logoGSHD
$30M$0.837.6%--10.3%
SLQT logoSLQT
$73M$0.393.1%10.7%+106.7%
RYAN logoRYAN
$132M$1.022.1%5.4%-33.8%
ACGL logoACGL
$4.4B$11.7022.1%19.5%+3.8%
AON logoAON
$3.9B$18.3021.5%46.3%+36.3%
Best in group
Lowest in group

TWFG Historical Earnings Data (2022–2025)

4 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$8M+190.1%$37M$0.513.2%14.9%
2024$3M-$28M$0.181.4%14.4%
2023$0-$25M$0.310.0%15.2%
2022$0-$24M$0.030.0%16.0%

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Compare TWFG vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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TWFG — Frequently Asked Questions

Quick answers to the most common questions about buying TWFG stock.

Is TWFG growing earnings?

TWFG EPS is $0.14, with earnings growth accelerating to +183.3%. This exceeds the 5-year CAGR of N/A. TTM net income reached $8M.

What are TWFG's profit margins?

TWFG, Inc. Common Stock net margin is +3.2%, with operating margin at +14.9%. Below-average margins reflect competitive or cost pressures.

How consistent are TWFG's earnings?

TWFG earnings data spans 2022-2025. The accelerating earnings trend is +183.3% YoY. Historical data enables comparison across business cycles.

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TWFG Earnings Over Time (2022–2025)

Net income and EPS trends