Upbound Group, Inc. (UPBD) Earnings History
Annual and quarterly earnings data from 1994 to 2025
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UPBD EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
UPBD Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 34.5% | 4.8% | 1.6% |
| 2024 | 48.1% | 6.7% | 2.9% |
| 2023 | 50.7% | 4.1% | -0.1% |
| 2022 | 49.0% | 3.5% | 0.3% |
| 2021 | 48.8% | 6.1% | 2.9% |
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Upbound Group, Inc. (UPBD) Earnings Overview
As of May 8, 2026, Upbound Group, Inc. (UPBD) reported trailing twelve-month net income of $84M, reflecting -43.4% year-over-year growth. The company earned $1.25 per diluted share over the past four quarters, with a net profit margin of 1.6%.
Looking at the long-term picture, UPBD's 5-year EPS compound annual growth rate (CAGR) stands at -19.6%, signaling declining earnings. The company achieved its highest annual net income of $208M in fiscal 2020.
Upbound Group, Inc. maintains positive profitability with a gross margin of 34.4%, operating margin of 4.8%, and net margin of 1.6%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including PRAA (-$305M net income, -24.6% margin), WRLD ($43M net income, 15.9% margin), FCFS ($354M net income, 9.0% margin), UPBD has outperformed on profitability metrics. Compare UPBD vs PRAA →
UPBD Earnings vs Peers
Earnings metrics vs comparable public companies
UPBD Historical Earnings Data (1994–2025)
32 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $73M | -40.7% | $223M | $1.25 | 1.6% | 4.8% |
| 2024 | $123M | +2484.2% | $292M | $2.21 | 2.9% | 6.7% |
| 2023 | -$5M | -141.9% | $163M | $-0.09 | -0.1% | 4.1% |
| 2022 | $12M | -90.8% | $149M | $0.21 | 0.3% | 3.5% |
| 2021 | $135M | -35.2% | $281M | $2.02 | 2.9% | 6.1% |
| 2020 | $208M | +19.9% | $237M | $3.73 | 7.4% | 8.4% |
| 2019 | $174M | +1943.6% | $254M | $3.10 | 6.5% | 9.5% |
| 2018 | $8M | +27.6% | $56M | $0.16 | 0.3% | 2.1% |
| 2017 | $7M | +105.9% | -$63M | $0.12 | 0.2% | -2.3% |
| 2016 | -$113M | +86.9% | -$67M | $-2.13 | -3.8% | -2.2% |
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Start ComparisonUPBD — Frequently Asked Questions
Quick answers to the most common questions about buying UPBD stock.
Is UPBD growing earnings?
UPBD EPS fell to $1.25, with earnings declining -43.4%. This contrasts with the 5-year CAGR of -19.6%. TTM net income dropped to $84M.
What are UPBD's profit margins?
Upbound Group, Inc. net margin is +1.6%, with operating margin at +4.8%. Below-average margins reflect competitive or cost pressures.
How consistent are UPBD's earnings?
UPBD earnings data spans 1994-2025. The declining earnings trend is -43.4% YoY. Historical data enables comparison across business cycles.