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Upbound Group, Inc. (UPBD) Earnings History

Annual and quarterly earnings data from 1994 to 2024

TTM Net Income
$84M
Profitable
TTM EPS
$1.43
Diluted
YoY EPS Growth
+24.5%
Excellent
Net Margin
0.0%
Profitability
Operating Margin0.1%
Gross Margin0.5%
ROE0.2%
ROA0.0%
Highest Annual Net Income$208M (2020)
Highest Quarterly EPS$1.70 (Q2 2019)
Consecutive Profitable Years1 years
Q3 2025
Net Income$13M
EPS$0.22
QoQ Growth-14.6%Declining

Loading earnings history...

EPS Growth Rates (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
+3.0%
Solid
5-Year
-6.5%
Slow
10-Year
+2.0%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202448.1%6.7%2.9%
202350.7%4.1%-0.1%
202249.0%3.5%0.3%
202148.8%6.1%2.9%
202059.4%8.4%7.4%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Upbound Group, Inc. (UPBD) Earnings Overview

As of February 28, 2026, Upbound Group, Inc. (UPBD) reported trailing twelve-month net income of $84M, reflecting +24.5% year-over-year growth. The company earned $1.43 per diluted share over the past four quarters, with a net profit margin of 0.0%.

Looking at the long-term picture, UPBD's 5-year EPS compound annual growth rate (CAGR) stands at -6.5%, signaling declining earnings. The company achieved its highest annual net income of $208M in fiscal 2020.

Upbound Group, Inc. maintains positive profitability with a gross margin of 0.5%, operating margin of 0.1%, and net margin of 0.0%. The company continues to generate positive earnings from operations. View revenue history →

Compared to industry peers including INTU ($4.34B net income, 0.2% margin), FICO ($658M net income, 0.3% margin), SSNC ($852M net income, 0.1% margin), UPBD has room to improve margins relative to the peer group. Compare UPBD vs INTU →

Peer Comparison

Earnings metrics vs industry competitors

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
UPBDCurrent
$84M$1.430.0%0.2%+24.5%—
INTU
$4.3B$15.440.2%0.2%+0.3%
FICO
$658M$27.460.3%-+0.3%
SSNC
$852M$3.370.1%0.1%+0.1%
GWRE
$92M$1.060.1%0.0%+11.9%
FRGE
-$63M$-4.69-0.8%-0.3%+0.3%
Best in group
Lowest in group

Historical Data

31 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$123M+2484.2%$292M$2.212.9%6.7%
2023-$5M-141.9%$163M$-0.09-0.1%4.1%
2022$12M-90.8%$149M$0.210.3%3.5%
2021$135M-35.2%$281M$2.022.9%6.1%
2020$208M+19.9%$237M$3.737.4%8.4%
2019$174M+1943.6%$254M$3.106.5%9.5%
2018$8M+27.6%$56M$0.160.3%2.1%
2017$7M+105.9%-$63M$0.120.2%-2.3%
2016-$113M+86.9%-$67M$-2.13-3.8%-2.2%
2015-$867M-998.8%-$1.01B$-16.34-26.4%-30.7%

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Frequently Asked Questions

Is UPBD growing earnings?

UPBD EPS is $1.43, with earnings growth accelerating to +24.5%. This exceeds the 5-year CAGR of -6.5%. TTM net income reached $84M.

What are UPBD's profit margins?

Upbound Group, Inc. net margin is +0.0%, with operating margin at +0.1%. Below-average margins reflect competitive or cost pressures.

How consistent are UPBD's earnings?

UPBD earnings data spans 1994-2024. The accelerating earnings trend is +24.5% YoY. Historical data enables comparison across business cycles.

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Earnings Over Time

Net income and EPS trends