Upbound Group, Inc. (UPBD) Earnings History
Earnings Pressure32 years of earnings data (1994–2025) · 5-year EPS trend is negative
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Upbound Group, Inc. (UPBD) Earnings Overview
As of June 23, 2026, Upbound Group, Inc. (UPBD) reported trailing twelve-month net income of $84M, reflecting -43.4% year-over-year growth. The company earned $1.25 per diluted share over the past four quarters, with a net profit margin of 1.6%.
Looking at the long-term picture, UPBD's 5-year EPS compound annual growth rate (CAGR) stands at -19.6%, signaling declining earnings. The company achieved its highest annual net income of $208M in fiscal 2020.
Upbound Group, Inc. maintains positive profitability with a gross margin of 34.4%, operating margin of 4.8%, and net margin of 1.6%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including PRAA (-$281M net income, -24.6% margin), WRLD ($43M net income, 15.9% margin), FCFS ($354M net income, 9.0% margin), UPBD has outperformed on profitability metrics. Compare UPBD vs PRAA →
UPBD Earnings vs Peers
Earnings metrics vs comparable public companies
UPBD Historical Earnings Data (1994–2025)
32 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $73M | -40.7% | $223M | $1.25 | 1.6% | 4.8% |
| 2024 | $123M | +2484.2% | $292M | $2.21 | 2.9% | 6.7% |
| 2023 | -$5M | -141.9% | $163M | $-0.09 | -0.1% | 4.1% |
| 2022 | $12M | -90.8% | $149M | $0.21 | 0.3% | 3.5% |
| 2021 | $135M | -35.2% | $281M | $2.02 | 2.9% | 6.1% |
| 2020 | $208M | +19.9% | $237M | $3.73 | 7.4% | 8.4% |
| 2019 | $174M | +1943.6% | $254M | $3.10 | 6.5% | 9.5% |
| 2018 | $8M | +27.6% | $56M | $0.16 | 0.3% | 2.1% |
| 2017 | $7M | +105.9% | -$63M | $0.12 | 0.2% | -2.3% |
| 2016 | -$113M | +86.9% | -$67M | $-2.13 | -3.8% | -2.2% |
| 2015 | -$867M | -998.8% | -$1.01B | $-16.34 | -26.4% | -30.7% |
| 2014 | $96M | -24.8% | $193M | $1.81 | 3.1% | 6.1% |
| 2013 | $128M | -30.1% | $246M | $2.33 | 4.1% | 7.9% |
| 2012 | $183M | +11.5% | $318M | $3.03 | 6.0% | 10.3% |
| 2011 | $165M | -4.1% | $293M | $2.64 | 5.7% | 10.2% |
| 2010 | $172M | +2.3% | $304M | $2.60 | 6.3% | 11.1% |
| 2009 | $168M | +20.2% | $296M | $2.52 | 6.1% | 10.8% |
| 2008 | $140M | +83.1% | $274M | $2.08 | 4.8% | 9.5% |
| 2007 | $76M | -26.0% | $204M | $1.10 | 2.6% | 7.0% |
| 2006 | $103M | -24.1% | $222M | $1.46 | 4.2% | 9.1% |
| 2005 | $136M | -12.9% | $250M | $1.83 | 5.8% | 10.7% |
| 2004 | $156M | -14.1% | $283M | $1.94 | 6.7% | 12.2% |
| 2003 | $181M | +5.4% | $1.81B | $2.08 | 8.1% | 81.5% |
| 2002 | $172M | +160.0% | $350M | $1.90 | 8.6% | 17.4% |
| 2001 | $66M | -35.7% | $185M | $0.72 | 3.7% | 10.2% |
| 2000 | $103M | +73.4% | $245M | $1.18 | 6.4% | 15.3% |
| 1999 | $59M | +139.5% | $190M | $0.70 | 4.2% | 13.4% |
| 1998 | $25M | -4.2% | $102M | $0.33 | 3.1% | 12.6% |
| 1997 | $26M | +43.9% | $42M | $0.16 | 7.9% | 12.8% |
| 1996 | $18M | +68.2% | $31M | $0.29 | 7.6% | 13.0% |
| 1995 | $11M | +94.5% | $20M | $0.08 | 8.0% | 14.9% |
| 1994 | $6M | - | $9M | $0.02 | 7.4% | 12.5% |
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UPBD — Frequently Asked Questions
Quick answers to the most common questions about buying UPBD stock.
What is UPBD earnings per share (EPS)?
UPBD trailing twelve-month (TTM) diluted EPS is $1.25, reflecting -43.4% year-over-year growth. The 5-year EPS CAGR is -19.6%. Complete EPS history from 1994 to 2025 is available in the table on this page.
What is Upbound Group, Inc.'s net income?
Upbound Group, Inc. (UPBD) trailing twelve-month net income is $84M as of 2025. Earnings declined -43.4% year-over-year. Upbound Group, Inc. has been profitable for 2 consecutive years.
Is UPBD profitable?
Yes, UPBD is profitable with a TTM net income of $84M and a net profit margin of +1.6%. Upbound Group, Inc. has generated profits for 2 consecutive years.
What is UPBD's earnings growth rate?
UPBD compound annual EPS growth rates (CAGR): 1-Year: -43.4%, 3-Year: +81.2%, 5-Year: -19.6%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1994 to 2025.
What are UPBD's profit margins?
Upbound Group, Inc. net profit margin is +1.6%, operating margin is +4.8%, and gross margin is +34.4%. Below-average margins reflect competitive or cost pressures. Return on Equity is +11.1%.
Is UPBD growing earnings?
UPBD earnings are declining — EPS fell -43.4% year-over-year. TTM net income dropped to $84M. This contrasts with the 5-year CAGR of -19.6%.
What was UPBD's best earnings year?
Upbound Group, Inc.'s highest annual net income on record is $208M, achieved in fiscal year 2020. Earnings history on this page spans 1994 to 2025 and includes all annual and quarterly figures.
What were UPBD's earnings last quarter?
UPBD's most recent reported quarter was Q1 2026. Net income was $36M with diluted EPS of $0.61. For a full breakdown of all quarters, see the quarterly earnings table on this page.