Usio, Inc. (USIO) Earnings History
Net Loss27 years of earnings data (1999–2025) · Currently unprofitable on a TTM basis
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Usio, Inc. (USIO) Earnings Overview
As of June 22, 2026, Usio, Inc. (USIO) reported trailing twelve-month net income of -$2M, reflecting -177.8% year-over-year growth. The company earned $-0.08 per diluted share over the past four quarters, with a net profit margin of -2.9%.
Looking at the long-term picture, USIO's historical earnings data spans multiple years. The company achieved its highest annual net income of $4M in fiscal 2014.
Usio, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including PRTH ($57M net income, 5.8% margin), RPAY (-$259M net income, -83.0% margin), EVTC ($133M net income, 15.2% margin), USIO has room to improve margins relative to the peer group. Compare USIO vs PRTH →
USIO Earnings vs Peers
Earnings metrics vs comparable public companies
USIO Historical Earnings Data (1999–2025)
27 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$3M | -176.0% | -$2M | $-0.09 | -2.9% | -2.8% |
| 2024 | $3M | +795.7% | -$1M | $0.12 | 4.0% | -1.8% |
| 2023 | $-475,104 | +91.3% | -$2M | $-0.02 | -0.6% | -2.3% |
| 2022 | -$5M | -1604.8% | -$5M | $-0.27 | -7.9% | -7.5% |
| 2021 | $-321,634 | +88.9% | $-155,381 | $-0.02 | -0.5% | -0.3% |
| 2020 | -$3M | +43.2% | -$4M | $-0.19 | -9.0% | -11.6% |
| 2019 | -$5M | -35.5% | -$5M | $-0.39 | -18.1% | -18.0% |
| 2018 | -$4M | -25.5% | -$4M | $-0.31 | -15.1% | -15.1% |
| 2017 | -$3M | -151.4% | -$3M | $-0.33 | -20.6% | -19.5% |
| 2016 | -$1M | -217.8% | -$1M | $-0.15 | -9.9% | -11.3% |
| 2015 | $1M | -73.5% | $946,877 | $0.08 | 7.1% | 6.6% |
| 2014 | $4M | +586.5% | $2M | $0.41 | 28.7% | 16.8% |
| 2013 | $-789,039 | -161.9% | $-755,432 | $-0.12 | -15.2% | -14.6% |
| 2012 | $1M | +262.4% | $1M | $0.15 | 17.4% | 18.9% |
| 2011 | $351,848 | +175.8% | $373,000 | $0.04 | 7.3% | 7.7% |
| 2010 | $-464,168 | +42.2% | $-609,731 | $-0.06 | -17.7% | -23.3% |
| 2009 | $-803,526 | +14.9% | $-941,670 | $-0.11 | -25.0% | -29.3% |
| 2008 | $-944,617 | +45.1% | -$2M | $-0.15 | -31.5% | -56.3% |
| 2007 | -$2M | -23.3% | -$2M | $-0.37 | -56.7% | -51.0% |
| 2006 | -$1M | -16.8% | -$1M | $-0.50 | -55.4% | -49.6% |
| 2005 | -$1M | +21.1% | -$2M | $-0.61 | -101.3% | -138.9% |
| 2004 | -$2M | -412.3% | -$1M | $-1.04 | -423.6% | -402.7% |
| 2003 | $484,896 | +104.4% | -$2M | $0.30 | 406.5% | -1572.1% |
| 2002 | -$11M | -5.3% | -$8M | $-7.98 | -260.4% | -196.9% |
| 2001 | -$10M | +48.0% | -$11M | $-8.66 | -350.5% | -362.6% |
| 2000 | -$20M | -265.6% | -$21M | $-20.29 | -3267.5% | -3348.2% |
| 1999 | -$5M | - | -$5M | $-7.55 | -9872.2% | -9639.3% |
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Intrinsic Valuation
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USIO — Frequently Asked Questions
Quick answers to the most common questions about buying USIO stock.
What is USIO earnings per share (EPS)?
USIO trailing twelve-month (TTM) diluted EPS is $-0.08, reflecting -177.8% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 1999 to 2025 is available in the table on this page.
What is Usio, Inc.'s net income?
Usio, Inc. (USIO) trailing twelve-month net income is $-2M as of 2025. Earnings declined -177.8% year-over-year.
Is USIO profitable?
USIO is not currently profitable on a TTM basis, reporting a net loss of $-2M. Net margin is -2.9%. Investors should monitor for a return to profitability.
What is USIO's earnings growth rate?
USIO compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1999 to 2025.
What are USIO's profit margins?
Usio, Inc. net profit margin is -2.9%, operating margin is -2.8%, and gross margin is +23.1%. Below-average margins reflect competitive or cost pressures. Return on Equity is -13.6%.
Is USIO growing earnings?
USIO earnings are declining — EPS fell -177.8% year-over-year. TTM net income dropped to $-2M. This contrasts with the 5-year CAGR of N/A.
What was USIO's best earnings year?
Usio, Inc.'s highest annual net income on record is $4M, achieved in fiscal year 2014. Earnings history on this page spans 1999 to 2025 and includes all annual and quarterly figures.
What were USIO's earnings last quarter?
USIO's most recent reported quarter was Q1 2026. Net income was $122503.00 with diluted EPS of $0.00. For a full breakdown of all quarters, see the quarterly earnings table on this page.