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USIO logoUsio, Inc. (USIO) Earnings History

Annual and quarterly earnings data from 1999 to 2025

TTM Net Income
-$3M
Net Loss
TTM EPS
$-0.09
Diluted
YoY EPS Growth
-177.8%
Declining
Net Margin
-2.9%
Profitability
Operating Margin-2.6%
Gross Margin23.1%
ROE-13.6%
ROA-2.1%
Highest Annual Net Income$4M (2014)
Highest Quarterly EPS$1.95 (Q3 2003)
Consecutive Profitable Years0 years
Q4 2025
Net Income-$1M
EPS$-0.05
QoQ Growth-260.3%Declining

Loading earnings history...

USIO EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

USIO Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202523.1%-2.6%-2.9%
202423.7%-1.8%4.0%
202322.5%-2.3%-0.6%
202221.0%-7.5%-7.9%
202125.2%-0.3%-0.5%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Usio, Inc. (USIO) Earnings Overview

As of May 8, 2026, Usio, Inc. (USIO) reported trailing twelve-month net income of -$3M, reflecting -177.8% year-over-year growth. The company earned $-0.09 per diluted share over the past four quarters, with a net profit margin of -2.9%.

Looking at the long-term picture, USIO's historical earnings data spans multiple years. The company achieved its highest annual net income of $4M in fiscal 2014.

Usio, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including PRTH ($56M net income, 5.8% margin), RPAY (-$259M net income, -83.0% margin), EVTC ($133M net income, 15.2% margin), USIO has room to improve margins relative to the peer group. Compare USIO vs PRTH →

USIO Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
USIO logoUSIOCurrent
-$3M$-0.09-2.9%-13.6%-177.8%—
PRTH logoPRTH
$56M$0.675.8%-+319.4%
RPAY logoRPAY
-$259M$-3.14-83.0%-40.9%-2627.3%
EVTC logoEVTC
$133M$2.1215.2%23.0%+27.2%
FLYW logoFLYW
$12.5B$97.982.2%1.6%+391.1%
FOUR logoFOUR
$86M$1.172.8%8.0%-64.4%
Best in group
Lowest in group

USIO Historical Earnings Data (1999–2025)

27 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$3M-176.0%-$2M$-0.09-2.9%-2.6%
2024$3M+795.7%-$1M$0.124.0%-1.8%
2023$-475,104+91.3%-$2M$-0.02-0.6%-2.3%
2022-$5M-1604.8%-$5M$-0.27-7.9%-7.5%
2021$-321,634+88.9%$-155,381$-0.02-0.5%-0.3%
2020-$3M+43.2%-$4M$-0.19-9.0%-11.6%
2019-$5M-35.5%-$5M$-0.39-18.1%-18.0%
2018-$4M-25.5%-$4M$-0.31-15.1%-15.1%
2017-$3M-151.4%-$3M$-0.33-20.6%-19.5%
2016-$1M-217.8%-$1M$-0.15-9.9%-11.3%

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Compare USIO vs NVDA

Side-by-side business, growth, and profitability comparison vs NVIDIA Corporation.

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USIO — Frequently Asked Questions

Quick answers to the most common questions about buying USIO stock.

Is USIO growing earnings?

USIO EPS fell to $-0.09, with earnings declining -177.8%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-3M.

What are USIO's profit margins?

Usio, Inc. net margin is -2.9%, with operating margin at -2.6%. Below-average margins reflect competitive or cost pressures.

How consistent are USIO's earnings?

USIO earnings data spans 1999-2025. The declining earnings trend is -177.8% YoY. Historical data enables comparison across business cycles.

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USIO Earnings Over Time (2014–2025)

Net income and EPS trends