Last 28 quarters of trend data · Financial Services · Financial - Mortgages
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.08 | — | 10.06 | 14.48 | — | 9.41 | — | 21.58 | — | 54.14 | 20.17 | — | 6.06 | 17.24 | — | — | 5.63 | 9.83 | 5.15 | 14.80 | 10.86 |
| — | — | — | -32.9% | — | -82.6% | — | — | — | +214.0% | — | — | +7.6% | +75.3% | — | — | -48.1% | -69.0% | -14.3% | +5901.2% | +5827.9% | |
| P/S Ratio | 0.09 | 0.17 | 0.25 | 0.35 | 1.00 | 0.32 | 5.10 | 0.68 | 0.67 | 0.49 | 0.41 | — | 0.22 | 0.28 | 2.19 | 0.54 | 0.12 | 0.19 | 2.60 | 5.08 | 4.94 |
| — | -48.3% | -95.1% | -48.2% | +49.0% | -33.8% | +1148.3% | — | +210.5% | +70.8% | -81.3% | — | +78.3% | +53.5% | -15.8% | -89.3% | -97.6% | -97.9% | -9.2% | +2497.1% | +3192.0% | |
| P/B Ratio | 0.19 | 0.49 | 0.48 | 0.71 | 0.85 | 0.48 | 0.51 | 0.44 | 0.39 | 0.28 | 0.28 | 0.27 | 0.15 | 0.18 | 0.16 | 0.10 | 0.08 | 0.10 | 2.28 | 2.99 | 3.72 |
| — | +2.6% | -6.9% | +58.8% | +117.8% | +68.7% | +83.9% | +65.1% | +166.5% | +60.4% | +76.0% | +179.0% | +83.0% | +74.1% | -93.0% | -96.8% | -97.9% | -98.0% | -50.2% | +423.5% | +608.2% | |
| P/FCF | — | 0.36 | — | 3.43 | — | — | 0.36 | — | — | — | — | — | 0.33 | — | 0.06 | — | — | — | 0.15 | — | 4.87 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | -62.6% | — | — | — | -87.3% | — | +2893.1% | |
| EV / EBITDA | 7.52 | 57.46 | 11.99 | 6.57 | 139.91 | 8.45 | — | 60.77 | 68.62 | 27.89 | 12.41 | — | 6.46 | 9.04 | — | — | 4.78 | 6.84 | 6.81 | 28.40 | 16.33 |
| — | +580.3% | — | -89.2% | +103.9% | -69.7% | — | — | +961.5% | +208.4% | — | — | +35.3% | +32.2% | — | — | -70.7% | -83.9% | +38.5% | +2086.5% | +1751.0% | |
| EV / EBIT | 7.73 | 106.50 | 13.01 | 11.97 | 296.04 | 8.79 | — | 78.23 | 95.43 | 32.12 | 13.24 | — | 6.74 | 9.52 | — | — | 4.96 | 7.22 | 6.99 | 29.68 | 16.81 |
| — | +1111.1% | — | -84.7% | +210.2% | -72.6% | — | — | +1316.3% | +237.3% | — | — | +35.9% | +31.8% | — | — | -70.5% | -84.1% | +40.8% | +1855.1% | +1615.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 102.9% | 111.9% | 101.1% | 102.0% | 98.4% | 98.5% | 74.8% | 99.0% | 94.9% | 96.1% | 97.5% | 104.1% | 97.7% | 98.0% | 85.6% | 94.6% | 98.4% | 98.6% | 98.9% | 97.6% | 97.8% |
| — | +13.6% | +35.1% | +3.0% | +3.7% | +2.5% | -23.3% | -4.8% | -2.9% | -2.0% | +13.9% | +9.9% | -0.7% | -0.6% | -13.5% | -3.1% | +0.6% | +1.8% | -0.2% | -1.7% | -1.6% | |
| Operating Margin | 69.7% | 6.7% | 43.5% | 69.9% | 3.7% | 50.6% | -633.2% | 12.6% | 10.1% | 22.6% | 43.9% | 192.7% | 57.4% | 50.1% | -267.6% | -49.2% | 58.8% | 48.9% | 65.8% | 49.7% | 59.0% |
| — | -86.7% | +106.9% | +455.3% | -63.1% | +123.6% | -1543.3% | -93.5% | -82.3% | -54.8% | +116.4% | +491.8% | -2.4% | +2.6% | -506.8% | -198.9% | -0.5% | +34.3% | -16.1% | -37.3% | -27.9% | |
| Net Margin | 1.0% | -11.1% | 3.3% | 2.4% | -0.4% | 3.5% | -33.2% | 2.7% | -2.0% | 0.9% | 2.1% | 11.1% | 3.5% | 1.6% | -22.9% | -0.2% | 2.1% | 1.9% | 3.2% | 3.6% | 4.5% |
| — | -414.2% | +110.0% | -8.6% | +81.2% | +292.9% | -1697.7% | -76.2% | -157.0% | -45.6% | +109.1% | +5761.9% | +66.6% | -12.9% | -825.7% | -105.4% | -53.5% | -11.9% | -26.8% | -95.4% | -94.5% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 1.5% | -6.2% | 1.6% | 1.2% | -0.1% | 1.4% | -0.7% | 0.4% | -0.3% | 0.1% | 0.4% | -1.0% | 0.6% | 0.3% | -0.4% | -0.0% | 0.4% | 0.3% | 0.7% | 0.5% | 0.9% |
| — | -560.3% | +313.6% | +189.7% | +72.9% | +962.1% | -309.5% | +143.3% | -146.2% | -50.9% | +189.6% | -11481.0% | +70.8% | -0.8% | -157.1% | -101.5% | -60.2% | -13.4% | -62.8% | -99.1% | -98.9% | |
| ROA | 0.2% | -0.4% | 0.1% | 0.1% | -0.0% | 0.2% | -0.1% | 0.1% | -0.0% | 0.0% | 0.1% | -0.2% | 0.1% | 0.1% | -0.1% | -0.0% | 0.1% | 0.1% | 0.1% | 0.1% | 0.2% |
| — | -364.1% | +251.8% | +97.6% | +81.7% | +592.0% | -230.1% | +125.7% | -130.3% | -63.4% | +172.8% | -10122.7% | +45.0% | -14.9% | -174.4% | -102.5% | -32.6% | +25.2% | -70.2% | -99.4% | -99.2% | |
| ROIC | 8.9% | 0.2% | 1.5% | 2.6% | 0.1% | 1.9% | -1.4% | 0.2% | 0.2% | 0.5% | 1.2% | -3.1% | 1.9% | 1.6% | -0.9% | -0.4% | 2.4% | 1.6% | 2.2% | 0.9% | 1.6% |
| — | -88.4% | +205.3% | +1099.8% | -64.2% | +297.8% | -217.5% | +107.0% | -90.6% | -69.6% | +231.6% | -597.8% | -19.4% | -5.2% | -141.5% | -147.4% | +48.3% | +92.0% | -67.6% | -91.8% | -89.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 9.06 | 14.87 | 10.13 | 9.06 | 9.15 | 6.43 | 7.08 | 6.25 | 5.55 | 4.26 | 3.94 | 3.53 | 2.72 | 3.01 | 2.59 | 3.08 | 2.09 | 2.13 | 2.04 | 5.92 | 4.08 |
| — | +131.2% | +43.1% | +44.9% | +64.8% | +51.0% | +79.7% | +77.3% | +104.2% | +41.5% | +52.3% | +14.4% | +30.3% | +41.1% | +26.7% | -48.0% | -48.8% | -55.5% | -8.5% | +71.4% | +53.4% | |
| Debt / EBITDA | 7.67 | 230.08 | 46.98 | 25.19 | 541.84 | 32.78 | — | 235.64 | 269.70 | 111.79 | 49.22 | — | 26.74 | 36.64 | — | — | 20.66 | 30.12 | 13.77 | 77.56 | 35.62 |
| — | +602.0% | — | -89.3% | +100.9% | -70.7% | — | — | +908.7% | +205.1% | — | — | +29.4% | +21.6% | — | — | -42.0% | -65.1% | +95.9% | +1416.2% | +966.7% | |
| Current Ratio | 0.67 | 1.00 | 0.20 | 0.67 | 0.12 | 0.13 | 0.10 | 0.09 | 0.12 | 0.15 | 0.15 | 0.18 | 0.17 | 0.14 | 0.21 | 0.16 | 0.23 | 0.24 | 0.29 | 0.07 | 0.11 |
| — | +675.5% | +108.0% | +638.6% | +3.8% | -13.7% | -34.1% | -47.9% | -29.8% | +7.3% | -28.6% | +8.7% | -26.4% | -42.7% | -28.0% | +128.8% | +99.0% | +110.6% | -15.3% | -62.7% | -90.2% | |
| Quick Ratio | 0.67 | 1.00 | 0.20 | 0.67 | 0.12 | 0.13 | 0.10 | 0.09 | 0.12 | 0.15 | 0.15 | 0.18 | 0.17 | 0.14 | 0.21 | 0.16 | 0.23 | 0.24 | 0.29 | 0.07 | 0.11 |
| — | +675.5% | +108.0% | +638.6% | +3.8% | -13.7% | -34.1% | -47.9% | -29.8% | +7.3% | -28.6% | +8.7% | -26.4% | -42.7% | -28.0% | +128.8% | +99.0% | +110.6% | -15.3% | -62.7% | -90.2% | |
| Interest Coverage | 1.47 | 0.22 | 2.26 | 2.17 | 0.10 | 2.47 | -2.17 | 0.30 | 0.23 | 0.71 | 1.87 | -5.80 | 3.22 | 2.79 | -2.21 | -0.60 | 4.52 | 3.76 | 7.57 | 2.61 | 3.69 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 28 years · Updated daily
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying UWMC stock.
UWM Holdings Corporation's current P/E is 12.1x. The average P/E over the last 2 quarters is 12.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
UWM Holdings Corporation's current operating margin is 69.7%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking UWM Holdings Corporation's business trajectory between earnings reports.