Valley National Bancorp (VLY) Earnings History
Profitable37 years of earnings data (1989–2025) · Positive TTM net income
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Valley National Bancorp (VLY) Earnings Overview
As of June 30, 2026, Valley National Bancorp (VLY) reported trailing twelve-month net income of $656M, reflecting +46.4% year-over-year growth. The company earned $1.17 per diluted share over the past four quarters, with a net profit margin of 17.1%.
Looking at the long-term picture, VLY's 5-year EPS compound annual growth rate (CAGR) stands at +1.7%, reflecting modest earnings expansion. The company achieved its highest annual net income of $598M in fiscal 2025, representing a new all-time high.
Valley National Bancorp maintains industry-leading profitability with a gross margin of 53.9%, operating margin of 21.3%, and net margin of 17.1%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including WSFS ($308M net income, 21.1% margin), IBCP ($70M net income, 21.7% margin), NBTB ($184M net income, 19.5% margin), VLY has room to improve margins relative to the peer group. Compare VLY vs WSFS →
VLY Earnings vs Peers
Earnings metrics vs comparable public companies
VLY Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $598M | +57.3% | $744M | $1.01 | 17.1% | 21.3% |
| 2024 | $380M | -23.7% | $439M | $0.69 | 10.6% | 12.3% |
| 2023 | $499M | -12.4% | $678M | $0.95 | 14.9% | 20.2% |
| 2022 | $569M | +20.1% | $781M | $1.14 | 26.1% | 35.8% |
| 2021 | $474M | +21.3% | $641M | $1.12 | 31.8% | 43.0% |
| 2020 | $391M | +26.1% | $530M | $0.93 | 24.9% | 33.8% |
| 2019 | $310M | +18.5% | $457M | $0.87 | 20.2% | 29.7% |
| 2018 | $261M | +61.5% | $330M | $0.75 | 20.2% | 25.5% |
| 2017 | $162M | -3.7% | $253M | $0.58 | 17.1% | 26.7% |
| 2016 | $168M | +63.3% | $233M | $0.63 | 19.3% | 26.8% |
| 2015 | $103M | -11.4% | $127M | $0.42 | 13.0% | 16.0% |
| 2014 | $116M | -12.0% | $147M | $0.56 | 16.3% | 20.6% |
| 2013 | $132M | -8.1% | $179M | $0.66 | 17.7% | 24.0% |
| 2012 | $144M | +8.4% | $210M | $0.73 | 18.1% | 26.6% |
| 2011 | $133M | +1.9% | $195M | $0.75 | 16.9% | 24.8% |
| 2010 | $130M | +12.0% | $185M | $0.73 | 16.9% | 24.1% |
| 2009 | $116M | +24.0% | $168M | $0.58 | 14.8% | 21.4% |
| 2008 | $94M | -38.9% | $111M | $0.58 | 12.8% | 15.1% |
| 2007 | $153M | -6.4% | $205M | $0.99 | 18.8% | 25.2% |
| 2006 | $164M | +0.1% | $204M | $1.04 | 21.0% | 26.1% |
| 2005 | $163M | +5.9% | $230M | $1.07 | 23.4% | 32.9% |
| 2004 | $154M | +0.6% | $229M | $1.05 | 25.6% | 37.9% |
| 2003 | $153M | -0.8% | $233M | $1.04 | 25.3% | 38.5% |
| 2002 | $155M | +14.4% | $219M | $1.01 | 25.8% | 36.6% |
| 2001 | $135M | +6.7% | $199M | $0.85 | 21.7% | 32.1% |
| 2000 | $127M | +1.1% | $193M | $0.79 | 20.2% | 30.7% |
| 1999 | $125M | +23.7% | $187M | $0.77 | 21.9% | 32.7% |
| 1998 | $101M | +12.3% | $132M | $0.76 | 22.2% | 28.8% |
| 1997 | $90M | +26.2% | $128M | $0.65 | 20.0% | 28.2% |
| 1996 | $72M | +14.2% | $108M | $0.56 | 17.9% | 27.1% |
| 1995 | $63M | +6.1% | $102M | $0.57 | 18.5% | 30.1% |
| 1994 | $59M | +8.9% | $89M | $0.60 | 22.2% | 33.5% |
| 1993 | $54M | +30.3% | $84M | $0.51 | 21.7% | 33.8% |
| 1992 | $42M | +38.2% | $63M | $0.46 | 16.5% | 25.0% |
| 1991 | $30M | +11.1% | $43M | $0.51 | 14.2% | 20.2% |
| 1990 | $27M | -20.1% | $37M | $0.30 | 14.7% | 20.3% |
| 1989 | $34M | - | $46M | $0.38 | 19.4% | 26.1% |
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VLY — Frequently Asked Questions
Quick answers to the most common questions about buying VLY stock.
What is VLY earnings per share (EPS)?
VLY trailing twelve-month (TTM) diluted EPS is $1.17, reflecting +46.4% year-over-year growth. The 5-year EPS CAGR is +1.7%. Complete EPS history from 1989 to 2025 is available in the table on this page.
What is Valley National Bancorp's net income?
Valley National Bancorp (VLY) trailing twelve-month net income is $656M as of 2025. Earnings grew +46.4% year-over-year. Valley National Bancorp has been profitable for 37 consecutive years.
Is VLY profitable?
Yes, VLY is profitable with a TTM net income of $656M and a net profit margin of +17.1%. Valley National Bancorp has generated profits for 37 consecutive years.
What is VLY's earnings growth rate?
VLY compound annual EPS growth rates (CAGR): 1-Year: +46.4%, 3-Year: -4.0%, 5-Year: +1.7%, 10-Year: +9.2%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.
What are VLY's profit margins?
Valley National Bancorp net profit margin is +17.1%, operating margin is +21.3%, and gross margin is +53.9%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +7.8%.
Is VLY growing earnings?
Yes, VLY earnings are accelerating — EPS growth of +46.4% exceeds the 5-year CAGR of +1.7%. TTM net income reached $656M. Earnings momentum is strengthening.
What was VLY's best earnings year?
Valley National Bancorp's highest annual net income on record is $598M, achieved in fiscal year 2025. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.
What were VLY's earnings last quarter?
VLY's most recent reported quarter was Q1 2026. Net income was $164M with diluted EPS of $0.28. For a full breakdown of all quarters, see the quarterly earnings table on this page.