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Valley National Bancorp(VLY)Earnings, Financials & Key Ratios
VLY•NASDAQ•Banking & Credit
$13.66
$7.59B mkt cap·13.5× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutValley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, retail, insurance, and wealth management financial services products. It operates through Commercial Lending, Consumer Lending, and Investment Management segments. The company offers non-interest bearing, savings, NOW, money market, and time deposit accounts, commercial and industrial, commercial real estate, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; and secured and unsecured other consumer loans. It also invests in various securities and interest-bearing deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange transactions, documentary collections, foreign wire transfers services, and transaction accounts for non-resident aliens. In addition, the company offers investment services for individuals and small to medium sized businesses; and trusts and custom -tailored investment strategies for various retirement plans. Further, it provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as owns real estate related investments. Additionally, the company offers online, mobile, and telephone banking services; and overdraft, drive-in and night deposit, automated teller machine, remote deposit capture, and safe deposit facility services. As of December 31,2021, it operated 232 branch offices in New Jersey, New York, Florida, and Alabama. The company was incorporated in 1927 and is headquartered in New York, New York.Show more
- Net Interest Income$1.76B+8.3%
- Total Revenue$3.49B-2.2%
- Net Income$598M+57.3%
- Return on Equity7.85%+45.8%
- Net Interest Margin2.74%+5.3%
- Efficiency Ratio32.65%+6.5%
- ROA0.94%+53.1%
- Equity / Assets12.15%+2.1%
- Book Value per Share13.85-3.5%
- Tangible BV/Share10.39-1.0%
- Debt/Equity0.44-11.5%
VLY Key Insights
Valley National Bancorp (VLY) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 32.6% efficiency ratio
- ✓Well capitalized: 12.1% equity/assets
- ✓Healthy dividend yield of 3.2%
- ✓Trading near 52-week high
- ✓Trading at only 1.0x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
VLY Price & Volume
Valley National Bancorp (VLY) stock price & volume — 10-year historical chart
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VLY Growth Metrics
Valley National Bancorp (VLY) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years16.01%
5 Years17.4%
3 Years16.96%
TTM-
Profit CAGR
10 Years19.23%
5 Years8.89%
3 Years1.68%
TTM57.25%
EPS CAGR
10 Years9.17%
5 Years1.66%
3 Years-3.96%
TTM46.38%
Return on Capital
10 Years6.79%
5 Years6.63%
3 Years4.53%
Last Year1.96%
VLY Recent Earnings
Valley National Bancorp (VLY) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 4/12 qtrs (33%)●Beat Revenue 4/12 qtrs (33%)
Q2 2026Latest
Apr 23, 2026EPS
$0.29
Est $0.27
+7.4%
Revenue
$540M
Est $533M
+1.4%
Q1 2026
Jan 29, 2026EPS
$0.31
Est $0.29
+6.9%
Revenue
$541M
Est $526M
+2.9%
Q4 2025
Oct 23, 2025EPS
$0.28
Est $0.26
+8.6%
Revenue
$511M
Est $511M
+0.0%
Q3 2025
Jul 24, 2025EPS
$0.23
Est $0.22
+4.5%
Revenue
$495M
Est $512M
-3.3%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.29vs $0.27+7.4% | $540Mvs $533M+1.4% |
| Q1 2026 | Jan 29, 2026 | $0.31vs $0.29+6.9% | $541Mvs $526M+2.9% |
| Q4 2025 | Oct 23, 2025 | $0.28vs $0.26+8.6% | $511Mvs $511M+0.0% |
| Q3 2025 | Jul 24, 2025 | $0.23vs $0.22+4.5% | $495Mvs $512M-3.3% |
Based on last 12 quarters of dataView full earnings history →
VLY Peer Comparison
Valley National Bancorp (VLY) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 WSFS | 3.8B | 72.11 | 14.17 | -3.05% | 10.65% | 0.11 | ||
 IBCP | 696.01M | 33.81 | 10.34 | -0.3% | 14.2% | 0.23 | ||
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 | ||
 TRMK | 2.64B | 44.92 | 12.14 | 34.75% | 10.77% | 0.53 | ||
 FULT | 4.19B | 21.79 | 10.48 | 5.03% | 11.6% | 0.37 | ||
 UMBF | 10.2B | 133.96 | 14.67 | 68.52% | 11.67% | 0.49 | ||
 WTFC | 10.27B | 153.28 | 13.26 | 6.66% | 11.35% | 0.62 | ||
 OFG | 1.98B | 45.96 | 10.24 | 4.84% | 15.21% | 0.42 |
Compare VLY vs Peers
Valley National Bancorp (VLY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
VLY Income Statement
Valley National Bancorp (VLY) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 660.05M | 857.2M | 898.05M | 1.12B | 1.21B | 1.66B | 1.67B | 1.63B | 1.76B |
| NII Growth % | 7.65% | 29.87% | 4.76% | 24.59% | 8.13% | 36.84% | 0.59% | -2.21% | 8.28% |
| Net Interest Margin % | 2.75% | 2.69% | 2.4% | 2.75% | 2.78% | 2.88% | 2.73% | 2.61% | 2.74% |
| Interest Income | 834.15M | 1.16B | 1.32B | 1.38B | 1.33B | 1.98B | 3.14B | 3.36B | 3.23B |
| Interest Expense | 174.11M | 302.05M | 422.95M | 264.81M | 124.33M | 321.04M | 1.47B | 1.73B | 1.47B |
| Loan Loss Provision | 9.94M | 32.5M | 24.22M | 125.09M | 32.9M | 56.34M | 45.63M | 309.39M | 139.77M |
| Non-Interest Income | 111.71M | 134.05M | 214.52M | 182.4M | 155.28M | 206.31M | 214.45M | 214.1M | 260.28M |
| Non-Interest Income % | 11.81% | 10.37% | 13.97% | 11.65% | 10.42% | 9.45% | 6.4% | 5.99% | 7.45% |
| Total Revenue | 945.86M▲ 0% | 1.29B▲ 36.7% | 1.54B▲ 18.7% | 1.57B▲ 2.0% | 1.49B▼ 4.9% | 2.18B▲ 46.6% | 3.35B▲ 53.6% | 3.57B▲ 6.5% | 3.49B▼ 2.2% |
| Revenue Growth % | 8.7% | 36.73% | 18.73% | 1.99% | -4.89% | 46.56% | 53.61% | 6.51% | -2.21% |
| Non-Interest Expense | 509.07M | 629.06M | 631.55M | 646.15M | 691.54M | 1.02B | 1.16B | 1.09B | 1.14B |
| Efficiency Ratio | 53.82% | 48.64% | 41.13% | 41.26% | 46.43% | 46.95% | 34.47% | 30.66% | 32.65% |
| Operating Income | 252.74M▲ 0% | 329.69M▲ 30.4% | 456.8M▲ 38.6% | 530.07M▲ 16.0% | 640.74M▲ 20.9% | 780.67M▲ 21.8% | 678.33M▼ 13.1% | 438.52M▼ 35.4% | 743.87M▲ 69.6% |
| Operating Margin % | 26.72% | 25.49% | 29.75% | 33.85% | 43.02% | 35.76% | 20.23% | 12.28% | 21.3% |
| Operating Income Growth % | 8.29% | 30.45% | 38.55% | 16.04% | 20.88% | 21.84% | -13.11% | -35.35% | 69.63% |
| Pretax Income | 252.74M▲ 0% | 329.69M▲ 30.4% | 456.8M▲ 38.6% | 530.07M▲ 16.0% | 640.74M▲ 20.9% | 780.67M▲ 21.8% | 678.33M▼ 13.1% | 438.52M▼ 35.4% | 743.87M▲ 69.6% |
| Pretax Margin % | 26.72% | 25.49% | 29.75% | 33.85% | 43.02% | 35.76% | 20.23% | 12.28% | 21.3% |
| Income Tax | 90.83M | 68.27M | 147M | 139.46M | 166.9M | 211.82M | 179.82M | 58.25M | 145.89M |
| Effective Tax Rate % | 35.94% | 20.71% | 32.18% | 26.31% | 26.05% | 27.13% | 26.51% | 13.28% | 19.61% |
| Net Income | 161.91M▲ 0% | 261.43M▲ 61.5% | 309.79M▲ 18.5% | 390.61M▲ 26.1% | 473.84M▲ 21.3% | 568.85M▲ 20.1% | 498.51M▼ 12.4% | 380.27M▼ 23.7% | 597.98M▲ 57.3% |
| Net Margin % | 17.12% | 20.21% | 20.18% | 24.94% | 31.81% | 26.06% | 14.87% | 10.65% | 17.12% |
| Net Income Growth % | -3.71% | 61.47% | 18.5% | 26.09% | 21.31% | 20.05% | -12.37% | -23.72% | 57.25% |
| Net Income (Continuing) | 161.91M | 261.43M | 309.79M | 390.61M | 473.84M | 568.85M | 498.51M | 380.27M | 597.98M |
| EPS (Diluted) | 0.58▲ 0% | 0.75▲ 29.3% | 0.87▲ 16.0% | 0.93▲ 6.9% | 1.12▲ 20.4% | 1.14▲ 1.8% | 0.95▼ 16.7% | 0.69▼ 27.4% | 1.01▲ 46.4% |
| EPS Growth % | -7.94% | 29.31% | 16% | 6.9% | 20.43% | 1.79% | -16.67% | -27.37% | 46.38% |
| EPS (Basic) | 0.58 | 0.75 | 0.88 | 0.94 | 1.13 | 1.14 | 0.95 | 0.70 | 1.02 |
| Diluted Shares Outstanding | 264.89M | 332.69M | 340.12M | 405.05M | 410.02M | 487.82M | 509.25M | 517.99M | 563.83M |
VLY Balance Sheet
Valley National Bancorp (VLY) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.91B | 2.18B | 2B | 2.67B | 3.18B | 2.21B | 2.19B | 2.12B | 315.17M |
| Cash & Due from Banks | 416.11M | 428.63M | 434.69M | 1.33B | 2.05B | 947.95M | 891.23M | 1.89B | 315.17M |
| Short Term Investments | 1.49B | 1.75B | 1.57B | 1.34B | 1.13B | 1.26B | 1.3B | 233.82M | 0 |
| Total Investments | 21.56B | 28.74B | 33.56B | 35.72B | 37.77B | 51.61B | 54.9B | 55.24B | 59.66B |
| Investments Growth % | 5.69% | 33.27% | 16.78% | 6.44% | 5.73% | 36.67% | 6.36% | 0.63% | 8% |
| Long-Term Investments | 20.07B | 26.99B | 31.99B | 34.38B | 36.64B | 50.35B | 53.6B | 55.01B | 59.66B |
| Accounts Receivables | 73.99M | 95.3M | 105.64M | 106.23M | 96.88M | 196.61M | 245.5M | 239.94M | 0 |
| Goodwill & Intangibles | 733.14M | 1.16B | 1.46B | 1.45B | 1.53B | 2.07B | 2.03B | 2B | 1.95B |
| Goodwill | 690.64M | 1.08B | 1.37B | 1.38B | 1.46B | 1.87B | 1.87B | 1.87B | 1.87B |
| Intangible Assets | 42.51M | 76.99M | 86.77M | 70.45M | 70.39M | 197.46M | 160.33M | 128.66M | 81.11M |
| PP&E (Net) | 287.7M | 341.63M | 619.66M | 571.85M | 585.42M | 664.91M | 724.54M | 679.27M | 644.65M |
| Other Assets | 928.92M | 1.1B | 1.26B | 1.51B | 1.42B | 1.97B | 2.15B | 2.45B | 1.18B |
| Total Current Assets | 1.98B | 2.27B | 2.11B | 2.77B | 3.28B | 2.41B | 2.44B | 2.36B | 559.06M |
| Total Non-Current Assets | 22.02B | 29.59B | 35.33B | 37.91B | 40.17B | 55.06B | 58.5B | 60.13B | 63.72B |
| Total Assets | 24B▲ 0% | 31.86B▲ 32.8% | 37.44B▲ 17.5% | 40.69B▲ 8.7% | 43.45B▲ 6.8% | 57.46B▲ 32.3% | 60.93B▲ 6.0% | 62.49B▲ 2.6% | 64.28B▲ 2.9% |
| Asset Growth % | 4.98% | 32.75% | 17.49% | 8.68% | 6.78% | 32.26% | 6.04% | 2.55% | 2.86% |
| Return on Assets (ROA) | 0.69% | 0.94% | 0.89% | 1% | 1.13% | 1.13% | 0.84% | 0.62% | 0.94% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 3.11B | 3.83B | 3.58B | 3.78B | 2.42B | 2.1B | 3.71B | 3.69B | 3.43B |
| Net Debt | 2.69B | 3.4B | 3.15B | 2.45B | 369M | 1.15B | 2.82B | 1.8B | 3.12B |
| Long-Term Debt | 2.26B | 1.66B | 1.83B | 2.05B | 1.48B | 1.6B | 2.39B | 3.23B | 2.36B |
| Short-Term Debt | 848.63M | 2.17B | 1.44B | 1.45B | 655.73M | 138.73M | 917.83M | 72.72M | 749.26M |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.29B | 52.89B |
| Total Current Liabilities | 19.21B | 26.85B | 30.91B | 33.77B | 36.6B | 49.1B | 51.44B | 50.15B | 749.26M |
| Total Non-Current Liabilities | 2.26B | 1.66B | 2.14B | 2.33B | 1.76B | 1.96B | 2.79B | 4.91B | 55.72B |
| Total Liabilities | 21.47B | 28.51B | 33.05B | 36.09B | 38.36B | 51.06B | 54.23B | 55.06B | 56.47B |
| Total Equity | 2.53B▲ 0% | 3.35B▲ 32.3% | 4.38B▲ 30.9% | 4.59B▲ 4.7% | 5.08B▲ 10.7% | 6.4B▲ 25.9% | 6.7B▲ 4.7% | 7.44B▲ 10.9% | 7.81B▲ 5.0% |
| Equity Growth % | 6.56% | 32.26% | 30.85% | 4.74% | 10.71% | 25.9% | 4.7% | 10.95% | 5.01% |
| Equity / Assets (Capital Ratio) | 10.55% | 10.52% | 11.71% | 11.29% | 11.7% | 11.14% | 11% | 11.9% | 12.15% |
| Return on Equity (ROE) | 6.59% | 8.89% | 8.01% | 8.7% | 9.79% | 9.91% | 7.61% | 5.38% | 7.85% |
| Book Value per Share | 9.56 | 10.07 | 12.89 | 11.34 | 12.40 | 13.12 | 13.16 | 14.35 | 13.85 |
| Tangible BV per Share | 6.80 | 6.58 | 8.60 | 7.75 | 8.67 | 8.89 | 9.17 | 10.50 | 10.39 |
| Common Stock | 92.73M | 116.24M | 141.42M | 141.75M | 148.48M | 178.19M | 178.19M | 196M | 196.73M |
| Additional Paid-in Capital | 2.06B | 2.8B | 3.62B | 3.64B | 3.88B | 4.98B | 4.99B | 5.44B | 5.46B |
| Retained Earnings | 216.73M | 299.64M | 443.56M | 611.16M | 883.64M | 1.22B | 1.47B | 1.6B | 1.91B |
| Accumulated OCI | -46.01M | -69.43M | -32.21M | -7.72M | -17.93M | -164M | -146.46M | -155.33M | -74.38M |
| Treasury Stock | -337K | -2.19M | -479K | -225K | -22.86M | -21.75M | -1.39M | 0 | -46.78M |
| Preferred Stock | 209.69M | 209.69M | 209.69M | 209.69M | 209.69M | 209.69M | 209.69M | 354.35M | 354.35M |
VLY Cash Flow Statement
Valley National Bancorp (VLY) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 619.23M | 303.96M | 261.92M | 163.56M | 837.14M | 1.43B | 378.19M | 548.54M | 343.83M |
| Operating CF Growth % | 47.73% | -50.91% | -13.83% | -37.55% | 411.82% | 70.64% | -73.52% | 45.04% | -37.32% |
| Net Income | 161.91M | 261.43M | 309.79M | 390.61M | 473.84M | 568.85M | 498.51M | 380.27M | 597.98M |
| Depreciation & Amortization | 34.86M | 45.97M | 71.4M | 82.26M | 50.96M | 79.44M | 83.2M | 78.83M | 68.72M |
| Deferred Taxes | 76.85M | -11.78M | 15.23M | -5.06M | 26.83M | 7.49M | -9.36M | -6.14M | 10.9M |
| Other Non-Cash Items | 405.15M | 47.45M | -36.98M | -56.2M | 220.27M | 182.57M | 35.66M | 316.6M | 136.27M |
| Working Capital Changes | -71.74M | -58.58M | -112.24M | -264.2M | 44.36M | 561.34M | -262.93M | -250.01M | -497.32M |
| Cash from Investing | -1.55B | -2.84B | -897.32M | -2.04B | -1.08B | -6.79B | -3.35B | -709.28M | -2.16B |
| Purchase of Investments | -632.14M | -554.27M | -747.05M | -1.02B | -1.7B | -904.4M | -429.1M | -2.5B | -1.77B |
| Sale/Maturity of Investments | 498.34M | 540.49M | 1.04B | 1.44B | 1.36B | 717.23M | 478.75M | 608.25M | 1.07B |
| Net Investment Activity | -133.8M | -13.79M | 290.1M | 413.71M | -344.58M | -187.16M | 49.65M | -1.89B | -701.51M |
| Acquisitions | 0 | 156.61M | 22.24M | 0 | 321.62M | 321.54M | 0 | 98.06M | 0 |
| Other Investing | -1.41B | -2.98B | -1.21B | -2.45B | -1.06B | -6.92B | -3.4B | 1.09B | -1.46B |
| Cash from Financing | 951.93M | 2.55B | 641.45M | 2.77B | 964.35M | 4.26B | 2.91B | 1.16B | 1.51B |
| Dividends Paid | -122.16M | -154.72M | -159.22M | -190.65M | -192.35M | -219.15M | -239.75M | -249.6M | -277.87M |
| Share Repurchases | -2.65M | -3.8M | -1.8M | -5.37M | -23.91M | -24.12M | -11.47M | -8.87M | -72.8M |
| Stock Issued | 8.21M | 2.7M | 2.96M | 2.2M | 11.24M | 120K | 4.01M | 451.16M | 17.51M |
| Net Stock Activity | 5.56M | -1.1M | 1.15M | -3.17M | -12.66M | -24M | -7.47M | 442.3M | -55.3M |
| Debt Issuance (Net) | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K |
| Other Financing | 422.75M | 2.73B | 1.81B | 2.75B | 2.53B | 4.97B | 1.61B | 830.61M | 2.11B |
| Net Change in Cash | 23.61M▲ 0% | 12.52M▼ 47.0% | 6.06M▼ 51.6% | 894.52M▲ 14665.9% | 720.72M▼ 19.4% | -1.1B▼ 252.9% | -56.72M▲ 94.9% | 998.9M▲ 1861.0% | -306.56M▼ 130.7% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 392.5M | 416.11M | 428.63M | 434.69M | 1.33B | 2.05B | 947.95M | 891.23M | 1.89B |
| Cash at End | 416.11M | 428.63M | 434.69M | 1.33B | 2.05B | 947.95M | 891.23M | 1.89B | 1.58B |
| Interest Paid | 170.61M | 290.44M | 415.65M | 279.04M | 138.36M | 281.14M | 1.36B | 1.74B | 1.53B |
| Income Taxes Paid | 29.01M | 53.59M | 106.34M | 148.38M | 163.37M | 172.1M | 236.5M | 89.7M | 53.46M |
| Free Cash Flow | 619.23M▲ 0% | 303.96M▼ 50.9% | 261.92M▼ 13.8% | 163.56M▼ 37.6% | 837.14M▲ 411.8% | 1.43B▲ 70.6% | 378.19M▼ 73.5% | 548.54M▲ 45.0% | 343.83M▼ 37.3% |
| FCF Growth % | 47.73% | -50.91% | -13.83% | -37.55% | 411.82% | 70.64% | -73.52% | 45.04% | -37.32% |
VLY Banking Ratios
Valley National Bancorp (VLY) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7.34% | 6.59% | 8.89% | 8.01% | 8.7% | 9.79% | 9.91% | 7.61% | 5.38% | 7.85% |
| Return on Assets (ROA) | 0.76% | 0.69% | 0.94% | 0.89% | 1% | 1.13% | 1.13% | 0.84% | 0.62% | 0.94% |
| Net Interest Margin | 2.68% | 2.75% | 2.69% | 2.4% | 2.75% | 2.78% | 2.88% | 2.73% | 2.61% | 2.74% |
| Efficiency Ratio | 54.72% | 53.82% | 48.64% | 41.13% | 41.26% | 46.43% | 46.95% | 34.47% | 30.66% | 32.65% |
| Equity / Assets | 10.4% | 10.55% | 10.52% | 11.71% | 11.29% | 11.7% | 11.14% | 11% | 11.9% | 12.15% |
| Book Value / Share | 9.31 | 9.56 | 10.07 | 12.89 | 11.34 | 12.4 | 13.12 | 13.16 | 14.35 | 13.85 |
| NII Growth | 11.42% | 7.65% | 29.87% | 4.76% | 24.59% | 8.13% | 36.84% | 0.59% | -2.21% | 8.28% |
| Dividend Payout | 66.5% | 71.57% | 53.11% | 47.3% | 45.56% | 37.92% | 36.21% | 45.22% | 60.02% | 41.62% |
VLY SEC Filings & Documents
Valley National Bancorp (VLY) SEC filings — annual & quarterly reports (10-K, 10-Q)
VLY Frequently Asked Questions
Valley National Bancorp (VLY) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Valley National Bancorp (VLY) saw revenue decline by 2.2% over the past year.
Yes, Valley National Bancorp (VLY) is profitable, generating $598.0M in net income for fiscal year 2025 (17.1% net margin).
Dividend & Returns
Yes, Valley National Bancorp (VLY) pays a dividend with a yield of 3.23%. This makes it attractive for income-focused investors.
Valley National Bancorp (VLY) has a return on equity (ROE) of 7.8%. This is below average, suggesting room for improvement.
Industry Metrics
Valley National Bancorp (VLY) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.
Valley National Bancorp (VLY) has an efficiency ratio of 32.6%. This is excellent, indicating strong cost control.
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Valley National Bancorp (VLY) financial analysis — history, returns, DCA and operating performance tools
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