Valley National Bancorp(VLY)Earnings, Financials & Key RatiosValley National Bancorp (VLY) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the 12.2% NII growth and 35.6% efficiency ratio suggest operational improvement, the 14.57 TTM P/E valuation warrants caution given the lingering risks associated with the bank's commercial real estate concentration.
Valley National Bancorp (VLY) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Valley National Bancorp (VLY) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.29vs $0.27+7.4% | $540Mvs $533M+1.4% |
| Q1 2026 | Jan 29, 2026 | $0.31vs $0.29+6.9% | $541Mvs $526M+2.9% |
| Q4 2025 | Oct 23, 2025 | $0.28vs $0.26+8.6% | $511Mvs $511M+0.0% |
| Q3 2025 | Jul 24, 2025 | $0.23vs $0.22+4.5% | $495Mvs $512M-3.3% |
Recent stock market news and headlines for Valley National Bancorp (VLY)
Valley National Bancorp remains a "Buy" with ~8% further upside and a secure 3%+ dividend yield. VLY's CRE exposure is now at a manageable 325%, with office risk diminished and multifamily risk contained to ~$0.50/share potential loss. Loan growth is accelerating, deposit mix is improving, and NIM has expanded to 3.17%, supporting higher earnings guidance of $1.27–$1.37.
Valley National has jumped 23.1% so far in 2026, as rising margins, loan growth and buybacks boost first-quarter results, but CRE exposure and high costs cloud the outlook.
MORRISTOWN, N.J.--(BUSINESS WIRE)--Russell Barrett, SEVP and Chief Operating Officer, Valley Bank named to American Banker's 2026 Most Innovative People in Finance list.
Key metrics vs top competitors for Valley National Bancorp (VLY)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $14.78 | $8.19B | 14.63 | -2.21% | 17.12% | 7.85% | 2.99% | |
| $77.87 | $4.05B | 15.30 | -3.05% | 22.64% | 11.38% | — | |
| $35.58 | $733.17M | 10.88 | -0.3% | 22.54% | 14.15% | — | |
| $49.26 | $2.56B | 14.79 | 10.36% | 19.66% | 9.83% | — | |
| $46.34 | $2.72B | 12.52 | 34.75% | 19% | 10.75% | — | |
| $24.28 | $4.64B | 11.67 | 5.03% | 20.93% | 11.45% | — |
Valley National Bancorp (VLY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Valley National Bancorp (VLY) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 18, 2026·SEC
May 14, 2026·SEC
May 7, 2026·SEC
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Valley National Bancorp (VLY) stock FAQ — growth, dividends, profitability & financials explained
Valley National Bancorp (VLY) saw revenue decline by 2.2% over the past year.
Yes, Valley National Bancorp (VLY) is profitable, generating $655.8M in net income for fiscal year 2025 (17.1% net margin).
Yes, Valley National Bancorp (VLY) pays a dividend with a yield of 2.99%. This makes it attractive for income-focused investors.
Valley National Bancorp (VLY) has a return on equity (ROE) of 7.8%. This is below average, suggesting room for improvement.
Valley National Bancorp (VLY) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.
Valley National Bancorp (VLY) has an efficiency ratio of 32.6%. This is excellent, indicating strong cost control.
