Webster Financial Corporation (WBS) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 634.4M | 632.85M | 631.67M | 621.18M | 612.19M | 608.47M | 589.88M | 572.3M | 567.74M | 571.02M | 587.14M | 583.83M | 595.28M | 602.38M | 551M | 486.66M | 394.25M | 226.78M | 229.69M | 220.85M |
| NII Growth % | 3.63% | 4.01% | 7.08% | 8.54% | 7.83% | 6.56% | 0.47% | -1.98% | -4.63% | -5.21% | 6.56% | 19.97% | 50.99% | 165.62% | 139.89% | 120.36% | 76.19% | 4.54% | 4.76% | -1.58% |
| Net Interest Margin % | 0.74% | 0.75% | 0.76% | 0.76% | 0.76% | 0.77% | 0.74% | 0.74% | 0.75% | 0.76% | 0.8% | 0.79% | 0.8% | 0.85% | 0.8% | 0.72% | 0.61% | 0.65% | 0.65% | 0.65% |
| Interest Income | 994.28M | 1.02B | 1.03B | 1B | 973.49M | 995.09M | 1B | 976.29M | 951.85M | 933.15M | 930.79M | 933.4M | 830.93M | 743.59M | 617.57M | 513.75M | 409.83M | 236.02M | 239.69M | 231.56M |
| Interest Expense | 359.88M | 386.28M | 396.63M | 379.4M | 361.3M | 386.62M | 414.18M | 403.99M | 384.11M | 362.13M | 343.65M | 349.57M | 235.65M | 141.22M | 66.57M | 27.09M | 15.58M | 9.24M | 10M | 10.71M |
| Loan Loss Provision | 0 | 42M | 44M | 46.5M | 77.5M | 63.5M | 54M | 59M | 45.5M | 36M | 36.5M | 31.5M | 46.75M | 43M | 36.53M | 12.24M | 188.84M | -15M | 7.75M | -21.5M |
| Non-Interest Income | 0 | 113.35M | 100.91M | 94.66M | 92.61M | 52.51M | 57.74M | 42.3M | 99.35M | 63.81M | 90.38M | 89.37M | 70.77M | 99.15M | 111.09M | 120.93M | 104.03M | 88.9M | 83.78M | 72.7M |
| Non-Interest Income % | 0% | 10.01% | 8.94% | 8.64% | 8.69% | 5.01% | 5.44% | 4.15% | 9.45% | 6.4% | 8.85% | 8.74% | 7.85% | 11.76% | 15.25% | 19.05% | 20.25% | 27.36% | 25.9% | 23.89% |
| Total Revenue | 994.28M | 1.13B | 1.13B | 1.1B | 1.07B | 1.05B | 1.06B | 1.02B | 1.05B | 996.96M | 1.02B | 1.02B | 901.69M | 842.74M | 728.66M | 634.68M | 513.86M | 324.92M | 323.47M | 304.26M |
| Revenue Growth % | -6.74% | 8.1% | 6.35% | 7.53% | 1.42% | 5.08% | 3.98% | -0.41% | 16.58% | 18.3% | 40.14% | 61.15% | 75.47% | 159.37% | 125.26% | 108.6% | 64.53% | 3.87% | 2.92% | -2.59% |
| Non-Interest Expense | 433.11M | 383.24M | 356.67M | 345.71M | 343.64M | 340.38M | 348.96M | 326.02M | 335.92M | 377.22M | 362.58M | 344.09M | 332.47M | 345.36M | 327.52M | 358.23M | 359.79M | 188.62M | 180.24M | 187.03M |
| Efficiency Ratio | 43.56% | 33.84% | 31.59% | 31.57% | 32.23% | 32.49% | 32.86% | 32.01% | 31.96% | 37.84% | 35.51% | 33.64% | 36.87% | 40.98% | 44.95% | 56.44% | 70.02% | 58.05% | 55.72% | 61.47% |
| Operating Income | 201.29M | 320.97M | 331.9M | 323.63M | 283.65M | 257.1M | 244.67M | 229.57M | 285.67M | 221.62M | 278.44M | 297.62M | 286.83M | 313.16M | 298.04M | 237.12M | -50.35M | 142.07M | 125.48M | 128.03M |
| Operating Margin % | 20.25% | 28.34% | 29.39% | 29.55% | 26.61% | 24.54% | 23.04% | 22.54% | 27.18% | 22.23% | 27.27% | 29.1% | 31.81% | 37.16% | 40.9% | 37.36% | -9.8% | 43.72% | 38.79% | 42.08% |
| Operating Income Growth % | -29.04% | 24.84% | 35.66% | 40.97% | -0.71% | 16.01% | -12.13% | -22.86% | -0.41% | -29.23% | -6.58% | 25.51% | 669.71% | 120.43% | 137.52% | 85.21% | -136.41% | 89.01% | 43.29% | 88.55% |
| Pretax Income | 302.76M | 320.97M | 331.9M | 323.63M | 283.65M | 257.1M | 244.67M | 229.57M | 285.67M | 221.62M | 278.44M | 297.62M | 286.83M | 313.16M | 298.04M | 237.12M | -50.35M | 142.07M | 125.48M | 128.03M |
| Pretax Margin % | 30.45% | 28.34% | 29.39% | 29.55% | 26.61% | 24.54% | 23.04% | 22.54% | 27.18% | 22.23% | 27.27% | 29.1% | 31.81% | 37.16% | 40.9% | 37.36% | -9.8% | 43.72% | 38.79% | 42.08% |
| Income Tax | 56.53M | 65.15M | 70.69M | 64.78M | 56.74M | 79.33M | 51.68M | 47.94M | 69.35M | 36.22M | 51.97M | 62.65M | 65.83M | 68.41M | 64.07M | 54.81M | -33.6M | 31.03M | 29.77M | 33.99M |
| Effective Tax Rate % | 18.67% | 20.3% | 21.3% | 20.02% | 20% | 30.86% | 21.12% | 20.88% | 24.27% | 16.34% | 18.66% | 21.05% | 22.95% | 21.85% | 21.5% | 23.12% | 66.74% | 21.84% | 23.72% | 26.55% |
| Net Income | 246.23M | 255.82M | 261.22M | 258.85M | 226.92M | 177.77M | 192.99M | 181.63M | 216.32M | 185.39M | 226.47M | 234.97M | 221M | 244.75M | 233.97M | 182.31M | -16.75M | 111.04M | 95.71M | 94.03M |
| Net Margin % | 24.76% | 22.59% | 23.13% | 23.63% | 21.28% | 16.97% | 18.18% | 17.83% | 20.58% | 18.6% | 22.18% | 22.97% | 24.51% | 29.04% | 32.11% | 28.72% | -3.26% | 34.17% | 29.59% | 30.91% |
| Net Income Growth % | 8.51% | 43.91% | 35.36% | 42.51% | 4.9% | -4.11% | -14.79% | -22.7% | -2.12% | -24.25% | -3.2% | 28.88% | 1419.66% | 120.42% | 144.45% | 93.88% | -115.5% | 84.93% | 38.15% | 77.1% |
| Net Income (Continuing) | 246.23M | 255.82M | 261.22M | 258.85M | 226.92M | 177.77M | 192.99M | 181.63M | 216.32M | 185.39M | 226.47M | 234.97M | 221M | 244.75M | 233.97M | 182.31M | -16.75M | 111.04M | 95.71M | 94.03M |
| EPS (Diluted) | 1.50 | 1.55 | 1.54 | 1.52 | 1.30 | 1.01 | 1.10 | 1.03 | 1.23 | 1.05 | 1.28 | 1.32 | 1.24 | 1.38 | 1.31 | 1.00 | -0.14 | 1.20 | 1.03 | 1.01 |
| EPS Growth % | 15.38% | 53.47% | 40% | 47.57% | 5.69% | -3.81% | -14.06% | -21.97% | -0.81% | -23.91% | -2.29% | 32% | 985.71% | 15% | 27.18% | -0.99% | -111.97% | 87.5% | 37.33% | 77.19% |
| EPS (Basic) | 1.50 | 1.55 | 1.55 | 1.52 | 1.30 | 1.01 | 1.10 | 1.03 | 1.23 | 1.05 | 1.29 | 1.32 | 1.24 | 1.38 | 1.31 | 1.00 | -0.14 | 1.20 | 1.03 | 1.02 |
| Diluted Shares Outstanding | 159.85M | 160.6M | 164.46M | 166.13M | 169.54M | 170M | 169.89M | 169.94M | 170.7M | 170.62M | 171.35M | 172.8M | 172.88M | 172.7M | 173.94M | 175.9M | 147.53M | 90.28M | 90.23M | 90.22M |