Last 27 quarters of trend data · Financial Services · Insurance - Diversified
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 0.46 | 0.08 | 0.84 | 1.24 | 1.09 | 1.20 | 1.18 | 1.61 | 1.63 | 2.90 | 5.20 | 7.48 | 2.78 | 0.65 | 0.62 | 1.42 | — | — | — | — | — |
| — | -93.1% | -28.3% | -23.0% | -32.8% | -58.6% | -77.4% | -78.4% | -41.4% | +347.0% | +745.0% | +425.3% | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 0.06 | 0.01 | 0.15 | 0.18 | 0.16 | 0.16 | 0.16 | 0.17 | 0.15 | 0.16 | 0.30 | 0.50 | 0.50 | 0.14 | 0.18 | 0.23 | 0.22 | 0.30 | 0.49 | — | — |
| — | -95.4% | -4.2% | +6.7% | +7.1% | -2.3% | -48.4% | -65.4% | -70.2% | +14.0% | +65.6% | +116.7% | +121.7% | -53.3% | -62.9% | — | — | — | — | — | — | |
| P/B Ratio | 0.05 | 0.01 | 0.10 | 0.11 | 0.09 | 0.09 | 0.09 | 0.10 | 0.08 | 0.10 | 0.18 | 0.26 | 0.28 | 0.09 | 0.12 | 0.15 | 0.14 | 0.23 | 0.41 | — | — |
| — | -91.7% | +12.2% | +8.2% | +7.1% | -1.3% | -50.1% | -60.0% | -70.6% | +1.9% | +52.7% | +77.9% | +107.9% | -60.1% | -71.6% | — | — | — | — | — | — | |
| P/FCF | 1.16 | — | — | — | — | — | — | — | — | — | — | — | 0.24 | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | -2.17 | -2.97 | -0.36 | -1.87 | -1.44 | 1.92 | -1.05 | 1.65 | 1.80 | — | — | 8.58 | -0.71 | -0.26 | -0.51 | 0.66 | — | — | — | — | — |
| — | -254.6% | +65.3% | -213.7% | -180.1% | — | — | -80.8% | +355.4% | — | — | +1209.5% | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | -2.25 | -2.97 | -0.36 | -1.87 | -1.44 | 1.92 | -1.11 | 1.65 | 1.80 | — | — | 13.35 | -0.71 | -0.26 | -0.51 | 0.66 | — | — | — | — | — |
| — | -254.6% | +67.4% | -213.5% | -180.1% | — | — | -87.7% | +355.4% | — | — | +1937.8% | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 51.1% | 62.9% | 50.3% | 50.3% | 9.5% | 51.6% | 52.8% | 53.0% | -5.1% | 54.5% | 50.9% | 59.1% | 59.0% | 55.8% | 65.1% | 76.1% | 67.4% | 62.0% | 72.3% | 66.0% | 69.8% |
| — | +21.8% | -4.8% | -5.0% | +288.9% | -5.3% | +3.7% | -10.3% | -108.6% | -2.3% | -21.8% | -22.4% | -12.4% | -10.0% | -9.9% | +15.4% | -3.5% | -19.5% | -5.6% | -17.1% | -1.2% | |
| Operating Margin | 9.3% | 7.7% | 11.6% | 10.1% | 7.7% | 3.8% | 7.7% | 6.6% | 4.0% | -0.3% | -6.1% | 1.7% | 10.7% | 17.2% | 22.2% | 18.0% | -12.2% | -65.8% | -86.8% | -52.1% | -32.8% |
| — | +104.4% | +50.0% | +53.0% | +90.9% | +1348.1% | +226.2% | +286.2% | -62.3% | -101.8% | -127.6% | -90.5% | +187.6% | +126.1% | +125.6% | +134.5% | +62.7% | -374.9% | -8304.1% | -206.9% | -10.6% | |
| Net Margin | 14.3% | 8.7% | 16.7% | 14.4% | 15.4% | 13.2% | 13.1% | 11.4% | 9.0% | 5.4% | 3.2% | 8.2% | 18.6% | 22.0% | 29.5% | 16.2% | -11.8% | -61.2% | -69.8% | -41.9% | -48.6% |
| — | -34.1% | +28.1% | +25.5% | +72.0% | +146.3% | +308.5% | +39.5% | -51.8% | -75.6% | -89.2% | -49.3% | +257.5% | +135.9% | +142.3% | +138.6% | +75.8% | -279.1% | -2493071.4% | -126.9% | -15.7% |
| Metric | TTM | Q2 '26 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.0% | 2.4% | 2.8% | 2.2% | 2.2% | 2.0% | 1.9% | 1.7% | 1.3% | 0.8% | 0.5% | 1.1% | 2.7% | 3.7% | 4.9% | 2.6% | -1.8% | -11.2% | -17.9% | -12.3% | -14.5% |
| — | +24.1% | +50.3% | +28.0% | +74.2% | +147.1% | +299.6% | +63.1% | -52.6% | -78.8% | -90.4% | -59.5% | +250.3% | +133.5% | +127.3% | +121.2% | +87.8% | -27.3% | -1053552.9% | -53.2% | +39.6% | |
| ROA | 8.2% | 1.7% | 2.2% | 1.7% | 1.7% | 1.5% | 1.4% | 1.3% | 1.0% | 0.6% | 0.4% | 0.8% | 2.2% | 3.0% | 3.9% | 2.0% | -1.3% | -8.3% | -12.6% | -8.2% | -9.4% |
| — | +16.0% | +48.8% | +27.1% | +71.7% | +144.0% | +290.1% | +55.2% | -55.0% | -79.6% | -90.5% | -57.9% | +261.5% | +136.4% | +131.1% | +124.7% | +85.8% | -51.2% | -787856.3% | -26.1% | +33.5% | |
| ROIC | 6.6% | 2.0% | 1.8% | 1.4% | 0.9% | 0.5% | 0.9% | 0.8% | 0.5% | -0.0% | -0.8% | 0.2% | 1.5% | 2.6% | 3.2% | 2.5% | -1.7% | -10.9% | -22.4% | -17.4% | -11.9% |
| — | +332.8% | +95.0% | +85.0% | +102.1% | +1340.9% | +217.5% | +259.9% | -69.5% | -101.4% | -124.5% | -91.4% | +189.1% | +123.8% | +114.2% | +114.3% | +85.9% | -9.4% | -6513.5% | -223.2% | +65.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.01 | 0.09 | 0.02 | 0.01 | 0.05 | 0.04 | 0.01 | 0.03 | 0.04 | 0.01 | 0.01 | 0.02 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 |
| — | +117.4% | +18.4% | -75.7% | +18.4% | +202.3% | -9.2% | +102.3% | +1333.4% | +202.1% | +72.9% | +36.0% | -80.0% | -71.9% | -43.7% | -48.2% | -27.0% | +40.1% | -24.7% | +100.3% | +146.6% | |
| Debt / EBITDA | 0.19 | 4.47 | 0.82 | 0.48 | 4.61 | 7.67 | 1.14 | 3.08 | 7.42 | — | — | 4.37 | 0.19 | 0.17 | 0.24 | 0.39 | — | — | — | — | — |
| — | -41.7% | -28.2% | -84.3% | -38.0% | — | — | -29.4% | +3748.1% | — | — | +1023.8% | — | — | — | — | — | — | — | — | — | |
| Current Ratio | 2.10 | 2.19 | 2.84 | 2.84 | 3.12 | 3.12 | 4.07 | 4.07 | 3.96 | 4.11 | 4.49 | 5.03 | 5.07 | 5.16 | 5.29 | 4.86 | 4.03 | 3.87 | 3.88 | 3.07 | 3.57 |
| — | -29.9% | -30.3% | -30.4% | -21.2% | -24.1% | -9.4% | -19.0% | -21.9% | -20.3% | -15.1% | +3.5% | +25.9% | +33.3% | +36.2% | +58.5% | +13.0% | +28.8% | +8.9% | -4.9% | +26.7% | |
| Quick Ratio | 2.10 | 2.19 | 2.84 | 2.84 | 3.12 | 3.12 | 4.07 | 3.77 | 3.96 | 4.11 | 4.49 | 5.03 | 5.07 | 5.16 | 5.29 | 4.86 | 4.03 | 3.87 | 3.88 | 3.07 | 3.22 |
| — | -29.9% | -30.3% | -24.7% | -21.2% | -24.1% | -9.4% | -25.1% | -21.9% | -20.3% | -15.1% | +3.5% | +25.9% | +33.3% | +36.2% | +58.4% | +25.0% | +28.8% | +8.9% | -4.9% | +14.5% | |
| Interest Coverage | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 27 years · Updated daily
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Quick answers to the most common questions about buying WDH stock.
Waterdrop Inc.'s current P/E is 0.5x. The average P/E over the last 4 quarters is 0.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Waterdrop Inc.'s current operating margin is 9.3%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Waterdrop Inc.'s business trajectory between earnings reports.