Western New England Bancorp, Inc. (WNEB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 18.82M | 18.83M | 18.09M | 17.64M | 15.53M | 15.27M | 14.73M | 14.47M | 15.35M | 16.18M | 16.38M | 16.85M | 18.5M | 20.85M | 20.29M | 19.39M | 18.7M | 18.58M | 18.77M | 17.8M |
| NII Growth % | 21.19% | 23.28% | 22.84% | 21.92% | 1.23% | -5.58% | -10.1% | -14.1% | -17.07% | -22.43% | -19.25% | -13.13% | -1.04% | 12.23% | 8.12% | 8.92% | 3.73% | -1.13% | 17.35% | 17.97% |
| Net Interest Margin % | 0.68% | 0.69% | 0.66% | 0.65% | 0.57% | 0.58% | 0.56% | 0.56% | 0.6% | 0.63% | 0.63% | 0.66% | 0.72% | 0.82% | 0.79% | 0.75% | 0.73% | 0.73% | 0.75% | 0.72% |
| Interest Income | 30.28M | 30.54M | 30.03M | 29.61M | 28.44M | 28.59M | 27.84M | 26.8M | 26.6M | 26.77M | 25.9M | 24.81M | 23.64M | 23.59M | 21.75M | 20.65M | 19.94M | 19.93M | 20.24M | 19.65M |
| Interest Expense | 11.46M | 11.71M | 11.94M | 11.97M | 12.9M | 13.31M | 13.11M | 12.33M | 11.26M | 10.59M | 9.52M | 7.96M | 5.13M | 2.73M | 1.47M | 1.25M | 1.25M | 1.34M | 1.47M | 1.85M |
| Loan Loss Provision | 75K | 0 | 1.29M | -615K | 142K | -762K | 941K | -294K | -550K | 486K | 354K | 420K | -388K | 150K | 675K | 300K | -425K | 300K | -100K | -1.2M |
| Non-Interest Income | 3.43M | 3.17M | 2.54M | 2.74M | 2.76M | 5.1M | 2.49M | 3.19M | 2.68M | 2.71M | 3.05M | 1.06M | 2.98M | 5.65M | 2.59M | 2.74M | 2.35M | 3.86M | 3.29M | 2.41M |
| Non-Interest Income % | 10.18% | 9.41% | 7.8% | 8.46% | 8.84% | 15.13% | 8.22% | 10.64% | 9.15% | 9.2% | 10.54% | 4.11% | 11.19% | 19.33% | 10.64% | 11.72% | 10.53% | 16.21% | 14% | 10.92% |
| Total Revenue | 33.71M | 33.71M | 32.57M | 32.35M | 31.2M | 33.68M | 30.33M | 29.99M | 29.28M | 29.48M | 28.95M | 25.87M | 26.62M | 29.24M | 24.34M | 23.39M | 22.29M | 23.78M | 23.53M | 22.06M |
| Revenue Growth % | 8.07% | 0.08% | 7.39% | 7.86% | 6.53% | 14.24% | 4.76% | 15.92% | 10.02% | 0.84% | 18.94% | 10.63% | 19.41% | 22.94% | 3.45% | 6.01% | -3.24% | -1.61% | 4.02% | -1.59% |
| Non-Interest Expense | 16.01M | 15.87M | 15.14M | 14.98M | 15.18M | 16.77M | 13.76M | 13.67M | 14.79M | 14.79M | 13.56M | 14.02M | 14.9M | 14M | 14.34M | 14.43M | 14.46M | 13.92M | 14.02M | 13.67M |
| Efficiency Ratio | 47.48% | 47.08% | 46.5% | 46.31% | 48.67% | 49.79% | 45.35% | 45.58% | 50.5% | 50.15% | 46.83% | 54.2% | 55.96% | 47.89% | 58.92% | 61.71% | 64.85% | 58.54% | 59.57% | 61.98% |
| Operating Income | 6.17M | 6.13M | 4.19M | 6.01M | 2.97M | 4.36M | 2.52M | 4.28M | 3.79M | 3.62M | 5.52M | 3.47M | 6.97M | 12.35M | 7.86M | 7.4M | 7.01M | 8.21M | 8.14M | 7.74M |
| Operating Margin % | 18.32% | 18.19% | 12.88% | 18.58% | 9.51% | 12.95% | 8.31% | 14.28% | 12.94% | 12.27% | 19.08% | 13.4% | 26.21% | 42.25% | 32.29% | 31.64% | 31.47% | 34.54% | 34.6% | 35.08% |
| Operating Income Growth % | 108.12% | 40.55% | 66.3% | 40.34% | -21.67% | 20.56% | -54.34% | 23.57% | -45.69% | -70.71% | -29.73% | -53.15% | -0.57% | 50.38% | -3.46% | -4.38% | -8.04% | 27.98% | 214.48% | 211.55% |
| Pretax Income | 6.17M | 6.62M | 4.19M | 6.01M | 2.97M | 4.36M | 2.52M | 4.28M | 3.79M | 3.62M | 5.52M | 3.47M | 6.97M | 12.35M | 7.86M | 7.4M | 7.01M | 8.21M | 8.14M | 7.74M |
| Pretax Margin % | 18.32% | 19.63% | 12.88% | 18.58% | 9.51% | 12.95% | 8.31% | 14.28% | 12.94% | 12.27% | 19.08% | 13.4% | 26.21% | 42.25% | 32.29% | 31.64% | 31.47% | 34.54% | 34.6% | 35.08% |
| Income Tax | 1.4M | 1.41M | 1.03M | 1.42M | 664K | 1.07M | 618K | 771K | 827K | 1.11M | 1.03M | 704K | 1.67M | 3.32M | 1.86M | 1.86M | 1.7M | 2M | 2.11M | 2.09M |
| Effective Tax Rate % | 22.64% | 21.28% | 24.49% | 23.65% | 22.38% | 24.64% | 24.5% | 18% | 21.83% | 30.62% | 18.7% | 20.31% | 23.96% | 26.87% | 23.68% | 25.2% | 24.18% | 24.28% | 25.87% | 26.97% |
| Net Income | 4.78M | 5.21M | 3.17M | 4.59M | 2.3M | 3.29M | 1.9M | 3.51M | 2.96M | 2.51M | 4.49M | 2.76M | 5.3M | 9.03M | 6M | 5.54M | 5.32M | 6.22M | 6.04M | 5.65M |
| Net Margin % | 14.17% | 15.45% | 9.72% | 14.19% | 7.38% | 9.76% | 6.28% | 11.71% | 10.11% | 8.52% | 15.51% | 10.68% | 19.93% | 30.9% | 24.64% | 23.67% | 23.86% | 26.15% | 25.65% | 25.62% |
| Net Income Growth % | 107.43% | 58.42% | 66.33% | 30.66% | -22.22% | 30.94% | -57.59% | 27.14% | -44.17% | -72.2% | -25.15% | -50.08% | -0.28% | 45.24% | -0.61% | -2.07% | -8.15% | 24.08% | 187.29% | 179.66% |
| Net Income (Continuing) | 4.78M | 5.21M | 3.17M | 4.59M | 2.3M | 3.29M | 1.9M | 3.51M | 2.96M | 2.51M | 4.49M | 2.76M | 5.3M | 9.03M | 6M | 5.54M | 5.32M | 6.22M | 6.04M | 5.65M |
| EPS (Diluted) | 0.24 | 0.26 | 0.16 | 0.23 | 0.11 | 0.16 | 0.09 | 0.17 | 0.14 | 0.12 | 0.21 | 0.13 | 0.24 | 0.42 | 0.28 | 0.25 | 0.24 | 0.28 | 0.27 | 0.24 |
| EPS Growth % | 118.18% | 62.5% | 75.82% | 35.29% | -21.43% | 33.33% | -56.67% | 30.77% | -41.67% | -71.43% | -25% | -48% | 0% | 50% | 3.7% | 4.17% | 0% | 40% | 237.5% | 200% |
| EPS (Basic) | 0.24 | 0.26 | 0.16 | 0.23 | 0.11 | 0.16 | 0.09 | 0.17 | 0.14 | 0.12 | 0.21 | 0.13 | 0.24 | 0.42 | 0.28 | 0.25 | 0.24 | 0.28 | 0.27 | 0.24 |
| Diluted Shares Outstanding | 20.07M | 20.21M | 20.24M | 20.31M | 20.51M | 20.7M | 20.93M | 21.16M | 21.27M | 21.4M | 21.68M | 21.65M | 21.72M | 21.75M | 21.81M | 22.03M | 22.17M | 22.2M | 22.71M | 23.77M |