Western New England Bancorp, Inc. (WNEB) quarterly income statement — complete revenue, gross profit & net income history
Western New England Bancorp, Inc. (WNEB) annual income statement — 26-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | -41.74M | 18.82M | 18.83M | 18.09M | 17.64M | 15.53M | 15.27M | 14.73M | 14.47M | 15.35M | 16.18M | 16.38M | 16.85M | 18.5M | 20.85M | 20.29M | 19.39M | 18.7M | 18.58M | 18.77M |
| NII Growth % | -336.6% | 21.19% | 23.28% | 22.84% | 21.92% | 1.23% | -5.58% | -10.1% | -14.1% | -17.07% | -22.43% | -19.25% | -13.13% | -1.04% | 12.23% | 8.12% | 8.92% | 3.73% | -1.13% | 17.35% |
| Net Interest Margin % | -1.53% | 0.68% | 0.69% | 0.66% | 0.65% | 0.57% | 0.58% | 0.56% | 0.56% | 0.6% | 0.63% | 0.63% | 0.66% | 0.72% | 0.82% | 0.79% | 0.75% | 0.73% | 0.73% | 0.75% |
| Interest Income | -30.28M | 30.28M | 30.54M | 30.03M | 29.61M | 28.44M | 28.59M | 27.84M | 26.8M | 26.6M | 26.77M | 25.9M | 24.81M | 23.64M | 23.59M | 21.75M | 20.65M | 19.94M | 19.93M | 20.24M |
| Interest Expense | 11.46M | 11.46M | 11.71M | 11.94M | 11.97M | 12.9M | 13.31M | 13.11M | 12.33M | 11.26M | 10.59M | 9.52M | 7.96M | 5.13M | 2.73M | 1.47M | 1.25M | 1.25M | 1.34M | 1.47M |
| Loan Loss Provision | 71K | 75K | 0 | 1.29M | -615K | 142K | -762K | 941K | -294K | -550K | 486K | 354K | 420K | -388K | 150K | 675K | 300K | -425K | 300K | -100K |
| Non-Interest Income | 36.72M | 3.43M | 3.17M | 2.54M | 2.74M | 2.76M | 5.1M | 2.49M | 3.19M | 2.68M | 2.71M | 3.05M | 1.06M | 2.98M | 5.65M | 2.59M | 2.74M | 2.35M | 3.86M | 3.29M |
| Non-Interest Income % | -730.67% | 15.42% | 14.42% | 12.31% | 13.43% | 15.08% | 25.03% | 14.47% | 18.07% | 14.87% | 14.37% | 15.71% | 5.94% | 13.87% | 21.33% | 11.32% | 12.38% | 11.16% | 17.19% | 14.94% |
| Total Net Revenue | -5.03M | 22.26M | 22M | 20.63M | 20.38M | 18.29M | 20.37M | 17.22M | 17.66M | 18.03M | 18.89M | 19.44M | 17.91M | 21.48M | 26.51M | 22.88M | 22.13M | 21.05M | 22.44M | 22.06M |
| Revenue Growth % | -124.66% | 21.68% | 8.01% | 19.81% | 15.39% | 1.48% | 7.84% | -11.4% | -1.39% | -16.09% | -28.74% | -15.04% | -19.08% | 2.08% | 18.13% | 3.71% | 9.5% | 0.08% | 5.56% | 21.43% |
| Non-Interest Expense | 1.08M | 16.01M | 15.87M | 15.14M | 14.98M | 15.18M | 16.77M | 13.76M | 13.67M | 14.79M | 14.79M | 13.56M | 14.02M | 14.9M | 14M | 14.34M | 14.43M | 14.46M | 13.92M | 14.02M |
| Efficiency Ratio | -21.47% | 71.92% | 72.13% | 73.41% | 73.52% | 83% | 82.32% | 79.89% | 77.41% | 82.04% | 78.27% | 69.76% | 78.3% | 69.34% | 52.83% | 62.69% | 65.21% | 68.69% | 62.05% | 63.54% |
| Operating Income | -6.17M | 6.17M | 6.13M | 4.19M | 6.01M | 2.97M | 4.36M | 2.52M | 4.28M | 3.79M | 3.62M | 5.52M | 3.47M | 6.97M | 12.35M | 7.86M | 7.4M | 7.01M | 8.21M | 8.14M |
| Operating Margin % | 122.89% | 27.74% | 27.87% | 20.33% | 29.5% | 16.22% | 21.42% | 14.65% | 24.26% | 21.01% | 19.16% | 28.42% | 19.36% | 32.47% | 46.61% | 34.36% | 33.43% | 33.33% | 36.61% | 36.91% |
| Operating Income Growth % | -202.71% | 108.12% | 40.55% | 66.3% | 40.34% | -21.67% | 20.56% | -54.34% | 23.57% | -45.69% | -70.71% | -29.73% | -53.15% | -0.57% | 50.38% | -3.46% | -4.38% | -8.04% | 27.98% | 214.48% |
| Pretax Income | 4.8M | 6.17M | 6.62M | 4.19M | 6.01M | 2.97M | 4.36M | 2.52M | 4.28M | 3.79M | 3.62M | 5.52M | 3.47M | 6.97M | 12.35M | 7.86M | 7.4M | 7.01M | 8.21M | 8.14M |
| Pretax Margin % | -95.58% | 27.74% | 30.07% | 20.33% | 29.5% | 16.22% | 21.42% | 14.65% | 24.26% | 21.01% | 19.16% | 28.42% | 19.36% | 32.47% | 46.61% | 34.36% | 33.43% | 33.33% | 36.61% | 36.91% |
| Income Tax | 1.21M | 1.4M | 1.41M | 1.03M | 1.42M | 664K | 1.07M | 618K | 771K | 827K | 1.11M | 1.03M | 704K | 1.67M | 3.32M | 1.86M | 1.86M | 1.7M | 2M | 2.11M |
| Effective Tax Rate % | 25.09% | 22.64% | 21.28% | 24.49% | 23.65% | 22.38% | 24.64% | 24.5% | 18% | 21.83% | 30.62% | 18.7% | 20.31% | 23.96% | 26.87% | 23.68% | 25.2% | 24.18% | 24.28% | 25.87% |
| Net Income | 3.6M | 4.78M | 5.21M | 3.17M | 4.59M | 2.3M | 3.29M | 1.9M | 3.51M | 2.96M | 2.51M | 4.49M | 2.76M | 5.3M | 9.03M | 6M | 5.54M | 5.32M | 6.22M | 6.04M |
| Net Margin % | -71.6% | 21.46% | 23.68% | 15.35% | 22.52% | 12.59% | 16.14% | 11.06% | 19.89% | 16.43% | 13.29% | 23.1% | 15.43% | 24.69% | 34.08% | 26.22% | 25.01% | 25.27% | 27.72% | 27.36% |
| Net Income Growth % | -21.61% | 107.43% | 58.42% | 66.33% | 30.66% | -22.22% | 30.94% | -57.59% | 27.14% | -44.17% | -72.2% | -25.15% | -50.08% | -0.28% | 45.24% | -0.61% | -2.07% | -8.15% | 24.08% | 187.29% |
| Net Income (Continuing) | 3.6M | 4.78M | 5.21M | 3.17M | 4.59M | 2.3M | 3.29M | 1.9M | 3.51M | 2.96M | 2.51M | 4.49M | 2.76M | 5.3M | 9.03M | 6M | 5.54M | 5.32M | 6.22M | 6.04M |
| EPS (Diluted) | 0.18 | 0.24 | 0.26 | 0.16 | 0.23 | 0.11 | 0.16 | 0.09 | 0.17 | 0.14 | 0.12 | 0.21 | 0.13 | 0.24 | 0.42 | 0.28 | 0.25 | 0.24 | 0.28 | 0.27 |
| EPS Growth % | -21.74% | 118.18% | 62.5% | 75.82% | 35.29% | -21.43% | 33.33% | -56.67% | 30.77% | -41.67% | -71.43% | -25% | -48% | 0% | 50% | 3.7% | 4.17% | 0% | 40% | 237.5% |
| EPS (Basic) | 0.18 | 0.24 | 0.26 | 0.16 | 0.23 | 0.11 | 0.16 | 0.09 | 0.17 | 0.14 | 0.12 | 0.21 | 0.13 | 0.24 | 0.42 | 0.28 | 0.25 | 0.24 | 0.28 | 0.27 |
| Diluted Shares Outstanding | 19.98M | 20.07M | 20.21M | 20.24M | 20.31M | 20.51M | 20.7M | 20.93M | 21.16M | 21.27M | 21.4M | 21.68M | 21.65M | 21.72M | 21.75M | 21.81M | 22.03M | 22.17M | 22.2M | 22.71M |