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First Financial Bancorp. (FFBC) Total Return Calculator with Dividends Reinvested

First Financial Bancorp.

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The total return for First Financial Bancorp. (FFBC) stock is +33.36% over the past 12 months. So far it's up 23.24% this year. The 5-year total return is +38.98%, meaning $10,000 invested in FFBC stock 5 years ago would be worth $13,898 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in FFBC 1 year ago, it would be worth $13,407 today — you'd have gained $3,407 with dividends reinvested.

With Dividends Reinvested$13,407+34.07%

Price Only (No DRIP)$12,903+29.03%

Dividend Boost+$5044 payments · +5.04% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in FFBC

1Y$13,336+$3,336 (+33.4%)33.4% CAGR

3Y$17,713+$7,713 (+77.1%)21.0% CAGR

5Y$13,898+$3,898 (+39.0%)6.8% CAGR

10Y$20,659+$10,659 (+106.6%)7.5% CAGR

15Y$26,865+$16,865 (+168.6%)6.8% CAGR

20Y$28,435+$18,435 (+184.3%)5.4% CAGR

30Y$48,672+$38,672 (+386.7%)5.4% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-02	$0.24	$23.66	+0.010144
2025-09-02	$0.25	$26.28	+0.009609
2025-12-01	$0.25	$24.98	+0.010206
2026-03-02	$0.25	$28.20	+0.009131

Loading FFBC total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+23.24%	—	+22.24%	+1.00 pp	$12,324
1Y	+33.36%	33.36%	+29.19%	+4.17 pp	$13,336
3Y	+77.13%	20.99%	+62.02%	+15.11 pp	$17,713
5Y	+38.98%	6.80%	+20.51%	+18.47 pp	$13,898
10Y	+106.59%	7.53%	+61.00%	+45.60 pp	$20,659
15Y	+168.65%	6.81%	+89.32%	+79.33 pp	$26,865
20Y	+184.35%	5.36%	+88.62%	+95.72 pp	$28,435
30Y	+386.72%	5.42%	+186.90%	+199.82 pp	$48,672

Risk & Highlights

Best Year+66.21%2016

Worst Year-31.98%2007

Max Drawdown-14.96%2026-02-09 → 2026-03-18

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+12.87%	+11.88%	+1.0pp	+0.41%	+12.5pp
2025	-1.74%	-5.44%	+3.7pp	+16.64%	-18.4pp
2024	+17.58%	+13.61%	+4.0pp	+24.00%	-6.4pp
2023	+0.98%	-2.78%	+3.8pp	+24.81%	-23.8pp
2022	+1.21%	-2.50%	+3.7pp	-19.95%	+21.2pp

FFBC outperformed the S&P 500 by 2.04pp over the past year (+33.36% vs +31.32%).

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FFBC Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
FFBCFirst Financial Bancorp.	$3.2B	+7.3%	+23.2%	+33.4%	+4.2pp	+77.1%	+39.0%	+106.6%
ONBOld National Bancorp	$9.5B	+9.6%	+9.6%	+19.2%	+2.7pp	+111.1%	+39.8%	+141.4%
WTFCWintrust Financial Corporation	$10.3B	+9.2%	+7.8%	+36.5%	+1.8pp	+151.0%	+106.0%	+227.7%
IBCPIndependent Bank Corporation	$696M	+0.1%	+6.8%	+12.2%	+3.5pp	+129.8%	+63.0%	+185.0%
FBNCFirst Bancorp	$2.4B	+5.0%	+16.5%	+44.8%	+2.2pp	+117.5%	+40.9%	+228.2%
UBSIUnited Bankshares, Inc.	$6.1B	+3.6%	+14.9%	+29.3%	+4.3pp	+62.7%	+25.6%	+54.1%
HBANHuntington Bancshares Incorporated	$26.3B	+4.4%	-3.9%	+16.0%	+4.2pp	+89.7%	+25.5%	+124.0%
FHNFirst Horizon Corporation	$12.2B	+7.7%	+4.6%	+38.3%	+3.3pp	+151.3%	+47.8%	+123.2%
BOKFBOK Financial Corporation	$10.4B	+4.3%	+14.7%	+47.4%	+2.6pp	+82.1%	+62.2%	+172.7%
CBSHCommerce Bancshares, Inc.	$7.7B	+5.1%	+1.1%	-13.6%	+1.8pp	+20.3%	-13.6%	+104.0%
WSFSWSFS Financial Corporation	$3.8B	+7.0%	+31.3%	+37.4%	+1.3pp	+135.5%	+43.1%	+128.7%

Compare:FFBC vs ONB FFBC vs WTFC FFBC vs IBCP FFBC vs ONB vs WTFC

About FFBC Dividend Returns

First Financial Bancorp. (FFBC) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of FFBC over the past year?

First Financial Bancorp. (FFBC) delivered a total return of 33.36% over the past year when dividends are reinvested. The price-only return was 29.19%, meaning dividends contributed an additional 4.17 percentage points to total returns.

Q2How much would $10,000 invested in FFBC be worth today?

A $10,000 investment in First Financial Bancorp. one year ago would be worth $13,336 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $12,919. Dividend reinvestment added $417 to the portfolio value.

Q3Does FFBC pay dividends?

Yes, First Financial Bancorp. (FFBC) pays dividends. In the last year, FFBC paid approximately $0.99 per share in dividends (3.22% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did FFBC beat the S&P 500?

Yes, First Financial Bancorp. (FFBC) outperformed the S&P 500 by 2.04 percentage points over the past year. FFBC delivered a total return of 33.36%, compared to the S&P 500's 31.32%. This 2.04pp alpha means investors in FFBC earned more than a passive S&P 500 index fund.

Q5What is FFBC's worst drawdown?

First Financial Bancorp. (FFBC) experienced a maximum drawdown of -14.96% over the past year, declining from its peak on 2026-02-09 to its trough on 2026-03-18. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is FFBC's long-term total return over 10, 20, or 30 years?

Here are First Financial Bancorp. (FFBC)'s long-term returns with dividends reinvested. Over 10 years, the total return is 106.6% (7.5% CAGR) — $10,000 would have grown to $20,659. Over 20 years: 184.3% total return (5.4% CAGR) — $10,000 → $28,435. Over 30 years: 386.7% total return (5.4% CAGR) — $10,000 → $48,672. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was FFBC's best and worst year?

First Financial Bancorp.'s best calendar year was 2016 with a total return of 66.2%. Its worst year was 2007 with a total return of -32.0%. This range shows the volatility investors should expect — the difference between the best and worst year is 98.2 percentage points.