Spectral AI, Inc. (MDAI) Total Return Calculator with Dividends Reinvested

Spectral AI, Inc.

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The total return for Spectral AI, Inc. (MDAI) stock is -13.33% over the past 12 months. So far it's up 25.52% this year. The 5-year total return is -81.18%, meaning $10,000 invested in MDAI stock 5 years ago would be worth $1,882 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in MDAI 1 year ago, it would be worth $8,878 today — you'd have lost $1,122.

With Dividends Reinvested$8,878-11.22%

Price Only (No DRIP)$8,878-11.22%

Period2025-06-23 → 2026-06-18

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in MDAI

1Y$8,667-$1,333 (-13.3%)-13.3% CAGR

3Y$1,733-$8,267 (-82.7%)-44.2% CAGR

5Y$1,882-$8,118 (-81.2%)-28.4% CAGR

10Y$1,876-$8,124 (-81.2%)-15.4% CAGR

15Y$1,876-$8,124 (-81.2%)-10.6% CAGR

20Y$1,876-$8,124 (-81.2%)-8.0% CAGR

30Y$1,876-$8,124 (-81.2%)-5.4% CAGR

Spectral AI, Inc. did not pay dividends during this period. Total return = price return.

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As of 2026-06-21

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+25.52%	—	+25.52%	—	$12,552
1Y	-13.33%	-13.33%	-13.33%	—	$8,667
3Y	-82.67%	-44.24%	-82.67%	—	$1,733
5Y	-81.18%	-28.40%	-81.18%	—	$1,882
10Y	-81.24%	-15.41%	-81.24%	—	$1,876
15Y	-81.24%	-10.56%	-81.24%	—	$1,876
20Y	-81.24%	-8.03%	-81.24%	—	$1,876
30Y	-81.24%	-5.42%	-81.24%	—	$1,876

Risk & Highlights

Best Year+11.86%2024

Worst Year-75.52%2023

Max Drawdown-61.78%2025-07-09 → 2026-03-18

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-3.45%	-3.45%	—	+0.41%	-3.9pp
2025	-47.99%	-47.99%	—	+16.64%	-64.6pp
2024	+11.86%	+11.86%	—	+24.00%	-12.1pp
2023	-75.52%	-75.52%	—	+24.81%	-100.3pp
2022	+2.85%	+2.85%	—	-19.95%	+22.8pp

MDAI underperformed the S&P 500 by 38.32pp over the past year (-13.33% vs +24.99%).

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MDAI Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
MDAISpectral AI, Inc.	$58M	-18.8%	+25.5%	-13.3%	—	-82.7%	-81.2%	-81.2%
GMEDGlobus Medical, Inc.	$10.7B	+0.4%	-9.2%	+38.1%	—	+37.9%	+10.3%	+231.9%
AEYEAudioEye, Inc.	$79M	-13.1%	-36.6%	-45.9%	—	+13.5%	-63.0%	+94.2%
LNSRLENSAR, Inc.	$69M	+2.0%	-50.6%	-53.3%	—	+43.0%	-30.3%	-36.2%
ISRGIntuitive Surgical, Inc.	$144.5B	-7.5%	-27.6%	-20.2%	—	+24.1%	+38.9%	+464.9%
MASIMasimo Corporation	$9.4B	+0.6%	+41.2%	+10.6%	—	+9.5%	-25.0%	+249.8%
INVAInnoviva, Inc.	$1.7B	+3.2%	+13.2%	+4.8%	—	+75.4%	+68.7%	+101.2%
TNDMTandem Diabetes Care, Inc.	$1.0B	+13.1%	-29.0%	-25.0%	—	-43.6%	-83.7%	-79.6%
NVCRNovoCure Limited	$1.6B	-18.2%	+8.8%	-15.0%	—	-67.6%	-93.5%	+22.4%
MMM3M Company	$83.8B	+5.3%	+0.2%	+14.8%	+2.1pp	+99.9%	+12.9%	+42.1%
SYKStryker Corporation	$117.9B	-1.7%	-11.3%	-16.6%	+0.9pp	+6.7%	+26.8%	+187.0%

Compare:MDAI vs GMED MDAI vs AEYE MDAI vs LNSR MDAI vs GMED vs AEYE

About MDAI Dividend Returns

Spectral AI, Inc. (MDAI) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of MDAI over the past year?

Spectral AI, Inc. (MDAI) delivered a return of -13.33% over the past year. Since MDAI does not currently pay dividends, the total return equals the price-only return.

Q2How much would $10,000 invested in MDAI be worth today?

A $10,000 investment in Spectral AI, Inc. one year ago would be worth $8,667 today, representing a loss of $1,333.

Q3Does MDAI pay dividends?

Spectral AI, Inc. (MDAI) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends. For MDAI, the total return equals the price-only return.

Q4Did MDAI beat the S&P 500?

No, Spectral AI, Inc. (MDAI) underperformed the S&P 500 by 38.32 percentage points over the past year. MDAI delivered a total return of -13.33%, compared to the S&P 500's 24.99%. This means a passive S&P 500 index fund outperformed MDAI by 38.32pp during this period.

Q5What is MDAI's worst drawdown?

Spectral AI, Inc. (MDAI) experienced a maximum drawdown of -61.78% over the past year, declining from its peak on 2025-07-09 to its trough on 2026-03-18. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is MDAI's long-term total return over 10, 20, or 30 years?

Here are Spectral AI, Inc. (MDAI)'s long-term returns with dividends reinvested. Over 10 years, the total return is -81.2% (-15.4% CAGR) — $10,000 would have grown to $1,876. Over 20 years: -81.2% total return (-8.0% CAGR) — $10,000 → $1,876. Over 30 years: -81.2% total return (-5.4% CAGR) — $10,000 → $1,876. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was MDAI's best and worst year?

Spectral AI, Inc.'s best calendar year was 2024 with a total return of 11.9%. Its worst year was 2023 with a total return of -75.5%. This range shows the volatility investors should expect — the difference between the best and worst year is 87.4 percentage points.

How much would $100/month in MDAI be worth today?

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