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Onity Group Inc. (ONIT) Total Return Calculator with Dividends Reinvested

Onity Group Inc.

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The total return for Onity Group Inc. (ONIT) stock is +3.81% over the past 12 months. So far it's down 12.35% this year. The 5-year total return is +56.92%, meaning $10,000 invested in ONIT stock 5 years ago would be worth $15,692 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in ONIT 1 year ago, it would be worth $10,434 today — you'd have gained $434.

With Dividends Reinvested$10,434+4.34%

Price Only (No DRIP)$10,434+4.34%

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in ONIT

1Y$10,381+$381 (+3.8%)3.8% CAGR

3Y$15,692+$5,692 (+56.9%)16.2% CAGR

5Y$15,692+$5,692 (+56.9%)9.4% CAGR

10Y$15,692+$5,692 (+56.9%)4.6% CAGR

15Y$15,692+$5,692 (+56.9%)3.0% CAGR

20Y$15,692+$5,692 (+56.9%)2.3% CAGR

30Y$15,692+$5,692 (+56.9%)1.5% CAGR

Onity Group Inc. did not pay dividends during this period. Total return = price return.

Loading ONIT total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-12.35%	—	-12.35%	—	$8,765
1Y	+3.81%	3.81%	+3.81%	—	$10,381
3Y	+56.92%	16.20%	+56.92%	—	$15,692
5Y	+56.92%	9.43%	+56.92%	—	$15,692
10Y	+56.92%	4.61%	+56.92%	—	$15,692
15Y	+56.92%	3.05%	+56.92%	—	$15,692
20Y	+56.92%	2.28%	+56.92%	—	$15,692
30Y	+56.92%	1.51%	+56.92%	—	$15,692

Risk & Highlights

Best Year+52.18%2025

Worst Year+24.58%2024

Max Drawdown-30.52%2026-01-15 → 2026-03-20

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-5.03%	-5.03%	—	+0.41%	-5.4pp
2025	+52.18%	+52.18%	—	+16.64%	+35.5pp
2024	+24.58%	+24.58%	—	+24.00%	+0.6pp

ONIT underperformed the S&P 500 by 27.51pp over the past year (+3.81% vs +31.32%).

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ONIT Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
ONITOnity Group Inc.	$330M	-6.3%	-12.3%	+3.8%	—	+56.9%	+56.9%	+56.9%
PFSIPennyMac Financial Services, Inc.	$4.5B	-3.8%	-33.7%	-8.0%	+1.3pp	+56.3%	+59.1%	+624.6%
SVCService Properties Trust	$265M	+20.6%	-15.8%	-21.7%	+1.9pp	-70.3%	-72.0%	-57.3%
VALNValneva SE	$470M	-9.2%	-39.6%	-16.5%	—	-55.8%	-80.9%	-79.5%
RKTRocket Companies, Inc.	$2.1B	-2.5%	-26.3%	+27.1%	—	+83.5%	-13.4%	-18.3%
UWMCUWM Holdings Corporation	$543M	-6.9%	-18.6%	-4.4%	+9.8pp	-19.8%	-23.6%	-39.9%
WALWestern Alliance Bancorporation	$9.2B	+14.0%	-2.0%	+19.4%	+2.2pp	+221.7%	-14.3%	+168.4%
PMTPennyMac Mortgage Investment Trust	$960M	-7.7%	-9.6%	+0.1%	+12.7pp	+35.6%	-1.5%	+106.3%
TWOTwo Harbors Investment Corp.	$1.3B	+11.3%	+22.2%	+18.1%	+12.2pp	+45.7%	-17.9%	-5.8%
ICEIntercontinental Exchange, Inc.	$86.9B	-7.8%	-3.8%	-11.3%	+1.1pp	+48.2%	+42.4%	+222.9%
BLKBlackRock, Inc.	$166.5B	+11.9%	-0.5%	+19.7%	+2.3pp	+76.6%	+35.2%	+246.4%

Compare:ONIT vs PFSI ONIT vs SVC ONIT vs VALN ONIT vs PFSI vs SVC

About ONIT Dividend Returns

Onity Group Inc. (ONIT) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of ONIT over the past year?

Onity Group Inc. (ONIT) delivered a total return of 3.81% over the past year when dividends are reinvested. The price-only return was 3.81%, meaning dividends contributed an additional 0.00 percentage points to total returns.

Q2How much would $10,000 invested in ONIT be worth today?

A $10,000 investment in Onity Group Inc. one year ago would be worth $10,381 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $10,381. Dividend reinvestment added $0 to the portfolio value.

Q3Does ONIT pay dividends?

Yes, Onity Group Inc. (ONIT) pays dividends. In the last year, ONIT paid approximately $0.49 per share in dividends (1.26% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did ONIT beat the S&P 500?

No, Onity Group Inc. (ONIT) underperformed the S&P 500 by 27.51 percentage points over the past year. ONIT delivered a total return of 3.81%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed ONIT by 27.51pp during this period.

Q5What is ONIT's worst drawdown?

Onity Group Inc. (ONIT) experienced a maximum drawdown of -30.52% over the past year, declining from its peak on 2026-01-15 to its trough on 2026-03-20. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is ONIT's long-term total return over 10, 20, or 30 years?

Here are Onity Group Inc. (ONIT)'s long-term returns with dividends reinvested. Over 10 years, the total return is 56.9% (4.6% CAGR) — $10,000 would have grown to $15,692. Over 20 years: 56.9% total return (2.3% CAGR) — $10,000 → $15,692. Over 30 years: 56.9% total return (1.5% CAGR) — $10,000 → $15,692. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was ONIT's best and worst year?

Onity Group Inc.'s best calendar year was 2025 with a total return of 52.2%. Its worst year was 2024 with a total return of 24.6%. This range shows the volatility investors should expect — the difference between the best and worst year is 27.6 percentage points.