Winchester Bancorp, Inc. Common Stock (WSBK)
Valuation Overview•Is Winchester Bancorp, Inc. Common Stock Overvalued or Undervalued?
Commands a premium valuation multiple over its peers, likely pricing in superior execution.
Fragile underlying quality score of 32/100; weak margins or elevated debt leverage warrant caution.
Wall Street forecasts a balanced outlook with consensus price targets near the current price.
Verdict: Mixed fundamental profile with offsetting strengths and weaknesses.
Wall Street sentiment is generally neutral. This is paired with healthy capital returns, driven predominantly by aggressive share repurchases.
Returns capital exclusively via buybacks — no active dividend
WSBK struggles with subpar profitability and pressured margins. This is paired with a moderately leveraged but stable balance sheet.
The company maintains stable top-line performance paired with stable bottom-line earnings. Operating efficiency remains adequate with margins around 5.4%.
| Financial Metric | Trend (12Q) | Latest Qtr | 1Y Growth | 3Y CAGR | 5Y CAGR | 10Y CAGR |
|---|---|---|---|---|---|---|
| Revenue | $12.9M | +22.5% | — | — | — | |
| EBITDA | $1.7M | — | — | — | — | |
| Net Income | $1.1M | -211.2% | — | — | — | |
| EPS (Diluted) | $0.13 | -220.2% | — | — | — | |
| Free Cash Flow | $1.4M | +300.8% | — | — | — |
| Metric | TTM | 3Y Avg | 5Y Avg | 10Y Avg |
|---|---|---|---|---|
| Gross Margin | 47.9% | 49.3% | 49.3% | 49.3% |
| Operating Margin | 5.4% | 6.8% | 6.8% | 6.8% |
| Net Margin | 4.6% | 5.4% | 5.4% | 5.4% |
| FCF Margin | 12.2% | 6.8% | 6.8% | 6.8% |
| Quarter | EPS Est. | EPS Act. | Surprise | EPS | Rev |
|---|---|---|---|---|---|
| Q2'26Latest | — | $0.13 | — | ||
| Q1'26 | — | $0.12 | — |
Total return is +46.3% (1Y), outperforming the benchmark by +25.5%
| Period | Total Return | vs S&P 500 (Alpha) | Dividend Contribution |
|---|---|---|---|
| YTD | +23.9% | +16.6% | — |
| 1Y | +46.3% | +25.5% | — |
| 3YCAGR | +11.6% | -7.8% | — |
| 5YCAGR | +6.8% | -4.7% | — |
| 10YCAGR | +3.4% | -10.3% | — |
The S&P 500 is at 30.6x trailing P/E — Expensive relative to historical averages.
Quick answers to common questions about Winchester Bancorp, Inc. Common Stock (WSBK) valuation, health, and returns.
Based on peer relative multiples, Winchester Bancorp, Inc. Common Stock appears Expensive versus peers compared to industry peers.
Winchester Bancorp, Inc. Common Stock has multiple valuation anchors: Peer Relative Fair Value: $8.64. A convergence of these signals offers higher conviction.
Winchester Bancorp, Inc. Common Stock displays weak financial health with a composite quality score of 32/100, supported by a Piotroski F-Score of 4/9, Return on Invested Capital (ROIC) of -0.5%.
Winchester Bancorp, Inc. Common Stock returns capital via buybacks instead of dividends, carrying a 2.8% buyback yield and reducing outstanding shares by -2.1% in the last 12 months.
Winchester Bancorp, Inc. Common Stock's current growth trajectory is Stable. The company achieved +22.5% 1Y revenue growth and -220.2% 1Y EPS growth, compared to its 3Y revenue CAGR of N/A.
Wall Street consensus is Hold based on 0 analysts. The consensus price target represents a N/A change from current levels.
Investment risks for Winchester Bancorp, Inc. Common Stock include: -5.9% 1-year max drawdown. Volatility risk is characterized by a beta of 0.00x.
No. These computations are purely quantitative model outputs for informational purposes. They do not account for qualitative management shifts or macro events. Always consult a licensed RIA before buying or selling shares.
Disclaimer: This page is for informational purposes only and does not constitute financial advice. All valuation models, scores, and target estimates are automated computations under stated assumptions and should not be relied upon as the sole basis for any investment decision.