ACRE
Ares Commercial Real Estate Corporation
REIT - Mortgage
Market Cap$286M
5Y Perf.-30.2%
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Stock Comparison
ACRE vs BXMT vs RC
Revenue, margins, valuation, and 5-year total return — side by side.
BXMT
Blackstone Mortgage Trust, Inc.
REIT - Mortgage
Market Cap$3.23B
5Y Perf.-18.9%
RC
Ready Capital Corporation
REIT - Mortgage
Market Cap$324M
5Y Perf.-67.8%
ACRE vs BXMT vs RC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ACRE | BXMT | RC |
|---|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $286M | $3.23B | $324M |
| Revenue (TTM) | $56M | $1.54B | $-9M |
| Net Income (TTM) | $-902K | $104M | $-311M |
| Gross Margin | 75.1% | 62.6% | 100.0% |
| Operating Margin | 60.4% | 58.3% | — |
| Forward P/E | 16.8x | 12.0x | — |
| Total Debt | $1.05B | $16.16B | $6.04B |
| Cash & Equiv. | $29M | $453M | $144M |
ACRE vs BXMT vs RC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
ACRE
BXMT
RC
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Ares Commercial Rea… (ACRE) | 100 | 69.8 | -30.2% |
| Blackstone Mortgage… (BXMT) | 100 | 81.1 | -18.9% |
| Ready Capital Corpo… (RC) | 100 | 32.2 | -67.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: ACRE vs BXMT vs RC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: BXMT leads in 4 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Ares Commercial Real Estate Corporation is the stronger pick specifically for growth and revenue expansion and recent price momentum and sentiment. As sector peers, any of these can serve as alternatives in the same allocation.
ACRE
Ares Commercial Real Estate Corporation
The Real Estate Income Play
ACRE is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 0 yrs, beta 0.99, yield 13.7%
- Rev growth -2.8%, EPS growth 97.4%, 3Y rev CAGR -7.8%
- Lower volatility, beta 0.99, current ratio 0.08x
Best for: income & stability and growth exposure
BXMT
Blackstone Mortgage Trust, Inc.
The Real Estate Income Play
BXMT carries the broadest edge in this set and is the clearest fit for long-term compounding.
- 53.4% 10Y total return vs ACRE's 49.2%
- Better valuation composite
- 6.7% margin vs RC's -15.9%
Best for: long-term compounding
RC
Ready Capital Corporation
The Real Estate Income Play
RC is the clearest fit if your priority is dividends.
- 60.4% yield, vs ACRE's 13.7%
Best for: dividends
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | ACRE | -2.8% FFO/revenue growth vs RC's -93.0% |
| Value | BXMT | Better valuation composite |
| Quality / Margins | BXMT | 6.7% margin vs RC's -15.9% |
| Stability / Safety | BXMT | Beta 0.74 vs RC's 1.17 |
| Dividends | RC | 60.4% yield, vs ACRE's 13.7% |
| Momentum (1Y) | ACRE | +39.1% vs RC's -48.9% |
| Efficiency (ROA) | BXMT | 0.5% ROA vs RC's -3.7% |
ACRE vs BXMT vs RC — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2025
Segment breakdown not available.
Segment breakdown not available.
ACRE vs BXMT vs RC — Financial Metrics
Side-by-side numbers across 3 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLBXMTLAGGINGRC
RCReady Capital Corpora…
1leads
ACREAres Commercial Real …
1leads
BXMTBlackstone Mortgage T…
4leads
6 Total Categories
CATEGORYLEADERvs ACREvs RCMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
ACRE4/6
Valuation MetricsMultiples, price ratios, and targets
BXMT4/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
BXMT6/9
Total Returns1Y, 3Y, 5Y total returns with dividends
BXMT4/6
Risk & VolatilityBeta, volatility, and downside exposure
BXMT2/2
Analyst OutlookRatings, price targets, and dividends
RC1/1
Income & Cash Flow (Last 12 Months)
ACRE leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
BXMT and RC operate at a comparable scale, with $1.5B and -$9M in trailing revenue. BXMT is the more profitable business, keeping 6.7% of every revenue dollar as net income compared to RC's -15.9%. On growth, ACRE holds the edge at +60.8% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|
| RevenueTrailing 12 months | $56M | $1.5B | -$9M |
| EBITDAEarnings before interest/tax | $40M | $948M | -$95M |
| Net IncomeAfter-tax profit | -$902,000 | $104M | -$311M |
| Free Cash FlowCash after capex | $21M | $335M | $366M |
| Gross MarginGross profit ÷ Revenue | +75.1% | +62.6% | +100.0% |
| Operating MarginEBIT ÷ Revenue | +60.4% | +58.3% | — |
| Net MarginNet income ÷ Revenue | -1.6% | +6.7% | -15.9% |
| FCF MarginFCF ÷ Revenue | +37.5% | +21.8% | -187.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | +60.8% | +4.0% | -69.8% |
| EPS Growth (YoY)Latest quarter vs prior year | +65.0% | — | -86.2% |
ACRE leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
BXMT leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
On an enterprise value basis, BXMT's 16.3x EV/EBITDA is more attractive than ACRE's 18.6x.
| Metric | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|
| Market CapShares × price | $286M | $3.2B | $324M |
| Enterprise ValueMkt cap + debt − cash | $1.3B | $18.9B | $6.2B |
| Trailing P/EPrice ÷ TTM EPS | -317.07x | 29.88x | -0.76x |
| Forward P/EPrice ÷ next-FY EPS est. | 16.82x | 11.96x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — | — |
| EV / EBITDAEnterprise value multiple | 18.58x | 16.35x | — |
| Price / SalesMarket cap ÷ Revenue | 3.35x | 2.12x | 11.83x |
| Price / BookPrice ÷ Book value/share | 0.56x | 0.93x | 0.18x |
| Price / FCFMarket cap ÷ FCF | 13.40x | 11.69x | — |
BXMT leads this category, winning 4 of 6 comparable metrics.
Profitability & Efficiency
BXMT leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
BXMT delivers a 2.9% return on equity — every $100 of shareholder capital generates $3 in annual profit, vs $-17 for RC. ACRE carries lower financial leverage with a 2.06x debt-to-equity ratio, signaling a more conservative balance sheet compared to BXMT's 4.61x. On the Piotroski fundamental quality scale (0–9), BXMT scores 6/9 vs RC's 1/9, reflecting solid financial health.
| Metric | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|
| ROE (TTM)Return on equity | -0.2% | +2.9% | -16.6% |
| ROA (TTM)Return on assets | -0.1% | +0.5% | -3.7% |
| ROICReturn on invested capital | +2.9% | +4.3% | — |
| ROCEReturn on capital employed | +5.2% | +11.3% | — |
| Piotroski ScoreFundamental quality 0–9 | 5 | 6 | 1 |
| Debt / EquityFinancial leverage | 2.06x | 4.61x | 3.12x |
| Net DebtTotal debt minus cash | -$29M | $15.7B | $5.9B |
| Cash & Equiv.Liquid assets | $29M | $453M | $144M |
| Total DebtShort + long-term debt | $1.0B | $16.2B | $6.0B |
| Interest CoverageEBIT ÷ Interest expense | 0.95x | 1.11x | — |
BXMT leads this category, winning 6 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
BXMT leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in BXMT five years ago would be worth $9,670 today (with dividends reinvested), compared to $5,503 for RC. Over the past 12 months, ACRE leads with a +39.1% total return vs RC's -48.9%. The 3-year compound annual growth rate (CAGR) favors BXMT at 13.4% vs RC's -23.7% — a key indicator of consistent wealth creation.
| Metric | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|
| YTD ReturnYear-to-date | +13.1% | +0.6% | -6.1% |
| 1-Year ReturnPast 12 months | +39.1% | +11.1% | -48.9% |
| 3-Year ReturnCumulative with dividends | -1.1% | +45.7% | -55.6% |
| 5-Year ReturnCumulative with dividends | -28.2% | -3.3% | -45.0% |
| 10-Year ReturnCumulative with dividends | +49.2% | +53.4% | +5.5% |
| CAGR (3Y)Annualised 3-year return | -0.4% | +13.4% | -23.7% |
BXMT leads this category, winning 4 of 6 comparable metrics.
Risk & Volatility
BXMT leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
BXMT is the less volatile stock with a 0.74 beta — it tends to amplify market swings less than RC's 1.17 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BXMT currently trades 92.5% from its 52-week high vs RC's 42.1% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.99x | 0.74x | 1.17x |
| 52-Week HighHighest price in past year | $5.89 | $20.67 | $4.75 |
| 52-Week LowLowest price in past year | $4.03 | $17.67 | $1.51 |
| % of 52W HighCurrent price vs 52-week peak | +88.3% | +92.5% | +42.1% |
| RSI (14)Momentum oscillator 0–100 | 54.6 | 40.4 | 54.7 |
| Avg Volume (50D)Average daily shares traded | 393K | 1.4M | 2.1M |
BXMT leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
RC leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Analyst consensus: ACRE as "Buy", BXMT as "Hold", RC as "Buy". Consensus price targets imply 25.0% upside for RC (target: $3) vs -3.8% for ACRE (target: $5). For income investors, RC offers the higher dividend yield at 60.44% vs BXMT's 9.87%.
| Metric | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold | Buy |
| Price TargetConsensus 12-month target | $5.00 | — | $2.50 |
| # AnalystsCovering analysts | 13 | 18 | 16 |
| Dividend YieldAnnual dividend ÷ price | +13.7% | +9.9% | +60.4% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 0 |
| Dividend / ShareAnnual DPS | $0.71 | $1.89 | $1.21 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +3.4% | +25.4% |
RC leads this category, winning 1 of 1 comparable metric.
Key Takeaway
BXMT leads in 4 of 6 categories (Valuation Metrics, Profitability & Efficiency). ACRE leads in 1 (Income & Cash Flow).
Best OverallBlackstone Mortgage Trust, … (BXMT)Leads 4 of 6 categories
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ACRE vs BXMT vs RC: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is ACRE or BXMT or RC a better buy right now?
For growth investors, Ares Commercial Real Estate Corporation (ACRE) is the stronger pick with -2.
8% revenue growth year-over-year, versus -93. 0% for Ready Capital Corporation (RC). Blackstone Mortgage Trust, Inc. (BXMT) offers the better valuation at 29. 9x trailing P/E (12. 0x forward), making it the more compelling value choice. Analysts rate Ares Commercial Real Estate Corporation (ACRE) a "Buy" — based on 13 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — ACRE or BXMT or RC?
On forward P/E, Blackstone Mortgage Trust, Inc.
is actually cheaper at 12. 0x.
03Which is the better long-term investment — ACRE or BXMT or RC?
Over the past 5 years, Blackstone Mortgage Trust, Inc.
(BXMT) delivered a total return of -3. 3%, compared to -45. 0% for Ready Capital Corporation (RC). Over 10 years, the gap is even starker: BXMT returned +53. 4% versus RC's +5. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — ACRE or BXMT or RC?
By beta (market sensitivity over 5 years), Blackstone Mortgage Trust, Inc.
(BXMT) is the lower-risk stock at 0. 74β versus Ready Capital Corporation's 1. 17β — meaning RC is approximately 58% more volatile than BXMT relative to the S&P 500. On balance sheet safety, Ares Commercial Real Estate Corporation (ACRE) carries a lower debt/equity ratio of 2% versus 5% for Blackstone Mortgage Trust, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — ACRE or BXMT or RC?
By revenue growth (latest reported year), Ares Commercial Real Estate Corporation (ACRE) is pulling ahead at -2.
8% versus -93. 0% for Ready Capital Corporation (RC). On earnings-per-share growth, the picture is similar: Blackstone Mortgage Trust, Inc. grew EPS 154. 7% year-over-year, compared to -217. 9% for Ready Capital Corporation. Over a 3-year CAGR, BXMT leads at 4. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — ACRE or BXMT or RC?
Blackstone Mortgage Trust, Inc.
(BXMT) is the more profitable company, earning 7. 2% net margin versus -1593. 0% for Ready Capital Corporation — meaning it keeps 7. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ACRE leads at 72. 4% versus 0. 0% for RC. At the gross margin level — before operating expenses — RC leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is ACRE or BXMT or RC more undervalued right now?
On forward earnings alone, Blackstone Mortgage Trust, Inc.
(BXMT) trades at 12. 0x forward P/E versus 16. 8x for Ares Commercial Real Estate Corporation — 4. 9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for RC: 25. 0% to $2. 50.
08Which pays a better dividend — ACRE or BXMT or RC?
All stocks in this comparison pay dividends.
Ready Capital Corporation (RC) offers the highest yield at 60. 4%, versus 9. 9% for Blackstone Mortgage Trust, Inc. (BXMT).
09Is ACRE or BXMT or RC better for a retirement portfolio?
For long-horizon retirement investors, Blackstone Mortgage Trust, Inc.
(BXMT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 74), 9. 9% yield). Both have compounded well over 10 years (BXMT: +53. 4%, RC: +5. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between ACRE and BXMT and RC?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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