FPH vs TOL

For growth investors, Toll Brothers, Inc.

(TOL) is the stronger pick with 1. 1% revenue growth year-over-year, versus -53. 8% for Five Point Holdings, LLC (FPH). Toll Brothers, Inc. (TOL) offers the better valuation at 10. 2x trailing P/E (10. 7x forward), making it the more compelling value choice. Analysts rate Five Point Holdings, LLC (FPH) a "Hold" — based on 5 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Toll Brothers, Inc.

(TOL) is the cheapest at 10. 2x versus Five Point Holdings, LLC at 10. 2x. On forward P/E, Toll Brothers, Inc. is actually cheaper at 10. 7x.

Over the past 5 years, Toll Brothers, Inc.

(TOL) delivered a total return of +109. 0%, compared to -34. 6% for Five Point Holdings, LLC (FPH). Over 10 years, the gap is even starker: TOL returned +437. 2% versus FPH's -67. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Five Point Holdings, LLC (FPH) is the lower-risk stock at 0.

87β versus Toll Brothers, Inc. 's 1. 21β — meaning TOL is approximately 39% more volatile than FPH relative to the S&P 500. On balance sheet safety, Five Point Holdings, LLC (FPH) carries a lower debt/equity ratio of 22% versus 35% for Toll Brothers, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Toll Brothers, Inc.

(TOL) is pulling ahead at 1. 1% versus -53. 8% for Five Point Holdings, LLC (FPH). On earnings-per-share growth, the picture is similar: Toll Brothers, Inc. grew EPS -10. 1% year-over-year, compared to -50. 0% for Five Point Holdings, LLC. Over a 3-year CAGR, FPH leads at 37. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Five Point Holdings, LLC (FPH) is the more profitable company, earning 64.

5% net margin versus 12. 3% for Toll Brothers, Inc. — meaning it keeps 64. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TOL leads at 15. 7% versus -6. 7% for FPH. At the gross margin level — before operating expenses — FPH leads at 48. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, Toll Brothers, Inc.

(TOL) trades at 10. 7x forward P/E versus 16. 3x for Five Point Holdings, LLC — 5. 6x cheaper on a one-year earnings basis.

In this comparison, TOL (0.

7% yield) pays a dividend. FPH does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Toll Brothers, Inc.

(TOL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 21), 0. 7% yield, +437. 2% 10Y return). Both have compounded well over 10 years (TOL: +437. 2%, FPH: -67. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (FPH (Real Estate) and TOL (Consumer Cyclical)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

TOL pays a dividend while FPH does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.