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5 / 10Stock Comparison
ALIT vs AON vs MMC vs WTW vs AJG
Revenue, margins, valuation, and 5-year total return — side by side.
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ALIT vs AON vs MMC vs WTW vs AJG — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Software - Application | Insurance - Brokers | Insurance - Brokers | Insurance - Brokers | Insurance - Brokers |
| Market Cap | $455M | $67.19B | $85.27B | $24.33B | $51.91B |
| Revenue (TTM) | $2.25B | $17.49B | $26.45B | $9.90B | $13.94B |
| Net Income (TTM) | $-3.09B | $3.94B | $4.13B | $1.67B | $1.49B |
| Gross Margin | 20.2% | 55.9% | 42.3% | 38.2% | 54.8% |
| Operating Margin | 0.9% | 27.0% | 23.2% | 22.7% | 18.3% |
| Forward P/E | 3.0x | 16.5x | 16.9x | 13.2x | 15.3x |
| Total Debt | $2.00B | $16.53B | $21.86B | $6.90B | $14.00B |
| Cash & Equiv. | $273M | $1.20B | $2.40B | $3.13B | $1.40B |
ALIT vs AON vs MMC vs WTW vs AJG — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jul 20 | May 26 | Return |
|---|---|---|---|
| Alight, Inc. (ALIT) | 100 | 8.4 | -91.6% |
| Aon plc (AON) | 100 | 152.8 | +52.8% |
| Marsh & McLennan Co… (MMC) | 100 | 161.4 | +61.4% |
| Willis Towers Watso… (WTW) | 100 | 122.9 | +22.9% |
| Arthur J. Gallagher… (AJG) | 100 | 187.8 | +87.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: ALIT vs AON vs MMC vs WTW vs AJG
Each card shows where this stock fits in a portfolio — not just who wins on paper.
ALIT is the #2 pick in this set and the best alternative if defensive is your priority.
- Beta 1.31, yield 18.8%, current ratio 1.31x
- Lower P/E (3.0x vs 16.9x)
- 18.8% yield, 2-year raise streak, vs MMC's 1.8%
AON carries the broadest edge in this set and is the clearest fit for quality and momentum.
- 22.5% margin vs ALIT's -137.5%
- -12.0% vs ALIT's -81.1%
- 7.6% ROA vs ALIT's -58.3%, ROIC 13.5% vs 0.6%
MMC is the clearest fit if your priority is income & stability.
- Dividend streak 19 yrs, beta 0.14, yield 1.8%
WTW is the clearest fit if your priority is valuation efficiency.
- PEG 0.81 vs AJG's 2.35
AJG ranks third and is worth considering specifically for growth exposure and long-term compounding.
- Rev growth 20.7%, EPS growth -11.9%, 3Y rev CAGR 17.7%
- 372.4% 10Y total return vs AON's 219.8%
- Lower volatility, beta 0.09, Low D/E 60.0%, current ratio 1.06x
- 20.7% revenue growth vs ALIT's -3.0%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 20.7% revenue growth vs ALIT's -3.0% | |
| Value | Lower P/E (3.0x vs 16.9x) | |
| Quality / Margins | 22.5% margin vs ALIT's -137.5% | |
| Stability / Safety | Beta 0.09 vs ALIT's 1.31, lower leverage | |
| Dividends | 18.8% yield, 2-year raise streak, vs MMC's 1.8% | |
| Momentum (1Y) | -12.0% vs ALIT's -81.1% | |
| Efficiency (ROA) | 7.6% ROA vs ALIT's -58.3%, ROIC 13.5% vs 0.6% |
ALIT vs AON vs MMC vs WTW vs AJG — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
ALIT vs AON vs MMC vs WTW vs AJG — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
AON leads in 2 of 6 categories
ALIT leads 1 • MMC leads 0 • WTW leads 0 • AJG leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
AON leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
MMC is the larger business by revenue, generating $26.5B annually — 11.8x ALIT's $2.2B. AON is the more profitable business, keeping 22.5% of every revenue dollar as net income compared to ALIT's -137.5%. On growth, AJG holds the edge at +33.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $2.2B | $17.5B | $26.5B | $9.9B | $13.9B |
| EBITDAEarnings before interest/tax | $430M | $5.4B | $7.0B | $2.6B | $3.7B |
| Net IncomeAfter-tax profit | -$3.1B | $3.9B | $4.1B | $1.7B | $1.5B |
| Free Cash FlowCash after capex | $259M | $3.5B | $5.1B | $1.6B | $1.8B |
| Gross MarginGross profit ÷ Revenue | +20.2% | +55.9% | +42.3% | +38.2% | +54.8% |
| Operating MarginEBIT ÷ Revenue | +0.9% | +27.0% | +23.2% | +22.7% | +18.3% |
| Net MarginNet income ÷ Revenue | -137.5% | +22.5% | +15.6% | +16.8% | +10.7% |
| FCF MarginFCF ÷ Revenue | +11.5% | +20.0% | +19.3% | +15.9% | +12.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | -2.6% | +6.4% | +11.5% | +8.5% | +33.6% |
| EPS Growth (YoY)Latest quarter vs prior year | -25.4% | +27.1% | 0.0% | +33.0% | -48.2% |
Valuation Metrics
ALIT leads this category, winning 6 of 7 comparable metrics.
Valuation Metrics
At 15.9x trailing earnings, WTW trades at a 55% valuation discount to AJG's 35.1x P/E. Adjusting for growth (PEG ratio), WTW offers better value at 0.98x vs AJG's 5.42x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $455M | $67.2B | $85.3B | $24.3B | $51.9B |
| Enterprise ValueMkt cap + debt − cash | $2.2B | $82.5B | $104.7B | $28.1B | $64.5B |
| Trailing P/EPrice ÷ TTM EPS | -0.15x | 18.42x | 21.28x | 15.87x | 35.11x |
| Forward P/EPrice ÷ next-FY EPS est. | 2.97x | 16.50x | 16.89x | 13.17x | 15.26x |
| PEG RatioP/E ÷ EPS growth rate | — | 1.23x | 1.11x | 0.98x | 5.42x |
| EV / EBITDAEnterprise value multiple | 4.96x | 15.54x | 15.96x | 10.60x | 17.57x |
| Price / SalesMarket cap ÷ Revenue | 0.20x | 3.91x | 3.49x | 2.51x | 3.72x |
| Price / BookPrice ÷ Book value/share | 0.44x | 7.11x | 6.38x | 3.17x | 2.25x |
| Price / FCFMarket cap ÷ FCF | 1.82x | 20.88x | 21.39x | 15.74x | 29.08x |
Profitability & Efficiency
AON leads this category, winning 4 of 9 comparable metrics.
Profitability & Efficiency
AON delivers a 44.2% return on equity — every $100 of shareholder capital generates $44 in annual profit, vs $-172 for ALIT. AJG carries lower financial leverage with a 0.60x debt-to-equity ratio, signaling a more conservative balance sheet compared to ALIT's 1.92x. On the Piotroski fundamental quality scale (0–9), AON scores 7/9 vs ALIT's 4/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | -171.7% | +44.2% | +26.9% | +20.8% | +6.5% |
| ROA (TTM)Return on assets | -58.3% | +7.6% | +7.0% | +5.8% | +2.0% |
| ROICReturn on invested capital | +0.6% | +13.5% | +15.2% | +14.0% | +7.0% |
| ROCEReturn on capital employed | +0.6% | +16.2% | +17.8% | +14.6% | +7.0% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 7 | 6 | 6 | 6 |
| Debt / EquityFinancial leverage | 1.92x | 1.73x | 1.62x | 0.86x | 0.60x |
| Net DebtTotal debt minus cash | $1.7B | $15.3B | $19.5B | $3.8B | $12.6B |
| Cash & Equiv.Liquid assets | $273M | $1.2B | $2.4B | $3.1B | $1.4B |
| Total DebtShort + long-term debt | $2.0B | $16.5B | $21.9B | $6.9B | $14.0B |
| Interest CoverageEBIT ÷ Interest expense | -27.64x | 9.58x | 6.66x | 8.51x | 3.97x |
Total Returns (Dividends Reinvested)
Evenly matched — WTW and AJG each lead in 2 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in AJG five years ago would be worth $14,109 today (with dividends reinvested), compared to $1,062 for ALIT. Over the past 12 months, AON leads with a -12.0% total return vs ALIT's -81.1%. The 3-year compound annual growth rate (CAGR) favors WTW at 5.4% vs ALIT's -50.9% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | -53.8% | -8.5% | -3.6% | -20.6% | -20.9% |
| 1-Year ReturnPast 12 months | -81.1% | -12.0% | -22.0% | -14.5% | -39.8% |
| 3-Year ReturnCumulative with dividends | -88.2% | -3.2% | +2.0% | +17.3% | -2.8% |
| 5-Year ReturnCumulative with dividends | -89.4% | +26.2% | +36.5% | +1.9% | +41.1% |
| 10-Year ReturnCumulative with dividends | -89.7% | +219.8% | +209.8% | +132.7% | +372.4% |
| CAGR (3Y)Annualised 3-year return | -50.9% | -1.1% | +0.7% | +5.4% | -1.0% |
Risk & Volatility
Evenly matched — AON and AJG each lead in 1 of 2 comparable metrics.
Risk & Volatility
AJG is the less volatile stock with a 0.09 beta — it tends to amplify market swings less than ALIT's 1.31 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. AON currently trades 82.3% from its 52-week high vs ALIT's 14.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.31x | 0.10x | 0.14x | 0.13x | 0.09x |
| 52-Week HighHighest price in past year | $6.11 | $381.00 | $235.78 | $352.79 | $351.23 |
| 52-Week LowLowest price in past year | $0.48 | $304.59 | $170.37 | $246.60 | $194.15 |
| % of 52W HighCurrent price vs 52-week peak | +14.2% | +82.3% | +73.8% | +73.2% | +57.5% |
| RSI (14)Momentum oscillator 0–100 | 70.0 | 37.9 | 37.2 | 26.2 | 27.8 |
| Avg Volume (50D)Average daily shares traded | 34.3M | 1.2M | 2.7M | 660K | 1.9M |
Analyst Outlook
Evenly matched — ALIT and MMC each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: ALIT as "Buy", AON as "Buy", MMC as "Hold", WTW as "Buy", AJG as "Buy". Consensus price targets imply 331.9% upside for ALIT (target: $4) vs 18.8% for MMC (target: $207). For income investors, ALIT offers the higher dividend yield at 18.77% vs AON's 0.93%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Hold | Buy | Buy |
| Price TargetConsensus 12-month target | $3.75 | $404.40 | $206.75 | $338.42 | $274.38 |
| # AnalystsCovering analysts | 10 | 38 | 26 | 29 | 29 |
| Dividend YieldAnnual dividend ÷ price | +18.8% | +0.9% | +1.8% | +1.4% | +1.3% |
| Dividend StreakConsecutive years of raises | 2 | 14 | 19 | 9 | 12 |
| Dividend / ShareAnnual DPS | $0.16 | $2.91 | $3.05 | $3.62 | $2.56 |
| Buyback YieldShare repurchases ÷ mkt cap | +14.3% | +1.5% | +1.1% | +6.8% | 0.0% |
AON leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). ALIT leads in 1 (Valuation Metrics). 3 tied.
ALIT vs AON vs MMC vs WTW vs AJG: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is ALIT or AON or MMC or WTW or AJG a better buy right now?
For growth investors, Arthur J.
Gallagher & Co. (AJG) is the stronger pick with 20. 7% revenue growth year-over-year, versus -3. 0% for Alight, Inc. (ALIT). Willis Towers Watson Public Limited Company (WTW) offers the better valuation at 15. 9x trailing P/E (13. 2x forward), making it the more compelling value choice. Analysts rate Alight, Inc. (ALIT) a "Buy" — based on 10 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — ALIT or AON or MMC or WTW or AJG?
On trailing P/E, Willis Towers Watson Public Limited Company (WTW) is the cheapest at 15.
9x versus Arthur J. Gallagher & Co. at 35. 1x. On forward P/E, Alight, Inc. is actually cheaper at 3. 0x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Willis Towers Watson Public Limited Company wins at 0. 81x versus Arthur J. Gallagher & Co. 's 2. 35x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — ALIT or AON or MMC or WTW or AJG?
Over the past 5 years, Arthur J.
Gallagher & Co. (AJG) delivered a total return of +41. 1%, compared to -89. 4% for Alight, Inc. (ALIT). Over 10 years, the gap is even starker: AJG returned +372. 4% versus ALIT's -89. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — ALIT or AON or MMC or WTW or AJG?
By beta (market sensitivity over 5 years), Arthur J.
Gallagher & Co. (AJG) is the lower-risk stock at 0. 09β versus Alight, Inc. 's 1. 31β — meaning ALIT is approximately 1410% more volatile than AJG relative to the S&P 500. On balance sheet safety, Arthur J. Gallagher & Co. (AJG) carries a lower debt/equity ratio of 60% versus 192% for Alight, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — ALIT or AON or MMC or WTW or AJG?
By revenue growth (latest reported year), Arthur J.
Gallagher & Co. (AJG) is pulling ahead at 20. 7% versus -3. 0% for Alight, Inc. (ALIT). On earnings-per-share growth, the picture is similar: Willis Towers Watson Public Limited Company grew EPS 1794% year-over-year, compared to -1924. 1% for Alight, Inc.. Over a 3-year CAGR, AJG leads at 17. 7% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — ALIT or AON or MMC or WTW or AJG?
Aon plc (AON) is the more profitable company, earning 21.
5% net margin versus -136. 9% for Alight, Inc. — meaning it keeps 21. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: AON leads at 25. 3% versus 1. 5% for ALIT. At the gross margin level — before operating expenses — AJG leads at 54. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is ALIT or AON or MMC or WTW or AJG more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Willis Towers Watson Public Limited Company (WTW) is the more undervalued stock at a PEG of 0. 81x versus Arthur J. Gallagher & Co. 's 2. 35x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Alight, Inc. (ALIT) trades at 3. 0x forward P/E versus 16. 9x for Marsh & McLennan Companies, Inc. — 13. 9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ALIT: 331. 9% to $3. 75.
08Which pays a better dividend — ALIT or AON or MMC or WTW or AJG?
All stocks in this comparison pay dividends.
Alight, Inc. (ALIT) offers the highest yield at 18. 8%, versus 0. 9% for Aon plc (AON).
09Is ALIT or AON or MMC or WTW or AJG better for a retirement portfolio?
For long-horizon retirement investors, Arthur J.
Gallagher & Co. (AJG) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 09), 1. 3% yield, +372. 4% 10Y return). Both have compounded well over 10 years (AJG: +372. 4%, ALIT: -89. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between ALIT and AON and MMC and WTW and AJG?
These companies operate in different sectors (ALIT (Technology) and AON (Financial Services) and MMC (Financial Services) and WTW (Financial Services) and AJG (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: ALIT is a small-cap income-oriented stock; AON is a mid-cap quality compounder stock; MMC is a mid-cap quality compounder stock; WTW is a mid-cap deep-value stock; AJG is a mid-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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