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AZ vs AAPL
Revenue, margins, valuation, and 5-year total return — side by side.
Consumer Electronics
AZ vs AAPL — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Software - Application | Consumer Electronics |
| Market Cap | $291M | $4.22T |
| Revenue (TTM) | $7M | $451.44B |
| Net Income (TTM) | $-32M | $122.58B |
| Gross Margin | 27.1% | 47.9% |
| Operating Margin | -350.6% | 32.6% |
| Forward P/E | — | 33.8x |
| Total Debt | $1M | $112.38B |
| Cash & Equiv. | $14M | $35.93B |
AZ vs AAPL — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | May 26 | Return |
|---|---|---|---|
| A2Z Cust2Mate Solut… (AZ) | 100 | 308.0 | +208.0% |
| Apple Inc. (AAPL) | 100 | 361.6 | +261.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: AZ vs AAPL
Each card shows where this stock fits in a portfolio — not just who wins on paper.
AZ is the clearest fit if your priority is sleep-well-at-night.
- Lower volatility, beta 1.84, Low D/E 20.3%, current ratio 1.48x
AAPL carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 14 yrs, beta 0.99, yield 0.4%
- Rev growth 6.4%, EPS growth 22.7%, 3Y rev CAGR 1.8%
- 11.7% 10Y total return vs AZ's 272.6%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 6.4% revenue growth vs AZ's -37.0% | |
| Quality / Margins | 27.2% margin vs AZ's -483.6% | |
| Stability / Safety | Beta 0.99 vs AZ's 1.84 | |
| Dividends | 0.4% yield; 14-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | +47.0% vs AZ's -11.3% | |
| Efficiency (ROA) | 34.0% ROA vs AZ's -38.6% |
AZ vs AAPL — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
AZ vs AAPL — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
AAPL leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
AAPL is the larger business by revenue, generating $451.4B annually — 69048.9x AZ's $7M. AAPL is the more profitable business, keeping 27.2% of every revenue dollar as net income compared to AZ's -4.8%. On growth, AAPL holds the edge at +16.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $7M | $451.4B |
| EBITDAEarnings before interest/tax | -$22M | $160.0B |
| Net IncomeAfter-tax profit | -$32M | $122.6B |
| Free Cash FlowCash after capex | -$18M | $129.2B |
| Gross MarginGross profit ÷ Revenue | +27.1% | +47.9% |
| Operating MarginEBIT ÷ Revenue | -3.5% | +32.6% |
| Net MarginNet income ÷ Revenue | -4.8% | +27.2% |
| FCF MarginFCF ÷ Revenue | -2.7% | +28.6% |
| Rev. Growth (YoY)Latest quarter vs prior year | -25.4% | +16.6% |
| EPS Growth (YoY)Latest quarter vs prior year | +76.3% | +21.8% |
Valuation Metrics
AZ leads this category, winning 2 of 3 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | $291M | $4.22T |
| Enterprise ValueMkt cap + debt − cash | $278M | $4.30T |
| Trailing P/EPrice ÷ TTM EPS | -8.66x | 38.53x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 33.78x |
| PEG RatioP/E ÷ EPS growth rate | — | 2.16x |
| EV / EBITDAEnterprise value multiple | — | 29.68x |
| Price / SalesMarket cap ÷ Revenue | 40.54x | 10.14x |
| Price / BookPrice ÷ Book value/share | 21.64x | 58.49x |
| Price / FCFMarket cap ÷ FCF | — | 42.72x |
Profitability & Efficiency
AAPL leads this category, winning 4 of 7 comparable metrics.
Profitability & Efficiency
AAPL delivers a 146.7% return on equity — every $100 of shareholder capital generates $147 in annual profit, vs $-44 for AZ. AZ carries lower financial leverage with a 0.20x debt-to-equity ratio, signaling a more conservative balance sheet compared to AAPL's 1.52x. On the Piotroski fundamental quality scale (0–9), AAPL scores 8/9 vs AZ's 6/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | -44.4% | +146.7% |
| ROA (TTM)Return on assets | -38.6% | +34.0% |
| ROICReturn on invested capital | — | +67.4% |
| ROCEReturn on capital employed | -2.9% | +69.6% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 8 |
| Debt / EquityFinancial leverage | 0.20x | 1.52x |
| Net DebtTotal debt minus cash | -$12M | $76.4B |
| Cash & Equiv.Liquid assets | $14M | $35.9B |
| Total DebtShort + long-term debt | $1M | $112.4B |
| Interest CoverageEBIT ÷ Interest expense | -52.42x | — |
Total Returns (Dividends Reinvested)
AAPL leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in AAPL five years ago would be worth $22,442 today (with dividends reinvested), compared to $3,409 for AZ. Over the past 12 months, AAPL leads with a +47.0% total return vs AZ's -11.3%. The 3-year compound annual growth rate (CAGR) favors AZ at 29.0% vs AAPL's 18.7% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +1.5% | +6.2% |
| 1-Year ReturnPast 12 months | -11.3% | +47.0% |
| 3-Year ReturnCumulative with dividends | +114.6% | +67.4% |
| 5-Year ReturnCumulative with dividends | -65.9% | +124.4% |
| 10-Year ReturnCumulative with dividends | +272.6% | +1174.1% |
| CAGR (3Y)Annualised 3-year return | +29.0% | +18.7% |
Risk & Volatility
AAPL leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
AAPL is the less volatile stock with a 0.99 beta — it tends to amplify market swings less than AZ's 1.84 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. AAPL currently trades 98.4% from its 52-week high vs AZ's 56.1% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.84x | 0.99x |
| 52-Week HighHighest price in past year | $12.36 | $292.13 |
| 52-Week LowLowest price in past year | $5.00 | $193.25 |
| % of 52W HighCurrent price vs 52-week peak | +56.1% | +98.4% |
| RSI (14)Momentum oscillator 0–100 | 49.4 | 69.4 |
| Avg Volume (50D)Average daily shares traded | 377K | 39.8M |
Analyst Outlook
AAPL leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Wall Street rates AZ as "Buy" and AAPL as "Buy". Consensus price targets imply 116.5% upside for AZ (target: $15) vs 10.3% for AAPL (target: $317). AAPL is the only dividend payer here at 0.36% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $15.00 | $317.11 |
| # AnalystsCovering analysts | 1 | 110 |
| Dividend YieldAnnual dividend ÷ price | — | +0.4% |
| Dividend StreakConsecutive years of raises | 1 | 14 |
| Dividend / ShareAnnual DPS | — | $1.03 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +2.1% |
AAPL leads in 5 of 6 categories (Income & Cash Flow, Profitability & Efficiency). AZ leads in 1 (Valuation Metrics).
AZ vs AAPL: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is AZ or AAPL a better buy right now?
For growth investors, Apple Inc.
(AAPL) is the stronger pick with 6. 4% revenue growth year-over-year, versus -37. 0% for A2Z Cust2Mate Solutions Corp. (AZ). Apple Inc. (AAPL) offers the better valuation at 38. 5x trailing P/E (33. 8x forward), making it the more compelling value choice. Analysts rate A2Z Cust2Mate Solutions Corp. (AZ) a "Buy" — based on 1 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — AZ or AAPL?
Over the past 5 years, Apple Inc.
(AAPL) delivered a total return of +124. 4%, compared to -65. 9% for A2Z Cust2Mate Solutions Corp. (AZ). Over 10 years, the gap is even starker: AAPL returned +1174% versus AZ's +272. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — AZ or AAPL?
By beta (market sensitivity over 5 years), Apple Inc.
(AAPL) is the lower-risk stock at 0. 99β versus A2Z Cust2Mate Solutions Corp. 's 1. 84β — meaning AZ is approximately 87% more volatile than AAPL relative to the S&P 500. On balance sheet safety, A2Z Cust2Mate Solutions Corp. (AZ) carries a lower debt/equity ratio of 20% versus 152% for Apple Inc. — giving it more financial flexibility in a downturn.
04Which is growing faster — AZ or AAPL?
By revenue growth (latest reported year), Apple Inc.
(AAPL) is pulling ahead at 6. 4% versus -37. 0% for A2Z Cust2Mate Solutions Corp. (AZ). On earnings-per-share growth, the picture is similar: Apple Inc. grew EPS 22. 7% year-over-year, compared to -86. 0% for A2Z Cust2Mate Solutions Corp.. Over a 3-year CAGR, AZ leads at 38. 7% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — AZ or AAPL?
Apple Inc.
(AAPL) is the more profitable company, earning 26. 9% net margin versus -237. 2% for A2Z Cust2Mate Solutions Corp. — meaning it keeps 26. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: AAPL leads at 32. 0% versus -204. 2% for AZ. At the gross margin level — before operating expenses — AAPL leads at 46. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Is AZ or AAPL more undervalued right now?
Analyst consensus price targets imply the most upside for AZ: 116.
5% to $15. 00.
07Which pays a better dividend — AZ or AAPL?
In this comparison, AAPL (0.
4% yield) pays a dividend. AZ does not pay a meaningful dividend and should not be held primarily for income.
08Is AZ or AAPL better for a retirement portfolio?
For long-horizon retirement investors, Apple Inc.
(AAPL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 99), +1174% 10Y return). A2Z Cust2Mate Solutions Corp. (AZ) carries a higher beta of 1. 84 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (AAPL: +1174%, AZ: +272. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between AZ and AAPL?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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