CHMI
Cherry Hill Mortgage Investment Corporation
REIT - Mortgage
Market Cap$94M
5Y Perf.-70.2%
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Stock Comparison
CHMI vs MITT
Revenue, margins, valuation, and 5-year total return — side by side.
MITT
TPG Mortgage Investment Trust Inc
REIT - Mortgage
Market Cap$249M
5Y Perf.+6.2%
CHMI vs MITT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | CHMI | MITT |
|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $94M | $249M |
| Revenue (TTM) | $43M | $493M |
| Net Income (TTM) | $22M | $34M |
| Gross Margin | 80.8% | 94.2% |
| Operating Margin | 65.9% | 93.3% |
| Forward P/E | — | 7.2x |
| Total Debt | $1.29B | $8.10B |
| Cash & Equiv. | $55M | $76M |
CHMI vs MITT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
CHMI
MITT
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Cherry Hill Mortgag… (CHMI) | 100 | 29.8 | -70.2% |
| TPG Mortgage Invest… (MITT) | 100 | 106.2 | +6.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CHMI vs MITT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: CHMI leads in 4 of 6 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. TPG Mortgage Investment Trust Inc is the stronger pick specifically for dividend income and shareholder returns and recent price momentum and sentiment. As sector peers, any of these can serve as alternatives in the same allocation.
CHMI
Cherry Hill Mortgage Investment Corporation
The Real Estate Income Play
CHMI carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 0 yrs, beta 0.75
- Rev growth 204.8%, EPS growth -246.4%, 3Y rev CAGR 37.9%
- 5.0% 10Y total return vs MITT's -16.9%
Best for: income & stability and growth exposure
MITT
TPG Mortgage Investment Trust Inc
The Real Estate Income Play
MITT is the clearest fit if your priority is dividends and momentum.
- 10.0% yield; 1-year raise streak; the other pay no meaningful dividend
- +29.0% vs CHMI's +2.4%
Best for: dividends and momentum
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | CHMI | 204.8% FFO/revenue growth vs MITT's 14.4% |
| Quality / Margins | CHMI | 49.8% margin vs MITT's 6.8% |
| Stability / Safety | CHMI | Beta 0.75 vs MITT's 0.90, lower leverage |
| Dividends | MITT | 10.0% yield; 1-year raise streak; the other pay no meaningful dividend |
| Momentum (1Y) | MITT | +29.0% vs CHMI's +2.4% |
| Efficiency (ROA) | CHMI | 1.4% ROA vs MITT's 0.4%, ROIC 4.9% vs 4.5% |
CHMI vs MITT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2022
FY 2018
CHMI vs MITT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLMITTLAGGINGCHMI
CHMICherry Hill Mortgage …
2leads
MITTTPG Mortgage Investme…
3leads
6 Total Categories
CATEGORYLEADERvs CHMIMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
CHMI4/6
Valuation MetricsMultiples, price ratios, and targets
MITT2/3
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
CHMI8/9
Total Returns1Y, 3Y, 5Y total returns with dividends
MITT4/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
MITT1/1
Income & Cash Flow (Last 12 Months)
CHMI leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
MITT is the larger business by revenue, generating $493M annually — 11.4x CHMI's $43M. CHMI is the more profitable business, keeping 49.8% of every revenue dollar as net income compared to MITT's 6.8%. On growth, CHMI holds the edge at +100.0% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | CHMICherry Hill Mortg… | MITTTPG Mortgage Inve… |
|---|---|---|
| RevenueTrailing 12 months | $43M | $493M |
| EBITDAEarnings before interest/tax | $41M | $457M |
| Net IncomeAfter-tax profit | $22M | $34M |
| Free Cash FlowCash after capex | $31M | $68M |
| Gross MarginGross profit ÷ Revenue | +80.8% | +94.2% |
| Operating MarginEBIT ÷ Revenue | +65.9% | +93.3% |
| Net MarginNet income ÷ Revenue | +49.8% | +6.8% |
| FCF MarginFCF ÷ Revenue | +71.5% | +13.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | +100.0% | +20.9% |
| EPS Growth (YoY)Latest quarter vs prior year | +82.8% | -2.3% |
CHMI leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
MITT leads this category, winning 2 of 3 comparable metrics.
Valuation Metrics
On an enterprise value basis, MITT's 18.2x EV/EBITDA is more attractive than CHMI's 22.5x.
| Metric | CHMICherry Hill Mortg… | MITTTPG Mortgage Inve… |
|---|---|---|
| Market CapShares × price | $94M | $249M |
| Enterprise ValueMkt cap + debt − cash | $1.3B | $8.3B |
| Trailing P/EPrice ÷ TTM EPS | -25.70x | 8.71x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 7.20x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 22.51x | 18.25x |
| Price / SalesMarket cap ÷ Revenue | 0.90x | 0.53x |
| Price / BookPrice ÷ Book value/share | — | 0.43x |
| Price / FCFMarket cap ÷ FCF | — | 4.18x |
MITT leads this category, winning 2 of 3 comparable metrics.
Profitability & Efficiency
CHMI leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
CHMI delivers a 9.2% return on equity — every $100 of shareholder capital generates $9 in annual profit, vs $6 for MITT. CHMI carries lower financial leverage with a 5.39x debt-to-equity ratio, signaling a more conservative balance sheet compared to MITT's 14.45x. On the Piotroski fundamental quality scale (0–9), CHMI scores 4/9 vs MITT's 3/9, reflecting mixed financial health.
| Metric | CHMICherry Hill Mortg… | MITTTPG Mortgage Inve… |
|---|---|---|
| ROE (TTM)Return on equity | +9.2% | +6.1% |
| ROA (TTM)Return on assets | +1.4% | +0.4% |
| ROICReturn on invested capital | +4.9% | +4.5% |
| ROCEReturn on capital employed | +4.3% | +6.5% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 3 |
| Debt / EquityFinancial leverage | 5.39x | 14.45x |
| Net DebtTotal debt minus cash | $1.2B | $8.0B |
| Cash & Equiv.Liquid assets | $55M | $76M |
| Total DebtShort + long-term debt | $1.3B | $8.1B |
| Interest CoverageEBIT ÷ Interest expense | 1.18x | 1.12x |
CHMI leads this category, winning 8 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
MITT leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in MITT five years ago would be worth $9,650 today (with dividends reinvested), compared to $6,286 for CHMI. Over the past 12 months, MITT leads with a +29.0% total return vs CHMI's +2.4%. The 3-year compound annual growth rate (CAGR) favors MITT at 23.4% vs CHMI's -7.4% — a key indicator of consistent wealth creation.
| Metric | CHMICherry Hill Mortg… | MITTTPG Mortgage Inve… |
|---|---|---|
| YTD ReturnYear-to-date | +6.0% | -5.6% |
| 1-Year ReturnPast 12 months | +2.4% | +29.0% |
| 3-Year ReturnCumulative with dividends | -20.7% | +87.9% |
| 5-Year ReturnCumulative with dividends | -37.1% | -3.5% |
| 10-Year ReturnCumulative with dividends | +5.0% | -16.9% |
| CAGR (3Y)Annualised 3-year return | -7.4% | +23.4% |
MITT leads this category, winning 4 of 6 comparable metrics.
Risk & Volatility
Evenly matched — CHMI and MITT each lead in 1 of 2 comparable metrics.
Risk & Volatility
CHMI is the less volatile stock with a 0.75 beta — it tends to amplify market swings less than MITT's 0.90 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. MITT currently trades 84.6% from its 52-week high vs CHMI's 77.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | CHMICherry Hill Mortg… | MITTTPG Mortgage Inve… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.75x | 0.90x |
| 52-Week HighHighest price in past year | $3.31 | $9.27 |
| 52-Week LowLowest price in past year | $2.17 | $6.52 |
| % of 52W HighCurrent price vs 52-week peak | +77.6% | +84.6% |
| RSI (14)Momentum oscillator 0–100 | 44.5 | 50.5 |
| Avg Volume (50D)Average daily shares traded | 194K | 277K |
Evenly matched — CHMI and MITT each lead in 1 of 2 comparable metrics.
Analyst Outlook
MITT leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
MITT is the only dividend payer here at 10.04% yield — a key consideration for income-focused portfolios.
| Metric | CHMICherry Hill Mortg… | MITTTPG Mortgage Inve… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $9.63 |
| # AnalystsCovering analysts | — | 18 |
| Dividend YieldAnnual dividend ÷ price | — | +10.0% |
| Dividend StreakConsecutive years of raises | 0 | 1 |
| Dividend / ShareAnnual DPS | — | $0.79 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
MITT leads this category, winning 1 of 1 comparable metric.
Key Takeaway
MITT leads in 3 of 6 categories (Valuation Metrics, Total Returns). CHMI leads in 2 (Income & Cash Flow, Profitability & Efficiency). 1 tied.
Best OverallTPG Mortgage Investment Tru… (MITT)Leads 3 of 6 categories
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CHMI vs MITT: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is CHMI or MITT a better buy right now?
For growth investors, Cherry Hill Mortgage Investment Corporation (CHMI) is the stronger pick with 204.
8% revenue growth year-over-year, versus 14. 4% for TPG Mortgage Investment Trust Inc (MITT). TPG Mortgage Investment Trust Inc (MITT) offers the better valuation at 8. 7x trailing P/E (7. 2x forward), making it the more compelling value choice. Analysts rate TPG Mortgage Investment Trust Inc (MITT) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — CHMI or MITT?
Over the past 5 years, TPG Mortgage Investment Trust Inc (MITT) delivered a total return of -3.
5%, compared to -37. 1% for Cherry Hill Mortgage Investment Corporation (CHMI). Over 10 years, the gap is even starker: CHMI returned +5. 0% versus MITT's -16. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — CHMI or MITT?
By beta (market sensitivity over 5 years), Cherry Hill Mortgage Investment Corporation (CHMI) is the lower-risk stock at 0.
75β versus TPG Mortgage Investment Trust Inc's 0. 90β — meaning MITT is approximately 21% more volatile than CHMI relative to the S&P 500. On balance sheet safety, Cherry Hill Mortgage Investment Corporation (CHMI) carries a lower debt/equity ratio of 5% versus 14% for TPG Mortgage Investment Trust Inc — giving it more financial flexibility in a downturn.
04Which is growing faster — CHMI or MITT?
By revenue growth (latest reported year), Cherry Hill Mortgage Investment Corporation (CHMI) is pulling ahead at 204.
8% versus 14. 4% for TPG Mortgage Investment Trust Inc (MITT). On earnings-per-share growth, the picture is similar: TPG Mortgage Investment Trust Inc grew EPS -26. 8% year-over-year, compared to -246. 4% for Cherry Hill Mortgage Investment Corporation. Over a 3-year CAGR, CHMI leads at 37. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — CHMI or MITT?
TPG Mortgage Investment Trust Inc (MITT) is the more profitable company, earning 10.
3% net margin versus 6. 5% for Cherry Hill Mortgage Investment Corporation — meaning it keeps 10. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MITT leads at 96. 9% versus 55. 9% for CHMI. At the gross margin level — before operating expenses — MITT leads at 94. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — CHMI or MITT?
In this comparison, MITT (10.
0% yield) pays a dividend. CHMI does not pay a meaningful dividend and should not be held primarily for income.
07Is CHMI or MITT better for a retirement portfolio?
For long-horizon retirement investors, TPG Mortgage Investment Trust Inc (MITT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
90), 10. 0% yield). Both have compounded well over 10 years (MITT: -16. 9%, CHMI: +5. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between CHMI and MITT?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: CHMI is a small-cap high-growth stock; MITT is a small-cap deep-value stock. MITT pays a dividend while CHMI does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
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(CHMI: 100.0% · MITT: 20.9%)Net Margin>
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