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ECC vs OFS vs GAIN vs TPVG vs HTGC
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
Asset Management
Asset Management
Asset Management
ECC vs OFS vs GAIN vs TPVG vs HTGC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Asset Management | Asset Management | Asset Management | Asset Management | Asset Management |
| Market Cap | $560M | $52M | $657M | $243M | $3.07B |
| Revenue (TTM) | $116M | $-12M | $90M | $97M | $547M |
| Net Income (TTM) | $34M | $-33M | $130M | $-12M | $289M |
| Gross Margin | 84.2% | 239.8% | 68.6% | 83.5% | 87.2% |
| Operating Margin | 73.7% | 280.2% | 72.7% | 77.9% | 66.7% |
| Forward P/E | 4.7x | — | 40.7x | 6.5x | 8.4x |
| Total Debt | $272M | $218M | $456M | $469M | $2.30B |
| Cash & Equiv. | $42M | $3M | $14M | $20M | $57M |
ECC vs OFS vs GAIN vs TPVG vs HTGC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Eagle Point Credit … (ECC) | 100 | 58.4 | -41.6% |
| OFS Capital Corpora… (OFS) | 100 | 78.2 | -21.8% |
| Gladstone Investmen… (GAIN) | 100 | 148.9 | +48.9% |
| TriplePoint Venture… (TPVG) | 100 | 59.8 | -40.2% |
| Hercules Capital, I… (HTGC) | 100 | 147.2 | +47.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: ECC vs OFS vs GAIN vs TPVG vs HTGC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
ECC is the #2 pick in this set and the best alternative if income & stability and defensive is your priority.
- Dividend streak 0 yrs, beta 0.68, yield 41.0%
- Beta 0.68, yield 41.0%, current ratio 2.22x
- NIM 10.2% vs GAIN's 5.5%
- Lower P/E (4.7x vs 8.4x)
OFS lags the leaders in this set but could rank higher in a more targeted comparison.
GAIN ranks third and is worth considering specifically for long-term compounding and sleep-well-at-night.
- 319.3% 10Y total return vs HTGC's 171.6%
- Lower volatility, beta 0.53, Low D/E 91.3%, current ratio 3.69x
- Beta 0.53 vs OFS's 0.90, lower leverage
- +30.8% vs OFS's -42.1%
TPVG carries the broadest edge in this set and is the clearest fit for growth exposure.
- Rev growth 36.6%, EPS growth 48.8%
- 36.6% NII/revenue growth vs OFS's -124.6%
- Efficiency ratio 0.1% vs HTGC's 0.2% (lower = leaner)
- Efficiency ratio 0.1% vs HTGC's 0.2%
Among these 5 stocks, HTGC doesn't own a clear edge in any measured category.
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 36.6% NII/revenue growth vs OFS's -124.6% | |
| Value | Lower P/E (4.7x vs 8.4x) | |
| Quality / Margins | Efficiency ratio 0.1% vs HTGC's 0.2% (lower = leaner) | |
| Stability / Safety | Beta 0.53 vs OFS's 0.90, lower leverage | |
| Dividends | 41.0% yield, vs OFS's 30.5% | |
| Momentum (1Y) | +30.8% vs OFS's -42.1% | |
| Efficiency (ROA) | Efficiency ratio 0.1% vs HTGC's 0.2% |
ECC vs OFS vs GAIN vs TPVG vs HTGC — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
OFS leads in 2 of 6 categories
GAIN leads 2 • TPVG leads 1 • ECC leads 0 • HTGC leads 0 • 1 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
OFS leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
HTGC and OFS operate at a comparable scale, with $547M and -$12M in trailing revenue. Profitability is closely matched — net margins range from 2.8% (OFS) to 50.6% (TPVG).
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $116M | -$12M | $90M | $97M | $547M |
| EBITDAEarnings before interest/tax | $63M | -$33M | $58M | -$22M | $381M |
| Net IncomeAfter-tax profit | $34M | -$33M | $130M | -$12M | $289M |
| Free Cash FlowCash after capex | $65M | $35M | -$82M | $35M | -$352M |
| Gross MarginGross profit ÷ Revenue | +84.2% | +2.4% | +68.6% | +83.5% | +87.2% |
| Operating MarginEBIT ÷ Revenue | +73.7% | +2.8% | +72.7% | +77.9% | +66.7% |
| Net MarginNet income ÷ Revenue | +69.3% | +2.8% | +72.7% | +50.6% | +62.1% |
| FCF MarginFCF ÷ Revenue | +89.3% | -3.7% | +126.8% | -58.7% | -77.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +3.9% | -142.6% | +58.1% | -2.3% | -20.7% |
Valuation Metrics
OFS leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
At 4.9x trailing earnings, TPVG trades at a 47% valuation discount to GAIN's 9.3x P/E. On an enterprise value basis, TPVG's 9.1x EV/EBITDA is more attractive than GAIN's 16.8x.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $560M | $52M | $657M | $243M | $3.1B |
| Enterprise ValueMkt cap + debt − cash | $790M | $267M | $1.1B | $691M | $5.3B |
| Trailing P/EPrice ÷ TTM EPS | 4.98x | -1.58x | 9.28x | 4.91x | 8.86x |
| Forward P/EPrice ÷ next-FY EPS est. | 4.66x | — | 40.66x | 6.50x | 8.41x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | 4.84x | — |
| EV / EBITDAEnterprise value multiple | 9.24x | — | 16.82x | 9.13x | 14.54x |
| Price / SalesMarket cap ÷ Revenue | 4.83x | — | 7.31x | 2.50x | 5.61x |
| Price / BookPrice ÷ Book value/share | 0.43x | 0.42x | 1.22x | 0.68x | 1.44x |
| Price / FCFMarket cap ÷ FCF | 5.41x | 1.20x | 5.77x | — | — |
Profitability & Efficiency
TPVG leads this category, winning 3 of 9 comparable metrics.
Profitability & Efficiency
GAIN delivers a 21.9% return on equity — every $100 of shareholder capital generates $22 in annual profit, vs $-23 for OFS. ECC carries lower financial leverage with a 0.29x debt-to-equity ratio, signaling a more conservative balance sheet compared to OFS's 1.77x. On the Piotroski fundamental quality scale (0–9), TPVG scores 5/9 vs ECC's 3/9, reflecting solid financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +3.1% | -23.4% | +21.9% | -3.4% | +13.2% |
| ROA (TTM)Return on assets | +2.2% | -8.6% | +10.5% | -1.5% | +6.4% |
| ROICReturn on invested capital | +6.1% | -6.5% | +5.3% | +7.2% | +6.6% |
| ROCEReturn on capital employed | +7.1% | -8.7% | +6.8% | +9.4% | +8.8% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 4 | 4 | 5 | 5 |
| Debt / EquityFinancial leverage | 0.29x | 1.77x | 0.91x | 1.33x | 1.04x |
| Net DebtTotal debt minus cash | $230M | $214M | $441M | $449M | $2.2B |
| Cash & Equiv.Liquid assets | $42M | $3M | $14M | $20M | $57M |
| Total DebtShort + long-term debt | $272M | $218M | $456M | $469M | $2.3B |
| Interest CoverageEBIT ÷ Interest expense | 12.34x | -2.00x | 1.58x | -1.02x | 4.34x |
Total Returns (Dividends Reinvested)
GAIN leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in GAIN five years ago would be worth $17,205 today (with dividends reinvested), compared to $8,649 for TPVG. Over the past 12 months, GAIN leads with a +30.8% total return vs OFS's -42.1%. The 3-year compound annual growth rate (CAGR) favors HTGC at 17.9% vs OFS's -7.5% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | -19.3% | -14.9% | +20.7% | -6.3% | -10.6% |
| 1-Year ReturnPast 12 months | -27.9% | -42.1% | +30.8% | +19.3% | +6.6% |
| 3-Year ReturnCumulative with dividends | -17.0% | -20.8% | +56.5% | -3.4% | +63.9% |
| 5-Year ReturnCumulative with dividends | +7.5% | +4.9% | +72.0% | -13.5% | +46.8% |
| 10-Year ReturnCumulative with dividends | +34.8% | +23.8% | +319.3% | +93.3% | +171.6% |
| CAGR (3Y)Annualised 3-year return | -6.0% | -7.5% | +16.1% | -1.2% | +17.9% |
Risk & Volatility
GAIN leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
GAIN is the less volatile stock with a 0.53 beta — it tends to amplify market swings less than OFS's 0.90 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. GAIN currently trades 96.3% from its 52-week high vs OFS's 41.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.68x | 0.90x | 0.53x | 0.83x | 0.69x |
| 52-Week HighHighest price in past year | $8.23 | $9.31 | $17.14 | $7.53 | $19.67 |
| 52-Week LowLowest price in past year | $3.46 | $2.72 | $13.11 | $4.48 | $13.70 |
| % of 52W HighCurrent price vs 52-week peak | +52.0% | +41.9% | +96.3% | +79.5% | +83.4% |
| RSI (14)Momentum oscillator 0–100 | 61.8 | 51.7 | 69.9 | 58.3 | 64.7 |
| Avg Volume (50D)Average daily shares traded | 1.7M | 100K | 371K | 504K | 2.5M |
Analyst Outlook
Evenly matched — ECC and OFS each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: ECC as "Buy", GAIN as "Hold", TPVG as "Hold", HTGC as "Buy". Consensus price targets imply 49.4% upside for TPVG (target: $9) vs -9.1% for GAIN (target: $15). For income investors, ECC offers the higher dividend yield at 40.99% vs HTGC's 8.64%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | — | Hold | Hold | Buy |
| Price TargetConsensus 12-month target | $4.75 | — | $15.00 | $8.95 | $18.92 |
| # AnalystsCovering analysts | 11 | — | 7 | 12 | 31 |
| Dividend YieldAnnual dividend ÷ price | +41.0% | +30.5% | +10.0% | +17.1% | +8.6% |
| Dividend StreakConsecutive years of raises | 0 | 1 | 0 | 0 | 0 |
| Dividend / ShareAnnual DPS | $1.75 | $1.19 | $1.66 | $1.02 | $1.42 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% | 0.0% | 0.0% | +0.2% |
OFS leads in 2 of 6 categories (Income & Cash Flow, Valuation Metrics). GAIN leads in 2 (Total Returns, Risk & Volatility). 1 tied.
ECC vs OFS vs GAIN vs TPVG vs HTGC: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is ECC or OFS or GAIN or TPVG or HTGC a better buy right now?
For growth investors, TriplePoint Venture Growth BDC Corp.
(TPVG) is the stronger pick with 36. 6% revenue growth year-over-year, versus -124. 6% for OFS Capital Corporation (OFS). TriplePoint Venture Growth BDC Corp. (TPVG) offers the better valuation at 4. 9x trailing P/E (6. 5x forward), making it the more compelling value choice. Analysts rate Eagle Point Credit Company Inc. (ECC) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — ECC or OFS or GAIN or TPVG or HTGC?
On trailing P/E, TriplePoint Venture Growth BDC Corp.
(TPVG) is the cheapest at 4. 9x versus Gladstone Investment Corporation at 9. 3x. On forward P/E, Eagle Point Credit Company Inc. is actually cheaper at 4. 7x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — ECC or OFS or GAIN or TPVG or HTGC?
Over the past 5 years, Gladstone Investment Corporation (GAIN) delivered a total return of +72.
0%, compared to -13. 5% for TriplePoint Venture Growth BDC Corp. (TPVG). Over 10 years, the gap is even starker: GAIN returned +319. 3% versus OFS's +23. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — ECC or OFS or GAIN or TPVG or HTGC?
By beta (market sensitivity over 5 years), Gladstone Investment Corporation (GAIN) is the lower-risk stock at 0.
53β versus OFS Capital Corporation's 0. 90β — meaning OFS is approximately 68% more volatile than GAIN relative to the S&P 500. On balance sheet safety, Eagle Point Credit Company Inc. (ECC) carries a lower debt/equity ratio of 29% versus 177% for OFS Capital Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — ECC or OFS or GAIN or TPVG or HTGC?
By revenue growth (latest reported year), TriplePoint Venture Growth BDC Corp.
(TPVG) is pulling ahead at 36. 6% versus -124. 6% for OFS Capital Corporation (OFS). On earnings-per-share growth, the picture is similar: TriplePoint Venture Growth BDC Corp. grew EPS 48. 8% year-over-year, compared to -216. 5% for OFS Capital Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — ECC or OFS or GAIN or TPVG or HTGC?
OFS Capital Corporation (OFS) is the more profitable company, earning 280.
2% net margin versus 50. 6% for TriplePoint Venture Growth BDC Corp. — meaning it keeps 280. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: OFS leads at 280. 2% versus 66. 7% for HTGC. At the gross margin level — before operating expenses — OFS leads at 239. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is ECC or OFS or GAIN or TPVG or HTGC more undervalued right now?
On forward earnings alone, Eagle Point Credit Company Inc.
(ECC) trades at 4. 7x forward P/E versus 40. 7x for Gladstone Investment Corporation — 36. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for TPVG: 49. 4% to $8. 95.
08Which pays a better dividend — ECC or OFS or GAIN or TPVG or HTGC?
All stocks in this comparison pay dividends.
Eagle Point Credit Company Inc. (ECC) offers the highest yield at 41. 0%, versus 8. 6% for Hercules Capital, Inc. (HTGC).
09Is ECC or OFS or GAIN or TPVG or HTGC better for a retirement portfolio?
For long-horizon retirement investors, Gladstone Investment Corporation (GAIN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
53), 10. 0% yield, +319. 3% 10Y return). Both have compounded well over 10 years (GAIN: +319. 3%, OFS: +23. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between ECC and OFS and GAIN and TPVG and HTGC?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: ECC is a small-cap deep-value stock; OFS is a small-cap income-oriented stock; GAIN is a small-cap deep-value stock; TPVG is a small-cap high-growth stock; HTGC is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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