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OFS Capital Corporation(OFS)Earnings, Financials & Key Ratios
OFS•NASDAQ•Banking & Credit
Price updated Jun 19, 2026
AboutOFS Capital Corporation is a business development company specializing in direct and fund investments as well as add-on acquisitions. It provides flexible capital solutions primarily through debt capital and to a lesser extent, minority equity investments serving the needs of U.S.-based middle-market companies across a broad array of industries. It does not invest in operational turnarounds or start-up businesses. For direct, it specializes in debt and structured equity investments, recapitalizations and refinancing, management and leveraged buyouts, acquisition financings, shareholder liquidity events, growth capital, independent sponsor transactions, ESOPs, and minority investments in the lower middle market companies. It invests in the aerospace and defense, business services, consumer products and services, food and beverage, health care services, specialty chemicals, transportation and logistics, value added distribution, franchising, and industrial and niche manufacturing sectors. The firm invests in companies based in United States. It seeks to invest between $5 million and $35 million, revenues between $10 million and $200 million, annual EBITDA more than $5 million, and Enterprise value between $10 million and $500 million. The firm seeks to invest in companies with debt investment values between $5 million and $25 million. The fund uses senior secured, unitranche loans, first-lien, second-lien, subordinated/ mezzanine loans, warrants, and preferred equity securities and common equity securities. It prefers to take a minority as well as majority stake in the investments made. It also co-invests with its partners for additional capital.Show more
- Net Interest Income$23M-16.4%
- Total Revenue-$12M-124.6%
- Net Income-$33M-216.4%
- Return on Equity-22.4%-231.6%
- Net Interest Margin6.7%+3.2%
- Efficiency Ratio-40.43%-537.4%
- ROA-8.54%-234.8%
- Equity / Assets35.53%-11.7%
- Book Value per Share9.19-28.5%
OFS Key Insights
OFS Capital Corporation (OFS) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong NIM of 6.7%
- ✓Well capitalized: 35.5% equity/assets
- ✓Trading at only 0.4x book value
✗Weaknesses
- ✗Weak momentum: RS Rating 19 (bottom 19%)
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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OFS Price & Volume
OFS Capital Corporation (OFS) stock price & volume — 10-year historical chart
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OFS Growth Metrics
OFS Capital Corporation (OFS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years-
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-216.35%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-216.51%
Return on Capital
10 Years1.98%
5 Years1.49%
3 Years-0.76%
Last Year-8.68%
OFS Peer Comparison
OFS Capital Corporation (OFS) competitors in Private credit and BDC lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 GAIN | 588.57M | 14.78 | 3.10 | -20.47% | 173.56% | 34.04% | 0.84 | |
 CSWC | 1.43B | 22.98 | 12.09 | 50.13% | 50.89% | 11.68% | 1.12 | |
 TPVG | 202.99M | 5.00 | 4.10 | 36.55% | -19.55% | -3.39% | 1.33 | |
 MRCC | 110.06M | 5.08 | 9.58 | -39.74% | -72.87% | -2.9% | 1.15 | |
 HRZN | 186.22M | 4.22 | 4.02 | 17.91% | 37.39% | 8.95% | 1.49 | |
 PFLT | 742.15M | 7.48 | 10.39 | 2.2% | 34.83% | 5.84% | 1.65 | |
 SLRC | 677.57M | 12.42 | 7.31 | 24.76% | 39.78% | 7.31% | 1.15 | |
 ARCC | 12.95B | 18.03 | 9.69 | 32.87% | 43.69% | 8.11% | 1.12 |
Compare OFS vs Peers
OFS Capital Corporation (OFS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
OFS Income Statement
OFS Capital Corporation (OFS) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 25.22M | 31.47M | 34M | 24.24M | 25.01M | 29.7M | 36.32M | 27.78M | 23.23M |
NII Growth % | 6.29% | 24.81% | 8.03% | -28.72% | 3.2% | 18.73% | 22.31% | -23.51% | -16.39% |
Net Interest Margin % | 7.05% | 7.13% | 6.32% | 5.01% | 4.4% | 5.7% | 7.73% | 6.49% | 6.7% |
Interest Income | 31.03M | 40.71M | 49.83M | 43.04M | 42.53M | 46.72M | 55.8M | 44.43M | 39.74M |
Interest Expense | 5.81M | 9.23M | 15.83M | 18.81M | 17.52M | 17.02M | 19.48M | 16.65M | 16.51M |
Loan Loss Provision | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Non-Interest Income | -13.53M | -17.43M | -19.88M | -13.9M | 43.22M | -34.03M | 1.14M | 3.53M | -51.55M |
Non-Interest Income % | -77.34% | -74.88% | -66.4% | -47.71% | 50.4% | -268.04% | 2% | 7.36% | 436.53% |
Total Revenue | 17.5M▲ 0% | 23.28M▲ 33.0% | 29.95M▲ 28.6% | 29.14M▼ 2.7% | 85.75M▲ 194.2% | 12.7M▼ 85.2% | 56.94M▲ 348.5% | 47.96M▼ 15.8% | -11.81M▼ 124.6% |
Revenue Growth % | -23.68% | 33.03% | 28.65% | -2.68% | 194.25% | -85.19% | 348.55% | -15.77% | -124.62% |
Non-Interest Expense | 3.77M | 4.47M | 4.56M | 6.64M | 11.37M | 3.26M | 5.26M | 4.43M | 4.77M |
Efficiency Ratio | 21.57% | 19.22% | 15.24% | 22.78% | 13.26% | 25.65% | 9.23% | 9.24% | -40.43% |
Operating Income | 7.91M▲ 0% | 9.57M▲ 21.0% | 9.55M▼ 0.2% | 3.69M▼ 61.3% | 56.86M▲ 1439.4% | -7.59M▼ 113.3% | -465K▲ 93.9% | 28.44M▲ 6216.6% | -33.09M▼ 216.4% |
Operating Margin % | 45.21% | 41.12% | 31.9% | 12.68% | 66.32% | -59.76% | -0.82% | 59.3% | 280.24% |
Operating Income Growth % | -42.8% | 21.01% | -0.2% | -61.33% | 1439.36% | -113.34% | 93.87% | 6216.56% | -216.35% |
Pretax Income | 7.91M▲ 0% | 9.57M▲ 21.0% | 9.55M▼ 0.2% | 3.69M▼ 61.3% | 56.86M▲ 1439.4% | -7.59M▼ 113.3% | -465K▲ 93.9% | 28.44M▲ 6216.6% | -33.09M▼ 216.4% |
Pretax Margin % | 45.21% | 41.12% | 31.9% | 12.68% | 66.32% | -59.76% | -0.82% | 59.3% | 280.24% |
Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Effective Tax Rate % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Net Income | 7.91M▲ 0% | 9.57M▲ 21.0% | 9.55M▼ 0.2% | 3.69M▼ 61.3% | 56.86M▲ 1439.4% | -7.59M▼ 113.3% | -465K▲ 93.9% | 28.44M▲ 6216.6% | -33.09M▼ 216.4% |
Net Margin % | 45.21% | 41.12% | 31.9% | 12.68% | 66.32% | -59.76% | -0.82% | 59.3% | 280.24% |
Net Income Growth % | -42.8% | 21.01% | -0.2% | -61.33% | 1439.36% | -113.34% | 93.87% | 6216.56% | -216.35% |
Net Income (Continuing) | 7.91M | 9.57M | 9.55M | 3.69M | 56.86M | -7.59M | -465K | 28.44M | -33.09M |
EPS (Diluted) | 0.64▲ 0% | 0.72▲ 12.5% | 0.71▼ 1.4% | 0.28▼ 60.6% | 4.24▲ 1414.3% | -0.58▼ 113.7% | -0.03▲ 94.0% | 2.12▲ 6209.5% | -2.47▼ 216.5% |
EPS Growth % | -55.24% | 12.5% | -1.39% | -60.56% | 1414.29% | -113.68% | 94.02% | 6209.51% | -216.51% |
EPS (Basic) | 0.64 | 0.72 | 0.71 | 0.28 | 4.24 | -0.58 | -0.03 | 2.12 | -2.47 |
Diluted Shares Outstanding | 12.4M | 13.35M | 13.36M | 13.39M | 13.41M | 13.42M | 13.4M | 13.4M | 13.4M |
OFS Balance Sheet
OFS Capital Corporation (OFS) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 72.95M | 38.17M | 13.45M | 37.71M | 43.05M | 14.94M | 45.35M | 6.07M | 3.36M |
Cash & Due from Banks | 72.95M | 38.17M | 13.45M | 37.71M | 43.05M | 14.94M | 45.35M | 6.07M | 3.36M |
Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Investments | 277.5M | 396.8M | 508.21M | 431.51M | 494.15M | 499.47M | 420.29M | 409.67M | 0 |
Investments Growth % | -1.47% | 42.99% | 28.08% | -15.09% | 14.52% | 1.08% | -15.85% | -2.53% | -100% |
Long-Term Investments | 277.5M | 396.8M | 508.21M | 431.51M | 494.15M | 499.47M | 420.29M | 409.67M | 0 |
Accounts Receivables | 2.73M | 2.79M | 3.35M | 1.3M | 16.37M | 2.2M | 2.22M | 11.02M | 0 |
Goodwill & Intangibles | 2.78M | 0 | 1.31M | 1.11M | 0 | 477K | 69K | 0 | 0 |
Goodwill | 1.08M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 1.71M | 0 | 1.31M | 1.11M | 0 | 477K | 69K | 0 | 0 |
PP&E (Net) | -83.06M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Assets | -277.5M | 0 | 10.35M | 11.83M | 12.95M | 2.42M | -420.36M | 1.37M | 343.35M |
Total Current Assets | 75.69M | 44.62M | 18.32M | 39.37M | 61.95M | 18.35M | 0 | 17.09M | 3.36M |
Total Non-Current Assets | 277.5M | 396.8M | 519.87M | 444.45M | 507.1M | 502.37M | 0 | 411.03M | 343.35M |
Total Assets | 357.78M▲ 0% | 441.42M▲ 23.4% | 538.19M▲ 21.9% | 483.81M▼ 10.1% | 569.05M▲ 17.6% | 520.72M▼ 8.5% | 469.82M▼ 9.8% | 428.12M▼ 8.9% | 346.71M▼ 19.0% |
Asset Growth % | 17.29% | 23.38% | 21.92% | -10.1% | 17.62% | -8.49% | -9.77% | -8.87% | -19.02% |
Return on Assets (ROA) | 2.39% | 2.4% | 1.95% | 0.72% | 10.8% | -1.39% | -0.09% | 6.33% | -8.54% |
Accounts Payable | 1.6M | 6.94M | 10.26M | 8.41M | 8.79M | 0 | 3.71M | 1.8M | 2.27M |
Total Debt | 164.82M | 254.83M | 352.48M | 309.19M | 344.81M | 331.75M | 299.73M | 246.66M | 217.64M |
Net Debt | 91.87M | 216.65M | 339.03M | 271.48M | 301.76M | 316.81M | 254.38M | 240.59M | 214.28M |
Long-Term Debt | 164.82M | 242.83M | 352.48M | 309.19M | 344.81M | 331.75M | 299.73M | 246.66M | 217.64M |
Short-Term Debt | 0 | 12M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 127K | 3.99M | 587K | 338K | 1.35M | 244K | 0 | 1.09M | 1.35M |
Total Current Liabilities | 4.62M | 19.58M | 18.5M | 15.33M | 19.14M | 8.3M | 15.04M | 8.14M | 4.53M |
Total Non-Current Liabilities | 164.82M | 246.82M | 353.06M | 309.52M | 346.16M | 331.99M | 299.73M | 247.76M | 218.99M |
Total Liabilities | 169.44M | 266.4M | 371.56M | 324.86M | 365.3M | 340.29M | 307.81M | 255.9M | 223.52M |
Total Equity | 194.01M▲ 0% | 175.02M▼ 9.8% | 166.63M▼ 4.8% | 158.96M▼ 4.6% | 203.74M▲ 28.2% | 180.42M▼ 11.4% | 162M▼ 10.2% | 172.22M▲ 6.3% | 123.19M▼ 28.5% |
Equity Growth % | 30.51% | -9.79% | -4.8% | -4.6% | 28.18% | -11.45% | -10.21% | 6.31% | -28.47% |
Equity / Assets (Capital Ratio) | 54.23% | 39.65% | 30.96% | 32.85% | 35.8% | 34.65% | 34.48% | 40.23% | 35.53% |
Return on Equity (ROE) | 4.62% | 5.19% | 5.59% | 2.27% | 31.36% | -3.95% | -0.27% | 17.02% | -22.4% |
Book Value per Share | 15.64 | 13.11 | 12.47 | 11.87 | 15.19 | 13.45 | 12.09 | 12.85 | 9.19 |
Tangible BV per Share | 15.42 | 13.11 | 12.37 | 11.78 | 15.19 | 13.41 | 12.09 | 12.85 | 9.19 |
Common Stock | 133K | 134K | 134K | 134K | 134K | 134K | 134K | 134K | 134K |
Additional Paid-in Capital | 187.4M | 187.54M | 187.31M | 187.12M | 185.11M | 184.84M | 184.84M | 184.91M | 174.19M |
Retained Earnings | 9.4M | -12.65M | -20.81M | -28.3M | 18.5M | -4.55M | -22.97M | -12.82M | -51.14M |
Accumulated OCI | 805K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 195K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
OFS Cash Flow Statement
OFS Capital Corporation (OFS) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 10.67M | -101.09M | -101.64M | 80.63M | -12.01M | 2.95M | 21.37M | 33.01M | 20.47M |
Operating CF Growth % | 194.32% | -1047.14% | -0.54% | 179.33% | -114.89% | 124.53% | 625.32% | 54.48% | -37.99% |
Net Income | 7.91M | 9.57M | 9.55M | 3.69M | 56.86M | -7.59M | -465K | 0 | 0 |
Depreciation & Amortization | 195K | 195K | 195K | 206K | 222K | 409K | 408K | 69K | 32.81M |
Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 24.06M | 0 | 9K | 0 |
Other Non-Cash Items | 3.56M | -118.65M | -118.24M | 77.57M | -58.37M | -16.45M | 21.6M | 40.95M | -19.14M |
Working Capital Changes | -992K | 7.8M | 6.85M | -845K | -10.73M | 2.5M | -171K | -8.02M | 6.79M |
Cash from Investing | -105.86M | -224.72M | -187.14M | -59.63M | -216.11M | -107.55M | 60.2M | 0 | 23.17M |
Purchase of Investments | -142.9M | -272.15M | -222.17M | -130.4M | -268.9M | -154.17M | -41.74M | -93.37M | -50.53M |
Sale/Maturity of Investments | 37.04M | 47.44M | 35.03M | 70.77M | 52.79M | 46.62M | 101.93M | 46.11M | 46.79M |
Net Investment Activity | -105.86M | -224.72M | -187.14M | -59.63M | -216.11M | -107.55M | 60.2M | -47.26M | -3.74M |
Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 47.26M | 26.91M |
Cash from Financing | 44.62M | 66.31M | 76.91M | -56.36M | 17.35M | -31.06M | -51.15M | -72.29M | -46.35M |
Dividends Paid | -16.7M | -22.89M | -17.95M | -11.37M | -12.07M | -15.38M | -17.95M | -18.22M | -15.94M |
Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Stock Issued | 53.42M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Stock Activity | 53.42M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K |
Other Financing | -203K | -643K | -1.86M | -239K | -836K | 0 | 0 | 0 | 0 |
Net Change in Cash | 55.29M▲ 0% | -34.78M▼ 162.9% | -24.73M▲ 28.9% | 24.26M▲ 198.1% | 5.34M▼ 78.0% | -28.11M▼ 626.4% | 30.41M▲ 208.2% | -39.28M▼ 229.2% | -2.71M▲ 93.1% |
Exchange Rate Effect | 105.86M | 224.72M | 187.14M | 59.63M | 216.11M | 107.55M | 0 | 0 | 0 |
Cash at Beginning | 17.66M | 72.95M | 38.17M | 13.45M | 37.71M | 43.05M | 14.94M | 45.35M | 6.07M |
Cash at End | 72.95M | 38.17M | 13.45M | 37.71M | 43.05M | 14.94M | 45.35M | 6.07M | 3.36M |
Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Free Cash Flow | 10.67M▲ 0% | -101.09M▼ 1047.1% | -101.64M▼ 0.5% | 80.63M▲ 179.3% | -12.01M▼ 114.9% | 2.95M▲ 124.5% | 21.37M▲ 625.3% | 33.01M▲ 54.5% | 43.64M▲ 32.2% |
FCF Growth % | 194.32% | -1047.14% | -0.54% | 179.33% | -114.89% | 124.53% | 625.32% | 54.48% | 32.2% |
OFS Banking Ratios
OFS Capital Corporation (OFS) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 9.48% | 4.62% | 5.19% | 5.59% | 2.27% | 31.36% | -3.95% | -0.27% | 17.02% | -22.4% |
Return on Assets (ROA) | 4.61% | 2.39% | 2.4% | 1.95% | 0.72% | 10.8% | -1.39% | -0.09% | 6.33% | -8.54% |
Net Interest Margin | 7.78% | 7.05% | 7.13% | 6.32% | 5.01% | 4.4% | 5.7% | 7.73% | 6.49% | 6.7% |
Efficiency Ratio | 16.56% | 21.57% | 19.22% | 15.24% | 22.78% | 13.26% | 25.65% | 9.23% | 9.24% | -40.43% |
Equity / Assets | 48.73% | 54.23% | 39.65% | 30.96% | 32.85% | 35.8% | 34.65% | 34.48% | 40.23% | 35.53% |
Book Value / Share | 15.34 | 15.64 | 13.11 | 12.47 | 11.87 | 15.19 | 13.45 | 12.09 | 12.85 | 9.19 |
NII Growth | 2.59% | 6.29% | 24.81% | 8.03% | -28.72% | 3.2% | 18.73% | 22.31% | -23.51% | -16.39% |
Dividend Payout | 94.46% | 211.13% | 239.19% | 187.89% | 307.66% | 21.23% | - | - | 9.61% | - |
Related:OFS Dividend History·OFS Revenue History·OFS Price History·OFS P/E History·OFS Financial Ratios·OFS Institutional Holders
OFS SEC Filings & Documents
OFS Capital Corporation (OFS) SEC filings — annual & quarterly reports (10-K, 10-Q)
OFS Frequently Asked Questions
OFS Capital Corporation (OFS) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
OFS Capital Corporation (OFS) saw revenue decline by 124.6% over the past year.
OFS Capital Corporation (OFS) reported a net loss of $33.1M for fiscal year 2025.
Dividend & Returns
Yes, OFS Capital Corporation (OFS) pays a dividend with a yield of 32.69%. This makes it attractive for income-focused investors.
OFS Capital Corporation (OFS) has a return on equity (ROE) of -22.4%. Negative ROE indicates the company is unprofitable.
Industry Metrics
OFS Capital Corporation (OFS) has a net interest margin (NIM) of 6.7%. This indicates healthy earnings from lending activities.
OFS Capital Corporation (OFS) has an efficiency ratio of 0.0%. This is excellent, indicating strong cost control.