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OFS Capital Corporation (OFS) Total Return Calculator with Dividends Reinvested

OFS Capital Corporation

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The total return for OFS Capital Corporation (OFS) stock is -42.12% over the past 12 months. So far it's down 14.85% this year. The 5-year total return is +4.91%, meaning $10,000 invested in OFS stock 5 years ago would be worth $10,491 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in OFS 1 year ago, it would be worth $5,461 today — you'd have lost $4,539 with dividends reinvested.

With Dividends Reinvested$5,461-45.39%

Price Only (No DRIP)$4,588-54.12%

Dividend Boost+$8724 payments · +8.72% extra

Period2025-05-07 → 2026-05-07

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in OFS

1Y$5,788-$4,212 (-42.1%)-42.1% CAGR

3Y$7,923-$2,077 (-20.8%)-7.5% CAGR

5Y$10,491+$491 (+4.9%)1.0% CAGR

10Y$12,385+$2,385 (+23.8%)2.2% CAGR

15Y$14,362+$4,362 (+43.6%)2.4% CAGR

20Y$14,362+$4,362 (+43.6%)1.8% CAGR

30Y$14,362+$4,362 (+43.6%)1.2% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-20	$0.34	$8.58	+0.039627
2025-09-19	$0.34	$8.32	+0.042485
2025-12-19	$0.17	$4.61	+0.039904
2026-03-20	$0.17	$2.80	+0.068122

Loading OFS total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-14.85%	—	-18.41%	+3.56 pp	$8,515
1Y	-42.12%	-42.12%	-54.12%	+12.00 pp	$5,788
3Y	-20.77%	-7.47%	-59.50%	+38.73 pp	$7,923
5Y	+4.91%	0.96%	-58.38%	+63.29 pp	$10,491
10Y	+23.85%	2.16%	-70.48%	+94.32 pp	$12,385
15Y	+43.62%	2.44%	-72.82%	+116.45 pp	$14,362
20Y	+43.62%	1.83%	-72.82%	+116.45 pp	$14,362
30Y	+43.62%	1.21%	-72.82%	+116.45 pp	$14,362

Risk & Highlights

Best Year+68.23%2021

Worst Year-27.18%2020

Max Drawdown-69.23%2025-06-18 → 2026-03-20

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-12.13%	-12.13%	—	+0.41%	-12.5pp
2025	-25.44%	-40.35%	+14.9pp	+16.64%	-42.1pp
2024	-16.84%	-28.84%	+12.0pp	+24.00%	-40.8pp
2023	+28.35%	+15.16%	+13.2pp	+24.81%	+3.5pp
2022	+4.34%	-6.37%	+10.7pp	-19.95%	+24.3pp

OFS underperformed the S&P 500 by 72.49pp over the past year (-42.12% vs +30.37%).

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OFS Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
OFSOFS Capital Corporation	$52M	+9.6%	-14.9%	-42.1%	+12.0pp	-20.8%	+4.9%	+23.8%
GAINGladstone Investment Corporation	$657M	+12.6%	+20.7%	+30.8%	+10.9pp	+56.5%	+72.0%	+319.3%
CSWCCapital Southwest Corporation	$1.4B	+6.3%	+11.4%	+34.0%	+13.8pp	+75.8%	+51.4%	+234.2%
TPVGTriplePoint Venture Growth BDC Corp.	$243M	+17.7%	-6.3%	+19.3%	+17.2pp	-3.4%	-13.5%	+93.3%
MRCCMonroe Capital Corporation	$110M	+4.5%	-11.4%	-6.8%	+19.8pp	+18.0%	-0.9%	+22.8%
HRZNHorizon Technology Finance Corporation	$199M	+1.6%	-26.7%	-23.2%	+16.4pp	-27.7%	-32.8%	+52.9%
PFLTPennantPark Floating Rate Capital Ltd.	$888M	+6.9%	-0.4%	+1.5%	+12.3pp	+18.2%	+17.2%	+72.6%
SLRCSLR Investment Corp.	$745M	-6.8%	-8.8%	-1.0%	+10.6pp	+31.0%	+16.2%	+64.4%
ARCCAres Capital Corporation	$13.6B	+5.0%	-4.9%	+0.4%	+9.2pp	+34.2%	+47.0%	+139.2%
FSCOFS Credit Opportunities Corp.	$1.0B	+3.9%	-15.0%	-16.4%	+11.1pp	+71.3%	+70.5%	+70.5%
GBDCGolub Capital BDC, Inc.	$3.4B	+2.5%	-0.7%	+3.3%	+10.6pp	+35.3%	+33.2%	+61.0%

Compare:OFS vs GAIN OFS vs CSWC OFS vs TPVG OFS vs GAIN vs CSWC

About OFS Dividend Returns

OFS Capital Corporation (OFS) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of OFS over the past year?

OFS Capital Corporation (OFS) delivered a total return of -42.12% over the past year when dividends are reinvested. The price-only return was -54.12%, meaning dividends contributed an additional 12.00 percentage points to total returns.

Q2How much would $10,000 invested in OFS be worth today?

A $10,000 investment in OFS Capital Corporation one year ago would be worth $5,788 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $4,588. Dividend reinvestment added $1,200 to the portfolio value.

Q3Does OFS pay dividends?

Yes, OFS Capital Corporation (OFS) pays dividends. In the last year, OFS paid approximately $1.19 per share in dividends (30.51% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did OFS beat the S&P 500?

No, OFS Capital Corporation (OFS) underperformed the S&P 500 by 72.49 percentage points over the past year. OFS delivered a total return of -42.12%, compared to the S&P 500's 30.37%. This means a passive S&P 500 index fund outperformed OFS by 72.49pp during this period.

Q5What is OFS's worst drawdown?

OFS Capital Corporation (OFS) experienced a maximum drawdown of -69.23% over the past year, declining from its peak on 2025-06-18 to its trough on 2026-03-20. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is OFS's long-term total return over 10, 20, or 30 years?

Here are OFS Capital Corporation (OFS)'s long-term returns with dividends reinvested. Over 10 years, the total return is 23.8% (2.2% CAGR) — $10,000 would have grown to $12,385. Over 20 years: 43.6% total return (1.8% CAGR) — $10,000 → $14,362. Over 30 years: 43.6% total return (1.2% CAGR) — $10,000 → $14,362. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was OFS's best and worst year?

OFS Capital Corporation's best calendar year was 2021 with a total return of 68.2%. Its worst year was 2020 with a total return of -27.2%. This range shows the volatility investors should expect — the difference between the best and worst year is 95.4 percentage points.