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4 / 10Stock Comparison
FGL vs PFG vs MET vs FG
Revenue, margins, valuation, and 5-year total return — side by side.
Insurance - Diversified
Insurance - Life
Insurance - Life
FGL vs PFG vs MET vs FG — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | Engineering & Construction | Insurance - Diversified | Insurance - Life | Insurance - Life |
| Market Cap | $32M | $21.67B | $51.39B | $3.67B |
| Revenue (TTM) | $90M | $15.63B | $76.94B | $5.86B |
| Net Income (TTM) | $-5M | $1.19B | $3.62B | $530M |
| Gross Margin | 6.9% | 45.2% | 28.4% | 21.0% |
| Operating Margin | -6.2% | 9.1% | 6.3% | 6.0% |
| Forward P/E | — | 10.7x | 8.0x | 6.6x |
| Total Debt | $36M | $4.20B | $20.18B | $2.24B |
| Cash & Equiv. | $14M | $4.43B | $22.03B | $1.49B |
FGL vs PFG vs MET vs FG — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Oct 24 | May 26 | Return |
|---|---|---|---|
| Founder Group Limit… (FGL) | 100 | 0.5 | -99.5% |
| Principal Financial… (PFG) | 100 | 121.4 | +21.4% |
| MetLife, Inc. (MET) | 100 | 100.5 | +0.5% |
| F&G Annuities & Lif… (FG) | 100 | 67.6 | -32.4% |
Price return only. Dividends and distributions are not included.
Quick Verdict: FGL vs PFG vs MET vs FG
Each card shows where this stock fits in a portfolio — not just who wins on paper.
FGL lags the leaders in this set but could rank higher in a more targeted comparison.
PFG carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 17 yrs, beta 1.00, yield 3.0%
- 195.8% 10Y total return vs FG's 78.6%
- Lower volatility, beta 1.00, Low D/E 33.9%, current ratio 2.35x
- Beta 1.00, yield 3.0%, current ratio 2.35x
MET is the clearest fit if your priority is growth exposure.
- Rev growth 10.2%, EPS growth -19.2%, 3Y rev CAGR 4.3%
- 10.2% revenue growth vs FGL's -39.0%
FG is the #2 pick in this set and the best alternative if value and quality is your priority.
- Lower P/E (6.6x vs 8.0x)
- 9.0% margin vs FGL's -5.7%
- 0.5% ROA vs FGL's -5.2%, ROIC 5.0% vs -11.5%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 10.2% revenue growth vs FGL's -39.0% | |
| Value | Lower P/E (6.6x vs 8.0x) | |
| Quality / Margins | 9.0% margin vs FGL's -5.7% | |
| Stability / Safety | Beta 1.00 vs FGL's 1.89, lower leverage | |
| Dividends | 3.0% yield, 17-year raise streak, vs FG's 3.8%, (1 stock pays no dividend) | |
| Momentum (1Y) | +33.0% vs FGL's -98.5% | |
| Efficiency (ROA) | 0.5% ROA vs FGL's -5.2%, ROIC 5.0% vs -11.5% |
FGL vs PFG vs MET vs FG — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FGL vs PFG vs MET vs FG — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
FG leads in 2 of 6 categories
MET leads 1 • PFG leads 1 • FGL leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
FG leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
MET is the larger business by revenue, generating $76.9B annually — 851.7x FGL's $90M. FG is the more profitable business, keeping 9.0% of every revenue dollar as net income compared to FGL's -5.7%. On growth, FG holds the edge at +39.0% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $90M | $15.6B | $76.9B | $5.9B |
| EBITDAEarnings before interest/tax | — | $1.4B | $5.9B | $1.4B |
| Net IncomeAfter-tax profit | — | $1.2B | $3.6B | $530M |
| Free Cash FlowCash after capex | — | $4.4B | $16.5B | $4.8B |
| Gross MarginGross profit ÷ Revenue | +6.9% | +45.2% | +28.4% | +21.0% |
| Operating MarginEBIT ÷ Revenue | -6.2% | +9.1% | +6.3% | +6.0% |
| Net MarginNet income ÷ Revenue | -5.7% | +7.6% | +4.7% | +9.0% |
| FCF MarginFCF ÷ Revenue | -8.2% | +28.4% | +21.5% | +82.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | -3.7% | +4.4% | +39.0% |
| EPS Growth (YoY)Latest quarter vs prior year | — | -40.8% | +35.9% | +9.9% |
Valuation Metrics
FG leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 14.4x trailing earnings, FG trades at a 24% valuation discount to PFG's 19.1x P/E. On an enterprise value basis, FG's 4.5x EV/EBITDA is more attractive than PFG's 12.9x.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $32M | $21.7B | $51.4B | $3.7B |
| Enterprise ValueMkt cap + debt − cash | $38M | $21.4B | $49.5B | $4.4B |
| Trailing P/EPrice ÷ TTM EPS | -111.24x | 19.05x | 16.42x | 14.41x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 10.75x | 8.05x | 6.60x |
| PEG RatioP/E ÷ EPS growth rate | — | 13.78x | — | — |
| EV / EBITDAEnterprise value multiple | — | 12.86x | 8.66x | 4.48x |
| Price / SalesMarket cap ÷ Revenue | 1.39x | 1.39x | 0.67x | 0.64x |
| Price / BookPrice ÷ Book value/share | 7.31x | 1.82x | 1.81x | 0.73x |
| Price / FCFMarket cap ÷ FCF | — | 4.88x | 2.84x | 0.79x |
Profitability & Efficiency
MET leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
MET delivers a 12.7% return on equity — every $100 of shareholder capital generates $13 in annual profit, vs $-32 for FGL. PFG carries lower financial leverage with a 0.34x debt-to-equity ratio, signaling a more conservative balance sheet compared to FGL's 2.09x. On the Piotroski fundamental quality scale (0–9), MET scores 8/9 vs FGL's 1/9, reflecting strong financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | -32.3% | +9.9% | +12.7% | +11.1% |
| ROA (TTM)Return on assets | -5.2% | +0.4% | +0.5% | +0.5% |
| ROICReturn on invested capital | -11.5% | +9.0% | +13.1% | +5.0% |
| ROCEReturn on capital employed | -31.7% | +0.4% | +1.0% | +0.4% |
| Piotroski ScoreFundamental quality 0–9 | 1 | 6 | 8 | 5 |
| Debt / EquityFinancial leverage | 2.09x | 0.34x | 0.70x | 0.45x |
| Net DebtTotal debt minus cash | $22M | -$227M | -$1.8B | $751M |
| Cash & Equiv.Liquid assets | $14M | $4.4B | $22.0B | $1.5B |
| Total DebtShort + long-term debt | $36M | $4.2B | $20.2B | $2.2B |
| Interest CoverageEBIT ÷ Interest expense | -2.71x | 644.64x | 5.51x | 2.87x |
Total Returns (Dividends Reinvested)
Evenly matched — PFG and FG each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in FG five years ago would be worth $17,857 today (with dividends reinvested), compared to $60 for FGL. Over the past 12 months, PFG leads with a +33.0% total return vs FGL's -98.5%. The 3-year compound annual growth rate (CAGR) favors FG at 21.1% vs FGL's -81.8% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | -88.4% | +12.8% | -1.2% | -9.0% |
| 1-Year ReturnPast 12 months | -98.5% | +33.0% | +4.9% | -22.0% |
| 3-Year ReturnCumulative with dividends | -99.4% | +52.3% | +58.9% | +77.6% |
| 5-Year ReturnCumulative with dividends | -99.4% | +70.7% | +32.9% | +78.6% |
| 10-Year ReturnCumulative with dividends | -99.2% | +195.8% | +153.9% | +78.6% |
| CAGR (3Y)Annualised 3-year return | -81.8% | +15.0% | +16.7% | +21.1% |
Risk & Volatility
PFG leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
PFG is the less volatile stock with a 1.00 beta — it tends to amplify market swings less than FGL's 1.89 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. PFG currently trades 97.1% from its 52-week high vs FGL's 1.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.89x | 1.00x | 1.09x | 1.02x |
| 52-Week HighHighest price in past year | $143.00 | $103.00 | $83.64 | $36.70 |
| 52-Week LowLowest price in past year | $0.14 | $75.00 | $67.33 | $20.57 |
| % of 52W HighCurrent price vs 52-week peak | +1.3% | +97.1% | +94.2% | +73.8% |
| RSI (14)Momentum oscillator 0–100 | 39.0 | 69.4 | 67.1 | 71.6 |
| Avg Volume (50D)Average daily shares traded | 135K | 1.5M | 3.5M | 591K |
Analyst Outlook
Evenly matched — PFG and FG each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: PFG as "Hold", MET as "Buy", FG as "Hold". Consensus price targets imply 22.4% upside for MET (target: $97) vs -5.5% for PFG (target: $95). For income investors, FG offers the higher dividend yield at 3.83% vs MET's 2.88%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold | Buy | Hold |
| Price TargetConsensus 12-month target | — | $94.50 | $96.50 | $31.00 |
| # AnalystsCovering analysts | — | 25 | 33 | 9 |
| Dividend YieldAnnual dividend ÷ price | — | +3.0% | +2.9% | +3.8% |
| Dividend StreakConsecutive years of raises | — | 17 | 13 | 4 |
| Dividend / ShareAnnual DPS | — | $3.03 | $2.27 | $1.04 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +4.2% | +7.6% | +0.3% |
FG leads in 2 of 6 categories (Income & Cash Flow, Valuation Metrics). MET leads in 1 (Profitability & Efficiency). 2 tied.
FGL vs PFG vs MET vs FG: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is FGL or PFG or MET or FG a better buy right now?
For growth investors, MetLife, Inc.
(MET) is the stronger pick with 10. 2% revenue growth year-over-year, versus -39. 0% for Founder Group Limited Ordinary Shares (FGL). F&G Annuities & Life, Inc. (FG) offers the better valuation at 14. 4x trailing P/E (6. 6x forward), making it the more compelling value choice. Analysts rate MetLife, Inc. (MET) a "Buy" — based on 33 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — FGL or PFG or MET or FG?
On trailing P/E, F&G Annuities & Life, Inc.
(FG) is the cheapest at 14. 4x versus Principal Financial Group, Inc. at 19. 1x. On forward P/E, F&G Annuities & Life, Inc. is actually cheaper at 6. 6x.
03Which is the better long-term investment — FGL or PFG or MET or FG?
Over the past 5 years, F&G Annuities & Life, Inc.
(FG) delivered a total return of +78. 6%, compared to -99. 4% for Founder Group Limited Ordinary Shares (FGL). Over 10 years, the gap is even starker: PFG returned +195. 8% versus FGL's -99. 2%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — FGL or PFG or MET or FG?
By beta (market sensitivity over 5 years), Principal Financial Group, Inc.
(PFG) is the lower-risk stock at 1. 00β versus Founder Group Limited Ordinary Shares's 1. 89β — meaning FGL is approximately 89% more volatile than PFG relative to the S&P 500. On balance sheet safety, Principal Financial Group, Inc. (PFG) carries a lower debt/equity ratio of 34% versus 2% for Founder Group Limited Ordinary Shares — giving it more financial flexibility in a downturn.
05Which is growing faster — FGL or PFG or MET or FG?
By revenue growth (latest reported year), MetLife, Inc.
(MET) is pulling ahead at 10. 2% versus -39. 0% for Founder Group Limited Ordinary Shares (FGL). On earnings-per-share growth, the picture is similar: MetLife, Inc. grew EPS -19. 2% year-over-year, compared to -114. 5% for Founder Group Limited Ordinary Shares. Over a 3-year CAGR, FGL leads at 53. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — FGL or PFG or MET or FG?
Principal Financial Group, Inc.
(PFG) is the more profitable company, earning 7. 6% net margin versus -5. 7% for Founder Group Limited Ordinary Shares — meaning it keeps 7. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: PFG leads at 9. 1% versus -6. 2% for FGL. At the gross margin level — before operating expenses — PFG leads at 45. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is FGL or PFG or MET or FG more undervalued right now?
On forward earnings alone, F&G Annuities & Life, Inc.
(FG) trades at 6. 6x forward P/E versus 10. 7x for Principal Financial Group, Inc. — 4. 1x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for MET: 22. 4% to $96. 50.
08Which pays a better dividend — FGL or PFG or MET or FG?
In this comparison, FG (3.
8% yield), PFG (3. 0% yield), MET (2. 9% yield) pay a dividend. FGL does not pay a meaningful dividend and should not be held primarily for income.
09Is FGL or PFG or MET or FG better for a retirement portfolio?
For long-horizon retirement investors, Principal Financial Group, Inc.
(PFG) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 00), 3. 0% yield, +195. 8% 10Y return). Founder Group Limited Ordinary Shares (FGL) carries a higher beta of 1. 89 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (PFG: +195. 8%, FGL: -99. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between FGL and PFG and MET and FG?
These companies operate in different sectors (FGL (Industrials) and PFG (Financial Services) and MET (Financial Services) and FG (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: FGL is a small-cap quality compounder stock; PFG is a mid-cap income-oriented stock; MET is a mid-cap deep-value stock; FG is a small-cap deep-value stock. PFG, MET, FG pay a dividend while FGL does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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