FGN
F&G Annuities & Life, Inc.
Insurance - Life
Market Cap$3.37B
5Y Perf.-3.0%
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Stock Comparison
FGN vs MET vs PRU vs GL
Revenue, margins, valuation, and 5-year total return — side by side.
MET
MetLife, Inc.
Insurance - Life
Market Cap$51.39B
5Y Perf.+19.2%
PRU
Prudential Financial, Inc.
Insurance - Life
Market Cap$34.58B
5Y Perf.-4.1%
GL
Globe Life Inc.
Insurance - Life
Market Cap$11.96B
5Y Perf.+25.2%
FGN vs MET vs PRU vs GL — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | FGN | MET | PRU | GL |
|---|---|---|---|---|
| Industry | Insurance - Life | Insurance - Life | Insurance - Life | Insurance - Life |
| Market Cap | $3.37B | $51.39B | $34.58B | $11.96B |
| Revenue (TTM) | $5.53B | $76.94B | $61.82B | $6.00B |
| Net Income (TTM) | $464M | $3.62B | $3.48B | $1.16B |
| Gross Margin | 96.0% | 28.4% | 30.8% | 33.4% |
| Operating Margin | 62.2% | 6.3% | 8.2% | 24.4% |
| Forward P/E | 4.5x | 8.0x | 7.3x | 9.8x |
| Total Debt | $2.17B | $20.18B | $22.96B | $2.63B |
| Cash & Equiv. | $2.26B | $22.03B | $19.71B | $145M |
FGN vs MET vs PRU vs GL — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
FGN
MET
PRU
GL
| Stock | Dec 23 | May 26 | Return |
|---|---|---|---|
| F&G Annuities & Lif… (FGN) | 100 | 97.0 | -3.0% |
| MetLife, Inc. (MET) | 100 | 119.2 | +19.2% |
| Prudential Financia… (PRU) | 100 | 95.9 | -4.1% |
| Globe Life Inc. (GL) | 100 | 125.2 | +25.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: FGN vs MET vs PRU vs GL
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: GL leads in 4 of 7 categories, making it the strongest pick for profitability and margin quality and capital preservation and lower volatility. F&G Annuities & Life, Inc. is the stronger pick specifically for growth and revenue expansion and valuation and capital efficiency. PRU also leads in specific categories worth noting. As sector peers, any of these can serve as alternatives in the same allocation.
FGN
F&G Annuities & Life, Inc.
The Insurance Pick
FGN is the #2 pick in this set and the best alternative if growth exposure and defensive is your priority.
- Rev growth 26.6%, EPS growth 11.1%, 3Y rev CAGR 13.1%
- Beta 0.67, yield 3.7%, current ratio 9716.20x
- 26.6% revenue growth vs PRU's -14.0%
- Lower P/E (4.5x vs 9.8x)
Best for: growth exposure and defensive
MET
MetLife, Inc.
The Insurance Play
MET lags the leaders in this set but could rank higher in a more targeted comparison.
Best for: financial services exposure
PRU
Prudential Financial, Inc.
The Insurance Pick
PRU is the clearest fit if your priority is income & stability.
- Dividend streak 8 yrs, beta 0.97, yield 5.5%
- 5.5% yield, 8-year raise streak, vs GL's 0.7%
Best for: income & stability
GL
Globe Life Inc.
The Insurance Pick
GL carries the broadest edge in this set and is the clearest fit for long-term compounding and sleep-well-at-night.
- 175.7% 10Y total return vs MET's 153.9%
- Lower volatility, beta 0.48, Low D/E 43.9%, current ratio 9.66x
- Combined ratio 0.8 vs MET's 0.9 (lower = better underwriting)
- Beta 0.48 vs MET's 1.09, lower leverage
Best for: long-term compounding and sleep-well-at-night
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | FGN | 26.6% revenue growth vs PRU's -14.0% |
| Value | FGN | Lower P/E (4.5x vs 9.8x) |
| Quality / Margins | GL | Combined ratio 0.8 vs MET's 0.9 (lower = better underwriting) |
| Stability / Safety | GL | Beta 0.48 vs MET's 1.09, lower leverage |
| Dividends | PRU | 5.5% yield, 8-year raise streak, vs GL's 0.7% |
| Momentum (1Y) | GL | +27.0% vs PRU's +3.6% |
| Efficiency (ROA) | GL | 3.8% ROA vs FGN's 0.5%, ROIC 13.4% vs 19.4% |
FGN vs MET vs PRU vs GL — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2024
FY 2025
FY 2025
FY 2025
FGN vs MET vs PRU vs GL — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLGLLAGGINGPRU
Who Leads Where
GL leads in 3 of 6 categories
FGN leads 2 • MET leads 0 • PRU leads 0 • 1 tied
Explore the data ↓PRUPrudential Financial,…
0leads
METMetLife, Inc.
0leads
FGNF&G Annuities & Life,…
2leads
GLGlobe Life Inc.
3leads
6 Total Categories
CATEGORYLEADERvs FGNvs METMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
FGN4/6
Valuation MetricsMultiples, price ratios, and targets
FGN5/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
GL6/9
Total Returns1Y, 3Y, 5Y total returns with dividends
GL4/6
Risk & VolatilityBeta, volatility, and downside exposure
GL2/2
Analyst OutlookRatings, price targets, and dividends
Tied
—
Income & Cash Flow (Last 12 Months)
FGN leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
MET is the larger business by revenue, generating $76.9B annually — 13.9x FGN's $5.5B. GL is the more profitable business, keeping 19.4% of every revenue dollar as net income compared to MET's 4.7%. On growth, FGN holds the edge at +16.5% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | FGNF&G Annuities & L… | METMetLife, Inc. | PRUPrudential Financ… | GLGlobe Life Inc. |
|---|---|---|---|---|
| RevenueTrailing 12 months | $5.5B | $76.9B | $61.8B | $6.0B |
| EBITDAEarnings before interest/tax | $4.0B | $5.9B | $5.4B | $1.6B |
| Net IncomeAfter-tax profit | $464M | $3.6B | $3.5B | $1.2B |
| Free Cash FlowCash after capex | $5.2B | $16.5B | $9.8B | $1.3B |
| Gross MarginGross profit ÷ Revenue | +96.0% | +28.4% | +30.8% | +33.4% |
| Operating MarginEBIT ÷ Revenue | +62.2% | +6.3% | +8.2% | +24.4% |
| Net MarginNet income ÷ Revenue | +8.4% | +4.7% | +5.6% | +19.4% |
| FCF MarginFCF ÷ Revenue | +93.5% | +21.5% | +15.8% | +20.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | +16.5% | +4.4% | +6.3% | +3.9% |
| EPS Growth (YoY)Latest quarter vs prior year | -43.7% | +35.9% | -12.8% | +9.3% |
FGN leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
FGN leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 5.3x trailing earnings, FGN trades at a 68% valuation discount to MET's 16.4x P/E. On an enterprise value basis, FGN's 2.2x EV/EBITDA is more attractive than GL's 9.1x.
| Metric | FGNF&G Annuities & L… | METMetLife, Inc. | PRUPrudential Financ… | GLGlobe Life Inc. |
|---|---|---|---|---|
| Market CapShares × price | $3.4B | $51.4B | $34.6B | $12.0B |
| Enterprise ValueMkt cap + debt − cash | $3.3B | $49.5B | $37.8B | $14.4B |
| Trailing P/EPrice ÷ TTM EPS | 5.27x | 16.42x | 9.73x | 10.84x |
| Forward P/EPrice ÷ next-FY EPS est. | 4.54x | 8.05x | 7.35x | 9.81x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | 0.70x |
| EV / EBITDAEnterprise value multiple | 2.17x | 8.66x | 7.70x | 9.07x |
| Price / SalesMarket cap ÷ Revenue | 0.59x | 0.67x | 0.57x | 1.99x |
| Price / BookPrice ÷ Book value/share | 0.80x | 1.81x | 0.98x | 2.06x |
| Price / FCFMarket cap ÷ FCF | 0.56x | 2.84x | 5.51x | 9.54x |
FGN leads this category, winning 5 of 6 comparable metrics.
Profitability & Efficiency
GL leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
GL delivers a 20.6% return on equity — every $100 of shareholder capital generates $21 in annual profit, vs $9 for FGN. GL carries lower financial leverage with a 0.44x debt-to-equity ratio, signaling a more conservative balance sheet compared to MET's 0.70x. On the Piotroski fundamental quality scale (0–9), MET scores 8/9 vs FGN's 6/9, reflecting strong financial health.
| Metric | FGNF&G Annuities & L… | METMetLife, Inc. | PRUPrudential Financ… | GLGlobe Life Inc. |
|---|---|---|---|---|
| ROE (TTM)Return on equity | +9.4% | +12.7% | +10.3% | +20.6% |
| ROA (TTM)Return on assets | +0.5% | +0.5% | +0.6% | +3.8% |
| ROICReturn on invested capital | +19.4% | +13.1% | +10.0% | +13.4% |
| ROCEReturn on capital employed | +1.8% | +1.0% | +0.9% | +5.2% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 8 | 7 | 8 |
| Debt / EquityFinancial leverage | 0.53x | 0.70x | 0.65x | 0.44x |
| Net DebtTotal debt minus cash | -$93M | -$1.8B | $3.2B | $2.5B |
| Cash & Equiv.Liquid assets | $2.3B | $22.0B | $19.7B | $145M |
| Total DebtShort + long-term debt | $2.2B | $20.2B | $23.0B | $2.6B |
| Interest CoverageEBIT ÷ Interest expense | 2.63x | 5.51x | 4.76x | 11.27x |
GL leads this category, winning 6 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
GL leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in GL five years ago would be worth $14,826 today (with dividends reinvested), compared to $11,504 for FGN. Over the past 12 months, GL leads with a +27.0% total return vs PRU's +3.6%. The 3-year compound annual growth rate (CAGR) favors MET at 16.7% vs FGN's 4.8% — a key indicator of consistent wealth creation.
| Metric | FGNF&G Annuities & L… | METMetLife, Inc. | PRUPrudential Financ… | GLGlobe Life Inc. |
|---|---|---|---|---|
| YTD ReturnYear-to-date | -0.5% | -1.2% | -11.5% | +10.6% |
| 1-Year ReturnPast 12 months | +4.4% | +4.9% | +3.6% | +27.0% |
| 3-Year ReturnCumulative with dividends | +15.0% | +58.9% | +39.5% | +43.6% |
| 5-Year ReturnCumulative with dividends | +15.0% | +32.9% | +17.7% | +48.3% |
| 10-Year ReturnCumulative with dividends | +15.0% | +153.9% | +89.0% | +175.7% |
| CAGR (3Y)Annualised 3-year return | +4.8% | +16.7% | +11.7% | +12.8% |
GL leads this category, winning 4 of 6 comparable metrics.
Risk & Volatility
GL leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
GL is the less volatile stock with a 0.48 beta — it tends to amplify market swings less than MET's 1.09 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. GL currently trades 97.3% from its 52-week high vs PRU's 83.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | FGNF&G Annuities & L… | METMetLife, Inc. | PRUPrudential Financ… | GLGlobe Life Inc. |
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.67x | 1.09x | 0.97x | 0.48x |
| 52-Week HighHighest price in past year | $27.60 | $83.64 | $119.76 | $156.69 |
| 52-Week LowLowest price in past year | $7.56 | $67.33 | $91.89 | $116.73 |
| % of 52W HighCurrent price vs 52-week peak | +90.7% | +94.2% | +83.0% | +97.3% |
| RSI (14)Momentum oscillator 0–100 | 64.5 | 67.1 | 58.1 | 67.2 |
| Avg Volume (50D)Average daily shares traded | 49K | 3.5M | 2.3M | 450K |
GL leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Evenly matched — PRU and GL each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: MET as "Buy", PRU as "Hold", GL as "Hold". Consensus price targets imply 22.4% upside for MET (target: $97) vs 4.7% for PRU (target: $104). For income investors, PRU offers the higher dividend yield at 5.54% vs GL's 0.70%.
| Metric | FGNF&G Annuities & L… | METMetLife, Inc. | PRUPrudential Financ… | GLGlobe Life Inc. |
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Hold | Hold |
| Price TargetConsensus 12-month target | — | $96.50 | $104.13 | $171.25 |
| # AnalystsCovering analysts | — | 33 | 37 | 28 |
| Dividend YieldAnnual dividend ÷ price | +3.7% | +2.9% | +5.5% | +0.7% |
| Dividend StreakConsecutive years of raises | 2 | 13 | 8 | 23 |
| Dividend / ShareAnnual DPS | $0.92 | $2.27 | $5.50 | $1.06 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.4% | +7.6% | +2.9% | +7.4% |
Evenly matched — PRU and GL each lead in 1 of 2 comparable metrics.
Key Takeaway
GL leads in 3 of 6 categories (Profitability & Efficiency, Total Returns). FGN leads in 2 (Income & Cash Flow, Valuation Metrics). 1 tied.
Best OverallGlobe Life Inc. (GL)Leads 3 of 6 categories
Loading custom metrics...
FGN vs MET vs PRU vs GL: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is FGN or MET or PRU or GL a better buy right now?
For growth investors, F&G Annuities & Life, Inc.
(FGN) is the stronger pick with 26. 6% revenue growth year-over-year, versus -14. 0% for Prudential Financial, Inc. (PRU). F&G Annuities & Life, Inc. (FGN) offers the better valuation at 5. 3x trailing P/E (4. 5x forward), making it the more compelling value choice. Analysts rate MetLife, Inc. (MET) a "Buy" — based on 33 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — FGN or MET or PRU or GL?
On trailing P/E, F&G Annuities & Life, Inc.
(FGN) is the cheapest at 5. 3x versus MetLife, Inc. at 16. 4x. On forward P/E, F&G Annuities & Life, Inc. is actually cheaper at 4. 5x.
03Which is the better long-term investment — FGN or MET or PRU or GL?
Over the past 5 years, Globe Life Inc.
(GL) delivered a total return of +48. 3%, compared to +15. 0% for F&G Annuities & Life, Inc. (FGN). Over 10 years, the gap is even starker: GL returned +175. 7% versus FGN's +15. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — FGN or MET or PRU or GL?
By beta (market sensitivity over 5 years), Globe Life Inc.
(GL) is the lower-risk stock at 0. 48β versus MetLife, Inc. 's 1. 09β — meaning MET is approximately 127% more volatile than GL relative to the S&P 500. On balance sheet safety, Globe Life Inc. (GL) carries a lower debt/equity ratio of 44% versus 70% for MetLife, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — FGN or MET or PRU or GL?
By revenue growth (latest reported year), F&G Annuities & Life, Inc.
(FGN) is pulling ahead at 26. 6% versus -14. 0% for Prudential Financial, Inc. (PRU). On earnings-per-share growth, the picture is similar: F&G Annuities & Life, Inc. grew EPS 1111% year-over-year, compared to -19. 2% for MetLife, Inc.. Over a 3-year CAGR, FGN leads at 13. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — FGN or MET or PRU or GL?
Globe Life Inc.
(GL) is the more profitable company, earning 19. 4% net margin versus 4. 4% for MetLife, Inc. — meaning it keeps 19. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GL leads at 24. 4% versus 6. 0% for MET. At the gross margin level — before operating expenses — FGN leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is FGN or MET or PRU or GL more undervalued right now?
On forward earnings alone, F&G Annuities & Life, Inc.
(FGN) trades at 4. 5x forward P/E versus 9. 8x for Globe Life Inc. — 5. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for MET: 22. 4% to $96. 50.
08Which pays a better dividend — FGN or MET or PRU or GL?
All stocks in this comparison pay dividends.
Prudential Financial, Inc. (PRU) offers the highest yield at 5. 5%, versus 0. 7% for Globe Life Inc. (GL).
09Is FGN or MET or PRU or GL better for a retirement portfolio?
For long-horizon retirement investors, Globe Life Inc.
(GL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 48), 0. 7% yield, +175. 7% 10Y return). Both have compounded well over 10 years (GL: +175. 7%, MET: +153. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between FGN and MET and PRU and GL?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: FGN is a small-cap high-growth stock; MET is a mid-cap deep-value stock; PRU is a mid-cap deep-value stock; GL is a mid-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(FGN: 16.5% · MET: 4.4%)Net Margin>
%
(FGN: 8.4% · MET: 4.7%)P/E Ratio<
x
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