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FLY vs RKT
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Mortgages
FLY vs RKT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Aerospace & Defense | Financial - Mortgages |
| Market Cap | $5.54B | $2.07B |
| Revenue (TTM) | $185M | $5.40B |
| Net Income (TTM) | $-335M | $-102M |
| Gross Margin | 21.7% | 91.3% |
| Operating Margin | -153.5% | 12.4% |
| Forward P/E | — | 20.0x |
| Total Debt | $309M | $13.98B |
| Cash & Equiv. | $793M | $1.27B |
Quick Verdict: FLY vs RKT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
FLY is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 1 yrs, beta 2.73, yield 0.2%
- Rev growth 163.0%, EPS growth -161.0%
- Lower volatility, beta 2.73, Low D/E 25.9%, current ratio 4.51x
RKT carries the broadest edge in this set and is the clearest fit for long-term compounding and defensive.
- -18.3% 10Y total return vs FLY's -42.8%
- Beta 1.77, current ratio 0.23x
- 0.5% margin vs FLY's -181.1%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 163.0% revenue growth vs RKT's 34.8% | |
| Quality / Margins | 0.5% margin vs FLY's -181.1% | |
| Stability / Safety | Beta 1.77 vs FLY's 2.73 | |
| Dividends | 0.2% yield; 1-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | +27.1% vs FLY's -42.8% | |
| Efficiency (ROA) | -0.3% ROA vs FLY's -26.6%, ROIC 2.5% vs -26.2% |
FLY vs RKT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FLY vs RKT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
RKT leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
RKT is the larger business by revenue, generating $5.4B annually — 29.2x FLY's $185M. RKT is the more profitable business, keeping 0.5% of every revenue dollar as net income compared to FLY's -181.1%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $185M | $5.4B |
| EBITDAEarnings before interest/tax | -$263M | $682M |
| Net IncomeAfter-tax profit | -$335M | -$102M |
| Free Cash FlowCash after capex | -$257M | -$1.1B |
| Gross MarginGross profit ÷ Revenue | +21.7% | +91.3% |
| Operating MarginEBIT ÷ Revenue | -153.5% | +12.4% |
| Net MarginNet income ÷ Revenue | -181.1% | +0.5% |
| FCF MarginFCF ÷ Revenue | -139.3% | -63.6% |
| Rev. Growth (YoY)Latest quarter vs prior year | +44.8% | — |
| EPS Growth (YoY)Latest quarter vs prior year | -21.2% | -4.3% |
Valuation Metrics
RKT leads this category, winning 2 of 3 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | $5.5B | $2.1B |
| Enterprise ValueMkt cap + debt − cash | $5.1B | $14.8B |
| Trailing P/EPrice ÷ TTM EPS | -7.15x | 69.76x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 20.01x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | 18.91x |
| Price / SalesMarket cap ÷ Revenue | 34.63x | 0.38x |
| Price / BookPrice ÷ Book value/share | 2.01x | 0.23x |
| Price / FCFMarket cap ÷ FCF | — | — |
Profitability & Efficiency
RKT leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
RKT delivers a -1.2% return on equity — every $100 of shareholder capital generates $-1 in annual profit, vs $-58 for FLY. FLY carries lower financial leverage with a 0.26x debt-to-equity ratio, signaling a more conservative balance sheet compared to RKT's 1.55x. On the Piotroski fundamental quality scale (0–9), FLY scores 6/9 vs RKT's 5/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | -57.6% | -1.2% |
| ROA (TTM)Return on assets | -26.6% | -0.3% |
| ROICReturn on invested capital | -26.2% | +2.5% |
| ROCEReturn on capital employed | -26.8% | +4.5% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 5 |
| Debt / EquityFinancial leverage | 0.26x | 1.55x |
| Net DebtTotal debt minus cash | -$484M | $12.7B |
| Cash & Equiv.Liquid assets | $793M | $1.3B |
| Total DebtShort + long-term debt | $309M | $14.0B |
| Interest CoverageEBIT ÷ Interest expense | -36.78x | 0.87x |
Total Returns (Dividends Reinvested)
RKT leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in RKT five years ago would be worth $8,659 today (with dividends reinvested), compared to $5,725 for FLY. Over the past 12 months, RKT leads with a +27.1% total return vs FLY's -42.8%. The 3-year compound annual growth rate (CAGR) favors RKT at 22.4% vs FLY's -17.0% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +45.4% | -26.3% |
| 1-Year ReturnPast 12 months | -42.8% | +27.1% |
| 3-Year ReturnCumulative with dividends | -42.8% | +83.5% |
| 5-Year ReturnCumulative with dividends | -42.8% | -13.4% |
| 10-Year ReturnCumulative with dividends | -42.8% | -18.3% |
| CAGR (3Y)Annualised 3-year return | -17.0% | +22.4% |
Risk & Volatility
RKT leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
RKT is the less volatile stock with a 1.77 beta — it tends to amplify market swings less than FLY's 2.73 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. RKT currently trades 60.1% from its 52-week high vs FLY's 46.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 2.73x | 1.77x |
| 52-Week HighHighest price in past year | $73.80 | $24.36 |
| 52-Week LowLowest price in past year | $16.00 | $11.08 |
| % of 52W HighCurrent price vs 52-week peak | +46.8% | +60.1% |
| RSI (14)Momentum oscillator 0–100 | 42.8 | 39.7 |
| Avg Volume (50D)Average daily shares traded | 5.8M | 25.1M |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
Wall Street rates FLY as "Buy" and RKT as "Hold". Consensus price targets imply 47.6% upside for RKT (target: $22) vs 14.3% for FLY (target: $40). FLY is the only dividend payer here at 0.21% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold |
| Price TargetConsensus 12-month target | $39.50 | $21.63 |
| # AnalystsCovering analysts | 7 | 25 |
| Dividend YieldAnnual dividend ÷ price | +0.2% | — |
| Dividend StreakConsecutive years of raises | 1 | 1 |
| Dividend / ShareAnnual DPS | $0.07 | — |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
RKT leads in 5 of 6 categories — strongest in Income & Cash Flow and Valuation Metrics.
FLY vs RKT: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is FLY or RKT a better buy right now?
For growth investors, Firefly Aerospace Inc.
(FLY) is the stronger pick with 163. 0% revenue growth year-over-year, versus 34. 8% for Rocket Companies, Inc. (RKT). Rocket Companies, Inc. (RKT) offers the better valuation at 69. 8x trailing P/E (20. 0x forward), making it the more compelling value choice. Analysts rate Firefly Aerospace Inc. (FLY) a "Buy" — based on 7 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — FLY or RKT?
Over the past 5 years, Rocket Companies, Inc.
(RKT) delivered a total return of -13. 4%, compared to -42. 8% for Firefly Aerospace Inc. (FLY). Over 10 years, the gap is even starker: RKT returned -18. 3% versus FLY's -42. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — FLY or RKT?
By beta (market sensitivity over 5 years), Rocket Companies, Inc.
(RKT) is the lower-risk stock at 1. 77β versus Firefly Aerospace Inc. 's 2. 73β — meaning FLY is approximately 54% more volatile than RKT relative to the S&P 500. On balance sheet safety, Firefly Aerospace Inc. (FLY) carries a lower debt/equity ratio of 26% versus 155% for Rocket Companies, Inc. — giving it more financial flexibility in a downturn.
04Which is growing faster — FLY or RKT?
By revenue growth (latest reported year), Firefly Aerospace Inc.
(FLY) is pulling ahead at 163. 0% versus 34. 8% for Rocket Companies, Inc. (RKT). Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — FLY or RKT?
Rocket Companies, Inc.
(RKT) is the more profitable company, earning 0. 5% net margin versus -186. 6% for Firefly Aerospace Inc. — meaning it keeps 0. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: RKT leads at 12. 4% versus -154. 3% for FLY. At the gross margin level — before operating expenses — RKT leads at 91. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Is FLY or RKT more undervalued right now?
Analyst consensus price targets imply the most upside for RKT: 47.
6% to $21. 63.
07Which pays a better dividend — FLY or RKT?
In this comparison, FLY (0.
2% yield) pays a dividend. RKT does not pay a meaningful dividend and should not be held primarily for income.
08Is FLY or RKT better for a retirement portfolio?
For long-horizon retirement investors, Rocket Companies, Inc.
(RKT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding. Firefly Aerospace Inc. (FLY) carries a higher beta of 2. 73 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (RKT: -18. 3%, FLY: -42. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between FLY and RKT?
These companies operate in different sectors (FLY (Industrials) and RKT (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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