FPH vs TOL vs LEN vs PHM vs TMHC

For growth investors, Toll Brothers, Inc.

(TOL) is the stronger pick with 1. 1% revenue growth year-over-year, versus -53. 8% for Five Point Holdings, LLC (FPH). Taylor Morrison Home Corporation (TMHC) offers the better valuation at 7. 7x trailing P/E (11. 2x forward), making it the more compelling value choice. Analysts rate Lennar Corporation (LEN) a "Buy" — based on 50 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Taylor Morrison Home Corporation (TMHC) is the cheapest at 7.

7x versus Lennar Corporation at 11. 0x. On forward P/E, Toll Brothers, Inc. is actually cheaper at 10. 7x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Toll Brothers, Inc. wins at 0. 34x versus Lennar Corporation's 43. 27x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Toll Brothers, Inc.

(TOL) delivered a total return of +109. 0%, compared to -34. 6% for Five Point Holdings, LLC (FPH). Over 10 years, the gap is even starker: PHM returned +571. 2% versus FPH's -67. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Five Point Holdings, LLC (FPH) is the lower-risk stock at 0.

87β versus Toll Brothers, Inc. 's 1. 21β — meaning TOL is approximately 39% more volatile than FPH relative to the S&P 500. On balance sheet safety, PulteGroup, Inc. (PHM) carries a lower debt/equity ratio of 19% versus 37% for Taylor Morrison Home Corporation — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Toll Brothers, Inc.

(TOL) is pulling ahead at 1. 1% versus -53. 8% for Five Point Holdings, LLC (FPH). On earnings-per-share growth, the picture is similar: Taylor Morrison Home Corporation grew EPS -6. 0% year-over-year, compared to -50. 0% for Five Point Holdings, LLC. Over a 3-year CAGR, FPH leads at 37. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Five Point Holdings, LLC (FPH) is the more profitable company, earning 64.

5% net margin versus 6. 0% for Lennar Corporation — meaning it keeps 64. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: PHM leads at 17. 3% versus -6. 7% for FPH. At the gross margin level — before operating expenses — FPH leads at 48. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Toll Brothers, Inc. (TOL) is the more undervalued stock at a PEG of 0. 34x versus Lennar Corporation's 43. 27x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Toll Brothers, Inc. (TOL) trades at 10. 7x forward P/E versus 16. 3x for Five Point Holdings, LLC — 5. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for TMHC: 24. 0% to $73. 75.

In this comparison, LEN (2.

3% yield), PHM (0. 8% yield), TOL (0. 7% yield) pay a dividend. FPH, TMHC do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, PulteGroup, Inc.

(PHM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 01), 0. 8% yield, +571. 2% 10Y return). Both have compounded well over 10 years (PHM: +571. 2%, FPH: -67. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (FPH (Real Estate) and TOL (Consumer Cyclical) and LEN (Consumer Cyclical) and PHM (Consumer Cyclical) and TMHC (Consumer Cyclical)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

TOL, LEN, PHM pay a dividend while FPH, TMHC do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.