IFS vs GFI vs NEM vs BAP vs AEM

For growth investors, Agnico Eagle Mines Limited (AEM) is the stronger pick with 43.

7% revenue growth year-over-year, versus 0. 7% for Intercorp Financial Services Inc. (IFS). Intercorp Financial Services Inc. (IFS) offers the better valuation at 13. 6x trailing P/E (2. 2x forward), making it the more compelling value choice. Analysts rate Intercorp Financial Services Inc. (IFS) a "Buy" — based on 4 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Intercorp Financial Services Inc.

(IFS) is the cheapest at 13. 6x versus Gold Fields Limited at 32. 5x. On forward P/E, Intercorp Financial Services Inc. is actually cheaper at 2. 2x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Gold Fields Limited wins at 0. 16x versus Newmont Corporation's 0. 87x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Gold Fields Limited (GFI) delivered a total return of +366.

2%, compared to +81. 7% for Newmont Corporation (NEM). Over 10 years, the gap is even starker: GFI returned +1084% versus IFS's +60. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Agnico Eagle Mines Limited (AEM) is the lower-risk stock at 0.

66β versus Gold Fields Limited's 1. 03β — meaning GFI is approximately 56% more volatile than AEM relative to the S&P 500. On balance sheet safety, Agnico Eagle Mines Limited (AEM) carries a lower debt/equity ratio of 1% versus 108% for Intercorp Financial Services Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Agnico Eagle Mines Limited (AEM) is pulling ahead at 43.

7% versus 0. 7% for Intercorp Financial Services Inc. (IFS). On earnings-per-share growth, the picture is similar: Agnico Eagle Mines Limited grew EPS 134. 4% year-over-year, compared to 13. 1% for Credicorp Ltd.. Over a 3-year CAGR, AEM leads at 29. 3% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Agnico Eagle Mines Limited (AEM) is the more profitable company, earning 37.

5% net margin versus 14. 7% for Intercorp Financial Services Inc. — meaning it keeps 37. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: AEM leads at 53. 1% versus 18. 6% for IFS. At the gross margin level — before operating expenses — BAP leads at 64. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Gold Fields Limited (GFI) is the more undervalued stock at a PEG of 0. 16x versus Newmont Corporation's 0. 87x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Intercorp Financial Services Inc. (IFS) trades at 2. 2x forward P/E versus 13. 9x for Agnico Eagle Mines Limited — 11. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for BAP: 23. 4% to $408. 00.

All stocks in this comparison pay dividends.

Credicorp Ltd. (BAP) offers the highest yield at 4. 0%, versus 0. 7% for Agnico Eagle Mines Limited (AEM).

For long-horizon retirement investors, Gold Fields Limited (GFI) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1.

03), 0. 9% yield, +1084% 10Y return). Both have compounded well over 10 years (GFI: +1084%, BAP: +187. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (IFS (Financial Services) and GFI (Basic Materials) and NEM (Basic Materials) and BAP (Financial Services) and AEM (Basic Materials)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: IFS is a small-cap deep-value stock; GFI is a mid-cap high-growth stock; NEM is a mid-cap high-growth stock; BAP is a mid-cap deep-value stock; AEM is a mid-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.