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Intercorp Financial Services Inc. (IFS) Total Return Calculator with Dividends Reinvested

Intercorp Financial Services Inc.

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The total return for Intercorp Financial Services Inc. (IFS) stock is +39.37% over the past 12 months. So far it's up 14.35% this year. The 5-year total return is +121.22%, meaning $10,000 invested in IFS stock 5 years ago would be worth $22,122 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in IFS 1 year ago, it would be worth $13,987 today — you'd have gained $3,987 with dividends reinvested.

With Dividends Reinvested$13,987+39.87%

Price Only (No DRIP)$12,991+29.91%

Dividend Boost+$9962 payments · +9.96% extra

Period2025-05-08 → 2026-05-07

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in IFS

1Y$13,937+$3,937 (+39.4%)39.4% CAGR

3Y$22,545+$12,545 (+125.5%)31.1% CAGR

5Y$22,122+$12,122 (+121.2%)17.2% CAGR

10Y$16,031+$6,031 (+60.3%)4.8% CAGR

15Y$17,587+$7,587 (+75.9%)3.8% CAGR

20Y$18,128+$8,128 (+81.3%)3.0% CAGR

30Y$18,128+$8,128 (+81.3%)2.0% CAGR

Dividend Reinvestment History (2)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2026-04-23	$1.71	$45.79	+0.037344
2026-04-24	$1.71	$45.10	+0.039332

Loading IFS total return...

As of 2026-05-08

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+14.35%	—	+6.25%	+8.10 pp	$11,435
1Y	+39.37%	39.37%	+29.49%	+9.87 pp	$13,937
3Y	+125.45%	31.12%	+97.23%	+28.22 pp	$22,545
5Y	+121.22%	17.21%	+81.29%	+39.92 pp	$22,122
10Y	+60.31%	4.83%	+16.55%	+43.77 pp	$16,031
15Y	+75.87%	3.84%	+16.55%	+59.33 pp	$17,587
20Y	+81.28%	3.02%	+16.55%	+64.74 pp	$18,128
30Y	+81.28%	2.00%	+16.55%	+64.74 pp	$18,128

Risk & Highlights

Best Year+48.44%2025

Worst Year-19.61%2020

Max Drawdown-15.16%2026-04-08 → 2026-05-01

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+14.56%	+14.56%	—	+0.41%	+14.2pp
2025	+48.44%	+45.02%	+3.4pp	+16.64%	+31.8pp
2024	+38.73%	+34.16%	+4.6pp	+24.00%	+14.7pp
2023	-1.36%	-6.40%	+5.0pp	+24.81%	-26.2pp
2022	-5.30%	-11.55%	+6.3pp	-19.95%	+14.6pp

IFS outperformed the S&P 500 by 8.99pp over the past year (+39.37% vs +30.37%).

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IFS Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
IFSIntercorp Financial Services Inc.	$5.0B	-10.4%	+14.3%	+39.4%	+9.9pp	+125.5%	+121.2%	+60.3%
BAPCredicorp Ltd.	$25.5B	-4.7%	+12.2%	+66.0%	+5.5pp	+138.9%	+194.5%	+181.0%
BSACBanco Santander-Chile	$14.4B	-7.8%	+2.7%	+32.8%	+6.3pp	+74.3%	+54.5%	+125.2%
BBDBanco Bradesco S.A.	$39.6B	+0.8%	+12.8%	+76.0%	+11.3pp	+44.5%	+15.5%	+57.1%
ITUBItaú Unibanco Holding S.A.	$90.2B	-2.5%	+14.3%	+44.4%	+10.3pp	+102.5%	+149.0%	+188.7%
GFIGold Fields Limited	$40.2B	-2.6%	+6.4%	+103.5%	+8.0pp	+183.6%	+361.9%	+1086.7%
BBARBanco BBVA Argentina S.A.	$3.1B	-1.9%	-13.6%	-21.3%	+1.5pp	+312.5%	+534.2%	-9.5%
SANBanco Santander, S.A.	$178.6B	+6.5%	+1.7%	+73.0%	+3.4pp	+268.6%	+234.0%	+227.3%
GGALGrupo Financiero Galicia S.A.	$5.7B	-4.6%	-18.1%	-23.2%	+2.7pp	+304.2%	+517.5%	+71.6%
SUPVGrupo Supervielle S.A.	$751M	-6.4%	-25.5%	-39.8%	+1.4pp	+292.6%	+399.6%	-18.9%
VVisa Inc.	$616.4B	+6.2%	-7.1%	-7.4%	+0.7pp	+41.2%	+42.6%	+329.1%

Compare:IFS vs BAP IFS vs BSAC IFS vs BBD IFS vs BAP vs BSAC

About IFS Dividend Returns

Intercorp Financial Services Inc. (IFS) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of IFS over the past year?

Intercorp Financial Services Inc. (IFS) delivered a total return of 39.37% over the past year when dividends are reinvested. The price-only return was 29.49%, meaning dividends contributed an additional 9.87 percentage points to total returns.

Q2How much would $10,000 invested in IFS be worth today?

A $10,000 investment in Intercorp Financial Services Inc. one year ago would be worth $13,937 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $12,949. Dividend reinvestment added $987 to the portfolio value.

Q3Does IFS pay dividends?

Yes, Intercorp Financial Services Inc. (IFS) pays dividends. In the last year, IFS paid approximately $3.74 per share in dividends (2.41% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did IFS beat the S&P 500?

Yes, Intercorp Financial Services Inc. (IFS) outperformed the S&P 500 by 8.99 percentage points over the past year. IFS delivered a total return of 39.37%, compared to the S&P 500's 30.37%. This 8.99pp alpha means investors in IFS earned more than a passive S&P 500 index fund.

Q5What is IFS's worst drawdown?

Intercorp Financial Services Inc. (IFS) experienced a maximum drawdown of -15.16% over the past year, declining from its peak on 2026-04-08 to its trough on 2026-05-01. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is IFS's long-term total return over 10, 20, or 30 years?

Here are Intercorp Financial Services Inc. (IFS)'s long-term returns with dividends reinvested. Over 10 years, the total return is 60.3% (4.8% CAGR) — $10,000 would have grown to $16,031. Over 20 years: 81.3% total return (3.0% CAGR) — $10,000 → $18,128. Over 30 years: 81.3% total return (2.0% CAGR) — $10,000 → $18,128. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was IFS's best and worst year?

Intercorp Financial Services Inc.'s best calendar year was 2025 with a total return of 48.4%. Its worst year was 2020 with a total return of -19.6%. This range shows the volatility investors should expect — the difference between the best and worst year is 68.1 percentage points.