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LADR vs RC vs BXMT vs ACRE
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Mortgage
REIT - Mortgage
REIT - Mortgage
LADR vs RC vs BXMT vs ACRE — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $1.30B | $357M | $3.23B | $280M |
| Revenue (TTM) | $388M | $499M | $1.54B | $55M |
| Net Income (TTM) | $64M | $-229M | $104M | $-20M |
| Gross Margin | 71.5% | -0.0% | 62.6% | 46.3% |
| Operating Margin | 61.7% | -50.5% | 58.3% | 44.6% |
| Forward P/E | 10.2x | — | 12.0x | 16.3x |
| Total Debt | $3.51B | $5.86B | $16.16B | $1.05B |
| Cash & Equiv. | $38M | $248M | $453M | $29M |
LADR vs RC vs BXMT vs ACRE — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Ladder Capital Corp (LADR) | 100 | 129.0 | +29.0% |
| Ready Capital Corpo… (RC) | 100 | 36.8 | -63.2% |
| Blackstone Mortgage… (BXMT) | 100 | 81.2 | -18.8% |
| Ares Commercial Rea… (ACRE) | 100 | 67.8 | -32.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: LADR vs RC vs BXMT vs ACRE
Each card shows where this stock fits in a portfolio — not just who wins on paper.
LADR carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 0 yrs, beta 0.65, yield 9.1%
- 77.4% 10Y total return vs BXMT's 50.5%
- Lower volatility, beta 0.65, current ratio 0.50x
- Lower P/E (10.2x vs 16.3x)
RC is the #2 pick in this set and the best alternative if growth exposure and defensive is your priority.
- Rev growth 17.3%, EPS growth 45.2%, 3Y rev CAGR 9.2%
- Beta 1.17, yield 31.4%, current ratio 1.04x
- 17.3% FFO/revenue growth vs LADR's -23.3%
- 31.4% yield, vs LADR's 9.1%
BXMT lags the leaders in this set but could rank higher in a more targeted comparison.
ACRE is the clearest fit if your priority is momentum.
- +20.7% vs RC's -44.9%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 17.3% FFO/revenue growth vs LADR's -23.3% | |
| Value | Lower P/E (10.2x vs 16.3x) | |
| Quality / Margins | 16.5% margin vs RC's -45.8% | |
| Stability / Safety | Beta 0.65 vs RC's 1.17, lower leverage | |
| Dividends | 31.4% yield, vs LADR's 9.1% | |
| Momentum (1Y) | +20.7% vs RC's -44.9% | |
| Efficiency (ROA) | 1.4% ROA vs RC's -2.6%, ROIC 4.4% vs 1.2% |
LADR vs RC vs BXMT vs ACRE — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Segment breakdown not available.
LADR vs RC vs BXMT vs ACRE — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
LADR leads in 1 of 6 categories
RC leads 1 • BXMT leads 0 • ACRE leads 0 • 4 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
Evenly matched — LADR and RC each lead in 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
BXMT is the larger business by revenue, generating $1.5B annually — 28.1x ACRE's $55M. LADR is the more profitable business, keeping 16.5% of every revenue dollar as net income compared to RC's -45.8%. On growth, RC holds the edge at +8.7% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $388M | $499M | $1.5B | $55M |
| EBITDAEarnings before interest/tax | $273M | -$249M | $948M | $31M |
| Net IncomeAfter-tax profit | $64M | -$229M | $104M | -$20M |
| Free Cash FlowCash after capex | $87M | $303M | $335M | -$44M |
| Gross MarginGross profit ÷ Revenue | +71.5% | -0.0% | +62.6% | +46.3% |
| Operating MarginEBIT ÷ Revenue | +61.7% | -50.5% | +58.3% | +44.6% |
| Net MarginNet income ÷ Revenue | +16.5% | -45.8% | +6.7% | -36.3% |
| FCF MarginFCF ÷ Revenue | +22.4% | +60.6% | +21.8% | -80.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | -20.5% | +8.7% | +4.0% | -10.0% |
| EPS Growth (YoY)Latest quarter vs prior year | -48.0% | +24.9% | — | -2.0% |
Valuation Metrics
Evenly matched — RC and BXMT each lead in 2 of 6 comparable metrics.
Valuation Metrics
At 20.1x trailing earnings, LADR trades at a 33% valuation discount to BXMT's 29.9x P/E. On an enterprise value basis, BXMT's 16.3x EV/EBITDA is more attractive than RC's 48.3x.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $1.3B | $357M | $3.2B | $280M |
| Enterprise ValueMkt cap + debt − cash | $4.8B | $6.0B | $18.9B | $1.3B |
| Trailing P/EPrice ÷ TTM EPS | 20.11x | -1.50x | 29.92x | -307.93x |
| Forward P/EPrice ÷ next-FY EPS est. | 10.18x | — | 11.98x | 16.34x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | — |
| EV / EBITDAEnterprise value multiple | 17.27x | 48.25x | 16.35x | 18.49x |
| Price / SalesMarket cap ÷ Revenue | 3.33x | 0.71x | 2.12x | 3.28x |
| Price / BookPrice ÷ Book value/share | 0.87x | 0.22x | 0.93x | 0.54x |
| Price / FCFMarket cap ÷ FCF | 14.99x | — | 11.71x | 14.18x |
Profitability & Efficiency
LADR leads this category, winning 4 of 9 comparable metrics.
Profitability & Efficiency
LADR delivers a 4.3% return on equity — every $100 of shareholder capital generates $4 in annual profit, vs $-12 for RC. ACRE carries lower financial leverage with a 2.06x debt-to-equity ratio, signaling a more conservative balance sheet compared to BXMT's 4.61x. On the Piotroski fundamental quality scale (0–9), BXMT scores 6/9 vs LADR's 4/9, reflecting solid financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | +4.3% | -12.2% | +2.9% | -3.9% |
| ROA (TTM)Return on assets | +1.4% | -2.6% | +0.5% | -1.3% |
| ROICReturn on invested capital | +4.4% | +1.2% | +4.3% | +2.9% |
| ROCEReturn on capital employed | +5.0% | +1.4% | +11.3% | +5.8% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 5 | 6 | 5 |
| Debt / EquityFinancial leverage | 2.37x | 3.55x | 4.61x | 2.06x |
| Net DebtTotal debt minus cash | $3.5B | $5.6B | $15.7B | $1.0B |
| Cash & Equiv.Liquid assets | $38M | $248M | $453M | $29M |
| Total DebtShort + long-term debt | $3.5B | $5.9B | $16.2B | $1.0B |
| Interest CoverageEBIT ÷ Interest expense | 1.38x | 0.41x | 1.11x | 0.95x |
Total Returns (Dividends Reinvested)
Evenly matched — LADR and BXMT and ACRE each lead in 2 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in LADR five years ago would be worth $12,426 today (with dividends reinvested), compared to $5,564 for RC. Over the past 12 months, ACRE leads with a +20.7% total return vs RC's -44.9%. The 3-year compound annual growth rate (CAGR) favors BXMT at 14.0% vs RC's -23.1% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | -5.5% | +1.4% | +0.7% | +9.9% |
| 1-Year ReturnPast 12 months | +7.5% | -44.9% | +12.1% | +20.7% |
| 3-Year ReturnCumulative with dividends | +41.2% | -54.4% | +48.1% | -4.4% |
| 5-Year ReturnCumulative with dividends | +24.3% | -44.4% | -4.1% | -29.5% |
| 10-Year ReturnCumulative with dividends | +77.4% | +6.1% | +50.5% | +43.3% |
| CAGR (3Y)Annualised 3-year return | +12.2% | -23.1% | +14.0% | -1.5% |
Risk & Volatility
Evenly matched — LADR and BXMT each lead in 1 of 2 comparable metrics.
Risk & Volatility
LADR is the less volatile stock with a 0.65 beta — it tends to amplify market swings less than RC's 1.17 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BXMT currently trades 92.6% from its 52-week high vs RC's 45.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.65x | 1.17x | 0.74x | 0.99x |
| 52-Week HighHighest price in past year | $11.92 | $4.75 | $20.67 | $5.89 |
| 52-Week LowLowest price in past year | $9.61 | $1.51 | $17.67 | $4.05 |
| % of 52W HighCurrent price vs 52-week peak | +86.0% | +45.5% | +92.6% | +85.7% |
| RSI (14)Momentum oscillator 0–100 | 52.6 | 64.1 | 47.5 | 53.4 |
| Avg Volume (50D)Average daily shares traded | 846K | 2.1M | 1.4M | 396K |
Analyst Outlook
RC leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Analyst consensus: LADR as "Buy", RC as "Buy", BXMT as "Hold", ACRE as "Buy". Consensus price targets imply 26.8% upside for LADR (target: $13) vs -1.0% for ACRE (target: $5). For income investors, RC offers the higher dividend yield at 31.37% vs LADR's 9.07%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Hold | Buy |
| Price TargetConsensus 12-month target | $13.00 | $2.50 | — | $5.00 |
| # AnalystsCovering analysts | 17 | 16 | 18 | 13 |
| Dividend YieldAnnual dividend ÷ price | +9.1% | +31.4% | +9.9% | +14.1% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 0 | 0 |
| Dividend / ShareAnnual DPS | $0.93 | $0.68 | $1.89 | $0.71 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.9% | +18.9% | +3.4% | 0.0% |
LADR leads in 1 of 6 categories (Profitability & Efficiency). RC leads in 1 (Analyst Outlook). 4 tied.
LADR vs RC vs BXMT vs ACRE: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is LADR or RC or BXMT or ACRE a better buy right now?
For growth investors, Ready Capital Corporation (RC) is the stronger pick with 1726% revenue growth year-over-year, versus -23.
3% for Ladder Capital Corp (LADR). Ladder Capital Corp (LADR) offers the better valuation at 20. 1x trailing P/E (10. 2x forward), making it the more compelling value choice. Analysts rate Ladder Capital Corp (LADR) a "Buy" — based on 17 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — LADR or RC or BXMT or ACRE?
On trailing P/E, Ladder Capital Corp (LADR) is the cheapest at 20.
1x versus Blackstone Mortgage Trust, Inc. at 29. 9x. On forward P/E, Ladder Capital Corp is actually cheaper at 10. 2x.
03Which is the better long-term investment — LADR or RC or BXMT or ACRE?
Over the past 5 years, Ladder Capital Corp (LADR) delivered a total return of +24.
3%, compared to -44. 4% for Ready Capital Corporation (RC). Over 10 years, the gap is even starker: LADR returned +77. 4% versus RC's +6. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — LADR or RC or BXMT or ACRE?
By beta (market sensitivity over 5 years), Ladder Capital Corp (LADR) is the lower-risk stock at 0.
65β versus Ready Capital Corporation's 1. 17β — meaning RC is approximately 82% more volatile than LADR relative to the S&P 500. On balance sheet safety, Ares Commercial Real Estate Corporation (ACRE) carries a lower debt/equity ratio of 2% versus 5% for Blackstone Mortgage Trust, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — LADR or RC or BXMT or ACRE?
By revenue growth (latest reported year), Ready Capital Corporation (RC) is pulling ahead at 1726% versus -23.
3% for Ladder Capital Corp (LADR). On earnings-per-share growth, the picture is similar: Blackstone Mortgage Trust, Inc. grew EPS 154. 7% year-over-year, compared to -40. 7% for Ladder Capital Corp. Over a 3-year CAGR, RC leads at 9. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — LADR or RC or BXMT or ACRE?
Ladder Capital Corp (LADR) is the more profitable company, earning 16.
4% net margin versus -45. 8% for Ready Capital Corporation — meaning it keeps 16. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ACRE leads at 72. 4% versus 24. 2% for RC. At the gross margin level — before operating expenses — RC leads at 87. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is LADR or RC or BXMT or ACRE more undervalued right now?
On forward earnings alone, Ladder Capital Corp (LADR) trades at 10.
2x forward P/E versus 16. 3x for Ares Commercial Real Estate Corporation — 6. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for LADR: 26. 8% to $13. 00.
08Which pays a better dividend — LADR or RC or BXMT or ACRE?
All stocks in this comparison pay dividends.
Ready Capital Corporation (RC) offers the highest yield at 31. 4%, versus 9. 1% for Ladder Capital Corp (LADR).
09Is LADR or RC or BXMT or ACRE better for a retirement portfolio?
For long-horizon retirement investors, Ladder Capital Corp (LADR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
65), 9. 1% yield). Both have compounded well over 10 years (LADR: +77. 4%, RC: +6. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between LADR and RC and BXMT and ACRE?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: LADR is a small-cap income-oriented stock; RC is a small-cap high-growth stock; BXMT is a small-cap income-oriented stock; ACRE is a small-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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