MYCC vs HGV vs VAC vs TNL

For growth investors, Travel + Leisure Co.

(TNL) is the stronger pick with 4. 1% revenue growth year-over-year, versus 1. 3% for Marriott Vacations Worldwide Corporation (VAC). Travel + Leisure Co. (TNL) offers the better valuation at 18. 3x trailing P/E (8. 5x forward), making it the more compelling value choice. Analysts rate Marriott Vacations Worldwide Corporation (VAC) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Travel + Leisure Co.

(TNL) is the cheapest at 18. 3x versus ClubCorp Holdings, Inc. at 308. 7x. On forward P/E, Travel + Leisure Co. is actually cheaper at 8. 5x.

Over the past 5 years, Travel + Leisure Co.

(TNL) delivered a total return of +18. 6%, compared to -47. 1% for Marriott Vacations Worldwide Corporation (VAC). Over 10 years, the gap is even starker: TNL returned +153. 9% versus MYCC's +34. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Travel + Leisure Co.

(TNL) is the lower-risk stock at 1. 29β versus Marriott Vacations Worldwide Corporation's 1. 83β — meaning VAC is approximately 42% more volatile than TNL relative to the S&P 500. On balance sheet safety, Marriott Vacations Worldwide Corporation (VAC) carries a lower debt/equity ratio of 3% versus 8% for ClubCorp Holdings, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Travel + Leisure Co.

(TNL) is pulling ahead at 4. 1% versus 1. 3% for Marriott Vacations Worldwide Corporation (VAC). On earnings-per-share growth, the picture is similar: ClubCorp Holdings, Inc. grew EPS 136. 9% year-over-year, compared to -257. 4% for Marriott Vacations Worldwide Corporation. Over a 3-year CAGR, MYCC leads at 10. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Travel + Leisure Co.

(TNL) is the more profitable company, earning 5. 7% net margin versus -6. 1% for Marriott Vacations Worldwide Corporation — meaning it keeps 5. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TNL leads at 17. 8% versus 8. 4% for MYCC. At the gross margin level — before operating expenses — MYCC leads at 90. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, Travel + Leisure Co.

(TNL) trades at 8. 5x forward P/E versus 9. 8x for Marriott Vacations Worldwide Corporation — 1. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for TNL: 34. 6% to $84. 89.

In this comparison, VAC (4.

4% yield), TNL (3. 5% yield) pay a dividend. MYCC, HGV do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Travel + Leisure Co.

(TNL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 29), 3. 5% yield, +153. 9% 10Y return). Both have compounded well over 10 years (TNL: +153. 9%, MYCC: +34. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Consumer Cyclical sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: MYCC is a small-cap quality compounder stock; HGV is a small-cap quality compounder stock; VAC is a small-cap income-oriented stock; TNL is a small-cap income-oriented stock. VAC, TNL pay a dividend while MYCC, HGV do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.