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OFS vs GAIN vs CSWC vs TPVG vs MRCC
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
Asset Management
Asset Management
Asset Management
OFS vs GAIN vs CSWC vs TPVG vs MRCC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Asset Management | Asset Management | Asset Management | Asset Management | Asset Management |
| Market Cap | $52M | $657M | $1.43B | $243M | $110M |
| Revenue (TTM) | $-12M | $90M | $164M | $97M | $21M |
| Net Income (TTM) | $-33M | $130M | $103M | $-12M | $-5M |
| Gross Margin | 239.8% | 68.6% | 66.5% | 83.5% | 60.8% |
| Operating Margin | 280.2% | 72.7% | 48.5% | 77.9% | 51.7% |
| Forward P/E | — | 40.7x | 10.1x | 6.5x | 14.9x |
| Total Debt | $218M | $456M | $956M | $469M | $191M |
| Cash & Equiv. | $3M | $14M | $43M | $20M | $2M |
OFS vs GAIN vs CSWC vs TPVG vs MRCC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| OFS Capital Corpora… (OFS) | 100 | 78.2 | -21.8% |
| Gladstone Investmen… (GAIN) | 100 | 148.9 | +48.9% |
| Capital Southwest C… (CSWC) | 100 | 171.6 | +71.6% |
| TriplePoint Venture… (TPVG) | 100 | 59.8 | -40.2% |
| Monroe Capital Corp… (MRCC) | 100 | 59.2 | -40.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: OFS vs GAIN vs CSWC vs TPVG vs MRCC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
OFS is the #2 pick in this set and the best alternative if income & stability is your priority.
- Dividend streak 1 yrs, beta 0.90, yield 30.5%
- 30.5% yield, 1-year raise streak, vs CSWC's 10.2%
GAIN ranks third and is worth considering specifically for long-term compounding and sleep-well-at-night.
- 319.3% 10Y total return vs CSWC's 234.2%
- Lower volatility, beta 0.53, Low D/E 91.3%, current ratio 3.69x
- Beta 0.53, yield 10.0%, current ratio 3.69x
- Beta 0.53 vs OFS's 0.90, lower leverage
CSWC is the clearest fit if your priority is momentum.
- +34.0% vs OFS's -42.1%
TPVG carries the broadest edge in this set and is the clearest fit for growth exposure and bank quality.
- Rev growth 36.6%, EPS growth 48.8%
- NIM 7.4% vs GAIN's 5.5%
- 36.6% NII/revenue growth vs OFS's -124.6%
- Efficiency ratio 0.1% vs CSWC's 0.2% (lower = leaner)
MRCC is the clearest fit if your priority is valuation efficiency.
- PEG 0.32 vs TPVG's 6.41
- Better valuation composite
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 36.6% NII/revenue growth vs OFS's -124.6% | |
| Value | Better valuation composite | |
| Quality / Margins | Efficiency ratio 0.1% vs CSWC's 0.2% (lower = leaner) | |
| Stability / Safety | Beta 0.53 vs OFS's 0.90, lower leverage | |
| Dividends | 30.5% yield, 1-year raise streak, vs CSWC's 10.2% | |
| Momentum (1Y) | +34.0% vs OFS's -42.1% | |
| Efficiency (ROA) | Efficiency ratio 0.1% vs CSWC's 0.2% |
OFS vs GAIN vs CSWC vs TPVG vs MRCC — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
OFS leads in 1 of 6 categories
TPVG leads 1 • GAIN leads 0 • CSWC leads 0 • MRCC leads 0 • 4 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
OFS leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
CSWC and OFS operate at a comparable scale, with $164M and -$12M in trailing revenue. Profitability is closely matched — net margins range from 2.8% (OFS) to 43.1% (CSWC).
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | -$12M | $90M | $164M | $97M | $21M |
| EBITDAEarnings before interest/tax | -$33M | $58M | $142M | -$22M | $11M |
| Net IncomeAfter-tax profit | -$33M | $130M | $103M | -$12M | -$5M |
| Free Cash FlowCash after capex | $35M | -$82M | -$69M | $35M | $25M |
| Gross MarginGross profit ÷ Revenue | +2.4% | +68.6% | +66.5% | +83.5% | +60.8% |
| Operating MarginEBIT ÷ Revenue | +2.8% | +72.7% | +48.5% | +77.9% | +51.7% |
| Net MarginNet income ÷ Revenue | +2.8% | +72.7% | +43.1% | +50.6% | +53.8% |
| FCF MarginFCF ÷ Revenue | -3.7% | +126.8% | -132.6% | -58.7% | +5.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | -142.6% | +58.1% | +113.3% | -2.3% | -51.5% |
Valuation Metrics
TPVG leads this category, winning 3 of 7 comparable metrics.
Valuation Metrics
At 4.9x trailing earnings, TPVG trades at a 70% valuation discount to CSWC's 16.3x P/E. Adjusting for growth (PEG ratio), MRCC offers better value at 0.21x vs TPVG's 4.84x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $52M | $657M | $1.4B | $243M | $110M |
| Enterprise ValueMkt cap + debt − cash | $267M | $1.1B | $2.3B | $691M | $108M |
| Trailing P/EPrice ÷ TTM EPS | -1.58x | 9.28x | 16.32x | 4.91x | 9.58x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 40.66x | 10.06x | 6.50x | 14.94x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | 4.84x | 0.21x |
| EV / EBITDAEnterprise value multiple | — | 16.82x | 27.43x | 9.13x | — |
| Price / SalesMarket cap ÷ Revenue | — | 7.31x | 8.71x | 2.50x | 3.55x |
| Price / BookPrice ÷ Book value/share | 0.42x | 1.22x | 1.39x | 0.68x | 0.66x |
| Price / FCFMarket cap ÷ FCF | 1.20x | 5.77x | — | — | 0.95x |
Profitability & Efficiency
Evenly matched — GAIN and MRCC each lead in 3 of 9 comparable metrics.
Profitability & Efficiency
GAIN delivers a 21.9% return on equity — every $100 of shareholder capital generates $22 in annual profit, vs $-23 for OFS. GAIN carries lower financial leverage with a 0.91x debt-to-equity ratio, signaling a more conservative balance sheet compared to OFS's 1.77x. On the Piotroski fundamental quality scale (0–9), MRCC scores 6/9 vs CSWC's 1/9, reflecting solid financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | -23.4% | +21.9% | +10.3% | -3.4% | -2.9% |
| ROA (TTM)Return on assets | -8.6% | +10.5% | +4.8% | -1.5% | -1.3% |
| ROICReturn on invested capital | -6.5% | +5.3% | +3.5% | +7.2% | +2.0% |
| ROCEReturn on capital employed | -8.7% | +6.8% | +4.6% | +9.4% | +2.6% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 4 | 1 | 5 | 6 |
| Debt / EquityFinancial leverage | 1.77x | 0.91x | 1.08x | 1.33x | 1.15x |
| Net DebtTotal debt minus cash | $214M | $441M | $913M | $449M | $189M |
| Cash & Equiv.Liquid assets | $3M | $14M | $43M | $20M | $2M |
| Total DebtShort + long-term debt | $218M | $456M | $956M | $469M | $191M |
| Interest CoverageEBIT ÷ Interest expense | -2.00x | 1.58x | 2.91x | -1.02x | 0.69x |
Total Returns (Dividends Reinvested)
Evenly matched — GAIN and CSWC each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in GAIN five years ago would be worth $17,205 today (with dividends reinvested), compared to $8,649 for TPVG. Over the past 12 months, CSWC leads with a +34.0% total return vs OFS's -42.1%. The 3-year compound annual growth rate (CAGR) favors CSWC at 20.7% vs OFS's -7.5% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | -14.9% | +20.7% | +11.4% | -6.3% | -11.4% |
| 1-Year ReturnPast 12 months | -42.1% | +30.8% | +34.0% | +19.3% | -6.8% |
| 3-Year ReturnCumulative with dividends | -20.8% | +56.5% | +75.8% | -3.4% | +18.0% |
| 5-Year ReturnCumulative with dividends | +4.9% | +72.0% | +51.4% | -13.5% | -0.9% |
| 10-Year ReturnCumulative with dividends | +23.8% | +319.3% | +234.2% | +93.3% | +22.8% |
| CAGR (3Y)Annualised 3-year return | -7.5% | +16.1% | +20.7% | -1.2% | +5.7% |
Risk & Volatility
Evenly matched — GAIN and CSWC each lead in 1 of 2 comparable metrics.
Risk & Volatility
GAIN is the less volatile stock with a 0.53 beta — it tends to amplify market swings less than OFS's 0.90 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CSWC currently trades 98.2% from its 52-week high vs OFS's 41.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.90x | 0.53x | 0.84x | 0.83x | 0.74x |
| 52-Week HighHighest price in past year | $9.31 | $17.14 | $24.43 | $7.53 | $7.76 |
| 52-Week LowLowest price in past year | $2.72 | $13.11 | $19.37 | $4.48 | $4.04 |
| % of 52W HighCurrent price vs 52-week peak | +41.9% | +96.3% | +98.2% | +79.5% | +65.5% |
| RSI (14)Momentum oscillator 0–100 | 51.7 | 69.9 | 63.7 | 58.3 | 50.4 |
| Avg Volume (50D)Average daily shares traded | 100K | 371K | 664K | 504K | 156K |
Analyst Outlook
Evenly matched — OFS and CSWC each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: GAIN as "Hold", CSWC as "Buy", TPVG as "Hold", MRCC as "Hold". Consensus price targets imply 57.5% upside for MRCC (target: $8) vs -9.1% for GAIN (target: $15). For income investors, OFS offers the higher dividend yield at 30.51% vs MRCC's 0.24%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold | Buy | Hold | Hold |
| Price TargetConsensus 12-month target | — | $15.00 | $22.50 | $8.95 | $8.00 |
| # AnalystsCovering analysts | — | 7 | 10 | 12 | 11 |
| Dividend YieldAnnual dividend ÷ price | +30.5% | +10.0% | +10.2% | +17.1% | +0.2% |
| Dividend StreakConsecutive years of raises | 1 | 0 | 3 | 0 | 0 |
| Dividend / ShareAnnual DPS | $1.19 | $1.66 | $2.45 | $1.02 | $0.93 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
OFS leads in 1 of 6 categories (Income & Cash Flow). TPVG leads in 1 (Valuation Metrics). 4 tied.
OFS vs GAIN vs CSWC vs TPVG vs MRCC: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is OFS or GAIN or CSWC or TPVG or MRCC a better buy right now?
For growth investors, TriplePoint Venture Growth BDC Corp.
(TPVG) is the stronger pick with 36. 6% revenue growth year-over-year, versus -124. 6% for OFS Capital Corporation (OFS). TriplePoint Venture Growth BDC Corp. (TPVG) offers the better valuation at 4. 9x trailing P/E (6. 5x forward), making it the more compelling value choice. Analysts rate Capital Southwest Corporation (CSWC) a "Buy" — based on 10 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — OFS or GAIN or CSWC or TPVG or MRCC?
On trailing P/E, TriplePoint Venture Growth BDC Corp.
(TPVG) is the cheapest at 4. 9x versus Capital Southwest Corporation at 16. 3x. On forward P/E, TriplePoint Venture Growth BDC Corp. is actually cheaper at 6. 5x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Monroe Capital Corporation wins at 0. 32x versus TriplePoint Venture Growth BDC Corp. 's 6. 41x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — OFS or GAIN or CSWC or TPVG or MRCC?
Over the past 5 years, Gladstone Investment Corporation (GAIN) delivered a total return of +72.
0%, compared to -13. 5% for TriplePoint Venture Growth BDC Corp. (TPVG). Over 10 years, the gap is even starker: GAIN returned +319. 3% versus MRCC's +22. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — OFS or GAIN or CSWC or TPVG or MRCC?
By beta (market sensitivity over 5 years), Gladstone Investment Corporation (GAIN) is the lower-risk stock at 0.
53β versus OFS Capital Corporation's 0. 90β — meaning OFS is approximately 68% more volatile than GAIN relative to the S&P 500. On balance sheet safety, Gladstone Investment Corporation (GAIN) carries a lower debt/equity ratio of 91% versus 177% for OFS Capital Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — OFS or GAIN or CSWC or TPVG or MRCC?
By revenue growth (latest reported year), TriplePoint Venture Growth BDC Corp.
(TPVG) is pulling ahead at 36. 6% versus -124. 6% for OFS Capital Corporation (OFS). On earnings-per-share growth, the picture is similar: TriplePoint Venture Growth BDC Corp. grew EPS 48. 8% year-over-year, compared to -216. 5% for OFS Capital Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — OFS or GAIN or CSWC or TPVG or MRCC?
OFS Capital Corporation (OFS) is the more profitable company, earning 280.
2% net margin versus 43. 1% for Capital Southwest Corporation — meaning it keeps 280. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: OFS leads at 280. 2% versus 48. 5% for CSWC. At the gross margin level — before operating expenses — OFS leads at 239. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is OFS or GAIN or CSWC or TPVG or MRCC more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Monroe Capital Corporation (MRCC) is the more undervalued stock at a PEG of 0. 32x versus TriplePoint Venture Growth BDC Corp. 's 6. 41x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, TriplePoint Venture Growth BDC Corp. (TPVG) trades at 6. 5x forward P/E versus 40. 7x for Gladstone Investment Corporation — 34. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for MRCC: 57. 5% to $8. 00.
08Which pays a better dividend — OFS or GAIN or CSWC or TPVG or MRCC?
All stocks in this comparison pay dividends.
OFS Capital Corporation (OFS) offers the highest yield at 30. 5%, versus 0. 2% for Monroe Capital Corporation (MRCC).
09Is OFS or GAIN or CSWC or TPVG or MRCC better for a retirement portfolio?
For long-horizon retirement investors, Gladstone Investment Corporation (GAIN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
53), 10. 0% yield, +319. 3% 10Y return). Both have compounded well over 10 years (GAIN: +319. 3%, MRCC: +22. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between OFS and GAIN and CSWC and TPVG and MRCC?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: OFS is a small-cap income-oriented stock; GAIN is a small-cap deep-value stock; CSWC is a small-cap deep-value stock; TPVG is a small-cap high-growth stock; MRCC is a small-cap deep-value stock. OFS, GAIN, CSWC, TPVG pay a dividend while MRCC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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