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OFS vs GAIN vs CSWC vs TPVG vs MRCC

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
OFS
OFS Capital Corporation

Asset Management

Financial ServicesNASDAQ • US
Market Cap$52M
5Y Perf.-21.8%
GAIN
Gladstone Investment Corporation

Asset Management

Financial ServicesNASDAQ • US
Market Cap$657M
5Y Perf.+48.9%
CSWC
Capital Southwest Corporation

Asset Management

Financial ServicesNASDAQ • US
Market Cap$1.43B
5Y Perf.+71.6%
TPVG
TriplePoint Venture Growth BDC Corp.

Asset Management

Financial ServicesNYSE • US
Market Cap$243M
5Y Perf.-40.2%
MRCC
Monroe Capital Corporation

Asset Management

Financial ServicesNASDAQ • US
Market Cap$110M
5Y Perf.-40.8%

OFS vs GAIN vs CSWC vs TPVG vs MRCC — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
OFS logoOFS
GAIN logoGAIN
CSWC logoCSWC
TPVG logoTPVG
MRCC logoMRCC
IndustryAsset ManagementAsset ManagementAsset ManagementAsset ManagementAsset Management
Market Cap$52M$657M$1.43B$243M$110M
Revenue (TTM)$-12M$90M$164M$97M$21M
Net Income (TTM)$-33M$130M$103M$-12M$-5M
Gross Margin239.8%68.6%66.5%83.5%60.8%
Operating Margin280.2%72.7%48.5%77.9%51.7%
Forward P/E40.7x10.1x6.5x14.9x
Total Debt$218M$456M$956M$469M$191M
Cash & Equiv.$3M$14M$43M$20M$2M

OFS vs GAIN vs CSWC vs TPVG vs MRCCLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

OFS
GAIN
CSWC
TPVG
MRCC
StockMay 20May 26Return
OFS Capital Corpora… (OFS)10078.2-21.8%
Gladstone Investmen… (GAIN)100148.9+48.9%
Capital Southwest C… (CSWC)100171.6+71.6%
TriplePoint Venture… (TPVG)10059.8-40.2%
Monroe Capital Corp… (MRCC)10059.2-40.8%

Price return only. Dividends and distributions are not included.

Quick Verdict: OFS vs GAIN vs CSWC vs TPVG vs MRCC

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: TPVG leads in 3 of 7 categories (5-stock set), making it the strongest pick for growth and revenue expansion and profitability and margin quality. OFS Capital Corporation is the stronger pick specifically for dividend income and shareholder returns. GAIN, CSWC, and MRCC also each lead in at least one category. As sector peers, any of these can serve as alternatives in the same allocation.
OFS
OFS Capital Corporation
The Banking Pick

OFS is the #2 pick in this set and the best alternative if income & stability is your priority.

  • Dividend streak 1 yrs, beta 0.90, yield 30.5%
  • 30.5% yield, 1-year raise streak, vs CSWC's 10.2%
Best for: income & stability
GAIN
Gladstone Investment Corporation
The Banking Pick

GAIN ranks third and is worth considering specifically for long-term compounding and sleep-well-at-night.

  • 319.3% 10Y total return vs CSWC's 234.2%
  • Lower volatility, beta 0.53, Low D/E 91.3%, current ratio 3.69x
  • Beta 0.53, yield 10.0%, current ratio 3.69x
  • Beta 0.53 vs OFS's 0.90, lower leverage
Best for: long-term compounding and sleep-well-at-night
CSWC
Capital Southwest Corporation
The Banking Pick

CSWC is the clearest fit if your priority is momentum.

  • +34.0% vs OFS's -42.1%
Best for: momentum
TPVG
TriplePoint Venture Growth BDC Corp.
The Banking Pick

TPVG carries the broadest edge in this set and is the clearest fit for growth exposure and bank quality.

  • Rev growth 36.6%, EPS growth 48.8%
  • NIM 7.4% vs GAIN's 5.5%
  • 36.6% NII/revenue growth vs OFS's -124.6%
  • Efficiency ratio 0.1% vs CSWC's 0.2% (lower = leaner)
Best for: growth exposure and bank quality
MRCC
Monroe Capital Corporation
The Banking Pick

MRCC is the clearest fit if your priority is valuation efficiency.

  • PEG 0.32 vs TPVG's 6.41
  • Better valuation composite
Best for: valuation efficiency
See the full category breakdown
CategoryWinnerWhy
GrowthTPVG logoTPVG36.6% NII/revenue growth vs OFS's -124.6%
ValueMRCC logoMRCCBetter valuation composite
Quality / MarginsTPVG logoTPVGEfficiency ratio 0.1% vs CSWC's 0.2% (lower = leaner)
Stability / SafetyGAIN logoGAINBeta 0.53 vs OFS's 0.90, lower leverage
DividendsOFS logoOFS30.5% yield, 1-year raise streak, vs CSWC's 10.2%
Momentum (1Y)CSWC logoCSWC+34.0% vs OFS's -42.1%
Efficiency (ROA)TPVG logoTPVGEfficiency ratio 0.1% vs CSWC's 0.2%

OFS vs GAIN vs CSWC vs TPVG vs MRCC — Financial Metrics

Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLOFSLAGGINGMRCC

Income & Cash Flow (Last 12 Months)

OFS leads this category, winning 3 of 5 comparable metrics.

CSWC and OFS operate at a comparable scale, with $164M and -$12M in trailing revenue. Profitability is closely matched — net margins range from 2.8% (OFS) to 43.1% (CSWC).

MetricOFS logoOFSOFS Capital Corpo…GAIN logoGAINGladstone Investm…CSWC logoCSWCCapital Southwest…TPVG logoTPVGTriplePoint Ventu…MRCC logoMRCCMonroe Capital Co…
RevenueTrailing 12 months-$12M$90M$164M$97M$21M
EBITDAEarnings before interest/tax-$33M$58M$142M-$22M$11M
Net IncomeAfter-tax profit-$33M$130M$103M-$12M-$5M
Free Cash FlowCash after capex$35M-$82M-$69M$35M$25M
Gross MarginGross profit ÷ Revenue+2.4%+68.6%+66.5%+83.5%+60.8%
Operating MarginEBIT ÷ Revenue+2.8%+72.7%+48.5%+77.9%+51.7%
Net MarginNet income ÷ Revenue+2.8%+72.7%+43.1%+50.6%+53.8%
FCF MarginFCF ÷ Revenue-3.7%+126.8%-132.6%-58.7%+5.5%
Rev. Growth (YoY)Latest quarter vs prior year
EPS Growth (YoY)Latest quarter vs prior year-142.6%+58.1%+113.3%-2.3%-51.5%
OFS leads this category, winning 3 of 5 comparable metrics.

Valuation Metrics

TPVG leads this category, winning 3 of 7 comparable metrics.

At 4.9x trailing earnings, TPVG trades at a 70% valuation discount to CSWC's 16.3x P/E. Adjusting for growth (PEG ratio), MRCC offers better value at 0.21x vs TPVG's 4.84x — a lower PEG means you pay less per unit of expected earnings growth.

MetricOFS logoOFSOFS Capital Corpo…GAIN logoGAINGladstone Investm…CSWC logoCSWCCapital Southwest…TPVG logoTPVGTriplePoint Ventu…MRCC logoMRCCMonroe Capital Co…
Market CapShares × price$52M$657M$1.4B$243M$110M
Enterprise ValueMkt cap + debt − cash$267M$1.1B$2.3B$691M$108M
Trailing P/EPrice ÷ TTM EPS-1.58x9.28x16.32x4.91x9.58x
Forward P/EPrice ÷ next-FY EPS est.40.66x10.06x6.50x14.94x
PEG RatioP/E ÷ EPS growth rate4.84x0.21x
EV / EBITDAEnterprise value multiple16.82x27.43x9.13x
Price / SalesMarket cap ÷ Revenue7.31x8.71x2.50x3.55x
Price / BookPrice ÷ Book value/share0.42x1.22x1.39x0.68x0.66x
Price / FCFMarket cap ÷ FCF1.20x5.77x0.95x
TPVG leads this category, winning 3 of 7 comparable metrics.

Profitability & Efficiency

Evenly matched — GAIN and MRCC each lead in 3 of 9 comparable metrics.

GAIN delivers a 21.9% return on equity — every $100 of shareholder capital generates $22 in annual profit, vs $-23 for OFS. GAIN carries lower financial leverage with a 0.91x debt-to-equity ratio, signaling a more conservative balance sheet compared to OFS's 1.77x. On the Piotroski fundamental quality scale (0–9), MRCC scores 6/9 vs CSWC's 1/9, reflecting solid financial health.

MetricOFS logoOFSOFS Capital Corpo…GAIN logoGAINGladstone Investm…CSWC logoCSWCCapital Southwest…TPVG logoTPVGTriplePoint Ventu…MRCC logoMRCCMonroe Capital Co…
ROE (TTM)Return on equity-23.4%+21.9%+10.3%-3.4%-2.9%
ROA (TTM)Return on assets-8.6%+10.5%+4.8%-1.5%-1.3%
ROICReturn on invested capital-6.5%+5.3%+3.5%+7.2%+2.0%
ROCEReturn on capital employed-8.7%+6.8%+4.6%+9.4%+2.6%
Piotroski ScoreFundamental quality 0–944156
Debt / EquityFinancial leverage1.77x0.91x1.08x1.33x1.15x
Net DebtTotal debt minus cash$214M$441M$913M$449M$189M
Cash & Equiv.Liquid assets$3M$14M$43M$20M$2M
Total DebtShort + long-term debt$218M$456M$956M$469M$191M
Interest CoverageEBIT ÷ Interest expense-2.00x1.58x2.91x-1.02x0.69x
Evenly matched — GAIN and MRCC each lead in 3 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

Evenly matched — GAIN and CSWC each lead in 3 of 6 comparable metrics.

A $10,000 investment in GAIN five years ago would be worth $17,205 today (with dividends reinvested), compared to $8,649 for TPVG. Over the past 12 months, CSWC leads with a +34.0% total return vs OFS's -42.1%. The 3-year compound annual growth rate (CAGR) favors CSWC at 20.7% vs OFS's -7.5% — a key indicator of consistent wealth creation.

MetricOFS logoOFSOFS Capital Corpo…GAIN logoGAINGladstone Investm…CSWC logoCSWCCapital Southwest…TPVG logoTPVGTriplePoint Ventu…MRCC logoMRCCMonroe Capital Co…
YTD ReturnYear-to-date-14.9%+20.7%+11.4%-6.3%-11.4%
1-Year ReturnPast 12 months-42.1%+30.8%+34.0%+19.3%-6.8%
3-Year ReturnCumulative with dividends-20.8%+56.5%+75.8%-3.4%+18.0%
5-Year ReturnCumulative with dividends+4.9%+72.0%+51.4%-13.5%-0.9%
10-Year ReturnCumulative with dividends+23.8%+319.3%+234.2%+93.3%+22.8%
CAGR (3Y)Annualised 3-year return-7.5%+16.1%+20.7%-1.2%+5.7%
Evenly matched — GAIN and CSWC each lead in 3 of 6 comparable metrics.

Risk & Volatility

Evenly matched — GAIN and CSWC each lead in 1 of 2 comparable metrics.

GAIN is the less volatile stock with a 0.53 beta — it tends to amplify market swings less than OFS's 0.90 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CSWC currently trades 98.2% from its 52-week high vs OFS's 41.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricOFS logoOFSOFS Capital Corpo…GAIN logoGAINGladstone Investm…CSWC logoCSWCCapital Southwest…TPVG logoTPVGTriplePoint Ventu…MRCC logoMRCCMonroe Capital Co…
Beta (5Y)Sensitivity to S&P 5000.90x0.53x0.84x0.83x0.74x
52-Week HighHighest price in past year$9.31$17.14$24.43$7.53$7.76
52-Week LowLowest price in past year$2.72$13.11$19.37$4.48$4.04
% of 52W HighCurrent price vs 52-week peak+41.9%+96.3%+98.2%+79.5%+65.5%
RSI (14)Momentum oscillator 0–10051.769.963.758.350.4
Avg Volume (50D)Average daily shares traded100K371K664K504K156K
Evenly matched — GAIN and CSWC each lead in 1 of 2 comparable metrics.

Analyst Outlook

Evenly matched — OFS and CSWC each lead in 1 of 2 comparable metrics.

Analyst consensus: GAIN as "Hold", CSWC as "Buy", TPVG as "Hold", MRCC as "Hold". Consensus price targets imply 57.5% upside for MRCC (target: $8) vs -9.1% for GAIN (target: $15). For income investors, OFS offers the higher dividend yield at 30.51% vs MRCC's 0.24%.

MetricOFS logoOFSOFS Capital Corpo…GAIN logoGAINGladstone Investm…CSWC logoCSWCCapital Southwest…TPVG logoTPVGTriplePoint Ventu…MRCC logoMRCCMonroe Capital Co…
Analyst RatingConsensus buy/hold/sellHoldBuyHoldHold
Price TargetConsensus 12-month target$15.00$22.50$8.95$8.00
# AnalystsCovering analysts7101211
Dividend YieldAnnual dividend ÷ price+30.5%+10.0%+10.2%+17.1%+0.2%
Dividend StreakConsecutive years of raises10300
Dividend / ShareAnnual DPS$1.19$1.66$2.45$1.02$0.93
Buyback YieldShare repurchases ÷ mkt cap0.0%0.0%0.0%0.0%0.0%
Evenly matched — OFS and CSWC each lead in 1 of 2 comparable metrics.
Key Takeaway

OFS leads in 1 of 6 categories (Income & Cash Flow). TPVG leads in 1 (Valuation Metrics). 4 tied.

Best OverallOFS Capital Corporation (OFS)Leads 1 of 6 categories
Loading custom metrics...

OFS vs GAIN vs CSWC vs TPVG vs MRCC: Key Questions Answered

10 questions · data-driven answers · updated daily

01

Is OFS or GAIN or CSWC or TPVG or MRCC a better buy right now?

For growth investors, TriplePoint Venture Growth BDC Corp.

(TPVG) is the stronger pick with 36. 6% revenue growth year-over-year, versus -124. 6% for OFS Capital Corporation (OFS). TriplePoint Venture Growth BDC Corp. (TPVG) offers the better valuation at 4. 9x trailing P/E (6. 5x forward), making it the more compelling value choice. Analysts rate Capital Southwest Corporation (CSWC) a "Buy" — based on 10 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — OFS or GAIN or CSWC or TPVG or MRCC?

On trailing P/E, TriplePoint Venture Growth BDC Corp.

(TPVG) is the cheapest at 4. 9x versus Capital Southwest Corporation at 16. 3x. On forward P/E, TriplePoint Venture Growth BDC Corp. is actually cheaper at 6. 5x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Monroe Capital Corporation wins at 0. 32x versus TriplePoint Venture Growth BDC Corp. 's 6. 41x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

03

Which is the better long-term investment — OFS or GAIN or CSWC or TPVG or MRCC?

Over the past 5 years, Gladstone Investment Corporation (GAIN) delivered a total return of +72.

0%, compared to -13. 5% for TriplePoint Venture Growth BDC Corp. (TPVG). Over 10 years, the gap is even starker: GAIN returned +319. 3% versus MRCC's +22. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — OFS or GAIN or CSWC or TPVG or MRCC?

By beta (market sensitivity over 5 years), Gladstone Investment Corporation (GAIN) is the lower-risk stock at 0.

53β versus OFS Capital Corporation's 0. 90β — meaning OFS is approximately 68% more volatile than GAIN relative to the S&P 500. On balance sheet safety, Gladstone Investment Corporation (GAIN) carries a lower debt/equity ratio of 91% versus 177% for OFS Capital Corporation — giving it more financial flexibility in a downturn.

05

Which is growing faster — OFS or GAIN or CSWC or TPVG or MRCC?

By revenue growth (latest reported year), TriplePoint Venture Growth BDC Corp.

(TPVG) is pulling ahead at 36. 6% versus -124. 6% for OFS Capital Corporation (OFS). On earnings-per-share growth, the picture is similar: TriplePoint Venture Growth BDC Corp. grew EPS 48. 8% year-over-year, compared to -216. 5% for OFS Capital Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — OFS or GAIN or CSWC or TPVG or MRCC?

OFS Capital Corporation (OFS) is the more profitable company, earning 280.

2% net margin versus 43. 1% for Capital Southwest Corporation — meaning it keeps 280. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: OFS leads at 280. 2% versus 48. 5% for CSWC. At the gross margin level — before operating expenses — OFS leads at 239. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is OFS or GAIN or CSWC or TPVG or MRCC more undervalued right now?

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Monroe Capital Corporation (MRCC) is the more undervalued stock at a PEG of 0. 32x versus TriplePoint Venture Growth BDC Corp. 's 6. 41x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, TriplePoint Venture Growth BDC Corp. (TPVG) trades at 6. 5x forward P/E versus 40. 7x for Gladstone Investment Corporation — 34. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for MRCC: 57. 5% to $8. 00.

08

Which pays a better dividend — OFS or GAIN or CSWC or TPVG or MRCC?

All stocks in this comparison pay dividends.

OFS Capital Corporation (OFS) offers the highest yield at 30. 5%, versus 0. 2% for Monroe Capital Corporation (MRCC).

09

Is OFS or GAIN or CSWC or TPVG or MRCC better for a retirement portfolio?

For long-horizon retirement investors, Gladstone Investment Corporation (GAIN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

53), 10. 0% yield, +319. 3% 10Y return). Both have compounded well over 10 years (GAIN: +319. 3%, MRCC: +22. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between OFS and GAIN and CSWC and TPVG and MRCC?

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: OFS is a small-cap income-oriented stock; GAIN is a small-cap deep-value stock; CSWC is a small-cap deep-value stock; TPVG is a small-cap high-growth stock; MRCC is a small-cap deep-value stock. OFS, GAIN, CSWC, TPVG pay a dividend while MRCC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

Find Stocks Like These

Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform all of them.

Stocks Like

OFS

Dividend Mega-Cap Quality

  • Sector: Financial Services
  • Market Cap > $100B
  • Net Margin > 168%
  • Dividend Yield > 12.2%
Run This Screen
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GAIN

Dividend Mega-Cap Quality

  • Sector: Financial Services
  • Market Cap > $100B
  • Net Margin > 43%
  • Dividend Yield > 4.0%
Run This Screen
Stocks Like

CSWC

Dividend Mega-Cap Quality

  • Sector: Financial Services
  • Market Cap > $100B
  • Revenue Growth > 5%
  • Net Margin > 25%
Run This Screen
Stocks Like

TPVG

High-Growth Quality Leader

  • Sector: Financial Services
  • Market Cap > $100B
  • Revenue Growth > 18%
  • Net Margin > 30%
Run This Screen
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MRCC

Quality Mega-Cap Compounder

  • Sector: Financial Services
  • Market Cap > $100B
  • Net Margin > 32%
Run This Screen
Custom Screen

Beat Both

Find stocks that outperform OFS and GAIN and CSWC and TPVG and MRCC on the metrics below

Revenue Growth>
%
(OFS: -124.6% · GAIN: -12.9%)
Net Margin>
%
(OFS: 280.2% · GAIN: 72.7%)

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