PMTU
PennyMac Mortgage Investment Trust
REIT - Industrial
Market Cap$2.22B
5Y Perf.+4.2%
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Stock Comparison
PMTU vs WELL vs VTR vs MFA vs AGNC
Revenue, margins, valuation, and 5-year total return — side by side.
WELL
Welltower Inc.
REIT - Healthcare Facilities
Market Cap$149.25B
5Y Perf.+162.0%
VTR
Ventas, Inc.
REIT - Healthcare Facilities
Market Cap$41.15B
5Y Perf.+107.2%
MFA
MFA Financial, Inc.
REIT - Mortgage
Market Cap$995M
5Y Perf.+3.0%
AGNC
AGNC Investment Corp.
REIT - Mortgage
Market Cap$9.62B
5Y Perf.+15.0%
PMTU vs WELL vs VTR vs MFA vs AGNC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | PMTU | WELL | VTR | MFA | AGNC |
|---|---|---|---|---|---|
| Industry | REIT - Industrial | REIT - Healthcare Facilities | REIT - Healthcare Facilities | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $2.22B | $149.25B | $41.15B | $995M | $9.62B |
| Revenue (TTM) | $957M | $11.63B | $6.13B | $650M | $3.46B |
| Net Income (TTM) | $132M | $1.43B | $260M | $135M | $838M |
| Gross Margin | 49.5% | 39.1% | -4.3% | 59.3% | 100.0% |
| Operating Margin | 35.7% | 4.4% | 13.4% | 41.0% | 107.1% |
| Forward P/E | 17.4x | 79.6x | 119.0x | 7.5x | 7.0x |
| Total Debt | $19.09B | $21.38B | $13.22B | $10.99B | $64M |
| Cash & Equiv. | $272M | $5.03B | $741M | $213M | $505M |
PMTU vs WELL vs VTR vs MFA vs AGNC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
PMTU
WELL
VTR
MFA
AGNC
| Stock | Sep 23 | May 26 | Return |
|---|---|---|---|
| PennyMac Mortgage I… (PMTU) | 100 | 104.2 | +4.2% |
| Welltower Inc. (WELL) | 100 | 262.0 | +162.0% |
| Ventas, Inc. (VTR) | 100 | 207.2 | +107.2% |
| MFA Financial, Inc. (MFA) | 100 | 103.0 | +3.0% |
| AGNC Investment Cor… (AGNC) | 100 | 115.0 | +15.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: PMTU vs WELL vs VTR vs MFA vs AGNC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: AGNC leads in 3 of 7 categories (5-stock set), making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. Welltower Inc. is the stronger pick specifically for recent price momentum and sentiment and operational efficiency and capital deployment. VTR and MFA also each lead in at least one category. As sector peers, any of these can serve as alternatives in the same allocation.
PMTU
PennyMac Mortgage Investment Trust
The REIT Holding
Among these 5 stocks, PMTU doesn't own a clear edge in any measured category.
Best for: real estate exposure
WELL
Welltower Inc.
The Real Estate Income Play
WELL is the #2 pick in this set and the best alternative if long-term compounding and sleep-well-at-night is your priority.
- 223.1% 10Y total return vs VTR's 65.0%
- Lower volatility, beta 0.13, Low D/E 49.5%, current ratio 5.34x
- Beta 0.13, yield 1.3%, current ratio 5.34x
- +42.7% vs PMTU's +8.4%
Best for: long-term compounding and sleep-well-at-night
VTR
Ventas, Inc.
The Real Estate Income Play
VTR ranks third and is worth considering specifically for income & stability.
- Dividend streak 1 yrs, beta 0.01, yield 2.1%
- Beta 0.01 vs MFA's 0.77, lower leverage
Best for: income & stability
MFA
MFA Financial, Inc.
The Real Estate Income Play
MFA is the clearest fit if your priority is dividends.
- 18.4% yield, 1-year raise streak, vs WELL's 1.3%
Best for: dividends
AGNC
AGNC Investment Corp.
The Real Estate Income Play
AGNC carries the broadest edge in this set and is the clearest fit for growth exposure.
- Rev growth 384.7%, EPS growth 17.6%, 3Y rev CAGR 26.4%
- 384.7% FFO/revenue growth vs VTR's 18.5%
- Lower P/E (7.0x vs 119.0x)
- 24.2% margin vs VTR's 4.2%
Best for: growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | AGNC | 384.7% FFO/revenue growth vs VTR's 18.5% |
| Value | AGNC | Lower P/E (7.0x vs 119.0x) |
| Quality / Margins | AGNC | 24.2% margin vs VTR's 4.2% |
| Stability / Safety | VTR | Beta 0.01 vs MFA's 0.77, lower leverage |
| Dividends | MFA | 18.4% yield, 1-year raise streak, vs WELL's 1.3% |
| Momentum (1Y) | WELL | +42.7% vs PMTU's +8.4% |
| Efficiency (ROA) | WELL | 2.3% ROA vs PMTU's 0.7%, ROIC 0.5% vs 0.4% |
PMTU vs WELL vs VTR vs MFA vs AGNC — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2025
FY 2025
FY 2025
Segment breakdown not available.
Segment breakdown not available.
PMTU vs WELL vs VTR vs MFA vs AGNC — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLAGNCLAGGINGPMTU
Who Leads Where
AGNC leads in 2 of 6 categories
MFA leads 1 • WELL leads 1 • VTR leads 1 • PMTU leads 0 • 1 tied
Explore the data ↓PMTUPennyMac Mortgage Inv…
0leads
MFAMFA Financial, Inc.
1leads
VTRVentas, Inc.
1leads
WELLWelltower Inc.
1leads
AGNCAGNC Investment Corp.
2leads
6 Total Categories
CATEGORYLEADERvs WELLvs VTRMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
AGNC5/6
Valuation MetricsMultiples, price ratios, and targets
MFA4/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
AGNC4/9
Total Returns1Y, 3Y, 5Y total returns with dividends
WELL6/6
Risk & VolatilityBeta, volatility, and downside exposure
VTR2/2
Analyst OutlookRatings, price targets, and dividends
Tied
—
Income & Cash Flow (Last 12 Months)
AGNC leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
WELL is the larger business by revenue, generating $11.6B annually — 17.9x MFA's $650M. AGNC is the more profitable business, keeping 24.2% of every revenue dollar as net income compared to VTR's 4.2%. On growth, AGNC holds the edge at +2.5% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | PMTUPennyMac Mortgage… | WELLWelltower Inc. | VTRVentas, Inc. | MFAMFA Financial, In… | AGNCAGNC Investment C… |
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $957M | $11.6B | $6.1B | $650M | $3.5B |
| EBITDAEarnings before interest/tax | $342M | $2.8B | $2.3B | $268M | $3.7B |
| Net IncomeAfter-tax profit | $132M | $1.4B | $260M | $135M | $838M |
| Free Cash FlowCash after capex | -$9.1B | $2.5B | $1.4B | $91M | $604M |
| Gross MarginGross profit ÷ Revenue | +49.5% | +39.1% | -4.3% | +59.3% | +100.0% |
| Operating MarginEBIT ÷ Revenue | +35.7% | +4.4% | +13.4% | +41.0% | +107.1% |
| Net MarginNet income ÷ Revenue | +13.8% | +12.3% | +4.2% | +20.7% | +24.2% |
| FCF MarginFCF ÷ Revenue | -9.6% | +21.9% | +22.4% | +14.0% | +17.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | -98.2% | +40.3% | +22.0% | +118.9% | +2.5% |
| EPS Growth (YoY)Latest quarter vs prior year | — | +22.5% | 0.0% | -103.0% | +84.6% |
AGNC leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
MFA leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
At 5.8x trailing earnings, MFA trades at a 96% valuation discount to VTR's 160.3x P/E. On an enterprise value basis, AGNC's 2.4x EV/EBITDA is more attractive than PMTU's 224.3x.
| Metric | PMTUPennyMac Mortgage… | WELLWelltower Inc. | VTRVentas, Inc. | MFAMFA Financial, In… | AGNCAGNC Investment C… |
|---|---|---|---|---|---|
| Market CapShares × price | $2.2B | $149.2B | $41.1B | $995M | $9.6B |
| Enterprise ValueMkt cap + debt − cash | $21.0B | $165.6B | $53.6B | $11.8B | $9.2B |
| Trailing P/EPrice ÷ TTM EPS | 25.72x | 153.25x | 160.26x | 5.80x | 11.53x |
| Forward P/EPrice ÷ next-FY EPS est. | 17.42x | 79.65x | 119.03x | 7.52x | 6.96x |
| PEG RatioP/E ÷ EPS growth rate | 0.87x | — | — | — | — |
| EV / EBITDAEnterprise value multiple | 224.30x | 66.40x | 24.31x | 17.07x | 2.42x |
| Price / SalesMarket cap ÷ Revenue | 2.16x | 13.99x | 7.05x | 1.14x | 1.97x |
| Price / BookPrice ÷ Book value/share | 1.17x | 3.35x | 3.18x | 0.56x | 0.86x |
| Price / FCFMarket cap ÷ FCF | — | 52.41x | 31.25x | 13.06x | 111.86x |
MFA leads this category, winning 4 of 6 comparable metrics.
Profitability & Efficiency
AGNC leads this category, winning 4 of 9 comparable metrics.
Profitability & Efficiency
MFA delivers a 7.4% return on equity — every $100 of shareholder capital generates $7 in annual profit, vs $2 for VTR. AGNC carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to PMTU's 10.12x. On the Piotroski fundamental quality scale (0–9), WELL scores 7/9 vs PMTU's 3/9, reflecting strong financial health.
| Metric | PMTUPennyMac Mortgage… | WELLWelltower Inc. | VTRVentas, Inc. | MFAMFA Financial, In… | AGNCAGNC Investment C… |
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +7.1% | +3.5% | +2.1% | +7.4% | +7.3% |
| ROA (TTM)Return on assets | +0.7% | +2.3% | +1.0% | +1.1% | +0.8% |
| ROICReturn on invested capital | +0.4% | +0.5% | +2.5% | +4.4% | +34.0% |
| ROCEReturn on capital employed | +0.9% | +0.6% | +3.2% | +5.8% | +4.9% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 7 | 6 | 5 | 5 |
| Debt / EquityFinancial leverage | 10.12x | 0.49x | 1.05x | 6.01x | 0.01x |
| Net DebtTotal debt minus cash | $18.8B | $16.3B | $12.5B | $10.8B | -$441M |
| Cash & Equiv.Liquid assets | $272M | $5.0B | $741M | $213M | $505M |
| Total DebtShort + long-term debt | $19.1B | $21.4B | $13.2B | $11.0B | $64M |
| Interest CoverageEBIT ÷ Interest expense | 0.11x | 0.26x | 1.40x | 1.34x | 1.32x |
AGNC leads this category, winning 4 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
WELL leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in WELL five years ago would be worth $30,234 today (with dividends reinvested), compared to $9,782 for AGNC. Over the past 12 months, WELL leads with a +42.7% total return vs PMTU's +8.4%. The 3-year compound annual growth rate (CAGR) favors WELL at 42.5% vs PMTU's 8.0% — a key indicator of consistent wealth creation.
| Metric | PMTUPennyMac Mortgage… | WELLWelltower Inc. | VTRVentas, Inc. | MFAMFA Financial, In… | AGNCAGNC Investment C… |
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +2.2% | +14.3% | +12.6% | +6.1% | +2.5% |
| 1-Year ReturnPast 12 months | +8.4% | +42.7% | +33.9% | +19.2% | +39.4% |
| 3-Year ReturnCumulative with dividends | +26.1% | +189.5% | +94.2% | +34.1% | +58.3% |
| 5-Year ReturnCumulative with dividends | +26.1% | +202.3% | +74.8% | -0.6% | -2.2% |
| 10-Year ReturnCumulative with dividends | +26.1% | +223.1% | +65.0% | +7.8% | +46.9% |
| CAGR (3Y)Annualised 3-year return | +8.0% | +42.5% | +24.8% | +10.3% | +16.5% |
WELL leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
VTR leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
VTR is the less volatile stock with a 0.01 beta — it tends to amplify market swings less than MFA's 0.77 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. VTR currently trades 97.8% from its 52-week high vs AGNC's 87.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | PMTUPennyMac Mortgage… | WELLWelltower Inc. | VTRVentas, Inc. | MFAMFA Financial, In… | AGNCAGNC Investment C… |
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.56x | 0.15x | -0.01x | 0.72x | 0.76x |
| 52-Week HighHighest price in past year | $26.26 | $219.59 | $88.50 | $10.57 | $12.19 |
| 52-Week LowLowest price in past year | $7.06 | $142.65 | $61.76 | $8.78 | $8.65 |
| % of 52W HighCurrent price vs 52-week peak | +97.0% | +97.0% | +97.8% | +92.2% | +87.9% |
| RSI (14)Momentum oscillator 0–100 | 65.3 | 60.2 | 56.2 | 43.8 | 52.1 |
| Avg Volume (50D)Average daily shares traded | 2K | 2.6M | 3.4M | 1.4M | 18.2M |
VTR leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Evenly matched — WELL and MFA each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: WELL as "Buy", VTR as "Buy", MFA as "Hold", AGNC as "Hold". Consensus price targets imply 9.5% upside for WELL (target: $233) vs 3.8% for AGNC (target: $11). For income investors, MFA offers the higher dividend yield at 18.36% vs WELL's 1.30%.
| Metric | PMTUPennyMac Mortgage… | WELLWelltower Inc. | VTRVentas, Inc. | MFAMFA Financial, In… | AGNCAGNC Investment C… |
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Buy | Hold | Hold |
| Price TargetConsensus 12-month target | — | $233.25 | $93.91 | $10.25 | $11.13 |
| # AnalystsCovering analysts | — | 34 | 32 | 23 | 35 |
| Dividend YieldAnnual dividend ÷ price | +6.3% | +1.3% | +2.1% | +18.4% | +14.7% |
| Dividend StreakConsecutive years of raises | 0 | 2 | 1 | 1 | 0 |
| Dividend / ShareAnnual DPS | $1.60 | $2.76 | $1.86 | $1.79 | $1.58 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% | 0.0% | +1.5% | 0.0% |
Evenly matched — WELL and MFA each lead in 1 of 2 comparable metrics.
Key Takeaway
AGNC leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). MFA leads in 1 (Valuation Metrics). 1 tied.
Best OverallAGNC Investment Corp. (AGNC)Leads 2 of 6 categories
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PMTU vs WELL vs VTR vs MFA vs AGNC: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is PMTU or WELL or VTR or MFA or AGNC a better buy right now?
For growth investors, AGNC Investment Corp.
(AGNC) is the stronger pick with 384. 7% revenue growth year-over-year, versus 18. 5% for Ventas, Inc. (VTR). MFA Financial, Inc. (MFA) offers the better valuation at 5. 8x trailing P/E (7. 5x forward), making it the more compelling value choice. Analysts rate Welltower Inc. (WELL) a "Buy" — based on 34 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — PMTU or WELL or VTR or MFA or AGNC?
On trailing P/E, MFA Financial, Inc.
(MFA) is the cheapest at 5. 8x versus Ventas, Inc. at 160. 3x. On forward P/E, AGNC Investment Corp. is actually cheaper at 7. 0x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — PMTU or WELL or VTR or MFA or AGNC?
Over the past 5 years, Welltower Inc.
(WELL) delivered a total return of +202. 3%, compared to -2. 2% for AGNC Investment Corp. (AGNC). Over 10 years, the gap is even starker: WELL returned +225. 2% versus MFA's +8. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — PMTU or WELL or VTR or MFA or AGNC?
By beta (market sensitivity over 5 years), Ventas, Inc.
(VTR) is the lower-risk stock at -0. 01β versus AGNC Investment Corp. 's 0. 76β — meaning AGNC is approximately -6671% more volatile than VTR relative to the S&P 500. On balance sheet safety, AGNC Investment Corp. (AGNC) carries a lower debt/equity ratio of 1% versus 10% for PennyMac Mortgage Investment Trust — giving it more financial flexibility in a downturn.
05Which is growing faster — PMTU or WELL or VTR or MFA or AGNC?
By revenue growth (latest reported year), AGNC Investment Corp.
(AGNC) is pulling ahead at 384. 7% versus 18. 5% for Ventas, Inc. (VTR). On earnings-per-share growth, the picture is similar: AGNC Investment Corp. grew EPS 1760% year-over-year, compared to -27. 7% for PennyMac Mortgage Investment Trust. Over a 3-year CAGR, AGNC leads at 26. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — PMTU or WELL or VTR or MFA or AGNC?
MFA Financial, Inc.
(MFA) is the more profitable company, earning 20. 2% net margin versus 4. 3% for Ventas, Inc. — meaning it keeps 20. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: AGNC leads at 79. 6% versus 3. 3% for WELL. At the gross margin level — before operating expenses — AGNC leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is PMTU or WELL or VTR or MFA or AGNC more undervalued right now?
On forward earnings alone, AGNC Investment Corp.
(AGNC) trades at 7. 0x forward P/E versus 119. 0x for Ventas, Inc. — 112. 1x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for WELL: 9. 5% to $233. 25.
08Which pays a better dividend — PMTU or WELL or VTR or MFA or AGNC?
All stocks in this comparison pay dividends.
MFA Financial, Inc. (MFA) offers the highest yield at 18. 4%, versus 1. 3% for Welltower Inc. (WELL).
09Is PMTU or WELL or VTR or MFA or AGNC better for a retirement portfolio?
For long-horizon retirement investors, Ventas, Inc.
(VTR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 01), 2. 1% yield). Both have compounded well over 10 years (VTR: +66. 1%, AGNC: +47. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between PMTU and WELL and VTR and MFA and AGNC?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(PMTU: -98.2% · WELL: 40.3%)Net Margin>
%
(PMTU: 13.8% · WELL: 12.3%)P/E Ratio<
x
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