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PRI vs BLK vs IVZ vs TROW
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
Asset Management
Asset Management
PRI vs BLK vs IVZ vs TROW — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | Insurance - Life | Asset Management | Asset Management | Asset Management |
| Market Cap | $8.65B | $165.65B | $11.92B | $22.54B |
| Revenue (TTM) | $3.33B | $20.41B | $6.38B | $7.31B |
| Net Income (TTM) | $772M | $6.10B | $-243M | $2.09B |
| Gross Margin | 62.0% | 49.4% | 43.2% | 62.7% |
| Operating Margin | 30.1% | 37.1% | -10.9% | 29.9% |
| Forward P/E | 11.4x | 20.1x | 10.4x | 11.2x |
| Total Debt | $1.82B | $14.22B | $10.12B | $860M |
| Cash & Equiv. | $756M | $12.76B | $1.98B | $3.38B |
PRI vs BLK vs IVZ vs TROW — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Primerica, Inc. (PRI) | 100 | 240.3 | +140.3% |
| BlackRock, Inc. (BLK) | 100 | 202.0 | +102.0% |
| Invesco Ltd. (IVZ) | 100 | 336.6 | +236.6% |
| T. Rowe Price Group… (TROW) | 100 | 85.7 | -14.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: PRI vs BLK vs IVZ vs TROW
Each card shows where this stock fits in a portfolio — not just who wins on paper.
PRI is the clearest fit if your priority is income & stability and long-term compounding.
- Dividend streak 15 yrs, beta 0.64, yield 1.5%
- 482.1% 10Y total return vs BLK's 245.8%
- PEG 0.60 vs BLK's 2.47
- Beta 0.64 vs IVZ's 1.67, lower leverage
BLK has the current edge in this matchup, primarily because of its strength in growth exposure.
- Rev growth 14.3%, EPS growth 15.1%
- 14.3% NII/revenue growth vs TROW's 3.1%
- 31.2% margin vs IVZ's -4.4%
IVZ is the #2 pick in this set and the best alternative if value and momentum is your priority.
- Lower P/E (10.4x vs 11.2x)
- +93.1% vs PRI's +4.0%
TROW is the clearest fit if your priority is sleep-well-at-night and defensive.
- Lower volatility, beta 1.18, Low D/E 7.1%, current ratio 73.08x
- Beta 1.18, yield 4.9%, current ratio 73.08x
- NIM 3.4% vs BLK's 0.2%
- 4.9% yield, 3-year raise streak, vs BLK's 1.9%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 14.3% NII/revenue growth vs TROW's 3.1% | |
| Value | Lower P/E (10.4x vs 11.2x) | |
| Quality / Margins | 31.2% margin vs IVZ's -4.4% | |
| Stability / Safety | Beta 0.64 vs IVZ's 1.67, lower leverage | |
| Dividends | 4.9% yield, 3-year raise streak, vs BLK's 1.9% | |
| Momentum (1Y) | +93.1% vs PRI's +4.0% | |
| Efficiency (ROA) | 14.4% ROA vs IVZ's -0.9%, ROIC 13.3% vs -2.3% |
PRI vs BLK vs IVZ vs TROW — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
PRI vs BLK vs IVZ vs TROW — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
BLK leads in 1 of 6 categories
IVZ leads 1 • TROW leads 1 • PRI leads 1 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
BLK leads this category, winning 2 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
BLK is the larger business by revenue, generating $20.4B annually — 6.1x PRI's $3.3B. BLK is the more profitable business, keeping 31.2% of every revenue dollar as net income compared to IVZ's -4.4%.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $3.3B | $20.4B | $6.4B | $7.3B |
| EBITDAEarnings before interest/tax | $1.0B | $8.3B | $1.2B | $2.7B |
| Net IncomeAfter-tax profit | $772M | $6.1B | -$243M | $2.1B |
| Free Cash FlowCash after capex | $857M | $3.9B | $1.9B | $2.3B |
| Gross MarginGross profit ÷ Revenue | +62.0% | +49.4% | +43.2% | +62.7% |
| Operating MarginEBIT ÷ Revenue | +30.1% | +37.1% | -10.9% | +29.9% |
| Net MarginNet income ÷ Revenue | +23.2% | +31.2% | -4.4% | +28.5% |
| FCF MarginFCF ÷ Revenue | +25.7% | +23.0% | +22.6% | +20.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | +6.5% | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +18.2% | -22.7% | +34.2% | +3.7% |
Valuation Metrics
IVZ leads this category, winning 5 of 7 comparable metrics.
Valuation Metrics
At 11.2x trailing earnings, TROW trades at a 56% valuation discount to BLK's 25.4x P/E. Adjusting for growth (PEG ratio), PRI offers better value at 0.62x vs BLK's 3.13x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $8.6B | $165.7B | $11.9B | $22.5B |
| Enterprise ValueMkt cap + debt − cash | $9.7B | $167.1B | $20.1B | $20.0B |
| Trailing P/EPrice ÷ TTM EPS | 11.92x | 25.42x | -16.77x | 11.20x |
| Forward P/EPrice ÷ next-FY EPS est. | 11.42x | 20.10x | 10.44x | 11.22x |
| PEG RatioP/E ÷ EPS growth rate | 0.62x | 3.13x | — | — |
| EV / EBITDAEnterprise value multiple | 9.77x | 20.62x | 16.34x | 7.64x |
| Price / SalesMarket cap ÷ Revenue | 2.68x | 8.12x | 1.87x | 3.08x |
| Price / BookPrice ÷ Book value/share | 3.65x | 3.28x | 0.94x | 1.92x |
| Price / FCFMarket cap ÷ FCF | 9.82x | 35.24x | 8.27x | 15.24x |
Profitability & Efficiency
TROW leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
PRI delivers a 32.3% return on equity — every $100 of shareholder capital generates $32 in annual profit, vs $-2 for IVZ. TROW carries lower financial leverage with a 0.07x debt-to-equity ratio, signaling a more conservative balance sheet compared to IVZ's 0.78x. On the Piotroski fundamental quality scale (0–9), PRI scores 8/9 vs TROW's 4/9, reflecting strong financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | +32.3% | +9.9% | -1.7% | +17.6% |
| ROA (TTM)Return on assets | +5.2% | +3.7% | -0.9% | +14.4% |
| ROICReturn on invested capital | +20.8% | +9.9% | -2.3% | +13.3% |
| ROCEReturn on capital employed | +6.9% | +5.8% | -2.6% | +15.9% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 6 | 6 | 4 |
| Debt / EquityFinancial leverage | 0.74x | 0.29x | 0.78x | 0.07x |
| Net DebtTotal debt minus cash | $1.1B | $1.5B | $8.1B | -$2.5B |
| Cash & Equiv.Liquid assets | $756M | $12.8B | $2.0B | $3.4B |
| Total DebtShort + long-term debt | $1.8B | $14.2B | $10.1B | $860M |
| Interest CoverageEBIT ÷ Interest expense | 19.40x | 9.27x | -6.19x | — |
Total Returns (Dividends Reinvested)
Evenly matched — PRI and IVZ each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in PRI five years ago would be worth $17,573 today (with dividends reinvested), compared to $6,915 for TROW. Over the past 12 months, IVZ leads with a +93.1% total return vs PRI's +4.0%. The 3-year compound annual growth rate (CAGR) favors IVZ at 21.6% vs TROW's 3.7% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | +6.0% | -1.1% | +0.4% | +0.2% |
| 1-Year ReturnPast 12 months | +4.0% | +18.3% | +93.1% | +18.9% |
| 3-Year ReturnCumulative with dividends | +55.7% | +75.7% | +79.8% | +11.5% |
| 5-Year ReturnCumulative with dividends | +75.7% | +33.5% | +8.2% | -30.9% |
| 10-Year ReturnCumulative with dividends | +482.1% | +245.8% | +22.1% | +93.6% |
| CAGR (3Y)Annualised 3-year return | +15.9% | +20.7% | +21.6% | +3.7% |
Risk & Volatility
PRI leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
PRI is the less volatile stock with a 0.64 beta — it tends to amplify market swings less than IVZ's 1.67 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. PRI currently trades 94.8% from its 52-week high vs BLK's 87.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.64x | 1.28x | 1.67x | 1.18x |
| 52-Week HighHighest price in past year | $288.03 | $1219.94 | $29.61 | $118.22 |
| 52-Week LowLowest price in past year | $230.09 | $914.84 | $14.10 | $85.51 |
| % of 52W HighCurrent price vs 52-week peak | +94.8% | +87.5% | +90.6% | +87.6% |
| RSI (14)Momentum oscillator 0–100 | 57.9 | 61.3 | 69.4 | 78.2 |
| Avg Volume (50D)Average daily shares traded | 186K | 790K | 5.1M | 2.3M |
Analyst Outlook
Evenly matched — PRI and BLK and TROW each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: PRI as "Hold", BLK as "Buy", IVZ as "Hold", TROW as "Hold". Consensus price targets imply 22.8% upside for BLK (target: $1312) vs -2.3% for TROW (target: $101). For income investors, TROW offers the higher dividend yield at 4.93% vs PRI's 1.52%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy | Hold | Hold |
| Price TargetConsensus 12-month target | $292.00 | $1311.78 | $29.72 | $101.20 |
| # AnalystsCovering analysts | 18 | 33 | 28 | 38 |
| Dividend YieldAnnual dividend ÷ price | +1.5% | +1.9% | +3.1% | +4.9% |
| Dividend StreakConsecutive years of raises | 15 | 15 | 4 | 3 |
| Dividend / ShareAnnual DPS | $4.16 | $20.46 | $0.83 | $5.11 |
| Buyback YieldShare repurchases ÷ mkt cap | +5.2% | +1.2% | +15.6% | +2.8% |
BLK leads in 1 of 6 categories (Income & Cash Flow). IVZ leads in 1 (Valuation Metrics). 2 tied.
PRI vs BLK vs IVZ vs TROW: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is PRI or BLK or IVZ or TROW a better buy right now?
For growth investors, BlackRock, Inc.
(BLK) is the stronger pick with 14. 3% revenue growth year-over-year, versus 3. 1% for T. Rowe Price Group, Inc. (TROW). T. Rowe Price Group, Inc. (TROW) offers the better valuation at 11. 2x trailing P/E (11. 2x forward), making it the more compelling value choice. Analysts rate BlackRock, Inc. (BLK) a "Buy" — based on 33 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — PRI or BLK or IVZ or TROW?
On trailing P/E, T.
Rowe Price Group, Inc. (TROW) is the cheapest at 11. 2x versus BlackRock, Inc. at 25. 4x. On forward P/E, Invesco Ltd. is actually cheaper at 10. 4x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Primerica, Inc. wins at 0. 60x versus BlackRock, Inc. 's 2. 47x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — PRI or BLK or IVZ or TROW?
Over the past 5 years, Primerica, Inc.
(PRI) delivered a total return of +75. 7%, compared to -30. 9% for T. Rowe Price Group, Inc. (TROW). Over 10 years, the gap is even starker: PRI returned +482. 1% versus IVZ's +22. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — PRI or BLK or IVZ or TROW?
By beta (market sensitivity over 5 years), Primerica, Inc.
(PRI) is the lower-risk stock at 0. 64β versus Invesco Ltd. 's 1. 67β — meaning IVZ is approximately 162% more volatile than PRI relative to the S&P 500. On balance sheet safety, T. Rowe Price Group, Inc. (TROW) carries a lower debt/equity ratio of 7% versus 78% for Invesco Ltd. — giving it more financial flexibility in a downturn.
05Which is growing faster — PRI or BLK or IVZ or TROW?
By revenue growth (latest reported year), BlackRock, Inc.
(BLK) is pulling ahead at 14. 3% versus 3. 1% for T. Rowe Price Group, Inc. (TROW). On earnings-per-share growth, the picture is similar: Primerica, Inc. grew EPS 67. 1% year-over-year, compared to -235. 6% for Invesco Ltd.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — PRI or BLK or IVZ or TROW?
BlackRock, Inc.
(BLK) is the more profitable company, earning 31. 2% net margin versus -4. 4% for Invesco Ltd. — meaning it keeps 31. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: BLK leads at 37. 1% versus -10. 9% for IVZ. At the gross margin level — before operating expenses — PRI leads at 80. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is PRI or BLK or IVZ or TROW more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Primerica, Inc. (PRI) is the more undervalued stock at a PEG of 0. 60x versus BlackRock, Inc. 's 2. 47x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Invesco Ltd. (IVZ) trades at 10. 4x forward P/E versus 20. 1x for BlackRock, Inc. — 9. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for BLK: 22. 8% to $1311. 78.
08Which pays a better dividend — PRI or BLK or IVZ or TROW?
All stocks in this comparison pay dividends.
T. Rowe Price Group, Inc. (TROW) offers the highest yield at 4. 9%, versus 1. 5% for Primerica, Inc. (PRI).
09Is PRI or BLK or IVZ or TROW better for a retirement portfolio?
For long-horizon retirement investors, Primerica, Inc.
(PRI) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 64), 1. 5% yield, +482. 1% 10Y return). Invesco Ltd. (IVZ) carries a higher beta of 1. 67 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (PRI: +482. 1%, IVZ: +22. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between PRI and BLK and IVZ and TROW?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: PRI is a small-cap deep-value stock; BLK is a mid-cap quality compounder stock; IVZ is a mid-cap income-oriented stock; TROW is a mid-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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