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Stock Comparison

PRI vs BLK vs IVZ vs TROW

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
PRI
Primerica, Inc.

Insurance - Life

Financial ServicesNYSE • US
Market Cap$8.65B
5Y Perf.+140.3%
BLK
BlackRock, Inc.

Asset Management

Financial ServicesNYSE • US
Market Cap$165.65B
5Y Perf.+102.0%
IVZ
Invesco Ltd.

Asset Management

Financial ServicesNYSE • US
Market Cap$11.92B
5Y Perf.+236.6%
TROW
T. Rowe Price Group, Inc.

Asset Management

Financial ServicesNASDAQ • US
Market Cap$22.54B
5Y Perf.-14.3%

PRI vs BLK vs IVZ vs TROW — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
PRI logoPRI
BLK logoBLK
IVZ logoIVZ
TROW logoTROW
IndustryInsurance - LifeAsset ManagementAsset ManagementAsset Management
Market Cap$8.65B$165.65B$11.92B$22.54B
Revenue (TTM)$3.33B$20.41B$6.38B$7.31B
Net Income (TTM)$772M$6.10B$-243M$2.09B
Gross Margin62.0%49.4%43.2%62.7%
Operating Margin30.1%37.1%-10.9%29.9%
Forward P/E11.4x20.1x10.4x11.2x
Total Debt$1.82B$14.22B$10.12B$860M
Cash & Equiv.$756M$12.76B$1.98B$3.38B

PRI vs BLK vs IVZ vs TROWLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

PRI
BLK
IVZ
TROW
StockMay 20May 26Return
Primerica, Inc. (PRI)100240.3+140.3%
BlackRock, Inc. (BLK)100202.0+102.0%
Invesco Ltd. (IVZ)100336.6+236.6%
T. Rowe Price Group… (TROW)10085.7-14.3%

Price return only. Dividends and distributions are not included.

Quick Verdict: PRI vs BLK vs IVZ vs TROW

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: BLK and IVZ are tied at the top with 2 categories each — the right choice depends on your priorities. Invesco Ltd. is the stronger pick specifically for valuation and capital efficiency and recent price momentum and sentiment. TROW and PRI also each lead in at least one category. As sector peers, any of these can serve as alternatives in the same allocation.
PRI
Primerica, Inc.
The Insurance Pick

PRI is the clearest fit if your priority is income & stability and long-term compounding.

  • Dividend streak 15 yrs, beta 0.64, yield 1.5%
  • 482.1% 10Y total return vs BLK's 245.8%
  • PEG 0.60 vs BLK's 2.47
  • Beta 0.64 vs IVZ's 1.67, lower leverage
Best for: income & stability and long-term compounding
BLK
BlackRock, Inc.
The Banking Pick

BLK has the current edge in this matchup, primarily because of its strength in growth exposure.

  • Rev growth 14.3%, EPS growth 15.1%
  • 14.3% NII/revenue growth vs TROW's 3.1%
  • 31.2% margin vs IVZ's -4.4%
Best for: growth exposure
IVZ
Invesco Ltd.
The Banking Pick

IVZ is the #2 pick in this set and the best alternative if value and momentum is your priority.

  • Lower P/E (10.4x vs 11.2x)
  • +93.1% vs PRI's +4.0%
Best for: value and momentum
TROW
T. Rowe Price Group, Inc.
The Banking Pick

TROW is the clearest fit if your priority is sleep-well-at-night and defensive.

  • Lower volatility, beta 1.18, Low D/E 7.1%, current ratio 73.08x
  • Beta 1.18, yield 4.9%, current ratio 73.08x
  • NIM 3.4% vs BLK's 0.2%
  • 4.9% yield, 3-year raise streak, vs BLK's 1.9%
Best for: sleep-well-at-night and defensive
See the full category breakdown
CategoryWinnerWhy
GrowthBLK logoBLK14.3% NII/revenue growth vs TROW's 3.1%
ValueIVZ logoIVZLower P/E (10.4x vs 11.2x)
Quality / MarginsBLK logoBLK31.2% margin vs IVZ's -4.4%
Stability / SafetyPRI logoPRIBeta 0.64 vs IVZ's 1.67, lower leverage
DividendsTROW logoTROW4.9% yield, 3-year raise streak, vs BLK's 1.9%
Momentum (1Y)IVZ logoIVZ+93.1% vs PRI's +4.0%
Efficiency (ROA)TROW logoTROW14.4% ROA vs IVZ's -0.9%, ROIC 13.3% vs -2.3%

PRI vs BLK vs IVZ vs TROW — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

PRIPrimerica, Inc.
FY 2025
Term Life Insurance Segment Revenues
59.3%$1.8B
Investment And Savings Products Segment Revenues
40.7%$1.2B
BLKBlackRock, Inc.
FY 2024
Investment Advice
78.9%$16.1B
Technology Service
7.9%$1.6B
Distribution and Shareholder Service
6.2%$1.3B
Investment Performance
5.9%$1.2B
Service, Other
1.1%$224M
IVZInvesco Ltd.
FY 2025
Investment Advice
72.4%$4.6B
Distribution and Shareholder Service
23.8%$1.5B
Financial Service, Other
3.2%$202M
Investment Performance
0.7%$42M
TROWT. Rowe Price Group, Inc.
FY 2025
Asset Management
98.8%$6.6B
Capital Allocation Based Income
1.2%$81M

PRI vs BLK vs IVZ vs TROW — Financial Metrics

Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLPRILAGGINGTROW

Income & Cash Flow (Last 12 Months)

BLK leads this category, winning 2 of 5 comparable metrics.

BLK is the larger business by revenue, generating $20.4B annually — 6.1x PRI's $3.3B. BLK is the more profitable business, keeping 31.2% of every revenue dollar as net income compared to IVZ's -4.4%.

MetricPRI logoPRIPrimerica, Inc.BLK logoBLKBlackRock, Inc.IVZ logoIVZInvesco Ltd.TROW logoTROWT. Rowe Price Gro…
RevenueTrailing 12 months$3.3B$20.4B$6.4B$7.3B
EBITDAEarnings before interest/tax$1.0B$8.3B$1.2B$2.7B
Net IncomeAfter-tax profit$772M$6.1B-$243M$2.1B
Free Cash FlowCash after capex$857M$3.9B$1.9B$2.3B
Gross MarginGross profit ÷ Revenue+62.0%+49.4%+43.2%+62.7%
Operating MarginEBIT ÷ Revenue+30.1%+37.1%-10.9%+29.9%
Net MarginNet income ÷ Revenue+23.2%+31.2%-4.4%+28.5%
FCF MarginFCF ÷ Revenue+25.7%+23.0%+22.6%+20.2%
Rev. Growth (YoY)Latest quarter vs prior year+6.5%
EPS Growth (YoY)Latest quarter vs prior year+18.2%-22.7%+34.2%+3.7%
BLK leads this category, winning 2 of 5 comparable metrics.

Valuation Metrics

IVZ leads this category, winning 5 of 7 comparable metrics.

At 11.2x trailing earnings, TROW trades at a 56% valuation discount to BLK's 25.4x P/E. Adjusting for growth (PEG ratio), PRI offers better value at 0.62x vs BLK's 3.13x — a lower PEG means you pay less per unit of expected earnings growth.

MetricPRI logoPRIPrimerica, Inc.BLK logoBLKBlackRock, Inc.IVZ logoIVZInvesco Ltd.TROW logoTROWT. Rowe Price Gro…
Market CapShares × price$8.6B$165.7B$11.9B$22.5B
Enterprise ValueMkt cap + debt − cash$9.7B$167.1B$20.1B$20.0B
Trailing P/EPrice ÷ TTM EPS11.92x25.42x-16.77x11.20x
Forward P/EPrice ÷ next-FY EPS est.11.42x20.10x10.44x11.22x
PEG RatioP/E ÷ EPS growth rate0.62x3.13x
EV / EBITDAEnterprise value multiple9.77x20.62x16.34x7.64x
Price / SalesMarket cap ÷ Revenue2.68x8.12x1.87x3.08x
Price / BookPrice ÷ Book value/share3.65x3.28x0.94x1.92x
Price / FCFMarket cap ÷ FCF9.82x35.24x8.27x15.24x
IVZ leads this category, winning 5 of 7 comparable metrics.

Profitability & Efficiency

TROW leads this category, winning 5 of 9 comparable metrics.

PRI delivers a 32.3% return on equity — every $100 of shareholder capital generates $32 in annual profit, vs $-2 for IVZ. TROW carries lower financial leverage with a 0.07x debt-to-equity ratio, signaling a more conservative balance sheet compared to IVZ's 0.78x. On the Piotroski fundamental quality scale (0–9), PRI scores 8/9 vs TROW's 4/9, reflecting strong financial health.

MetricPRI logoPRIPrimerica, Inc.BLK logoBLKBlackRock, Inc.IVZ logoIVZInvesco Ltd.TROW logoTROWT. Rowe Price Gro…
ROE (TTM)Return on equity+32.3%+9.9%-1.7%+17.6%
ROA (TTM)Return on assets+5.2%+3.7%-0.9%+14.4%
ROICReturn on invested capital+20.8%+9.9%-2.3%+13.3%
ROCEReturn on capital employed+6.9%+5.8%-2.6%+15.9%
Piotroski ScoreFundamental quality 0–98664
Debt / EquityFinancial leverage0.74x0.29x0.78x0.07x
Net DebtTotal debt minus cash$1.1B$1.5B$8.1B-$2.5B
Cash & Equiv.Liquid assets$756M$12.8B$2.0B$3.4B
Total DebtShort + long-term debt$1.8B$14.2B$10.1B$860M
Interest CoverageEBIT ÷ Interest expense19.40x9.27x-6.19x
TROW leads this category, winning 5 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

Evenly matched — PRI and IVZ each lead in 3 of 6 comparable metrics.

A $10,000 investment in PRI five years ago would be worth $17,573 today (with dividends reinvested), compared to $6,915 for TROW. Over the past 12 months, IVZ leads with a +93.1% total return vs PRI's +4.0%. The 3-year compound annual growth rate (CAGR) favors IVZ at 21.6% vs TROW's 3.7% — a key indicator of consistent wealth creation.

MetricPRI logoPRIPrimerica, Inc.BLK logoBLKBlackRock, Inc.IVZ logoIVZInvesco Ltd.TROW logoTROWT. Rowe Price Gro…
YTD ReturnYear-to-date+6.0%-1.1%+0.4%+0.2%
1-Year ReturnPast 12 months+4.0%+18.3%+93.1%+18.9%
3-Year ReturnCumulative with dividends+55.7%+75.7%+79.8%+11.5%
5-Year ReturnCumulative with dividends+75.7%+33.5%+8.2%-30.9%
10-Year ReturnCumulative with dividends+482.1%+245.8%+22.1%+93.6%
CAGR (3Y)Annualised 3-year return+15.9%+20.7%+21.6%+3.7%
Evenly matched — PRI and IVZ each lead in 3 of 6 comparable metrics.

Risk & Volatility

PRI leads this category, winning 2 of 2 comparable metrics.

PRI is the less volatile stock with a 0.64 beta — it tends to amplify market swings less than IVZ's 1.67 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. PRI currently trades 94.8% from its 52-week high vs BLK's 87.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricPRI logoPRIPrimerica, Inc.BLK logoBLKBlackRock, Inc.IVZ logoIVZInvesco Ltd.TROW logoTROWT. Rowe Price Gro…
Beta (5Y)Sensitivity to S&P 5000.64x1.28x1.67x1.18x
52-Week HighHighest price in past year$288.03$1219.94$29.61$118.22
52-Week LowLowest price in past year$230.09$914.84$14.10$85.51
% of 52W HighCurrent price vs 52-week peak+94.8%+87.5%+90.6%+87.6%
RSI (14)Momentum oscillator 0–10057.961.369.478.2
Avg Volume (50D)Average daily shares traded186K790K5.1M2.3M
PRI leads this category, winning 2 of 2 comparable metrics.

Analyst Outlook

Evenly matched — PRI and BLK and TROW each lead in 1 of 2 comparable metrics.

Analyst consensus: PRI as "Hold", BLK as "Buy", IVZ as "Hold", TROW as "Hold". Consensus price targets imply 22.8% upside for BLK (target: $1312) vs -2.3% for TROW (target: $101). For income investors, TROW offers the higher dividend yield at 4.93% vs PRI's 1.52%.

MetricPRI logoPRIPrimerica, Inc.BLK logoBLKBlackRock, Inc.IVZ logoIVZInvesco Ltd.TROW logoTROWT. Rowe Price Gro…
Analyst RatingConsensus buy/hold/sellHoldBuyHoldHold
Price TargetConsensus 12-month target$292.00$1311.78$29.72$101.20
# AnalystsCovering analysts18332838
Dividend YieldAnnual dividend ÷ price+1.5%+1.9%+3.1%+4.9%
Dividend StreakConsecutive years of raises151543
Dividend / ShareAnnual DPS$4.16$20.46$0.83$5.11
Buyback YieldShare repurchases ÷ mkt cap+5.2%+1.2%+15.6%+2.8%
Evenly matched — PRI and BLK and TROW each lead in 1 of 2 comparable metrics.
Key Takeaway

BLK leads in 1 of 6 categories (Income & Cash Flow). IVZ leads in 1 (Valuation Metrics). 2 tied.

Best OverallPrimerica, Inc. (PRI)Leads 1 of 6 categories
Loading custom metrics...

PRI vs BLK vs IVZ vs TROW: Key Questions Answered

10 questions · data-driven answers · updated daily

01

Is PRI or BLK or IVZ or TROW a better buy right now?

For growth investors, BlackRock, Inc.

(BLK) is the stronger pick with 14. 3% revenue growth year-over-year, versus 3. 1% for T. Rowe Price Group, Inc. (TROW). T. Rowe Price Group, Inc. (TROW) offers the better valuation at 11. 2x trailing P/E (11. 2x forward), making it the more compelling value choice. Analysts rate BlackRock, Inc. (BLK) a "Buy" — based on 33 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — PRI or BLK or IVZ or TROW?

On trailing P/E, T.

Rowe Price Group, Inc. (TROW) is the cheapest at 11. 2x versus BlackRock, Inc. at 25. 4x. On forward P/E, Invesco Ltd. is actually cheaper at 10. 4x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Primerica, Inc. wins at 0. 60x versus BlackRock, Inc. 's 2. 47x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

03

Which is the better long-term investment — PRI or BLK or IVZ or TROW?

Over the past 5 years, Primerica, Inc.

(PRI) delivered a total return of +75. 7%, compared to -30. 9% for T. Rowe Price Group, Inc. (TROW). Over 10 years, the gap is even starker: PRI returned +482. 1% versus IVZ's +22. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — PRI or BLK or IVZ or TROW?

By beta (market sensitivity over 5 years), Primerica, Inc.

(PRI) is the lower-risk stock at 0. 64β versus Invesco Ltd. 's 1. 67β — meaning IVZ is approximately 162% more volatile than PRI relative to the S&P 500. On balance sheet safety, T. Rowe Price Group, Inc. (TROW) carries a lower debt/equity ratio of 7% versus 78% for Invesco Ltd. — giving it more financial flexibility in a downturn.

05

Which is growing faster — PRI or BLK or IVZ or TROW?

By revenue growth (latest reported year), BlackRock, Inc.

(BLK) is pulling ahead at 14. 3% versus 3. 1% for T. Rowe Price Group, Inc. (TROW). On earnings-per-share growth, the picture is similar: Primerica, Inc. grew EPS 67. 1% year-over-year, compared to -235. 6% for Invesco Ltd.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — PRI or BLK or IVZ or TROW?

BlackRock, Inc.

(BLK) is the more profitable company, earning 31. 2% net margin versus -4. 4% for Invesco Ltd. — meaning it keeps 31. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: BLK leads at 37. 1% versus -10. 9% for IVZ. At the gross margin level — before operating expenses — PRI leads at 80. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is PRI or BLK or IVZ or TROW more undervalued right now?

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Primerica, Inc. (PRI) is the more undervalued stock at a PEG of 0. 60x versus BlackRock, Inc. 's 2. 47x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Invesco Ltd. (IVZ) trades at 10. 4x forward P/E versus 20. 1x for BlackRock, Inc. — 9. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for BLK: 22. 8% to $1311. 78.

08

Which pays a better dividend — PRI or BLK or IVZ or TROW?

All stocks in this comparison pay dividends.

T. Rowe Price Group, Inc. (TROW) offers the highest yield at 4. 9%, versus 1. 5% for Primerica, Inc. (PRI).

09

Is PRI or BLK or IVZ or TROW better for a retirement portfolio?

For long-horizon retirement investors, Primerica, Inc.

(PRI) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 64), 1. 5% yield, +482. 1% 10Y return). Invesco Ltd. (IVZ) carries a higher beta of 1. 67 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (PRI: +482. 1%, IVZ: +22. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between PRI and BLK and IVZ and TROW?

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: PRI is a small-cap deep-value stock; BLK is a mid-cap quality compounder stock; IVZ is a mid-cap income-oriented stock; TROW is a mid-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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Stocks Like

PRI

Dividend Mega-Cap Quality

  • Sector: Financial Services
  • Market Cap > $100B
  • Revenue Growth > 5%
  • Net Margin > 13%
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BLK

Dividend Mega-Cap Quality

  • Sector: Financial Services
  • Market Cap > $100B
  • Revenue Growth > 7%
  • Net Margin > 18%
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IVZ

Income & Dividend Stock

  • Sector: Financial Services
  • Market Cap > $100B
  • Revenue Growth > 5%
  • Gross Margin > 25%
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TROW

Dividend Mega-Cap Quality

  • Sector: Financial Services
  • Market Cap > $100B
  • Net Margin > 17%
  • Dividend Yield > 1.9%
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Beat Both

Find stocks that outperform PRI and BLK and IVZ and TROW on the metrics below

Revenue Growth>
%
(PRI: 6.5% · BLK: 14.3%)
Net Margin>
%
(PRI: 23.2% · BLK: 31.2%)
P/E Ratio<
x
(PRI: 11.9x · BLK: 25.4x)

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