Primerica's accelerating revenue growth (9.1% YoY in 2026Q2) and strong underwriting profitability (combined ratio of 70.2%) support a positive fundamental outlook, driven by improved operating leverage and robust cash generation. However, the sharp loss ratio...
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Revenue growth accelerated to 9.1% YoY in 2026Q2, with EPS up 19.4%, while the combined ratio improved to 70.2% from 72.5% a year earlier, indicating strong underwriting discipline despite a loss ratio spike to 56.5% in 2025Q3.
Primerica has shown significant growth in key areas, including a 4% increase in new policies issued and a substantial 29% surge in Investment and Savings Products (ISP) sales, reaching $3.1 billion.
A 6% year-over-year expansion of the salesforce, coupled with an anticipated 15% growth in ISP sales for 2024, suggests a positive future trajectory for Primerica.
Primerica demonstrates strong capital generation, which funds product growth across all business lines and provides significant returns to stockholders.
Trailing total returns as of 10/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 5, 2026 | $6.41+6.3% vs $6.03 | $865M-1.8% vs $881M |
Q2 2026 May 6, 2026 | $5.96+9.4% vs $5.45 | $873M+2.0% vs $855M |
Q1 2026 Feb 11, 2026 | $6.13+7.7% vs $5.69 | $854M+1.0% vs $845M |
Q4 2025 Nov 5, 2025 | $6.33+14.7% vs $5.52 | $840M+0.0% vs $840M |
First Citizens Bank and Trust Co. cut its stake in shares of Primerica, Inc. (NYSE: PRI) by 53.4% during the third quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The fund owned 2,306 shares of the financial services provider's stock after selling 2,641 shares during
DULUTH, Ga.--(BUSINESS WIRE)--Primerica Schedules Third Quarter 2026 Financial Results Webcast.
DULUTH, Ga.--(BUSINESS WIRE)--The latest Primerica Household Budget Index™ (HBI™) data, a monthly economic metric that examines how inflation and wage trends impact the ability of middle-income families to afford life's everyday necessities, is estimated at 100.6% in August, an increase of 0.1% from July and up 0.4% from a year ago. Average earned income rose 0.3% month-over-month and increased 3.3% year-over-year. The Consumer Price Index (CPI), which measures inflation for a comprehensive bas.
Primerica, Inc. offers an attractive risk-reward profile, driven by robust investment product growth and strong capital efficiency. PRI's investment and savings segment now comprises 42% of revenue, with 21% revenue and 31% pre-tax profit growth in Q2 2026. Despite declining new term life policy sales and agent numbers, PRI's high reinsurance levels and active share buybacks support EPS growth.
Benchmark PRI against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Primerica, Inc. (PRI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $274.43 | $8.56B | 11.98 | 4.43% | 23.29% | 31.93% | 1.52% | |
| $154.79 | $12.02B | 11.01 | 3.82% | 19.56% | 20.28% | — | |
| $53.66 | $5.01B | 22.83 | 0.94% | 6.02% | 10.82% | — | |
| $20.66 | $2.74B | 10.99 | 5.72% | 6.99% | 8.66% | — | |
| $34.13 | $15.21B | -50.19 | 10.03% | 9.65% | 7.09% | — | |
| $39.84 | $7.62B | 6.82 | 1.24% | 12.18% | 21.99% | — |
Primerica, Inc. (PRI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Primerica, Inc. (PRI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 5, 2026·SEC
Jun 2, 2026·SEC
May 27, 2026·SEC
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Primerica, Inc. (PRI) stock FAQ — growth, dividends, profitability & financials explained
Primerica, Inc. (PRI) grew revenue by 4.4% over the past year. Growth has been modest.
Yes, Primerica, Inc. (PRI) is profitable, generating $796.2M in net income for fiscal year 2025 (23.3% net margin).
Yes, Primerica, Inc. (PRI) pays a dividend with a yield of 1.52%. This makes it attractive for income-focused investors.
Primerica, Inc. (PRI) has a return on equity (ROE) of 31.9%. This is excellent, indicating efficient use of shareholder capital.
Primerica, Inc. (PRI) has a combined ratio of 69.8%. A ratio below 100% indicates underwriting profitability.
