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QCRH vs ICE
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
QCRH vs ICE — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges |
| Market Cap | $1.54B | $86.89B |
| Revenue (TTM) | $597M | $12.64B |
| Net Income (TTM) | $127M | $3.30B |
| Gross Margin | 57.7% | 61.9% |
| Operating Margin | 22.8% | 38.7% |
| Forward P/E | 11.3x | 19.1x |
| Total Debt | $618M | $20.28B |
| Cash & Equiv. | $76M | $837M |
QCRH vs ICE — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| QCR Holdings, Inc. (QCRH) | 100 | 302.5 | +202.5% |
| Intercontinental Ex… (ICE) | 100 | 157.7 | +57.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: QCRH vs ICE
Each card shows where this stock fits in a portfolio — not just who wins on paper.
QCRH is the clearest fit if your priority is long-term compounding and sleep-well-at-night.
- 263.3% 10Y total return vs ICE's 222.9%
- Lower volatility, beta 0.95, Low D/E 55.5%, current ratio 28.87x
- PEG 0.77 vs ICE's 2.15
ICE carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 14 yrs, beta 0.33, yield 1.3%
- Rev growth 7.5%, EPS growth 20.7%
- Beta 0.33, yield 1.3%, current ratio 1.02x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 7.5% NII/revenue growth vs QCRH's 1.5% | |
| Value | Lower P/E (11.3x vs 19.1x), PEG 0.77 vs 2.15 | |
| Quality / Margins | Efficiency ratio 0.2% vs QCRH's 0.3% (lower = leaner) | |
| Stability / Safety | Beta 0.33 vs QCRH's 0.95 | |
| Dividends | 1.3% yield, 14-year raise streak, vs QCRH's 0.3% | |
| Momentum (1Y) | +41.3% vs ICE's -11.3% | |
| Efficiency (ROA) | Efficiency ratio 0.2% vs QCRH's 0.3% |
QCRH vs ICE — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
QCRH vs ICE — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
ICE leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
ICE is the larger business by revenue, generating $12.6B annually — 21.2x QCRH's $597M. Profitability is closely matched — net margins range from 26.1% (ICE) to 21.3% (QCRH).
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $597M | $12.6B |
| EBITDAEarnings before interest/tax | $145M | $6.5B |
| Net IncomeAfter-tax profit | $127M | $3.3B |
| Free Cash FlowCash after capex | $354M | $4.3B |
| Gross MarginGross profit ÷ Revenue | +57.7% | +61.9% |
| Operating MarginEBIT ÷ Revenue | +22.8% | +38.7% |
| Net MarginNet income ÷ Revenue | +21.3% | +26.1% |
| FCF MarginFCF ÷ Revenue | +59.3% | +33.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +20.3% | +23.1% |
Valuation Metrics
QCRH leads this category, winning 7 of 7 comparable metrics.
Valuation Metrics
At 12.2x trailing earnings, QCRH trades at a 54% valuation discount to ICE's 26.6x P/E. Adjusting for growth (PEG ratio), QCRH offers better value at 0.84x vs ICE's 2.99x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||
|---|---|---|
| Market CapShares × price | $1.5B | $86.9B |
| Enterprise ValueMkt cap + debt − cash | $2.1B | $106.3B |
| Trailing P/EPrice ÷ TTM EPS | 12.22x | 26.59x |
| Forward P/EPrice ÷ next-FY EPS est. | 11.25x | 19.14x |
| PEG RatioP/E ÷ EPS growth rate | 0.84x | 2.99x |
| EV / EBITDAEnterprise value multiple | 15.30x | 16.47x |
| Price / SalesMarket cap ÷ Revenue | 2.58x | 6.88x |
| Price / BookPrice ÷ Book value/share | 1.38x | 3.02x |
| Price / FCFMarket cap ÷ FCF | 4.34x | 20.26x |
Profitability & Efficiency
ICE leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
QCRH delivers a 11.9% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $12 for ICE. QCRH carries lower financial leverage with a 0.56x debt-to-equity ratio, signaling a more conservative balance sheet compared to ICE's 0.70x. On the Piotroski fundamental quality scale (0–9), ICE scores 9/9 vs QCRH's 7/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +11.9% | +11.6% |
| ROA (TTM)Return on assets | +1.4% | +2.3% |
| ROICReturn on invested capital | +6.2% | +7.5% |
| ROCEReturn on capital employed | +2.4% | +9.5% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 9 |
| Debt / EquityFinancial leverage | 0.56x | 0.70x |
| Net DebtTotal debt minus cash | $541M | $19.4B |
| Cash & Equiv.Liquid assets | $76M | $837M |
| Total DebtShort + long-term debt | $618M | $20.3B |
| Interest CoverageEBIT ÷ Interest expense | 0.58x | 6.53x |
Total Returns (Dividends Reinvested)
QCRH leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in QCRH five years ago would be worth $19,251 today (with dividends reinvested), compared to $14,243 for ICE. Over the past 12 months, QCRH leads with a +41.3% total return vs ICE's -11.3%. The 3-year compound annual growth rate (CAGR) favors QCRH at 34.9% vs ICE's 14.0% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +12.0% | -3.8% |
| 1-Year ReturnPast 12 months | +41.3% | -11.3% |
| 3-Year ReturnCumulative with dividends | +145.5% | +48.2% |
| 5-Year ReturnCumulative with dividends | +92.5% | +42.4% |
| 10-Year ReturnCumulative with dividends | +263.3% | +222.9% |
| CAGR (3Y)Annualised 3-year return | +34.9% | +14.0% |
Risk & Volatility
Evenly matched — QCRH and ICE each lead in 1 of 2 comparable metrics.
Risk & Volatility
ICE is the less volatile stock with a 0.33 beta — it tends to amplify market swings less than QCRH's 0.95 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. QCRH currently trades 95.7% from its 52-week high vs ICE's 81.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.95x | 0.33x |
| 52-Week HighHighest price in past year | $96.00 | $189.35 |
| 52-Week LowLowest price in past year | $63.68 | $143.17 |
| % of 52W HighCurrent price vs 52-week peak | +95.7% | +81.0% |
| RSI (14)Momentum oscillator 0–100 | 57.0 | 42.0 |
| Avg Volume (50D)Average daily shares traded | 113K | 3.1M |
Analyst Outlook
ICE leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates QCRH as "Buy" and ICE as "Buy". Consensus price targets imply 27.6% upside for ICE (target: $196) vs 12.1% for QCRH (target: $103). For income investors, ICE offers the higher dividend yield at 1.26% vs QCRH's 0.26%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $103.00 | $195.71 |
| # AnalystsCovering analysts | 8 | 36 |
| Dividend YieldAnnual dividend ÷ price | +0.3% | +1.3% |
| Dividend StreakConsecutive years of raises | 1 | 14 |
| Dividend / ShareAnnual DPS | $0.24 | $1.93 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.4% | +1.6% |
ICE leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). QCRH leads in 2 (Valuation Metrics, Total Returns). 1 tied.
QCRH vs ICE: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is QCRH or ICE a better buy right now?
For growth investors, Intercontinental Exchange, Inc.
(ICE) is the stronger pick with 7. 5% revenue growth year-over-year, versus 1. 5% for QCR Holdings, Inc. (QCRH). QCR Holdings, Inc. (QCRH) offers the better valuation at 12. 2x trailing P/E (11. 3x forward), making it the more compelling value choice. Analysts rate QCR Holdings, Inc. (QCRH) a "Buy" — based on 8 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — QCRH or ICE?
On trailing P/E, QCR Holdings, Inc.
(QCRH) is the cheapest at 12. 2x versus Intercontinental Exchange, Inc. at 26. 6x. On forward P/E, QCR Holdings, Inc. is actually cheaper at 11. 3x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: QCR Holdings, Inc. wins at 0. 77x versus Intercontinental Exchange, Inc. 's 2. 15x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — QCRH or ICE?
Over the past 5 years, QCR Holdings, Inc.
(QCRH) delivered a total return of +92. 5%, compared to +42. 4% for Intercontinental Exchange, Inc. (ICE). Over 10 years, the gap is even starker: QCRH returned +263. 3% versus ICE's +222. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — QCRH or ICE?
By beta (market sensitivity over 5 years), Intercontinental Exchange, Inc.
(ICE) is the lower-risk stock at 0. 33β versus QCR Holdings, Inc. 's 0. 95β — meaning QCRH is approximately 191% more volatile than ICE relative to the S&P 500. On balance sheet safety, QCR Holdings, Inc. (QCRH) carries a lower debt/equity ratio of 56% versus 70% for Intercontinental Exchange, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — QCRH or ICE?
By revenue growth (latest reported year), Intercontinental Exchange, Inc.
(ICE) is pulling ahead at 7. 5% versus 1. 5% for QCR Holdings, Inc. (QCRH). On earnings-per-share growth, the picture is similar: Intercontinental Exchange, Inc. grew EPS 20. 7% year-over-year, compared to 12. 1% for QCR Holdings, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — QCRH or ICE?
Intercontinental Exchange, Inc.
(ICE) is the more profitable company, earning 26. 1% net margin versus 21. 3% for QCR Holdings, Inc. — meaning it keeps 26. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ICE leads at 38. 7% versus 22. 8% for QCRH. At the gross margin level — before operating expenses — ICE leads at 61. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is QCRH or ICE more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, QCR Holdings, Inc. (QCRH) is the more undervalued stock at a PEG of 0. 77x versus Intercontinental Exchange, Inc. 's 2. 15x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, QCR Holdings, Inc. (QCRH) trades at 11. 3x forward P/E versus 19. 1x for Intercontinental Exchange, Inc. — 7. 9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ICE: 27. 6% to $195. 71.
08Which pays a better dividend — QCRH or ICE?
All stocks in this comparison pay dividends.
Intercontinental Exchange, Inc. (ICE) offers the highest yield at 1. 3%, versus 0. 3% for QCR Holdings, Inc. (QCRH).
09Is QCRH or ICE better for a retirement portfolio?
For long-horizon retirement investors, Intercontinental Exchange, Inc.
(ICE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 33), 1. 3% yield, +222. 9% 10Y return). Both have compounded well over 10 years (ICE: +222. 9%, QCRH: +263. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between QCRH and ICE?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: QCRH is a small-cap deep-value stock; ICE is a mid-cap quality compounder stock. ICE pays a dividend while QCRH does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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