RCC
Ready Capital Corporation 5.75%
REIT - Industrial
Market Cap$4.08B
5Y Perf.-5.8%
Compare Stocks
4 / 10Try these comparisons:
Stock Comparison
RCC vs TRTX vs BXMT vs RC
Revenue, margins, valuation, and 5-year total return — side by side.
TRTX
TPG RE Finance Trust, Inc.
REIT - Mortgage
Market Cap$656M
5Y Perf.-13.5%
BXMT
Blackstone Mortgage Trust, Inc.
REIT - Mortgage
Market Cap$3.23B
5Y Perf.-34.1%
RC
Ready Capital Corporation
REIT - Mortgage
Market Cap$357M
5Y Perf.-83.8%
RCC vs TRTX vs BXMT vs RC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | RCC | TRTX | BXMT | RC |
|---|---|---|---|---|
| Industry | REIT - Industrial | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $4.08B | $656M | $3.23B | $357M |
| Revenue (TTM) | $499M | $264M | $1.54B | $499M |
| Net Income (TTM) | $-229M | $61M | $104M | $-229M |
| Gross Margin | 7.4% | 78.5% | 62.6% | -0.0% |
| Operating Margin | -46.4% | 51.0% | 58.3% | -50.5% |
| Forward P/E | — | 8.1x | 12.0x | — |
| Total Debt | $5.86B | $3.29B | $16.16B | $5.86B |
| Cash & Equiv. | $248M | $88M | $453M | $248M |
RCC vs TRTX vs BXMT vs RC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
RCC
TRTX
BXMT
RC
| Stock | Feb 21 | Feb 26 | Return |
|---|---|---|---|
| Ready Capital Corpo… (RCC) | 100 | 94.2 | -5.8% |
| TPG RE Finance Trus… (TRTX) | 100 | 86.5 | -13.5% |
| Blackstone Mortgage… (BXMT) | 100 | 65.9 | -34.1% |
| Ready Capital Corpo… (RC) | 100 | 16.2 | -83.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: RCC vs TRTX vs BXMT vs RC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: TRTX leads in 5 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Ready Capital Corporation 5.75% is the stronger pick specifically for growth and revenue expansion and capital preservation and lower volatility. As sector peers, any of these can serve as alternatives in the same allocation.
RCC
Ready Capital Corporation 5.75%
The Real Estate Income Play
RCC is the #2 pick in this set and the best alternative if growth exposure and long-term compounding is your priority.
- Rev growth 17.3%, EPS growth 45.2%, 3Y rev CAGR 9.2%
- 27.5% 10Y total return vs BXMT's 50.5%
- Lower volatility, beta 0.01
- 17.3% FFO/revenue growth vs BXMT's -14.0%
Best for: growth exposure and long-term compounding
TRTX
TPG RE Finance Trust, Inc.
The Real Estate Income Play
TRTX carries the broadest edge in this set and is the clearest fit for income & stability.
- Dividend streak 2 yrs, beta 0.78, yield 13.5%
- Better valuation composite
- 23.2% margin vs RC's -45.8%
- 13.5% yield, 2-year raise streak, vs RC's 31.4%
Best for: income & stability
BXMT
Blackstone Mortgage Trust, Inc.
The REIT Holding
BXMT plays a supporting role in this comparison — it may shine differently against other peers.
Best for: real estate exposure
RC
Ready Capital Corporation
The Real Estate Income Play
RC is the clearest fit if your priority is defensive.
- Beta 1.17, yield 31.4%, current ratio 1.04x
Best for: defensive
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | RCC | 17.3% FFO/revenue growth vs BXMT's -14.0% |
| Value | TRTX | Better valuation composite |
| Quality / Margins | TRTX | 23.2% margin vs RC's -45.8% |
| Stability / Safety | RCC | Beta 0.01 vs RC's 1.17 |
| Dividends | TRTX | 13.5% yield, 2-year raise streak, vs RC's 31.4% |
| Momentum (1Y) | TRTX | +25.7% vs RC's -44.9% |
| Efficiency (ROA) | TRTX | 1.4% ROA vs RC's -2.6%, ROIC 4.7% vs 1.2% |
RCC vs TRTX vs BXMT vs RC — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLTRTXLAGGINGRC
Who Leads Where
TRTX leads in 4 of 6 categories
RCC leads 1 • BXMT leads 0 • RC leads 0 • 1 tied
Explore the data ↓RCReady Capital Corpora…
0leads
BXMTBlackstone Mortgage T…
0leads
RCCReady Capital Corpora…
1leads
TRTXTPG RE Finance Trust,…
4leads
6 Total Categories
CATEGORYLEADERvs RCCvs BXMTMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
TRTX3/6
Valuation MetricsMultiples, price ratios, and targets
TRTX3/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
TRTX8/9
Total Returns1Y, 3Y, 5Y total returns with dividends
TRTX3/6
Risk & VolatilityBeta, volatility, and downside exposure
RCC2/2
Analyst OutlookRatings, price targets, and dividends
Tied
—
Income & Cash Flow (Last 12 Months)
TRTX leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
BXMT is the larger business by revenue, generating $1.5B annually — 5.8x TRTX's $264M. TRTX is the more profitable business, keeping 23.2% of every revenue dollar as net income compared to RC's -45.8%. On growth, RCC holds the edge at +8.7% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | RCCReady Capital Cor… | TRTXTPG RE Finance Tr… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|---|
| RevenueTrailing 12 months | $499M | $264M | $1.5B | $499M |
| EBITDAEarnings before interest/tax | -$249M | $144M | $948M | -$249M |
| Net IncomeAfter-tax profit | -$229M | $61M | $104M | -$229M |
| Free Cash FlowCash after capex | $456M | $96M | $335M | $303M |
| Gross MarginGross profit ÷ Revenue | +7.4% | +78.5% | +62.6% | -0.0% |
| Operating MarginEBIT ÷ Revenue | -46.4% | +51.0% | +58.3% | -50.5% |
| Net MarginNet income ÷ Revenue | -45.8% | +23.2% | +6.7% | -45.8% |
| FCF MarginFCF ÷ Revenue | +91.3% | +36.4% | +21.8% | +60.6% |
| Rev. Growth (YoY)Latest quarter vs prior year | +8.7% | -4.4% | +4.0% | +8.7% |
| EPS Growth (YoY)Latest quarter vs prior year | +24.3% | +58.3% | — | +24.9% |
TRTX leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
TRTX leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
At 14.9x trailing earnings, TRTX trades at a 50% valuation discount to BXMT's 29.9x P/E. On an enterprise value basis, TRTX's 15.1x EV/EBITDA is more attractive than RC's 48.3x.
| Metric | RCCReady Capital Cor… | TRTXTPG RE Finance Tr… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|---|
| Market CapShares × price | $4.1B | $656M | $3.2B | $357M |
| Enterprise ValueMkt cap + debt − cash | $10.0B | $3.9B | $18.9B | $6.0B |
| Trailing P/EPrice ÷ TTM EPS | -9.52x | 14.89x | 29.92x | -1.50x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 8.09x | 11.98x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | — |
| EV / EBITDAEnterprise value multiple | — | 15.10x | 16.35x | 48.25x |
| Price / SalesMarket cap ÷ Revenue | 149.02x | 1.97x | 2.12x | 0.71x |
| Price / BookPrice ÷ Book value/share | 2.21x | 0.63x | 0.93x | 0.22x |
| Price / FCFMarket cap ÷ FCF | — | 7.26x | 11.71x | — |
TRTX leads this category, winning 3 of 6 comparable metrics.
Profitability & Efficiency
TRTX leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
TRTX delivers a 5.7% return on equity — every $100 of shareholder capital generates $6 in annual profit, vs $-12 for RC. TRTX carries lower financial leverage with a 3.08x debt-to-equity ratio, signaling a more conservative balance sheet compared to BXMT's 4.61x. On the Piotroski fundamental quality scale (0–9), TRTX scores 6/9 vs RC's 5/9, reflecting solid financial health.
| Metric | RCCReady Capital Cor… | TRTXTPG RE Finance Tr… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|---|
| ROE (TTM)Return on equity | -12.2% | +5.7% | +2.9% | -12.2% |
| ROA (TTM)Return on assets | -2.6% | +1.4% | +0.5% | -2.6% |
| ROICReturn on invested capital | +1.2% | +4.7% | +4.3% | +1.2% |
| ROCEReturn on capital employed | +1.4% | +7.1% | +11.3% | +1.4% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 6 | 6 | 5 |
| Debt / EquityFinancial leverage | 3.55x | 3.08x | 4.61x | 3.55x |
| Net DebtTotal debt minus cash | $5.6B | $3.2B | $15.7B | $5.6B |
| Cash & Equiv.Liquid assets | $248M | $88M | $453M | $248M |
| Total DebtShort + long-term debt | $5.9B | $3.3B | $16.2B | $5.9B |
| Interest CoverageEBIT ÷ Interest expense | 0.24x | 1.32x | 1.11x | 0.41x |
TRTX leads this category, winning 8 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
TRTX leads this category, winning 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in RCC five years ago would be worth $12,468 today (with dividends reinvested), compared to $5,564 for RC. Over the past 12 months, TRTX leads with a +25.7% total return vs RC's -44.9%. The 3-year compound annual growth rate (CAGR) favors TRTX at 26.7% vs RC's -23.1% — a key indicator of consistent wealth creation.
| Metric | RCCReady Capital Cor… | TRTXTPG RE Finance Tr… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|---|
| YTD ReturnYear-to-date | +1.2% | -1.0% | +0.7% | +1.4% |
| 1-Year ReturnPast 12 months | +6.4% | +25.7% | +12.1% | -44.9% |
| 3-Year ReturnCumulative with dividends | +26.4% | +103.4% | +48.1% | -54.4% |
| 5-Year ReturnCumulative with dividends | +24.7% | +1.4% | -4.1% | -44.4% |
| 10-Year ReturnCumulative with dividends | +27.5% | -1.9% | +50.5% | +6.1% |
| CAGR (3Y)Annualised 3-year return | +8.1% | +26.7% | +14.0% | -23.1% |
TRTX leads this category, winning 3 of 6 comparable metrics.
Risk & Volatility
RCC leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
RCC is the less volatile stock with a 0.01 beta — it tends to amplify market swings less than RC's 1.17 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. RCC currently trades 99.1% from its 52-week high vs RC's 45.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | RCCReady Capital Cor… | TRTXTPG RE Finance Tr… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.01x | 0.78x | 0.74x | 1.17x |
| 52-Week HighHighest price in past year | $25.26 | $9.85 | $20.67 | $4.75 |
| 52-Week LowLowest price in past year | $23.97 | $7.44 | $17.67 | $1.51 |
| % of 52W HighCurrent price vs 52-week peak | +99.1% | +86.2% | +92.6% | +45.5% |
| RSI (14)Momentum oscillator 0–100 | 57.3 | 60.6 | 47.5 | 64.1 |
| Avg Volume (50D)Average daily shares traded | 30K | 655K | 1.4M | 2.1M |
RCC leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Evenly matched — TRTX and RC each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: TRTX as "Buy", BXMT as "Hold", RC as "Buy". Consensus price targets imply 17.8% upside for TRTX (target: $10) vs 15.7% for RC (target: $3). For income investors, RC offers the higher dividend yield at 31.37% vs RCC's 4.83%.
| Metric | RCCReady Capital Cor… | TRTXTPG RE Finance Tr… | BXMTBlackstone Mortga… | RCReady Capital Cor… |
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Hold | Buy |
| Price TargetConsensus 12-month target | — | $10.00 | — | $2.50 |
| # AnalystsCovering analysts | — | 11 | 18 | 16 |
| Dividend YieldAnnual dividend ÷ price | +4.8% | +13.5% | +9.9% | +31.4% |
| Dividend StreakConsecutive years of raises | 0 | 2 | 0 | 0 |
| Dividend / ShareAnnual DPS | $0.68 | $1.15 | $1.89 | $0.68 |
| Buyback YieldShare repurchases ÷ mkt cap | +2.0% | +3.9% | +3.4% | +18.9% |
Evenly matched — TRTX and RC each lead in 1 of 2 comparable metrics.
Key Takeaway
TRTX leads in 4 of 6 categories (Income & Cash Flow, Valuation Metrics). RCC leads in 1 (Risk & Volatility). 1 tied.
Best OverallTPG RE Finance Trust, Inc. (TRTX)Leads 4 of 6 categories
Loading custom metrics...
RCC vs TRTX vs BXMT vs RC: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is RCC or TRTX or BXMT or RC a better buy right now?
For growth investors, Ready Capital Corporation 5.
75% (RCC) is the stronger pick with 1726% revenue growth year-over-year, versus -14. 0% for Blackstone Mortgage Trust, Inc. (BXMT). TPG RE Finance Trust, Inc. (TRTX) offers the better valuation at 14. 9x trailing P/E (8. 1x forward), making it the more compelling value choice. Analysts rate TPG RE Finance Trust, Inc. (TRTX) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — RCC or TRTX or BXMT or RC?
On trailing P/E, TPG RE Finance Trust, Inc.
(TRTX) is the cheapest at 14. 9x versus Blackstone Mortgage Trust, Inc. at 29. 9x. On forward P/E, TPG RE Finance Trust, Inc. is actually cheaper at 8. 1x.
03Which is the better long-term investment — RCC or TRTX or BXMT or RC?
Over the past 5 years, Ready Capital Corporation 5.
75% (RCC) delivered a total return of +24. 7%, compared to -44. 4% for Ready Capital Corporation (RC). Over 10 years, the gap is even starker: BXMT returned +50. 5% versus TRTX's -1. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — RCC or TRTX or BXMT or RC?
By beta (market sensitivity over 5 years), Ready Capital Corporation 5.
75% (RCC) is the lower-risk stock at 0. 01β versus Ready Capital Corporation's 1. 17β — meaning RC is approximately 11644% more volatile than RCC relative to the S&P 500. On balance sheet safety, TPG RE Finance Trust, Inc. (TRTX) carries a lower debt/equity ratio of 3% versus 5% for Blackstone Mortgage Trust, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — RCC or TRTX or BXMT or RC?
By revenue growth (latest reported year), Ready Capital Corporation 5.
75% (RCC) is pulling ahead at 1726% versus -14. 0% for Blackstone Mortgage Trust, Inc. (BXMT). On earnings-per-share growth, the picture is similar: Blackstone Mortgage Trust, Inc. grew EPS 154. 7% year-over-year, compared to -26. 0% for TPG RE Finance Trust, Inc.. Over a 3-year CAGR, RCC leads at 9. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — RCC or TRTX or BXMT or RC?
TPG RE Finance Trust, Inc.
(TRTX) is the more profitable company, earning 18. 1% net margin versus -45. 8% for Ready Capital Corporation — meaning it keeps 18. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TRTX leads at 73. 0% versus 24. 2% for RC. At the gross margin level — before operating expenses — RCC leads at 87. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is RCC or TRTX or BXMT or RC more undervalued right now?
On forward earnings alone, TPG RE Finance Trust, Inc.
(TRTX) trades at 8. 1x forward P/E versus 12. 0x for Blackstone Mortgage Trust, Inc. — 3. 9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for TRTX: 17. 8% to $10. 00.
08Which pays a better dividend — RCC or TRTX or BXMT or RC?
All stocks in this comparison pay dividends.
Ready Capital Corporation (RC) offers the highest yield at 31. 4%, versus 4. 8% for Ready Capital Corporation 5. 75% (RCC).
09Is RCC or TRTX or BXMT or RC better for a retirement portfolio?
For long-horizon retirement investors, Ready Capital Corporation 5.
75% (RCC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 01), 4. 8% yield). Both have compounded well over 10 years (RCC: +27. 5%, RC: +6. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between RCC and TRTX and BXMT and RC?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: RCC is a small-cap high-growth stock; TRTX is a small-cap high-growth stock; BXMT is a small-cap income-oriented stock; RC is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform all of them.
Revenue Growth>
%
(RCC: 873.4% · TRTX: -4.4%)You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.