8-K Announcements
6Mar 24, 2026·SEC
Feb 26, 2026·SEC
Nov 6, 2025·SEC
Ready Capital Corporation 5.75% (RCC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Ready Capital Corporation 5.75% (RCC) stock price & volume — 10-year historical chart
Ready Capital Corporation 5.75% (RCC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Ready Capital Corporation 5.75% (RCC) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Mar 2, 2026 | $1.45 | $318M |
| Q4 2025 | Nov 6, 2025 | $0.11vs $0.24+53.4% | $623,000vs $73M-100.9% |
| Q3 2025 | Aug 7, 2025 | $0.34vs $0.05-528.8% | $182Mvs $43M+325.6% |
| Q2 2025 | May 8, 2025 | $0.46vs $0.12+291.3% | $26Mvs $89M-71.1% |
Ready Capital Corporation 5.75% (RCC) competitors in Real Estate Finance and Mortgage REITs — business model, growth, and fundamentals comparison
Ready Capital Corporation 5.75% (RCC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Ready Capital Corporation 5.75% (RCC) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 152.82M | 158.26M | 197.87M | 384.65M | 296.34M | 383.33M | 389.94M | 27.35M | 499.47M |
| Revenue Growth % | 22.31% | 3.56% | 25.03% | 94.39% | -22.96% | 29.36% | 1.72% | -92.98% | 1725.96% |
| Property Operating Expenses | 77.01M | 28.75M | 0 | 0 | 0 | 0 | 0 | 0 | 61.61M |
| Net Operating Income (NOI) | 75.81M▲ 0% | 129.52M▲ 70.8% | 197.87M▲ 52.8% | 384.65M▲ 94.4% | 296.34M▼ 23.0% | 383.33M▲ 29.4% | 389.94M▲ 1.7% | 27.35M▼ 93.0% | 437.87M▲ 1500.7% |
| NOI Margin % | 49.61% | 81.84% | 100% | 100% | 100% | 100% | 100% | 100% | 87.67% |
| Operating Expenses | 86.19M | 121.49M | 197.87M | 384.65M | 296.34M | 383.33M | 389.94M | 27.35M | 316.91M |
| G&A Expenses | 65.21M | 65.52M | 61.11M | 102.31M | 71.74M | 87.86M | 96.27M | 98.74M | 30.84M |
| EBITDA | 180.38M | 134.13M | 0 | 0 | 0 | 0 | 0 | 0 | 123.77M |
| EBITDA Margin % | 118.04% | 84.75% | 0% | 0% | 0% | 0% | 0% | 0% | 24.78% |
| Depreciation & Amortization | 232.21M | 255.62M | 0 | 0 | 0 | 0 | 0 | 0 | 2.81M |
| D&A / Revenue % | 151.95% | 161.52% | 0% | 0% | 0% | 0% | 0% | 0% | 0.56% |
| Operating Income | -51.83M▲ 0% | -121.49M▼ 134.4% | 0▲ 100.0% | 0▲ 0% | 0▲ 0% | 0▲ 0% | 0▲ 0% | 0▲ 0% | 120.96M▲ 0% |
| Operating Margin % | -33.92% | -76.77% | 0% | 0% | 0% | 0% | 0% | 0% | 24.22% |
| Interest Expense | 74.65M | 109.24M | 151.88M | 175.48M | 213.56M | 400.77M | 716.47M | 696.46M | 514.13M |
| Interest Coverage | -0.69x | -1.11x | - | - | - | - | - | - | 0.24x |
| Non-Operating Income | 70.7M | 39.74M | 0 | 0 | 0 | 0 | 0 | 0 | -90.61M |
| Pretax Income | 47.65M▲ 0% | 62.84M▲ 31.9% | 64.5M▲ 2.6% | 54.45M▼ 15.6% | 132.16M▲ 142.7% | 175.03M▲ 32.4% | 358.42M▲ 104.8% | -516.51M▼ 244.1% | -302.56M▲ 41.4% |
| Pretax Margin % | 31.18% | 39.71% | 32.6% | 14.16% | 44.6% | 45.66% | 91.92% | -1888.25% | -60.58% |
| Income Tax | 1.84M | 1.39M | -10.55M | 8.38M | 14.86M | 15.47M | 7.17M | -104.51M | -86.7M |
| Effective Tax Rate % | 3.86% | 2.21% | -16.36% | 15.4% | 11.24% | 8.84% | 2% | 20.23% | 28.66% |
| Net Income | 43.29M▲ 0% | 59.26M▲ 36.9% | 72.97M▲ 23.1% | 44.87M▼ 38.5% | 157.74M▲ 251.6% | 194.26M▲ 23.2% | 339.45M▲ 74.7% | -435.75M▼ 228.4% | -228.91M▲ 47.5% |
| Net Margin % | 28.33% | 37.44% | 36.88% | 11.67% | 53.23% | 50.68% | 87.05% | -1593.02% | -45.83% |
| Net Income Growth % | -11.96% | 36.89% | 23.14% | -38.51% | 251.56% | 23.15% | 74.74% | -228.37% | 47.47% |
| Funds From Operations (FFO) | 275.5M▲ 0% | 314.88M▲ 14.3% | 79.22M▼ 74.8% | 44.87M▼ 43.4% | 173.75M▲ 287.2% | 219.33M▲ 26.2% | 359.68M▲ 64.0% | -415.98M▼ 215.7% | -226.1M▲ 45.6% |
| FFO Margin % | 180.28% | 198.96% | 40.04% | 11.67% | 58.63% | 57.22% | 92.24% | -1520.73% | -45.27% |
| FFO Growth % | 73.41% | 14.29% | -74.84% | - | - | 26.23% | 63.99% | -215.65% | 45.65% |
| FFO per Share | 8.78 | 9.81 | 1.88 | 0.83 | 2.53 | 1.87 | 2.42 | -2.44 | -1.35 |
| FFO Payout Ratio % | 17.52% | 16.3% | 79.94% | 126.78% | 64.42% | 85.64% | 59.8% | 0% | 0% |
| EPS (Diluted) | 1.38▲ 0% | 1.85▲ 34.1% | 1.72▼ 7.0% | 0.81▼ 52.9% | 1.54▲ 90.1% | 1.51▼ 1.9% | 2.23▲ 47.7% | -2.63▼ 217.9% | -1.44▲ 45.2% |
| EPS Growth % | -25.41% | 34.06% | -7.03% | -52.91% | 90.12% | -1.95% | 47.68% | -217.94% | 45.25% |
| EPS (Basic) | 1.38 | 1.85 | 1.72 | 0.81 | 2.17 | 1.32 | 2.26 | -2.63 | -1.44 |
| Diluted Shares Outstanding | 31.37M | 32.1M | 42.05M | 53.82M | 68.66M | 117.19M | 148.57M | 170.47M | 167.26M |
Ready Capital Corporation 5.75% (RCC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 2.52B | 3.04B | 4.98B | 5.37B | 9.53B | 11.62B | 12.44B | 10.14B | 7.77B |
| Asset Growth % | -3.14% | 20.34% | 63.89% | 7.94% | 77.47% | 21.89% | 7.06% | -18.48% | -23.39% |
| Real Estate & Other Assets | 875.16M | 1.26B | -31.8M | -36.59M | 49.58M | 136.27M | -6.13B | -510.69M | -2.31B |
| PP&E (Net) | 1.36B | 24M | 4.53M | 3.17M | 2.4M | 1.69M | 2.54M | 7.36M | 0 |
| Investment Securities | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Total Current Assets | 81.58M | 1.49B | 111.19M | 41.13M | 237.4M | 289.93M | 272.89M | 0 | 207.84M |
| Cash & Equivalents | 63.42M | 54.41M | 67.93M | 138.97M | 229.53M | 163.04M | 138.53M | 143.8M | 247.59M |
| Receivables | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 |
| Other Current Assets | 0 | 1.41B | 70.55M | 0 | -21.58M | -10.19B | 123.26M | -391.42M | -39.75M |
| Intangible Assets | 94.04M | 120.06M | 130.28M | 121.65M | 219.44M | 102.57M | 120.59M | 165.45M | 126.28M |
| Total Liabilities | 1.97B | 2.47B | 4.13B | 4.54B | 8.25B | 9.72B | 9.79B | 8.21B | 6.12B |
| Total Debt | 1.78B | 2.31B | 3.93B | 4.12B | 7.92B | 9.34B | 7.24B | 6.04B | 5.86B |
| Net Debt | 1.71B | 2.25B | 3.86B | 3.98B | 6.74B | 9.03B | 7.11B | 5.89B | 5.62B |
| Long-Term Debt | 1.78B | 1.82B | 2.74B | 3.12B | 5.81B | 8.34B | 7.09B | 5.7B | 5.86B |
| Short-Term Borrowings | 101.1M | 88.39M | 380.2M | 999.47M | 2.11B | 996.56M | 149.92M | 317.05M | 722.73M |
| Capital Lease Obligations | 0 | 0 | 4.62M | 3.67M | 3M | 1.78M | 8.21M | 17.81M | 0 |
| Total Current Liabilities | 86.92M | 86.86M | 411.65M | 569.96M | 655.96M | 457.75M | 345.13M | 0 | 0 |
| Accounts Payable | 15.98M | 24.83M | 31.45M | 27.01M | 41.38M | 47.95M | 41.62M | 53.33M | 0 |
| Deferred Revenue | -18.22M | -48.69M | 4.13B | 10.7M | 286K | 9.72B | -32.98M | 0 | 0 |
| Other Liabilities | 86.95M | 344.67M | -2.76B | 0 | 2.51B | -6.38B | 11.27M | -5.72B | 179.84M |
| Total Equity | 555.47M▲ 0% | 564.08M▲ 1.5% | 844.78M▲ 49.8% | 834.21M▼ 1.3% | 1.28B▲ 53.5% | 1.9B▲ 48.3% | 2.65B▲ 39.4% | 1.94B▼ 26.9% | 1.65B▼ 14.7% |
| Equity Growth % | 0.61% | 1.55% | 49.76% | -1.25% | 53.51% | 48.26% | 39.41% | -26.86% | -14.68% |
| Shareholders Equity | 536.07M | 544.83M | 825.41M | 815.4M | 1.28B | 1.8B | 2.55B | 1.84B | 1.55B |
| Minority Interest | 19.39M | 19.24M | 19.37M | 18.81M | 4.49M | 99.15M | 98.46M | 97.7M | 99.23M |
| Common Stock | 3K | 3K | 5K | 5K | 8K | 11K | 17K | 17K | 17K |
| Additional Paid-in Capital | 539.46M | 540.48M | 822.84M | 849.54M | 1.16B | 1.68B | 2.32B | 2.25B | 2.26B |
| Retained Earnings | -3.38M | 5.27M | 8.75M | -24.2M | 8.6M | 4.99M | 124.41M | -505.09M | -807.52M |
| Preferred Stock | 0 | 5.27M | 0 | 0 | 111.38M | 119.74M | 119.74M | 111.38M | 119.74M |
| Return on Assets (ROA) | 1.69% | 2.13% | 1.82% | 0.87% | 2.12% | 1.84% | 2.82% | -3.86% | -2.56% |
| Return on Equity (ROE) | 7.82% | 10.59% | 10.36% | 5.34% | 14.92% | 12.22% | 14.94% | -19.02% | -12.76% |
| Debt / Assets | 70.36% | 75.96% | 78.97% | 76.71% | 83.06% | 80.35% | 58.23% | 59.51% | 75.46% |
| Debt / Equity | 3.20x | 4.09x | 4.65x | 4.94x | 6.18x | 4.92x | 2.74x | 3.12x | 3.55x |
| Net Debt / EBITDA | 9.49x | 16.79x | - | - | - | - | - | - | 45.37x |
| Book Value per Share | 17.71 | 17.57 | 20.09 | 15.50 | 18.65 | 16.20 | 17.82 | 11.36 | 9.87 |
Ready Capital Corporation 5.75% (RCC) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 352.49M | 140.3M | -52.4M | 68.89M | -34.44M | 359.15M | 33.07M | -51.22M | 455.9M |
| Operating CF Growth % | 2287.65% | -60.2% | -137.35% | 231.48% | -149.99% | 1142.79% | -90.79% | -254.89% | 990.08% |
| Operating CF / Revenue % | 230.66% | 88.65% | -26.48% | 17.91% | -11.62% | 93.69% | 8.48% | -187.25% | 91.28% |
| Net Income | 45.81M | 61.46M | 75.06M | 46.07M | 159.97M | 203.16M | 341M | -418.49M | -221.06M |
| Depreciation & Amortization | 14.53M | 15.47M | 6.25M | 0 | 16.01M | 25.07M | 20.23M | 19.77M | 2.81M |
| Stock-Based Compensation | 290K | 447K | 1.48M | 5.3M | 6.92M | 7.5M | 0 | 0 | 5.81M |
| Other Non-Cash Items | 379.79M | 171.49M | -113.75M | -53.25M | -184.09M | 176.78M | -195.18M | 482.28M | 668.34M |
| Working Capital Changes | 20.28M | -12.58M | -15.17M | 70.78M | -17.25M | -28.29M | -132.97M | -134.79M | 0 |
| Cash from Investing | -242.23M | -580.76M | -1.21B | -59.44M | -1.72B | -1.56B | 1.04B | 1.86B | 1.64B |
| Acquisitions (Net) | 0 | 20.88M | -5M | 0 | -11.54M | 123.71M | 38.71M | -44.37M | 16.02M |
| Purchase of Investments | -54.32M | 362K | -26.66M | -37.92M | -59.71M | -128.24M | -37.79M | -34.65M | 0 |
| Sale of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 776K |
| Other Investing | -624.36M | -1.4B | -1.2B | -34.01M | 41.75M | -1.77B | 942.95M | 1.86B | 1.63B |
| Cash from Financing | -106.4M | 444.48M | 1.3B | 63.05M | 1.88B | 1.17B | -1.09B | -1.88B | -2.04B |
| Dividends Paid | -48.26M | -51.32M | -63.33M | -56.88M | -111.92M | -187.83M | -215.09M | -206.06M | -113.32M |
| Common Dividends | -48.26M | -51.32M | -63.33M | -56.88M | -111.92M | -187.83M | 0 | 0 | 0 |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 0 |
| Share Repurchases | 0 | -103K | 0 | -9.23M | -98.24M | -36.97M | -18.11M | -82.25M | -67.6M |
| Other Financing | -56K | 63.56M | -29.39M | -14.47M | -63.4M | -166.26M | 35.27M | -41.89M | -1.92B |
| Net Change in Cash | 3.86M▲ 0% | 4.02M▲ 4.1% | 33.01M▲ 722.0% | 72.5M▲ 119.6% | 122.85M▲ 69.4% | -26.3M▼ 121.4% | -50.37M▼ 91.5% | 5.77M▲ 111.5% | 66.76M▲ 1057.4% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | -1000K | 1000K | 0 |
| Cash at Beginning | 59.57M | 90.95M | 94.97M | 127.98M | 200.48M | 323.33M | 218.97M | 168.59M | 182.77M |
| Cash at End | 63.42M | 94.97M | 127.98M | 200.48M | 323.33M | 297.03M | 168.59M | 174.36M | 249.53M |
| Free Cash Flow | 352.49M▲ 0% | 139.94M▼ 60.3% | -53.29M▼ 138.1% | 68.89M▲ 229.3% | -3.74B▼ 5527.6% | 359.15M▲ 109.6% | 33.07M▼ 90.8% | -51.22M▼ 254.9% | 455.9M▲ 990.1% |
| FCF Growth % | 336.76% | -60.3% | -138.08% | 229.28% | -5527.62% | 109.6% | -90.79% | -254.89% | 990.08% |
| FCF / Revenue % | 230.66% | 88.42% | -26.93% | 17.91% | -1261.83% | 93.69% | 8.48% | -187.25% | 91.28% |
Ready Capital Corporation 5.75% (RCC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| FFO per Share | 5.96 | 8.78 | 9.81 | 1.88 | 0.83 | 2.53 | 1.87 | 2.42 | -2.44 | -1.35 |
| FFO Payout Ratio | 29.5% | 17.52% | 16.3% | 79.94% | 126.78% | 64.42% | 85.64% | 59.8% | 0% | 0% |
| NOI Margin | 47.5% | 49.61% | 81.84% | 100% | 100% | 100% | 100% | 100% | 100% | 87.67% |
| Net Debt / EBITDA | 10.58x | 9.49x | 16.79x | - | - | - | - | - | - | 45.37x |
| Debt / Assets | 46.73% | 70.36% | 75.96% | 78.97% | 76.71% | 83.06% | 80.35% | 58.23% | 59.51% | 75.46% |
| Interest Coverage | - | -0.69x | -1.11x | - | - | - | - | - | - | 0.24x |
| Book Value / Share | 20.72 | 17.71 | 17.57 | 20.09 | 15.5 | 18.65 | 16.2 | 17.82 | 11.36 | 9.87 |
| Revenue Growth | 115.49% | 22.31% | 3.56% | 25.03% | 94.39% | -22.96% | 29.36% | 1.72% | -92.98% | 1725.96% |
Ready Capital Corporation 5.75% (RCC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Mar 24, 2026·SEC
Feb 26, 2026·SEC
Nov 6, 2025·SEC
Ready Capital Corporation 5.75% (RCC) stock FAQ — growth, dividends, profitability & financials explained
Ready Capital Corporation 5.75% (RCC) reported $499.5M in revenue for fiscal year 2025. This represents a 1943% increase from $24.4M in 2012.
Ready Capital Corporation 5.75% (RCC) grew revenue by 1726.0% over the past year. This is strong growth.
Ready Capital Corporation 5.75% (RCC) reported a net loss of $228.9M for fiscal year 2025.
Yes, Ready Capital Corporation 5.75% (RCC) pays a dividend with a yield of 4.83%. This makes it attractive for income-focused investors.
Ready Capital Corporation 5.75% (RCC) has a return on equity (ROE) of -12.8%. Negative ROE indicates the company is unprofitable.
Ready Capital Corporation 5.75% (RCC) generated Funds From Operations (FFO) of $-226.1M in the trailing twelve months. FFO is the primary profitability metric for REITs.
Ready Capital Corporation 5.75% (RCC) offers a 4.83% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.
Ready Capital Corporation 5.75% (RCC) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates