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RNST vs ICE
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
RNST vs ICE — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges |
| Market Cap | $3.76B | $87.96B |
| Revenue (TTM) | $1.44B | $12.64B |
| Net Income (TTM) | $181M | $3.30B |
| Gross Margin | 60.8% | 61.9% |
| Operating Margin | 15.7% | 38.7% |
| Forward P/E | 10.6x | 19.4x |
| Total Debt | $1.06B | $20.28B |
| Cash & Equiv. | $1.07B | $837M |
RNST vs ICE — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Renasant Corporation (RNST) | 100 | 165.5 | +65.5% |
| Intercontinental Ex… (ICE) | 100 | 159.7 | +59.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: RNST vs ICE
Each card shows where this stock fits in a portfolio — not just who wins on paper.
RNST carries the broadest edge in this set and is the clearest fit for growth exposure and sleep-well-at-night.
- Rev growth 39.1%, EPS growth -36.7%
- Lower volatility, beta 1.03, Low D/E 27.2%, current ratio 1.93x
- PEG 1.53 vs ICE's 2.18
ICE is the clearest fit if your priority is income & stability and long-term compounding.
- Dividend streak 14 yrs, beta 0.33, yield 1.2%
- 231.9% 10Y total return vs RNST's 46.0%
- Efficiency ratio 0.2% vs RNST's 0.5% (lower = leaner)
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 39.1% NII/revenue growth vs ICE's 7.5% | |
| Value | Lower P/E (10.6x vs 19.4x), PEG 1.53 vs 2.18 | |
| Quality / Margins | Efficiency ratio 0.2% vs RNST's 0.5% (lower = leaner) | |
| Stability / Safety | Beta 0.33 vs RNST's 1.03 | |
| Dividends | 2.1% yield, vs ICE's 1.2% | |
| Momentum (1Y) | +22.5% vs ICE's -9.6% | |
| Efficiency (ROA) | Efficiency ratio 0.2% vs RNST's 0.5% |
RNST vs ICE — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
RNST vs ICE — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
ICE leads this category, winning 5 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
ICE is the larger business by revenue, generating $12.6B annually — 8.8x RNST's $1.4B. ICE is the more profitable business, keeping 26.1% of every revenue dollar as net income compared to RNST's 12.6%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $1.4B | $12.6B |
| EBITDAEarnings before interest/tax | $243M | $6.5B |
| Net IncomeAfter-tax profit | $181M | $3.3B |
| Free Cash FlowCash after capex | $221M | $4.3B |
| Gross MarginGross profit ÷ Revenue | +60.8% | +61.9% |
| Operating MarginEBIT ÷ Revenue | +15.7% | +38.7% |
| Net MarginNet income ÷ Revenue | +12.6% | +26.1% |
| FCF MarginFCF ÷ Revenue | +16.5% | +33.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +18.6% | +23.1% |
Valuation Metrics
RNST leads this category, winning 7 of 7 comparable metrics.
Valuation Metrics
At 19.3x trailing earnings, RNST trades at a 28% valuation discount to ICE's 26.9x P/E. Adjusting for growth (PEG ratio), RNST offers better value at 2.78x vs ICE's 3.03x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||
|---|---|---|
| Market CapShares × price | $3.8B | $88.0B |
| Enterprise ValueMkt cap + debt − cash | $3.7B | $107.4B |
| Trailing P/EPrice ÷ TTM EPS | 19.29x | 26.91x |
| Forward P/EPrice ÷ next-FY EPS est. | 10.64x | 19.37x |
| PEG RatioP/E ÷ EPS growth rate | 2.78x | 3.03x |
| EV / EBITDAEnterprise value multiple | 15.41x | 16.64x |
| Price / SalesMarket cap ÷ Revenue | 2.60x | 6.96x |
| Price / BookPrice ÷ Book value/share | 0.98x | 3.06x |
| Price / FCFMarket cap ÷ FCF | 15.81x | 20.51x |
Profitability & Efficiency
ICE leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
ICE delivers a 11.6% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $5 for RNST. RNST carries lower financial leverage with a 0.27x debt-to-equity ratio, signaling a more conservative balance sheet compared to ICE's 0.70x. On the Piotroski fundamental quality scale (0–9), ICE scores 9/9 vs RNST's 4/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +5.1% | +11.6% |
| ROA (TTM)Return on assets | +0.7% | +2.3% |
| ROICReturn on invested capital | +4.2% | +7.5% |
| ROCEReturn on capital employed | +1.5% | +9.5% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 9 |
| Debt / EquityFinancial leverage | 0.27x | 0.70x |
| Net DebtTotal debt minus cash | -$15M | $19.4B |
| Cash & Equiv.Liquid assets | $1.1B | $837M |
| Total DebtShort + long-term debt | $1.1B | $20.3B |
| Interest CoverageEBIT ÷ Interest expense | 0.49x | 6.53x |
Total Returns (Dividends Reinvested)
RNST leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ICE five years ago would be worth $14,270 today (with dividends reinvested), compared to $9,962 for RNST. Over the past 12 months, RNST leads with a +22.5% total return vs ICE's -9.6%. The 3-year compound annual growth rate (CAGR) favors RNST at 17.1% vs ICE's 14.1% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +13.5% | -2.6% |
| 1-Year ReturnPast 12 months | +22.5% | -9.6% |
| 3-Year ReturnCumulative with dividends | +60.5% | +48.4% |
| 5-Year ReturnCumulative with dividends | -0.4% | +42.7% |
| 10-Year ReturnCumulative with dividends | +46.0% | +231.9% |
| CAGR (3Y)Annualised 3-year return | +17.1% | +14.1% |
Risk & Volatility
Evenly matched — RNST and ICE each lead in 1 of 2 comparable metrics.
Risk & Volatility
ICE is the less volatile stock with a 0.33 beta — it tends to amplify market swings less than RNST's 1.03 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. RNST currently trades 94.8% from its 52-week high vs ICE's 82.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.03x | 0.33x |
| 52-Week HighHighest price in past year | $42.11 | $189.35 |
| 52-Week LowLowest price in past year | $32.63 | $143.17 |
| % of 52W HighCurrent price vs 52-week peak | +94.8% | +82.0% |
| RSI (14)Momentum oscillator 0–100 | 54.1 | 44.2 |
| Avg Volume (50D)Average daily shares traded | 659K | 3.1M |
Analyst Outlook
Evenly matched — RNST and ICE each lead in 1 of 2 comparable metrics.
Analyst Outlook
Wall Street rates RNST as "Buy" and ICE as "Buy". Consensus price targets imply 26.0% upside for ICE (target: $196) vs -2.8% for RNST (target: $39). For income investors, RNST offers the higher dividend yield at 2.07% vs ICE's 1.25%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $38.80 | $195.71 |
| # AnalystsCovering analysts | 16 | 36 |
| Dividend YieldAnnual dividend ÷ price | +2.1% | +1.2% |
| Dividend StreakConsecutive years of raises | 0 | 14 |
| Dividend / ShareAnnual DPS | $0.83 | $1.93 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.4% | +1.6% |
ICE leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). RNST leads in 2 (Valuation Metrics, Total Returns). 2 tied.
RNST vs ICE: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is RNST or ICE a better buy right now?
For growth investors, Renasant Corporation (RNST) is the stronger pick with 39.
1% revenue growth year-over-year, versus 7. 5% for Intercontinental Exchange, Inc. (ICE). Renasant Corporation (RNST) offers the better valuation at 19. 3x trailing P/E (10. 6x forward), making it the more compelling value choice. Analysts rate Renasant Corporation (RNST) a "Buy" — based on 16 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — RNST or ICE?
On trailing P/E, Renasant Corporation (RNST) is the cheapest at 19.
3x versus Intercontinental Exchange, Inc. at 26. 9x. On forward P/E, Renasant Corporation is actually cheaper at 10. 6x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Renasant Corporation wins at 1. 53x versus Intercontinental Exchange, Inc. 's 2. 18x — a reasonable growth-adjusted valuation.
03Which is the better long-term investment — RNST or ICE?
Over the past 5 years, Intercontinental Exchange, Inc.
(ICE) delivered a total return of +42. 7%, compared to -0. 4% for Renasant Corporation (RNST). Over 10 years, the gap is even starker: ICE returned +231. 9% versus RNST's +46. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — RNST or ICE?
By beta (market sensitivity over 5 years), Intercontinental Exchange, Inc.
(ICE) is the lower-risk stock at 0. 33β versus Renasant Corporation's 1. 03β — meaning RNST is approximately 214% more volatile than ICE relative to the S&P 500. On balance sheet safety, Renasant Corporation (RNST) carries a lower debt/equity ratio of 27% versus 70% for Intercontinental Exchange, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — RNST or ICE?
By revenue growth (latest reported year), Renasant Corporation (RNST) is pulling ahead at 39.
1% versus 7. 5% for Intercontinental Exchange, Inc. (ICE). On earnings-per-share growth, the picture is similar: Intercontinental Exchange, Inc. grew EPS 20. 7% year-over-year, compared to -36. 7% for Renasant Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — RNST or ICE?
Intercontinental Exchange, Inc.
(ICE) is the more profitable company, earning 26. 1% net margin versus 12. 6% for Renasant Corporation — meaning it keeps 26. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ICE leads at 38. 7% versus 15. 7% for RNST. At the gross margin level — before operating expenses — ICE leads at 61. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is RNST or ICE more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Renasant Corporation (RNST) is the more undervalued stock at a PEG of 1. 53x versus Intercontinental Exchange, Inc. 's 2. 18x. Both stocks trade at elevated growth-adjusted valuations, so expected growth needs to materialise. On forward earnings alone, Renasant Corporation (RNST) trades at 10. 6x forward P/E versus 19. 4x for Intercontinental Exchange, Inc. — 8. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ICE: 26. 0% to $195. 71.
08Which pays a better dividend — RNST or ICE?
All stocks in this comparison pay dividends.
Renasant Corporation (RNST) offers the highest yield at 2. 1%, versus 1. 2% for Intercontinental Exchange, Inc. (ICE).
09Is RNST or ICE better for a retirement portfolio?
For long-horizon retirement investors, Intercontinental Exchange, Inc.
(ICE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 33), 1. 2% yield, +231. 9% 10Y return). Both have compounded well over 10 years (ICE: +231. 9%, RNST: +46. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between RNST and ICE?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: RNST is a small-cap high-growth stock; ICE is a mid-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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