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SLQT vs EG
Revenue, margins, valuation, and 5-year total return — side by side.
Insurance - Reinsurance
SLQT vs EG — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Insurance - Brokers | Insurance - Reinsurance |
| Market Cap | $201M | $14.17B |
| Revenue (TTM) | $1.64B | $17.15B |
| Net Income (TTM) | $73M | $2.03B |
| Gross Margin | 69.8% | 28.5% |
| Operating Margin | 3.5% | 14.2% |
| Forward P/E | 85.7x | 6.7x |
| Total Debt | $416M | $3.59B |
| Cash & Equiv. | $32M | $1.32B |
SLQT vs EG — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| SelectQuote, Inc. (SLQT) | 100 | 4.1 | -95.9% |
| Everest Re Group, L… (EG) | 100 | 177.2 | +77.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SLQT vs EG
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SLQT is the clearest fit if your priority is growth exposure.
- Rev growth 15.5%, EPS growth 106.7%, 3Y rev CAGR 26.0%
- 15.5% revenue growth vs EG's 1.4%
- 5.7% ROA vs EG's 3.3%, ROIC 5.3% vs 8.1%
EG carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 13 yrs, beta 0.36, yield 2.3%
- 129.5% 10Y total return vs SLQT's -95.8%
- Lower volatility, beta 0.36, Low D/E 23.2%, current ratio 0.76x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 15.5% revenue growth vs EG's 1.4% | |
| Value | Lower P/E (6.7x vs 85.7x) | |
| Quality / Margins | Combined ratio 0.9 vs SLQT's 1.0 (lower = better underwriting) | |
| Stability / Safety | Beta 0.36 vs SLQT's 1.96, lower leverage | |
| Dividends | 2.3% yield; 13-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | +5.1% vs SLQT's -57.6% | |
| Efficiency (ROA) | 5.7% ROA vs EG's 3.3%, ROIC 5.3% vs 8.1% |
SLQT vs EG — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
SLQT vs EG — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
EG leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
EG is the larger business by revenue, generating $17.1B annually — 10.4x SLQT's $1.6B. EG is the more profitable business, keeping 11.9% of every revenue dollar as net income compared to SLQT's 4.5%. On growth, SLQT holds the edge at +5.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $1.6B | $17.1B |
| EBITDAEarnings before interest/tax | $63M | $2.5B |
| Net IncomeAfter-tax profit | $73M | $2.0B |
| Free Cash FlowCash after capex | -$62M | $2.9B |
| Gross MarginGross profit ÷ Revenue | +69.8% | +28.5% |
| Operating MarginEBIT ÷ Revenue | +3.5% | +14.2% |
| Net MarginNet income ÷ Revenue | +4.5% | +11.9% |
| FCF MarginFCF ÷ Revenue | -3.8% | +16.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | +5.6% | -4.0% |
| EPS Growth (YoY)Latest quarter vs prior year | -114.5% | +2.3% |
Valuation Metrics
SLQT leads this category, winning 3 of 4 comparable metrics.
Valuation Metrics
At 9.3x trailing earnings, EG trades at a 89% valuation discount to SLQT's 85.7x P/E. On an enterprise value basis, SLQT's 6.6x EV/EBITDA is more attractive than EG's 7.9x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $201M | $14.2B |
| Enterprise ValueMkt cap + debt − cash | $584M | $16.4B |
| Trailing P/EPrice ÷ TTM EPS | 85.71x | 9.29x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 6.70x |
| PEG RatioP/E ÷ EPS growth rate | — | 0.38x |
| EV / EBITDAEnterprise value multiple | 6.57x | 7.95x |
| Price / SalesMarket cap ÷ Revenue | 0.13x | 0.82x |
| Price / BookPrice ÷ Book value/share | 0.36x | 0.94x |
| Price / FCFMarket cap ÷ FCF | — | 4.16x |
Profitability & Efficiency
EG leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
EG delivers a 13.3% return on equity — every $100 of shareholder capital generates $13 in annual profit, vs $12 for SLQT. EG carries lower financial leverage with a 0.23x debt-to-equity ratio, signaling a more conservative balance sheet compared to SLQT's 0.72x. On the Piotroski fundamental quality scale (0–9), EG scores 7/9 vs SLQT's 4/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +12.2% | +13.3% |
| ROA (TTM)Return on assets | +5.7% | +3.3% |
| ROICReturn on invested capital | +5.3% | +8.1% |
| ROCEReturn on capital employed | +6.7% | +10.9% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 7 |
| Debt / EquityFinancial leverage | 0.72x | 0.23x |
| Net DebtTotal debt minus cash | $384M | $2.3B |
| Cash & Equiv.Liquid assets | $32M | $1.3B |
| Total DebtShort + long-term debt | $416M | $3.6B |
| Interest CoverageEBIT ÷ Interest expense | 4.11x | 18.38x |
Total Returns (Dividends Reinvested)
EG leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in EG five years ago would be worth $14,183 today (with dividends reinvested), compared to $387 for SLQT. Over the past 12 months, EG leads with a +5.1% total return vs SLQT's -57.6%. The 3-year compound annual growth rate (CAGR) favors EG at -0.8% vs SLQT's -7.1% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -16.8% | +5.7% |
| 1-Year ReturnPast 12 months | -57.6% | +5.1% |
| 3-Year ReturnCumulative with dividends | -19.7% | -2.3% |
| 5-Year ReturnCumulative with dividends | -96.1% | +41.8% |
| 10-Year ReturnCumulative with dividends | -95.8% | +129.5% |
| CAGR (3Y)Annualised 3-year return | -7.1% | -0.8% |
Risk & Volatility
EG leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
EG is the less volatile stock with a 0.36 beta — it tends to amplify market swings less than SLQT's 1.96 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. EG currently trades 95.5% from its 52-week high vs SLQT's 40.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.96x | 0.36x |
| 52-Week HighHighest price in past year | $2.80 | $368.29 |
| 52-Week LowLowest price in past year | $0.56 | $302.44 |
| % of 52W HighCurrent price vs 52-week peak | +40.7% | +95.5% |
| RSI (14)Momentum oscillator 0–100 | 71.7 | 58.9 |
| Avg Volume (50D)Average daily shares traded | 1.2M | 310K |
Analyst Outlook
EG leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Wall Street rates SLQT as "Hold" and EG as "Hold". Consensus price targets imply 250.9% upside for SLQT (target: $4) vs 0.7% for EG (target: $354). EG is the only dividend payer here at 2.30% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Hold |
| Price TargetConsensus 12-month target | $4.00 | $354.00 |
| # AnalystsCovering analysts | 11 | 22 |
| Dividend YieldAnnual dividend ÷ price | — | +2.3% |
| Dividend StreakConsecutive years of raises | 1 | 13 |
| Dividend / ShareAnnual DPS | — | $8.09 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +5.8% |
EG leads in 5 of 6 categories (Income & Cash Flow, Profitability & Efficiency). SLQT leads in 1 (Valuation Metrics).
SLQT vs EG: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is SLQT or EG a better buy right now?
For growth investors, SelectQuote, Inc.
(SLQT) is the stronger pick with 15. 5% revenue growth year-over-year, versus 1. 4% for Everest Re Group, Ltd. (EG). Everest Re Group, Ltd. (EG) offers the better valuation at 9. 3x trailing P/E (6. 7x forward), making it the more compelling value choice. Analysts rate SelectQuote, Inc. (SLQT) a "Hold" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SLQT or EG?
On trailing P/E, Everest Re Group, Ltd.
(EG) is the cheapest at 9. 3x versus SelectQuote, Inc. at 85. 7x.
03Which is the better long-term investment — SLQT or EG?
Over the past 5 years, Everest Re Group, Ltd.
(EG) delivered a total return of +41. 8%, compared to -96. 1% for SelectQuote, Inc. (SLQT). Over 10 years, the gap is even starker: EG returned +129. 5% versus SLQT's -95. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SLQT or EG?
By beta (market sensitivity over 5 years), Everest Re Group, Ltd.
(EG) is the lower-risk stock at 0. 36β versus SelectQuote, Inc. 's 1. 96β — meaning SLQT is approximately 440% more volatile than EG relative to the S&P 500. On balance sheet safety, Everest Re Group, Ltd. (EG) carries a lower debt/equity ratio of 23% versus 72% for SelectQuote, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — SLQT or EG?
By revenue growth (latest reported year), SelectQuote, Inc.
(SLQT) is pulling ahead at 15. 5% versus 1. 4% for Everest Re Group, Ltd. (EG). On earnings-per-share growth, the picture is similar: SelectQuote, Inc. grew EPS 106. 7% year-over-year, compared to 19. 1% for Everest Re Group, Ltd.. Over a 3-year CAGR, SLQT leads at 26. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SLQT or EG?
Everest Re Group, Ltd.
(EG) is the more profitable company, earning 9. 2% net margin versus 3. 1% for SelectQuote, Inc. — meaning it keeps 9. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: EG leads at 11. 3% versus 4. 5% for SLQT. At the gross margin level — before operating expenses — SLQT leads at 38. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is SLQT or EG more undervalued right now?
Analyst consensus price targets imply the most upside for SLQT: 250.
9% to $4. 00.
08Which pays a better dividend — SLQT or EG?
In this comparison, EG (2.
3% yield) pays a dividend. SLQT does not pay a meaningful dividend and should not be held primarily for income.
09Is SLQT or EG better for a retirement portfolio?
For long-horizon retirement investors, Everest Re Group, Ltd.
(EG) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 36), 2. 3% yield, +129. 5% 10Y return). SelectQuote, Inc. (SLQT) carries a higher beta of 1. 96 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (EG: +129. 5%, SLQT: -95. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between SLQT and EG?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: SLQT is a small-cap high-growth stock; EG is a mid-cap deep-value stock. EG pays a dividend while SLQT does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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