Banks - Regional
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Side-by-side financial analysisStock Comparison
SRBK vs ICE vs KO vs FIS vs PEP
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
Beverages - Non-Alcoholic
Information Technology Services
Beverages - Non-Alcoholic
SRBK vs ICE vs KO vs FIS vs PEP — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges | Beverages - Non-Alcoholic | Information Technology Services | Beverages - Non-Alcoholic |
| Market Cap | $141M | $75.83B | $341.71B | $19.75B | $194.09B |
| Revenue (TTM) | $51M | $12.64B | $49.28B | $11.66B | $93.92B |
| Net Income (TTM) | $4M | $3.30B | $13.70B | $2.67B | $8.24B |
| Gross Margin | 65.0% | 61.9% | 61.7% | 37.6% | 54.1% |
| Operating Margin | 10.0% | 38.7% | 29.3% | 17.9% | 12.2% |
| Forward P/E | 53.8x | 16.5x | 24.3x | 6.1x | 16.4x |
| Total Debt | $33M | $20.28B | $45.49B | $4.01B | $49.90B |
| Cash & Equiv. | $58M | $837M | $10.27B | $599M | $9.16B |
SRBK vs ICE vs KO vs FIS vs PEP — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Sep 23 | Jun 26 | Return |
|---|---|---|---|
| SR Bancorp, Inc. Co… (SRBK) | 100 | 217.3 | +117.3% |
| Intercontinental Ex… (ICE) | 100 | 121.7 | +21.7% |
| The Coca-Cola Compa… (KO) | 100 | 141.8 | +41.8% |
| Fidelity National I… (FIS) | 100 | 69.1 | -30.9% |
| PepsiCo, Inc. (PEP) | 100 | 83.8 | -16.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SRBK vs ICE vs KO vs FIS vs PEP
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SRBK carries the broadest edge in this set and is the clearest fit for growth exposure and sleep-well-at-night.
- Rev growth 30.4%, EPS growth 138.4%
- Lower volatility, beta 0.35, Low D/E 17.1%, current ratio 0.07x
- 30.4% NII/revenue growth vs KO's 1.9%
- Beta 0.35 vs FIS's 0.57, lower leverage
ICE is the clearest fit if your priority is long-term compounding and defensive.
- 192.5% 10Y total return vs KO's 115.0%
- Beta 0.38, yield 1.4%, current ratio 1.02x
KO is the #2 pick in this set and the best alternative if quality and efficiency is your priority.
- 27.8% margin vs SRBK's 8.4%
- 13.1% ROA vs SRBK's 0.4%, ROIC 15.8% vs 2.1%
FIS ranks third and is worth considering specifically for income & stability and valuation efficiency.
- Dividend streak 1 yrs, beta 0.57, yield 4.3%
- PEG 0.25 vs PEP's 5.04
- Lower P/E (6.1x vs 16.4x), PEG 0.25 vs 5.04
- 4.3% yield, 1-year raise streak, vs KO's 2.6%
Among these 5 stocks, PEP doesn't own a clear edge in any measured category.
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 30.4% NII/revenue growth vs KO's 1.9% | |
| Value | Lower P/E (6.1x vs 16.4x), PEG 0.25 vs 5.04 | |
| Quality / Margins | 27.8% margin vs SRBK's 8.4% | |
| Stability / Safety | Beta 0.35 vs FIS's 0.57, lower leverage | |
| Dividends | 4.3% yield, 1-year raise streak, vs KO's 2.6% | |
| Momentum (1Y) | +46.0% vs FIS's -50.4% | |
| Efficiency (ROA) | 13.1% ROA vs SRBK's 0.4%, ROIC 15.8% vs 2.1% |
SRBK vs ICE vs KO vs FIS vs PEP — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Segment breakdown not available.
SRBK vs ICE vs KO vs FIS vs PEP — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
FIS leads in 1 of 6 categories
KO leads 1 • SRBK leads 1 • ICE leads 0 • PEP leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
Evenly matched — ICE and FIS each lead in 2 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
PEP is the larger business by revenue, generating $93.9B annually — 1841.5x SRBK's $51M. KO is the more profitable business, keeping 27.8% of every revenue dollar as net income compared to SRBK's 8.4%. On growth, FIS holds the edge at +30.1% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $51M | $12.6B | $49.3B | $11.7B | $93.9B |
| EBITDAEarnings before interest/tax | $7M | $6.5B | $15.5B | $4.1B | $14.3B |
| Net IncomeAfter-tax profit | $4M | $3.3B | $13.7B | $2.7B | $8.2B |
| Free Cash FlowCash after capex | $9M | $4.3B | $12.6B | $2.8B | $7.7B |
| Gross MarginGross profit ÷ Revenue | +65.0% | +61.9% | +61.7% | +37.6% | +54.1% |
| Operating MarginEBIT ÷ Revenue | +10.0% | +38.7% | +29.3% | +17.9% | +12.2% |
| Net MarginNet income ÷ Revenue | +8.4% | +26.1% | +27.8% | +22.9% | +8.8% |
| FCF MarginFCF ÷ Revenue | +17.4% | +33.9% | +25.5% | +23.9% | +8.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | +12.1% | +30.1% | +5.6% |
| EPS Growth (YoY)Latest quarter vs prior year | -8.3% | +23.1% | +18.2% | +30.6% | +66.7% |
Valuation Metrics
FIS leads this category, winning 5 of 7 comparable metrics.
Valuation Metrics
At 23.2x trailing earnings, ICE trades at a 54% valuation discount to FIS's 50.9x P/E. Adjusting for growth (PEG ratio), FIS offers better value at 2.09x vs PEP's 7.25x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $141M | $75.8B | $341.7B | $19.7B | $194.1B |
| Enterprise ValueMkt cap + debt − cash | $116M | $95.3B | $376.9B | $23.2B | $234.8B |
| Trailing P/EPrice ÷ TTM EPS | 30.87x | 23.20x | 26.12x | 50.95x | 23.67x |
| Forward P/EPrice ÷ next-FY EPS est. | 53.85x | 16.52x | 24.27x | 6.09x | 16.43x |
| PEG RatioP/E ÷ EPS growth rate | — | 2.61x | 2.34x | 2.09x | 7.25x |
| EV / EBITDAEnterprise value multiple | 13.74x | 14.76x | 25.45x | 6.36x | 16.42x |
| Price / SalesMarket cap ÷ Revenue | 2.82x | 6.00x | 7.13x | 1.85x | 2.07x |
| Price / BookPrice ÷ Book value/share | 0.82x | 2.64x | 9.99x | 1.43x | 9.48x |
| Price / FCFMarket cap ÷ FCF | 33.31x | 17.68x | 64.52x | 7.03x | 25.30x |
Profitability & Efficiency
KO leads this category, winning 4 of 9 comparable metrics.
Profitability & Efficiency
KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $2 for SRBK. SRBK carries lower financial leverage with a 0.17x debt-to-equity ratio, signaling a more conservative balance sheet compared to PEP's 2.43x. On the Piotroski fundamental quality scale (0–9), ICE scores 9/9 vs PEP's 5/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +2.2% | +11.6% | +41.1% | +18.4% | +40.1% |
| ROA (TTM)Return on assets | +0.4% | +2.3% | +13.1% | +7.5% | +7.7% |
| ROICReturn on invested capital | +2.1% | +7.5% | +15.8% | +6.0% | +14.9% |
| ROCEReturn on capital employed | +2.7% | +9.5% | +17.3% | +6.6% | +16.1% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 9 | 7 | 6 | 5 |
| Debt / EquityFinancial leverage | 0.17x | 0.70x | 1.33x | 0.29x | 2.43x |
| Net DebtTotal debt minus cash | -$25M | $19.4B | $35.2B | $3.4B | $40.7B |
| Cash & Equiv.Liquid assets | $58M | $837M | $10.3B | $599M | $9.2B |
| Total DebtShort + long-term debt | $33M | $20.3B | $45.5B | $4.0B | $49.9B |
| Interest CoverageEBIT ÷ Interest expense | 0.29x | 6.53x | 10.70x | 21.16x | 10.34x |
Total Returns (Dividends Reinvested)
SRBK leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SRBK five years ago would be worth $20,560 today (with dividends reinvested), compared to $3,259 for FIS. Over the past 12 months, SRBK leads with a +46.0% total return vs FIS's -50.4%. The 3-year compound annual growth rate (CAGR) favors SRBK at 27.2% vs FIS's -7.6% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +18.9% | -15.7% | +16.4% | -40.4% | +1.9% |
| 1-Year ReturnPast 12 months | +46.0% | -24.4% | +17.7% | -50.4% | +14.5% |
| 3-Year ReturnCumulative with dividends | +105.6% | +24.3% | +39.3% | -21.0% | -14.5% |
| 5-Year ReturnCumulative with dividends | +105.6% | +26.4% | +65.3% | -67.4% | +15.2% |
| 10-Year ReturnCumulative with dividends | +105.6% | +192.5% | +115.0% | -26.7% | +79.6% |
| CAGR (3Y)Annualised 3-year return | +27.2% | +7.5% | +11.7% | -7.6% | -5.1% |
Risk & Volatility
Evenly matched — SRBK and KO each lead in 1 of 2 comparable metrics.
Risk & Volatility
KO is the less volatile stock with a -0.23 beta — it tends to amplify market swings less than FIS's 0.57 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SRBK currently trades 96.0% from its 52-week high vs FIS's 46.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.34x | 0.37x | -0.24x | 0.58x | -0.09x |
| 52-Week HighHighest price in past year | $19.61 | $189.35 | $84.04 | $82.74 | $171.48 |
| 52-Week LowLowest price in past year | $12.81 | $132.84 | $65.35 | $37.85 | $127.60 |
| % of 52W HighCurrent price vs 52-week peak | +96.0% | +70.7% | +94.5% | +46.2% | +82.8% |
| RSI (14)Momentum oscillator 0–100 | 58.7 | 29.6 | 49.2 | 35.2 | 38.4 |
| Avg Volume (50D)Average daily shares traded | 52K | 3.3M | 13.6M | 5.7M | 6.5M |
Analyst Outlook
Evenly matched — KO and FIS each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: ICE as "Buy", KO as "Buy", FIS as "Buy", PEP as "Hold". Consensus price targets imply 64.6% upside for FIS (target: $63) vs 8.5% for KO (target: $86). For income investors, FIS offers the higher dividend yield at 4.27% vs SRBK's 0.28%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Buy | Buy | Hold |
| Price TargetConsensus 12-month target | — | $194.00 | $86.13 | $62.88 | $167.89 |
| # AnalystsCovering analysts | — | 36 | 48 | 37 | 45 |
| Dividend YieldAnnual dividend ÷ price | +0.3% | +1.4% | +2.6% | +4.3% | +3.9% |
| Dividend StreakConsecutive years of raises | 1 | 13 | 56 | 1 | 54 |
| Dividend / ShareAnnual DPS | $0.05 | $1.93 | $2.04 | $1.63 | $5.57 |
| Buyback YieldShare repurchases ÷ mkt cap | +8.0% | +1.8% | +0.2% | +7.2% | +0.5% |
FIS leads in 1 of 6 categories (Valuation Metrics). KO leads in 1 (Profitability & Efficiency). 3 tied.
SRBK vs ICE vs KO vs FIS vs PEP: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is SRBK or ICE or KO or FIS or PEP a better buy right now?
For growth investors, SR Bancorp, Inc.
Common stock (SRBK) is the stronger pick with 30. 4% revenue growth year-over-year, versus 1. 9% for The Coca-Cola Company (KO). Intercontinental Exchange, Inc. (ICE) offers the better valuation at 23. 2x trailing P/E (16. 5x forward), making it the more compelling value choice. Analysts rate Intercontinental Exchange, Inc. (ICE) a "Buy" — based on 36 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SRBK or ICE or KO or FIS or PEP?
On trailing P/E, Intercontinental Exchange, Inc.
(ICE) is the cheapest at 23. 2x versus Fidelity National Information Services, Inc. at 50. 9x. On forward P/E, Fidelity National Information Services, Inc. is actually cheaper at 6. 1x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fidelity National Information Services, Inc. wins at 0. 25x versus PepsiCo, Inc. 's 5. 04x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — SRBK or ICE or KO or FIS or PEP?
Over the past 5 years, SR Bancorp, Inc.
Common stock (SRBK) delivered a total return of +105. 6%, compared to -67. 4% for Fidelity National Information Services, Inc. (FIS). Over 10 years, the gap is even starker: ICE returned +192. 5% versus FIS's -26. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SRBK or ICE or KO or FIS or PEP?
By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.
24β versus Fidelity National Information Services, Inc. 's 0. 58β — meaning FIS is approximately -343% more volatile than KO relative to the S&P 500. On balance sheet safety, SR Bancorp, Inc. Common stock (SRBK) carries a lower debt/equity ratio of 17% versus 2% for PepsiCo, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — SRBK or ICE or KO or FIS or PEP?
By revenue growth (latest reported year), SR Bancorp, Inc.
Common stock (SRBK) is pulling ahead at 30. 4% versus 1. 9% for The Coca-Cola Company (KO). On earnings-per-share growth, the picture is similar: SR Bancorp, Inc. Common stock grew EPS 138. 4% year-over-year, compared to -47. 2% for Fidelity National Information Services, Inc.. Over a 3-year CAGR, KO leads at 3. 7% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SRBK or ICE or KO or FIS or PEP?
The Coca-Cola Company (KO) is the more profitable company, earning 27.
3% net margin versus 3. 6% for Fidelity National Information Services, Inc. — meaning it keeps 27. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ICE leads at 38. 7% versus 12. 2% for PEP. At the gross margin level — before operating expenses — SRBK leads at 66. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is SRBK or ICE or KO or FIS or PEP more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Fidelity National Information Services, Inc. (FIS) is the more undervalued stock at a PEG of 0. 25x versus PepsiCo, Inc. 's 5. 04x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Fidelity National Information Services, Inc. (FIS) trades at 6. 1x forward P/E versus 53. 8x for SR Bancorp, Inc. Common stock — 47. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 64. 6% to $62. 88.
08Which pays a better dividend — SRBK or ICE or KO or FIS or PEP?
All stocks in this comparison pay dividends.
Fidelity National Information Services, Inc. (FIS) offers the highest yield at 4. 3%, versus 0. 3% for SR Bancorp, Inc. Common stock (SRBK).
09Is SRBK or ICE or KO or FIS or PEP better for a retirement portfolio?
For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
24), 2. 6% yield, +115. 0% 10Y return). Both have compounded well over 10 years (KO: +115. 0%, SRBK: +105. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between SRBK and ICE and KO and FIS and PEP?
These companies operate in different sectors (SRBK (Financial Services) and ICE (Financial Services) and KO (Consumer Defensive) and FIS (Technology) and PEP (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: SRBK is a small-cap high-growth stock; ICE is a mid-cap quality compounder stock; KO is a large-cap quality compounder stock; FIS is a mid-cap income-oriented stock; PEP is a mid-cap income-oriented stock. ICE, KO, FIS, PEP pay a dividend while SRBK does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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