UHAL
U-Haul Holding Company
Rental & Leasing Services
Market Cap$9.19B
5Y Perf.+61.6%
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Stock Comparison
UHAL vs GM
Revenue, margins, valuation, and 5-year total return — side by side.
GM
General Motors Company
Auto - Manufacturers
Market Cap$70.96B
5Y Perf.+204.1%
UHAL vs GM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | UHAL | GM |
|---|---|---|
| Industry | Rental & Leasing Services | Auto - Manufacturers |
| Market Cap | $9.19B | $70.96B |
| Revenue (TTM) | $6.00B | $184.62B |
| Net Income (TTM) | $139M | $2.54B |
| Gross Margin | 49.5% | 6.1% |
| Operating Margin | 8.8% | 1.3% |
| Forward P/E | 136.8x | 6.2x |
| Total Debt | $7.24B | $130.28B |
| Cash & Equiv. | $989M | $20.95B |
UHAL vs GM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
UHAL
GM
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| U-Haul Holding Comp… (UHAL) | 100 | 161.6 | +61.6% |
| General Motors Comp… (GM) | 100 | 304.1 | +204.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: UHAL vs GM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: GM leads in 4 of 7 categories, making it the strongest pick for valuation and capital efficiency and dividend income and shareholder returns. U-Haul Holding Company is the stronger pick specifically for growth and revenue expansion and profitability and margin quality. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
UHAL
U-Haul Holding Company
The Growth Play
UHAL is the clearest fit if your priority is growth exposure and sleep-well-at-night.
- Rev growth 3.6%, EPS growth -44.5%, 3Y rev CAGR 0.5%
- Lower volatility, beta 1.04, Low D/E 96.6%, current ratio 1.45x
- Beta 1.04, yield 0.3%, current ratio 1.45x
Best for: growth exposure and sleep-well-at-night
GM
General Motors Company
The Income Pick
GM carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 4 yrs, beta 1.07, yield 0.9%
- 179.6% 10Y total return vs UHAL's 48.5%
- Lower P/E (6.2x vs 136.8x)
Best for: income & stability and long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | UHAL | 3.6% revenue growth vs GM's -1.3% |
| Value | GM | Lower P/E (6.2x vs 136.8x) |
| Quality / Margins | UHAL | 2.3% margin vs GM's 1.4% |
| Stability / Safety | UHAL | Beta 1.04 vs GM's 1.07, lower leverage |
| Dividends | GM | 0.9% yield, 4-year raise streak, vs UHAL's 0.3% |
| Momentum (1Y) | GM | +74.5% vs UHAL's -16.9% |
| Efficiency (ROA) | GM | 0.9% ROA vs UHAL's 0.6%, ROIC 1.3% vs 4.2% |
UHAL vs GM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2025
FY 2025
UHAL vs GM — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLGMLAGGINGUHAL
UHALU-Haul Holding Company
2leads
GMGeneral Motors Company
3leads
6 Total Categories
CATEGORYLEADERvs UHALMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
UHAL5/6
Valuation MetricsMultiples, price ratios, and targets
GM4/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
UHAL6/9
Total Returns1Y, 3Y, 5Y total returns with dividends
GM5/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
GM2/2
Income & Cash Flow (Last 12 Months)
UHAL leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
GM is the larger business by revenue, generating $184.6B annually — 30.8x UHAL's $6.0B. Profitability is closely matched — net margins range from 2.3% (UHAL) to 1.4% (GM).
| Metric | UHALU-Haul Holding Co… | GMGeneral Motors Co… |
|---|---|---|
| RevenueTrailing 12 months | $6.0B | $184.6B |
| EBITDAEarnings before interest/tax | $1.4B | $15.5B |
| Net IncomeAfter-tax profit | $139M | $2.5B |
| Free Cash FlowCash after capex | $1.0B | $12.5B |
| Gross MarginGross profit ÷ Revenue | +49.5% | +6.1% |
| Operating MarginEBIT ÷ Revenue | +8.8% | +1.3% |
| Net MarginNet income ÷ Revenue | +2.3% | +1.4% |
| FCF MarginFCF ÷ Revenue | +16.7% | +6.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | +1.9% | -0.9% |
| EPS Growth (YoY)Latest quarter vs prior year | -160.5% | -15.2% |
UHAL leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
GM leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
At 24.1x trailing earnings, GM trades at a 22% valuation discount to UHAL's 30.8x P/E. On an enterprise value basis, UHAL's 9.1x EV/EBITDA is more attractive than GM's 10.3x.
| Metric | UHALU-Haul Holding Co… | GMGeneral Motors Co… |
|---|---|---|
| Market CapShares × price | $9.2B | $71.0B |
| Enterprise ValueMkt cap + debt − cash | $15.4B | $180.3B |
| Trailing P/EPrice ÷ TTM EPS | 30.83x | 24.07x |
| Forward P/EPrice ÷ next-FY EPS est. | 136.78x | 6.24x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 9.09x | 10.30x |
| Price / SalesMarket cap ÷ Revenue | 1.58x | 0.38x |
| Price / BookPrice ÷ Book value/share | 1.36x | 1.21x |
| Price / FCFMarket cap ÷ FCF | — | 6.41x |
GM leads this category, winning 4 of 5 comparable metrics.
Profitability & Efficiency
UHAL leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
GM delivers a 3.8% return on equity — every $100 of shareholder capital generates $4 in annual profit, vs $2 for UHAL. UHAL carries lower financial leverage with a 0.97x debt-to-equity ratio, signaling a more conservative balance sheet compared to GM's 2.06x. On the Piotroski fundamental quality scale (0–9), GM scores 6/9 vs UHAL's 4/9, reflecting solid financial health.
| Metric | UHALU-Haul Holding Co… | GMGeneral Motors Co… |
|---|---|---|
| ROE (TTM)Return on equity | +1.8% | +3.8% |
| ROA (TTM)Return on assets | +0.6% | +0.9% |
| ROICReturn on invested capital | +4.2% | +1.3% |
| ROCEReturn on capital employed | +4.0% | +1.6% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 6 |
| Debt / EquityFinancial leverage | 0.97x | 2.06x |
| Net DebtTotal debt minus cash | $6.3B | $109.3B |
| Cash & Equiv.Liquid assets | $989M | $20.9B |
| Total DebtShort + long-term debt | $7.2B | $130.3B |
| Interest CoverageEBIT ÷ Interest expense | 2.91x | 2.60x |
UHAL leads this category, winning 6 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
GM leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in GM five years ago would be worth $13,704 today (with dividends reinvested), compared to $8,552 for UHAL. Over the past 12 months, GM leads with a +74.5% total return vs UHAL's -16.9%. The 3-year compound annual growth rate (CAGR) favors GM at 33.6% vs UHAL's -5.7% — a key indicator of consistent wealth creation.
| Metric | UHALU-Haul Holding Co… | GMGeneral Motors Co… |
|---|---|---|
| YTD ReturnYear-to-date | +3.1% | -2.6% |
| 1-Year ReturnPast 12 months | -16.9% | +74.5% |
| 3-Year ReturnCumulative with dividends | -16.2% | +138.3% |
| 5-Year ReturnCumulative with dividends | -14.5% | +37.0% |
| 10-Year ReturnCumulative with dividends | +48.5% | +179.6% |
| CAGR (3Y)Annualised 3-year return | -5.7% | +33.6% |
GM leads this category, winning 5 of 6 comparable metrics.
Risk & Volatility
Evenly matched — UHAL and GM each lead in 1 of 2 comparable metrics.
Risk & Volatility
UHAL is the less volatile stock with a 1.04 beta — it tends to amplify market swings less than GM's 1.07 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. GM currently trades 89.8% from its 52-week high vs UHAL's 77.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | UHALU-Haul Holding Co… | GMGeneral Motors Co… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.04x | 1.07x |
| 52-Week HighHighest price in past year | $67.64 | $87.62 |
| 52-Week LowLowest price in past year | $41.95 | $44.84 |
| % of 52W HighCurrent price vs 52-week peak | +77.0% | +89.8% |
| RSI (14)Momentum oscillator 0–100 | 51.7 | 46.3 |
| Avg Volume (50D)Average daily shares traded | 226K | 6.8M |
Evenly matched — UHAL and GM each lead in 1 of 2 comparable metrics.
Analyst Outlook
GM leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates UHAL as "Buy" and GM as "Buy". Consensus price targets imply 53.6% upside for UHAL (target: $80) vs 16.6% for GM (target: $92). For income investors, GM offers the higher dividend yield at 0.86% vs UHAL's 0.35%.
| Metric | UHALU-Haul Holding Co… | GMGeneral Motors Co… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $80.00 | $91.75 |
| # AnalystsCovering analysts | 2 | 51 |
| Dividend YieldAnnual dividend ÷ price | +0.3% | +0.9% |
| Dividend StreakConsecutive years of raises | 1 | 4 |
| Dividend / ShareAnnual DPS | $0.18 | $0.68 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +8.5% |
GM leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
GM leads in 3 of 6 categories (Valuation Metrics, Total Returns). UHAL leads in 2 (Income & Cash Flow, Profitability & Efficiency). 1 tied.
Best OverallGeneral Motors Company (GM)Leads 3 of 6 categories
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UHAL vs GM: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is UHAL or GM a better buy right now?
For growth investors, U-Haul Holding Company (UHAL) is the stronger pick with 3.
6% revenue growth year-over-year, versus -1. 3% for General Motors Company (GM). General Motors Company (GM) offers the better valuation at 24. 1x trailing P/E (6. 2x forward), making it the more compelling value choice. Analysts rate U-Haul Holding Company (UHAL) a "Buy" — based on 2 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — UHAL or GM?
On trailing P/E, General Motors Company (GM) is the cheapest at 24.
1x versus U-Haul Holding Company at 30. 8x. On forward P/E, General Motors Company is actually cheaper at 6. 2x.
03Which is the better long-term investment — UHAL or GM?
Over the past 5 years, General Motors Company (GM) delivered a total return of +37.
0%, compared to -14. 5% for U-Haul Holding Company (UHAL). Over 10 years, the gap is even starker: GM returned +179. 6% versus UHAL's +48. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — UHAL or GM?
By beta (market sensitivity over 5 years), U-Haul Holding Company (UHAL) is the lower-risk stock at 1.
04β versus General Motors Company's 1. 07β — meaning GM is approximately 4% more volatile than UHAL relative to the S&P 500. On balance sheet safety, U-Haul Holding Company (UHAL) carries a lower debt/equity ratio of 97% versus 2% for General Motors Company — giving it more financial flexibility in a downturn.
05Which is growing faster — UHAL or GM?
By revenue growth (latest reported year), U-Haul Holding Company (UHAL) is pulling ahead at 3.
6% versus -1. 3% for General Motors Company (GM). On earnings-per-share growth, the picture is similar: U-Haul Holding Company grew EPS -44. 5% year-over-year, compared to -48. 7% for General Motors Company. Over a 3-year CAGR, GM leads at 5. 7% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — UHAL or GM?
U-Haul Holding Company (UHAL) is the more profitable company, earning 5.
7% net margin versus 1. 5% for General Motors Company — meaning it keeps 5. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: UHAL leads at 12. 3% versus 1. 6% for GM. At the gross margin level — before operating expenses — UHAL leads at 85. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is UHAL or GM more undervalued right now?
On forward earnings alone, General Motors Company (GM) trades at 6.
2x forward P/E versus 136. 8x for U-Haul Holding Company — 130. 5x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for UHAL: 53. 6% to $80. 00.
08Which pays a better dividend — UHAL or GM?
All stocks in this comparison pay dividends.
General Motors Company (GM) offers the highest yield at 0. 9%, versus 0. 3% for U-Haul Holding Company (UHAL).
09Is UHAL or GM better for a retirement portfolio?
For long-horizon retirement investors, General Motors Company (GM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1.
07), 0. 9% yield, +179. 6% 10Y return). Both have compounded well over 10 years (GM: +179. 6%, UHAL: +48. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between UHAL and GM?
These companies operate in different sectors (UHAL (Industrials) and GM (Consumer Cyclical)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
GM pays a dividend while UHAL does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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