WBUY vs FTFT vs QFIN vs BTBT vs TIGR

For growth investors, Bit Digital, Inc.

(BTBT) is the stronger pick with 264. 6% revenue growth year-over-year, versus -67. 7% for WEBUY GLOBAL Ltd. Ordinary Shares (WBUY). Qfin Holdings, Inc. (QFIN) offers the better valuation at 2. 1x trailing P/E (0. 5x forward), making it the more compelling value choice. Analysts rate Qfin Holdings, Inc. (QFIN) a "Buy" — based on 4 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Qfin Holdings, Inc.

(QFIN) is the cheapest at 2. 1x versus UP Fintech Holding Ltd. Sponsored ADR Class A at 17. 9x. On forward P/E, Qfin Holdings, Inc. is actually cheaper at 0. 5x.

Over the past 5 years, Qfin Holdings, Inc.

(QFIN) delivered a total return of -19. 1%, compared to -99. 3% for Future FinTech Group Inc. (FTFT). Over 10 years, the gap is even starker: QFIN returned +16. 1% versus FTFT's -98. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Qfin Holdings, Inc.

(QFIN) is the lower-risk stock at 1. 20β versus Bit Digital, Inc. 's 3. 37β — meaning BTBT is approximately 181% more volatile than QFIN relative to the S&P 500. On balance sheet safety, Bit Digital, Inc. (BTBT) carries a lower debt/equity ratio of 3% versus 73% for WEBUY GLOBAL Ltd. Ordinary Shares — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Bit Digital, Inc.

(BTBT) is pulling ahead at 264. 6% versus -67. 7% for WEBUY GLOBAL Ltd. Ordinary Shares (WBUY). On earnings-per-share growth, the picture is similar: Bit Digital, Inc. grew EPS 225. 0% year-over-year, compared to -44. 2% for WEBUY GLOBAL Ltd. Ordinary Shares. Over a 3-year CAGR, WBUY leads at -25. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Qfin Holdings, Inc.

(QFIN) is the more profitable company, earning 36. 5% net margin versus -120. 6% for Future FinTech Group Inc. — meaning it keeps 36. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: QFIN leads at 43. 9% versus -888. 0% for FTFT. At the gross margin level — before operating expenses — TIGR leads at 65. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, Qfin Holdings, Inc.

(QFIN) trades at 0. 5x forward P/E versus 6. 8x for UP Fintech Holding Ltd. Sponsored ADR Class A — 6. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for BTBT: 173. 2% to $5. 00.

In this comparison, QFIN (9.

3% yield), BTBT (0. 3% yield) pay a dividend. WBUY, FTFT, TIGR do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Qfin Holdings, Inc.

(QFIN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 20), 9. 3% yield). Future FinTech Group Inc. (FTFT) carries a higher beta of 2. 54 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (QFIN: +16. 1%, FTFT: -98. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (WBUY (Consumer Cyclical) and FTFT (Technology) and QFIN (Financial Services) and BTBT (Financial Services) and TIGR (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: WBUY is a small-cap quality compounder stock; FTFT is a small-cap high-growth stock; QFIN is a small-cap deep-value stock; BTBT is a small-cap high-growth stock; TIGR is a small-cap high-growth stock. QFIN pays a dividend while WBUY, FTFT, BTBT, TIGR do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.