Banks - Regional
Build Your Comparison
Side-by-side financial analysisStock Comparison
PNBK vs ICE vs JPM vs FIS vs CME vs KO
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
Banks - Diversified
Information Technology Services
Financial - Data & Stock Exchanges
Beverages - Non-Alcoholic
PNBK vs ICE vs JPM vs FIS vs CME vs KO — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||||
|---|---|---|---|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges | Banks - Diversified | Information Technology Services | Financial - Data & Stock Exchanges | Beverages - Non-Alcoholic |
| Market Cap | $114M | $79.60B | $896.00B | $20.26B | $97.79B | $355.61B |
| Revenue (TTM) | $61M | $12.64B | $280.33B | $11.66B | $6.76B | $49.28B |
| Net Income (TTM) | $-12M | $3.30B | $57.05B | $2.67B | $4.24B | $13.70B |
| Gross Margin | 53.5% | 61.9% | 60.0% | 37.6% | 86.3% | 61.7% |
| Operating Margin | -19.1% | 38.7% | 25.9% | 17.9% | 65.6% | 29.3% |
| Forward P/E | 0.7x | 17.3x | 14.4x | 6.2x | 22.0x | 25.3x |
| Total Debt | $16M | $20.28B | $942.38B | $4.01B | $3.76B | $45.49B |
| Cash & Equiv. | $186M | $837M | $343.34B | $599M | $4.42B | $10.27B |
PNBK vs ICE vs JPM vs FIS vs CME vs KO — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Patriot National Ba… (PNBK) | 100 | 16.4 | -83.6% |
| Intercontinental Ex… (ICE) | 100 | 153.4 | +53.4% |
| JPMorgan Chase & Co. (JPM) | 100 | 341.0 | +241.0% |
| Fidelity National I… (FIS) | 100 | 29.2 | -70.8% |
| CME Group Inc. (CME) | 100 | 165.8 | +65.8% |
| The Coca-Cola Compa… (KO) | 100 | 184.9 | +84.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: PNBK vs ICE vs JPM vs FIS vs CME vs KO
Each card shows where this stock fits in a portfolio — not just who wins on paper.
PNBK is the #2 pick in this set and the best alternative if value is your priority.
- Lower P/E (0.7x vs 25.3x)
ICE has the current edge in this matchup, primarily because of its strength in growth exposure and sleep-well-at-night.
- Rev growth 7.5%, EPS growth 20.7%
- Lower volatility, beta 0.35, Low D/E 69.9%, current ratio 1.02x
- 7.5% NII/revenue growth vs PNBK's -4.0%
- Beta 0.35 vs PNBK's 1.46
JPM ranks third and is worth considering specifically for long-term compounding and bank quality.
- 465.8% 10Y total return vs CME's 262.4%
- NIM 2.2% vs PNBK's 1.7%
- +21.8% vs FIS's -49.4%
FIS is the clearest fit if your priority is income & stability and valuation efficiency.
- Dividend streak 1 yrs, beta 0.61, yield 4.2%
- PEG 0.26 vs KO's 2.26
- Beta 0.61, yield 4.2%, current ratio 0.59x
- 4.2% yield, 1-year raise streak, vs KO's 2.5%, (1 stock pays no dividend)
CME is the clearest fit if your priority is quality.
- 62.8% margin vs PNBK's -19.2%
KO is the clearest fit if your priority is efficiency.
- 13.1% ROA vs PNBK's -1.1%, ROIC 15.8% vs -12.8%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 7.5% NII/revenue growth vs PNBK's -4.0% | |
| Value | Lower P/E (0.7x vs 25.3x) | |
| Quality / Margins | 62.8% margin vs PNBK's -19.2% | |
| Stability / Safety | Beta 0.35 vs PNBK's 1.46 | |
| Dividends | 4.2% yield, 1-year raise streak, vs KO's 2.5%, (1 stock pays no dividend) | |
| Momentum (1Y) | +21.8% vs FIS's -49.4% | |
| Efficiency (ROA) | 13.1% ROA vs PNBK's -1.1%, ROIC 15.8% vs -12.8% |
PNBK vs ICE vs JPM vs FIS vs CME vs KO — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
PNBK vs ICE vs JPM vs FIS vs CME vs KO — Financial Metrics
Side-by-side numbers across 6 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
CME leads in 1 of 6 categories
KO leads 1 • JPM leads 1 • PNBK leads 0 • ICE leads 0 • FIS leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
CME leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $280.3B annually — 4598.9x PNBK's $61M. CME is the more profitable business, keeping 62.8% of every revenue dollar as net income compared to PNBK's -19.2%. On growth, FIS holds the edge at +30.1% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||||||
|---|---|---|---|---|---|---|
| RevenueTrailing 12 months | $61M | $12.6B | $280.3B | $11.7B | $6.8B | $49.3B |
| EBITDAEarnings before interest/tax | -$11M | $6.5B | $81.4B | $4.1B | $4.7B | $15.5B |
| Net IncomeAfter-tax profit | -$12M | $3.3B | $57.0B | $2.7B | $4.2B | $13.7B |
| Free Cash FlowCash after capex | -$12M | $4.3B | $100.9B | $2.8B | $4.4B | $12.6B |
| Gross MarginGross profit ÷ Revenue | +53.5% | +61.9% | +60.0% | +37.6% | +86.3% | +61.7% |
| Operating MarginEBIT ÷ Revenue | -19.1% | +38.7% | +25.9% | +17.9% | +65.6% | +29.3% |
| Net MarginNet income ÷ Revenue | -19.2% | +26.1% | +20.4% | +22.9% | +62.8% | +27.8% |
| FCF MarginFCF ÷ Revenue | -19.6% | +33.9% | +36.0% | +23.9% | +64.4% | +25.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — | +30.1% | — | +12.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +66.7% | +23.1% | +16.0% | +30.6% | +21.4% | +18.2% |
Valuation Metrics
Evenly matched — PNBK and FIS each lead in 3 of 7 comparable metrics.
Valuation Metrics
At 16.0x trailing earnings, JPM trades at a 69% valuation discount to FIS's 52.3x P/E. Adjusting for growth (PEG ratio), JPM offers better value at 0.90x vs ICE's 2.74x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Market CapShares × price | $114M | $79.6B | $896.0B | $20.3B | $97.8B | $355.6B |
| Enterprise ValueMkt cap + debt − cash | -$56M | $99.0B | $1.50T | $23.7B | $97.1B | $390.8B |
| Trailing P/EPrice ÷ TTM EPS | -6.06x | 24.36x | 16.00x | 52.27x | 24.15x | 27.18x |
| Forward P/EPrice ÷ next-FY EPS est. | 0.68x | 17.34x | 14.40x | 6.24x | 21.98x | 25.27x |
| PEG RatioP/E ÷ EPS growth rate | — | 2.74x | 0.90x | 2.14x | 1.76x | 2.43x |
| EV / EBITDAEnterprise value multiple | — | 15.34x | 18.36x | 6.50x | 21.56x | 26.39x |
| Price / SalesMarket cap ÷ Revenue | 1.96x | 6.30x | 3.20x | 1.90x | 15.00x | 7.42x |
| Price / BookPrice ÷ Book value/share | 0.80x | 2.77x | 2.47x | 1.46x | 3.38x | 10.40x |
| Price / FCFMarket cap ÷ FCF | — | 18.56x | 8.88x | 7.21x | 23.32x | 67.15x |
Profitability & Efficiency
KO leads this category, winning 4 of 9 comparable metrics.
Profitability & Efficiency
KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $-14 for PNBK. CME carries lower financial leverage with a 0.13x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), ICE scores 9/9 vs PNBK's 4/9, reflecting strong financial health.
| Metric | ||||||
|---|---|---|---|---|---|---|
| ROE (TTM)Return on equity | -13.5% | +11.6% | +15.9% | +18.4% | +15.3% | +41.1% |
| ROA (TTM)Return on assets | -1.1% | +2.3% | +1.3% | +7.5% | +2.2% | +13.1% |
| ROICReturn on invested capital | -12.8% | +7.5% | +4.5% | +6.0% | +10.2% | +15.8% |
| ROCEReturn on capital employed | -15.1% | +9.5% | +8.9% | +6.6% | +3.6% | +17.3% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 9 | 5 | 6 | 5 | 7 |
| Debt / EquityFinancial leverage | 0.17x | 0.70x | 2.60x | 0.29x | 0.13x | 1.33x |
| Net DebtTotal debt minus cash | -$170M | $19.4B | $599.0B | $3.4B | -$666M | $35.2B |
| Cash & Equiv.Liquid assets | $186M | $837M | $343.3B | $599M | $4.4B | $10.3B |
| Total DebtShort + long-term debt | $16M | $20.3B | $942.4B | $4.0B | $3.8B | $45.5B |
| Interest CoverageEBIT ÷ Interest expense | -0.42x | 6.53x | 0.74x | 21.16x | 41.55x | 10.70x |
Total Returns (Dividends Reinvested)
JPM leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in JPM five years ago would be worth $21,820 today (with dividends reinvested), compared to $1,162 for PNBK. Over the past 12 months, JPM leads with a +21.8% total return vs FIS's -49.4%. The 3-year compound annual growth rate (CAGR) favors JPM at 33.6% vs PNBK's -49.0% — a key indicator of consistent wealth creation.
| Metric | ||||||
|---|---|---|---|---|---|---|
| YTD ReturnYear-to-date | -41.9% | -11.8% | -0.5% | -38.9% | +3.2% | +20.3% |
| 1-Year ReturnPast 12 months | -11.8% | -20.4% | +21.8% | -49.4% | +3.6% | +17.2% |
| 3-Year ReturnCumulative with dividends | -86.8% | +34.6% | +138.2% | -18.9% | +67.9% | +47.0% |
| 5-Year ReturnCumulative with dividends | -88.4% | +30.9% | +118.2% | -67.3% | +46.2% | +65.6% |
| 10-Year ReturnCumulative with dividends | -92.1% | +195.3% | +465.8% | -25.6% | +262.4% | +121.1% |
| CAGR (3Y)Annualised 3-year return | -49.0% | +10.4% | +33.6% | -6.8% | +18.9% | +13.7% |
Risk & Volatility
Evenly matched — CME and KO each lead in 1 of 2 comparable metrics.
Risk & Volatility
CME is the less volatile stock with a -0.28 beta — it tends to amplify market swings less than PNBK's 1.46 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KO currently trades 98.3% from its 52-week high vs FIS's 47.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.46x | 0.35x | 0.94x | 0.61x | -0.28x | -0.20x |
| 52-Week HighHighest price in past year | $2.00 | $189.35 | $337.25 | $82.74 | $329.16 | $84.04 |
| 52-Week LowLowest price in past year | $0.86 | $136.67 | $262.71 | $37.91 | $244.56 | $65.35 |
| % of 52W HighCurrent price vs 52-week peak | +48.5% | +74.2% | +95.1% | +47.4% | +81.9% | +98.3% |
| RSI (14)Momentum oscillator 0–100 | 31.9 | 31.9 | 59.1 | 30.8 | 40.1 | 60.6 |
| Avg Volume (50D)Average daily shares traded | 276K | 3.2M | 7.0M | 5.6M | 2.6M | 12.7M |
Analyst Outlook
Evenly matched — FIS and KO each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: ICE as "Buy", JPM as "Buy", FIS as "Buy", CME as "Hold", KO as "Buy". Consensus price targets imply 60.4% upside for FIS (target: $63) vs 4.2% for KO (target: $86). For income investors, FIS offers the higher dividend yield at 4.16% vs ICE's 1.38%.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Buy | Buy | Hold | Buy |
| Price TargetConsensus 12-month target | — | $194.00 | $339.75 | $62.88 | $320.80 | $86.13 |
| # AnalystsCovering analysts | — | 36 | 61 | 37 | 36 | 48 |
| Dividend YieldAnnual dividend ÷ price | — | +1.4% | +1.9% | +4.2% | +4.1% | +2.5% |
| Dividend StreakConsecutive years of raises | 0 | 13 | 15 | 1 | 15 | 56 |
| Dividend / ShareAnnual DPS | — | $1.93 | $5.95 | $1.63 | $10.92 | $2.04 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +1.7% | +3.9% | +7.0% | +0.3% | +0.2% |
CME leads in 1 of 6 categories (Income & Cash Flow). KO leads in 1 (Profitability & Efficiency). 3 tied.
PNBK vs ICE vs JPM vs FIS vs CME vs KO: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is PNBK or ICE or JPM or FIS or CME or KO a better buy right now?
For growth investors, Intercontinental Exchange, Inc.
(ICE) is the stronger pick with 7. 5% revenue growth year-over-year, versus -4. 0% for Patriot National Bancorp, Inc. (PNBK). JPMorgan Chase & Co. (JPM) offers the better valuation at 16. 0x trailing P/E (14. 4x forward), making it the more compelling value choice. Analysts rate Intercontinental Exchange, Inc. (ICE) a "Buy" — based on 36 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — PNBK or ICE or JPM or FIS or CME or KO?
On trailing P/E, JPMorgan Chase & Co.
(JPM) is the cheapest at 16. 0x versus Fidelity National Information Services, Inc. at 52. 3x. On forward P/E, Patriot National Bancorp, Inc. is actually cheaper at 0. 7x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fidelity National Information Services, Inc. wins at 0. 26x versus The Coca-Cola Company's 2. 26x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — PNBK or ICE or JPM or FIS or CME or KO?
Over the past 5 years, JPMorgan Chase & Co.
(JPM) delivered a total return of +118. 2%, compared to -88. 4% for Patriot National Bancorp, Inc. (PNBK). Over 10 years, the gap is even starker: JPM returned +465. 8% versus PNBK's -92. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — PNBK or ICE or JPM or FIS or CME or KO?
By beta (market sensitivity over 5 years), CME Group Inc.
(CME) is the lower-risk stock at -0. 28β versus Patriot National Bancorp, Inc. 's 1. 46β — meaning PNBK is approximately -621% more volatile than CME relative to the S&P 500. On balance sheet safety, CME Group Inc. (CME) carries a lower debt/equity ratio of 13% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — PNBK or ICE or JPM or FIS or CME or KO?
By revenue growth (latest reported year), Intercontinental Exchange, Inc.
(ICE) is pulling ahead at 7. 5% versus -4. 0% for Patriot National Bancorp, Inc. (PNBK). On earnings-per-share growth, the picture is similar: Patriot National Bancorp, Inc. grew EPS 98. 4% year-over-year, compared to -47. 2% for Fidelity National Information Services, Inc.. Over a 3-year CAGR, KO leads at 3. 7% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — PNBK or ICE or JPM or FIS or CME or KO?
CME Group Inc.
(CME) is the more profitable company, earning 62. 0% net margin versus -21. 9% for Patriot National Bancorp, Inc. — meaning it keeps 62. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: CME leads at 64. 9% versus -21. 8% for PNBK. At the gross margin level — before operating expenses — CME leads at 86. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is PNBK or ICE or JPM or FIS or CME or KO more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Fidelity National Information Services, Inc. (FIS) is the more undervalued stock at a PEG of 0. 26x versus The Coca-Cola Company's 2. 26x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Patriot National Bancorp, Inc. (PNBK) trades at 0. 7x forward P/E versus 25. 3x for The Coca-Cola Company — 24. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 60. 4% to $62. 88.
08Which pays a better dividend — PNBK or ICE or JPM or FIS or CME or KO?
In this comparison, FIS (4.
2% yield), CME (4. 1% yield), KO (2. 5% yield), JPM (1. 9% yield), ICE (1. 4% yield) pay a dividend. PNBK does not pay a meaningful dividend and should not be held primarily for income.
09Is PNBK or ICE or JPM or FIS or CME or KO better for a retirement portfolio?
For long-horizon retirement investors, CME Group Inc.
(CME) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 28), 4. 1% yield, +262. 4% 10Y return). Both have compounded well over 10 years (CME: +262. 4%, PNBK: -92. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between PNBK and ICE and JPM and FIS and CME and KO?
These companies operate in different sectors (PNBK (Financial Services) and ICE (Financial Services) and JPM (Financial Services) and FIS (Technology) and CME (Financial Services) and KO (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: PNBK is a small-cap quality compounder stock; ICE is a mid-cap quality compounder stock; JPM is a large-cap deep-value stock; FIS is a mid-cap income-oriented stock; CME is a mid-cap income-oriented stock; KO is a large-cap quality compounder stock. ICE, JPM, FIS, CME, KO pay a dividend while PNBK does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.