Banks - Regional
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Side-by-side financial analysisStock Comparison
RBKB vs ICE vs FIS vs CME vs JKHY vs KO
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
Information Technology Services
Financial - Data & Stock Exchanges
Information Technology Services
Beverages - Non-Alcoholic
RBKB vs ICE vs FIS vs CME vs JKHY vs KO — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||||
|---|---|---|---|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges | Information Technology Services | Financial - Data & Stock Exchanges | Information Technology Services | Beverages - Non-Alcoholic |
| Market Cap | $186M | $79.60B | $20.26B | $97.79B | $9.28B | $355.61B |
| Revenue (TTM) | $76M | $12.64B | $11.66B | $6.76B | $2.52B | $49.28B |
| Net Income (TTM) | $10M | $3.30B | $2.67B | $4.24B | $519M | $13.70B |
| Gross Margin | 68.2% | 61.9% | 37.6% | 86.3% | 44.1% | 61.7% |
| Operating Margin | 16.7% | 38.7% | 17.9% | 65.6% | 26.0% | 29.3% |
| Forward P/E | 18.2x | 17.3x | 6.2x | 22.0x | 18.7x | 25.3x |
| Total Debt | $30M | $20.28B | $4.01B | $3.76B | $0.00 | $45.49B |
| Cash & Equiv. | $17M | $837M | $599M | $4.42B | $102M | $10.27B |
RBKB vs ICE vs FIS vs CME vs JKHY vs KO — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Rhinebeck Bancorp, … (RBKB) | 100 | 254.7 | +154.7% |
| Intercontinental Ex… (ICE) | 100 | 153.4 | +53.4% |
| Fidelity National I… (FIS) | 100 | 29.2 | -70.8% |
| CME Group Inc. (CME) | 100 | 165.8 | +65.8% |
| Jack Henry & Associ… (JKHY) | 100 | 69.7 | -30.3% |
| The Coca-Cola Compa… (KO) | 100 | 184.9 | +84.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: RBKB vs ICE vs FIS vs CME vs JKHY vs KO
Each card shows where this stock fits in a portfolio — not just who wins on paper.
RBKB has the current edge in this matchup, primarily because of its strength in growth exposure and sleep-well-at-night.
- Rev growth 39.8%, EPS growth 215.0%
- Lower volatility, beta 0.29, Low D/E 22.1%, current ratio 493.23x
- 39.8% NII/revenue growth vs KO's 1.9%
- +34.8% vs FIS's -49.4%
Among these 6 stocks, ICE doesn't own a clear edge in any measured category.
FIS is the #2 pick in this set and the best alternative if valuation efficiency is your priority.
- PEG 0.26 vs KO's 2.26
- Lower P/E (6.2x vs 25.3x), PEG 0.26 vs 2.26
- 4.2% yield, 1-year raise streak, vs KO's 2.5%, (1 stock pays no dividend)
CME is the clearest fit if your priority is long-term compounding.
- 262.4% 10Y total return vs KO's 121.1%
- 62.8% margin vs RBKB's 13.2%
JKHY ranks third and is worth considering specifically for income & stability and defensive.
- Dividend streak 22 yrs, beta 0.10, yield 1.8%
- Beta 0.10, yield 1.8%, current ratio 1.27x
- Beta 0.10 vs FIS's 0.61
- 17.0% ROA vs RBKB's 0.8%, ROIC 21.0% vs 5.2%
KO doesn't hold a clear category lead here; it's more of a secondary option in this specific comparison.
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 39.8% NII/revenue growth vs KO's 1.9% | |
| Value | Lower P/E (6.2x vs 25.3x), PEG 0.26 vs 2.26 | |
| Quality / Margins | 62.8% margin vs RBKB's 13.2% | |
| Stability / Safety | Beta 0.10 vs FIS's 0.61 | |
| Dividends | 4.2% yield, 1-year raise streak, vs KO's 2.5%, (1 stock pays no dividend) | |
| Momentum (1Y) | +34.8% vs FIS's -49.4% | |
| Efficiency (ROA) | 17.0% ROA vs RBKB's 0.8%, ROIC 21.0% vs 5.2% |
RBKB vs ICE vs FIS vs CME vs JKHY vs KO — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
RBKB vs ICE vs FIS vs CME vs JKHY vs KO — Financial Metrics
Side-by-side numbers across 6 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
CME leads in 1 of 6 categories
FIS leads 1 • JKHY leads 1 • RBKB leads 1 • ICE leads 0 • KO leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
CME leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
KO is the larger business by revenue, generating $49.3B annually — 649.8x RBKB's $76M. CME is the more profitable business, keeping 62.8% of every revenue dollar as net income compared to RBKB's 13.2%. On growth, FIS holds the edge at +30.1% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||||||
|---|---|---|---|---|---|---|
| RevenueTrailing 12 months | $76M | $12.6B | $11.7B | $6.8B | $2.5B | $49.3B |
| EBITDAEarnings before interest/tax | $14M | $6.5B | $4.1B | $4.7B | $810M | $15.5B |
| Net IncomeAfter-tax profit | $10M | $3.3B | $2.7B | $4.2B | $519M | $13.7B |
| Free Cash FlowCash after capex | $11M | $4.3B | $2.8B | $4.4B | $728M | $12.6B |
| Gross MarginGross profit ÷ Revenue | +68.2% | +61.9% | +37.6% | +86.3% | +44.1% | +61.7% |
| Operating MarginEBIT ÷ Revenue | +16.7% | +38.7% | +17.9% | +65.6% | +26.0% | +29.3% |
| Net MarginNet income ÷ Revenue | +13.2% | +26.1% | +22.9% | +62.8% | +20.6% | +27.8% |
| FCF MarginFCF ÷ Revenue | +14.9% | +33.9% | +23.9% | +64.4% | +28.9% | +25.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | +30.1% | — | +8.7% | +12.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +184.0% | +23.1% | +30.6% | +21.4% | +12.5% | +18.2% |
Valuation Metrics
FIS leads this category, winning 4 of 7 comparable metrics.
Valuation Metrics
At 18.2x trailing earnings, RBKB trades at a 65% valuation discount to FIS's 52.3x P/E. Adjusting for growth (PEG ratio), RBKB offers better value at 1.68x vs ICE's 2.74x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Market CapShares × price | $186M | $79.6B | $20.3B | $97.8B | $9.3B | $355.6B |
| Enterprise ValueMkt cap + debt − cash | $200M | $99.0B | $23.7B | $97.1B | $9.2B | $390.8B |
| Trailing P/EPrice ÷ TTM EPS | 18.16x | 24.36x | 52.27x | 24.15x | 20.55x | 27.18x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 17.34x | 6.24x | 21.98x | 18.72x | 25.27x |
| PEG RatioP/E ÷ EPS growth rate | 1.68x | 2.74x | 2.14x | 1.76x | 2.04x | 2.43x |
| EV / EBITDAEnterprise value multiple | 14.70x | 15.34x | 6.50x | 21.56x | 11.87x | 26.39x |
| Price / SalesMarket cap ÷ Revenue | 2.45x | 6.30x | 1.90x | 15.00x | 3.91x | 7.42x |
| Price / BookPrice ÷ Book value/share | 1.34x | 2.77x | 1.46x | 3.38x | 4.40x | 10.40x |
| Price / FCFMarket cap ÷ FCF | 17.09x | 18.56x | 7.21x | 23.32x | 15.78x | 67.15x |
Profitability & Efficiency
JKHY leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $8 for RBKB. CME carries lower financial leverage with a 0.13x debt-to-equity ratio, signaling a more conservative balance sheet compared to KO's 1.33x. On the Piotroski fundamental quality scale (0–9), ICE scores 9/9 vs CME's 5/9, reflecting strong financial health.
| Metric | ||||||
|---|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +7.7% | +11.6% | +18.4% | +15.3% | +24.0% | +41.1% |
| ROA (TTM)Return on assets | +0.8% | +2.3% | +7.5% | +2.2% | +17.0% | +13.1% |
| ROICReturn on invested capital | +5.2% | +7.5% | +6.0% | +10.2% | +21.0% | +15.8% |
| ROCEReturn on capital employed | +1.7% | +9.5% | +6.6% | +3.6% | +22.7% | +17.3% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 9 | 6 | 5 | 6 | 7 |
| Debt / EquityFinancial leverage | 0.22x | 0.70x | 0.29x | 0.13x | — | 1.33x |
| Net DebtTotal debt minus cash | $13M | $19.4B | $3.4B | -$666M | -$102M | $35.2B |
| Cash & Equiv.Liquid assets | $17M | $837M | $599M | $4.4B | $102M | $10.3B |
| Total DebtShort + long-term debt | $30M | $20.3B | $4.0B | $3.8B | $0 | $45.5B |
| Interest CoverageEBIT ÷ Interest expense | 0.56x | 6.53x | 21.16x | 41.55x | 122.37x | 10.70x |
Total Returns (Dividends Reinvested)
RBKB leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in KO five years ago would be worth $16,560 today (with dividends reinvested), compared to $3,267 for FIS. Over the past 12 months, RBKB leads with a +34.8% total return vs FIS's -49.4%. The 3-year compound annual growth rate (CAGR) favors RBKB at 36.1% vs FIS's -6.8% — a key indicator of consistent wealth creation.
| Metric | ||||||
|---|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +39.5% | -11.8% | -38.9% | +3.2% | -27.4% | +20.3% |
| 1-Year ReturnPast 12 months | +34.8% | -20.4% | -49.4% | +3.6% | -27.5% | +17.2% |
| 3-Year ReturnCumulative with dividends | +151.9% | +34.6% | -18.9% | +67.9% | -15.1% | +47.0% |
| 5-Year ReturnCumulative with dividends | +55.7% | +30.9% | -67.3% | +46.2% | -14.9% | +65.6% |
| 10-Year ReturnCumulative with dividends | +42.2% | +195.3% | -25.6% | +262.4% | +74.8% | +121.1% |
| CAGR (3Y)Annualised 3-year return | +36.1% | +10.4% | -6.8% | +18.9% | -5.3% | +13.7% |
Risk & Volatility
Evenly matched — CME and KO each lead in 1 of 2 comparable metrics.
Risk & Volatility
CME is the less volatile stock with a -0.28 beta — it tends to amplify market swings less than FIS's 0.61 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KO currently trades 98.3% from its 52-week high vs FIS's 47.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.29x | 0.35x | 0.61x | -0.28x | 0.10x | -0.20x |
| 52-Week HighHighest price in past year | $17.99 | $189.35 | $82.74 | $329.16 | $193.39 | $84.04 |
| 52-Week LowLowest price in past year | $9.41 | $136.67 | $37.91 | $244.56 | $124.63 | $65.35 |
| % of 52W HighCurrent price vs 52-week peak | +92.9% | +74.2% | +47.4% | +81.9% | +66.3% | +98.3% |
| RSI (14)Momentum oscillator 0–100 | 63.2 | 31.9 | 30.8 | 40.1 | 27.5 | 60.6 |
| Avg Volume (50D)Average daily shares traded | 11K | 3.2M | 5.6M | 2.6M | 1.2M | 12.7M |
Analyst Outlook
Evenly matched — FIS and KO each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: ICE as "Buy", FIS as "Buy", CME as "Hold", JKHY as "Buy", KO as "Buy". Consensus price targets imply 60.4% upside for FIS (target: $63) vs 4.2% for KO (target: $86). For income investors, FIS offers the higher dividend yield at 4.16% vs ICE's 1.38%.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Buy | Hold | Buy | Buy |
| Price TargetConsensus 12-month target | — | $194.00 | $62.88 | $320.80 | $194.63 | $86.13 |
| # AnalystsCovering analysts | — | 36 | 37 | 36 | 22 | 48 |
| Dividend YieldAnnual dividend ÷ price | — | +1.4% | +4.2% | +4.1% | +1.8% | +2.5% |
| Dividend StreakConsecutive years of raises | — | 13 | 1 | 15 | 22 | 56 |
| Dividend / ShareAnnual DPS | — | $1.93 | $1.63 | $10.92 | $2.25 | $2.04 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.1% | +1.7% | +7.0% | +0.3% | +0.4% | +0.2% |
CME leads in 1 of 6 categories (Income & Cash Flow). FIS leads in 1 (Valuation Metrics). 2 tied.
RBKB vs ICE vs FIS vs CME vs JKHY vs KO: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is RBKB or ICE or FIS or CME or JKHY or KO a better buy right now?
For growth investors, Rhinebeck Bancorp, Inc.
(RBKB) is the stronger pick with 39. 8% revenue growth year-over-year, versus 1. 9% for The Coca-Cola Company (KO). Rhinebeck Bancorp, Inc. (RBKB) offers the better valuation at 18. 2x trailing P/E, making it the more compelling value choice. Analysts rate Intercontinental Exchange, Inc. (ICE) a "Buy" — based on 36 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — RBKB or ICE or FIS or CME or JKHY or KO?
On trailing P/E, Rhinebeck Bancorp, Inc.
(RBKB) is the cheapest at 18. 2x versus Fidelity National Information Services, Inc. at 52. 3x. On forward P/E, Fidelity National Information Services, Inc. is actually cheaper at 6. 2x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fidelity National Information Services, Inc. wins at 0. 26x versus The Coca-Cola Company's 2. 26x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — RBKB or ICE or FIS or CME or JKHY or KO?
Over the past 5 years, The Coca-Cola Company (KO) delivered a total return of +65.
6%, compared to -67. 3% for Fidelity National Information Services, Inc. (FIS). Over 10 years, the gap is even starker: CME returned +262. 4% versus FIS's -25. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — RBKB or ICE or FIS or CME or JKHY or KO?
By beta (market sensitivity over 5 years), CME Group Inc.
(CME) is the lower-risk stock at -0. 28β versus Fidelity National Information Services, Inc. 's 0. 61β — meaning FIS is approximately -316% more volatile than CME relative to the S&P 500. On balance sheet safety, CME Group Inc. (CME) carries a lower debt/equity ratio of 13% versus 133% for The Coca-Cola Company — giving it more financial flexibility in a downturn.
05Which is growing faster — RBKB or ICE or FIS or CME or JKHY or KO?
By revenue growth (latest reported year), Rhinebeck Bancorp, Inc.
(RBKB) is pulling ahead at 39. 8% versus 1. 9% for The Coca-Cola Company (KO). On earnings-per-share growth, the picture is similar: Rhinebeck Bancorp, Inc. grew EPS 215. 0% year-over-year, compared to -47. 2% for Fidelity National Information Services, Inc.. Over a 3-year CAGR, JKHY leads at 6. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — RBKB or ICE or FIS or CME or JKHY or KO?
CME Group Inc.
(CME) is the more profitable company, earning 62. 0% net margin versus 3. 6% for Fidelity National Information Services, Inc. — meaning it keeps 62. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: CME leads at 64. 9% versus 16. 5% for FIS. At the gross margin level — before operating expenses — CME leads at 86. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is RBKB or ICE or FIS or CME or JKHY or KO more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Fidelity National Information Services, Inc. (FIS) is the more undervalued stock at a PEG of 0. 26x versus The Coca-Cola Company's 2. 26x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Fidelity National Information Services, Inc. (FIS) trades at 6. 2x forward P/E versus 25. 3x for The Coca-Cola Company — 19. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 60. 4% to $62. 88.
08Which pays a better dividend — RBKB or ICE or FIS or CME or JKHY or KO?
In this comparison, FIS (4.
2% yield), CME (4. 1% yield), KO (2. 5% yield), JKHY (1. 8% yield), ICE (1. 4% yield) pay a dividend. RBKB does not pay a meaningful dividend and should not be held primarily for income.
09Is RBKB or ICE or FIS or CME or JKHY or KO better for a retirement portfolio?
For long-horizon retirement investors, CME Group Inc.
(CME) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 28), 4. 1% yield, +262. 4% 10Y return). Both have compounded well over 10 years (CME: +262. 4%, RBKB: +42. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between RBKB and ICE and FIS and CME and JKHY and KO?
These companies operate in different sectors (RBKB (Financial Services) and ICE (Financial Services) and FIS (Technology) and CME (Financial Services) and JKHY (Technology) and KO (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: RBKB is a small-cap high-growth stock; ICE is a mid-cap quality compounder stock; FIS is a mid-cap income-oriented stock; CME is a mid-cap income-oriented stock; JKHY is a small-cap quality compounder stock; KO is a large-cap quality compounder stock. ICE, FIS, CME, JKHY, KO pay a dividend while RBKB does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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