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SAIA logo
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QUAD logo
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XPO logo
XPO
JPM logo
JPM
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Stock Comparison

XBP vs DSGX vs SAIA vs QUAD vs XPO vs JPM

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
XBP
XBP Global Holdings, Inc.

Software - Infrastructure

TechnologyNASDAQ • US
Market Cap$23M
5Y Perf.-75.0%
DSGX
The Descartes Systems Group Inc.

Software - Application

TechnologyNASDAQ • CA
Market Cap$6.27B
5Y Perf.+24.9%
SAIA
Saia, Inc.

Trucking

IndustrialsNASDAQ • US
Market Cap$12.88B
5Y Perf.+109.8%
QUAD
Quad/Graphics, Inc.

Specialty Business Services

IndustrialsNYSE • US
Market Cap$397M
5Y Perf.+129.3%
XPO
XPO Logistics, Inc.

Integrated Freight & Logistics

IndustrialsNYSE • US
Market Cap$26.81B
5Y Perf.+349.4%
JPM
JPMorgan Chase & Co.

Banks - Diversified

Financial ServicesNYSE • US
Market Cap$896.00B
5Y Perf.+95.3%

XBP vs DSGX vs SAIA vs QUAD vs XPO vs JPM — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
XBP logoXBP
DSGX logoDSGX
SAIA logoSAIA
QUAD logoQUAD
XPO logoXPO
JPM logoJPM
IndustrySoftware - InfrastructureSoftware - ApplicationTruckingSpecialty Business ServicesIntegrated Freight & LogisticsBanks - Diversified
Market Cap$23M$6.27B$12.88B$397M$26.81B$896.00B
Revenue (TTM)$653M$757M$3.25B$2.37B$8.30B$280.33B
Net Income (TTM)$1.10B$177M$255M$27M$348M$57.05B
Gross Margin16.2%69.5%18.4%18.5%12.2%60.0%
Operating Margin-2.5%31.8%10.8%5.0%9.1%25.9%
Forward P/E0.0x39.1x42.6x6.2x46.4x14.4x
Total Debt$431M$8M$418M$444M$4.70B$942.38B
Cash & Equiv.$37M$354M$20M$63M$310M$343.34B

XBP vs DSGX vs SAIA vs QUAD vs XPO vs JPMLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

XBP
DSGX
SAIA
QUAD
XPO
JPM
StockMay 21Jun 26Return
XBP Global Holdings… (XBP)10025.0-75.0%
The Descartes Syste… (DSGX)100124.9+24.9%
Saia, Inc. (SAIA)100209.8+109.8%
Quad/Graphics, Inc. (QUAD)100229.3+129.3%
XPO Logistics, Inc. (XPO)100449.4+349.4%
JPMorgan Chase & Co. (JPM)100195.3+95.3%

Price return only. Dividends and distributions are not included.

Quick Verdict: XBP vs DSGX vs SAIA vs QUAD vs XPO vs JPM

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: XBP leads in 5 of 7 categories (6-stock set), making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. The Descartes Systems Group Inc. is the stronger pick specifically for capital preservation and lower volatility. QUAD also leads in specific categories worth noting. This set spans 3 sectors — these stocks serve different portfolio roles, not just different price points.
🥇XBP emerged as the overall leader. Track its performance:
XBP
XBP Global Holdings, Inc.
The Growth Play

XBP carries the broadest edge in this set and is the clearest fit for growth exposure.

  • Rev growth 454.1%, EPS growth 230.0%, 3Y rev CAGR 63.6%
  • 454.1% revenue growth vs QUAD's -9.4%
  • Lower P/E (0.0x vs 46.4x)
  • 167.8% margin vs QUAD's 1.2%
Best for: growth exposure
DSGX
The Descartes Systems Group Inc.
The Defensive Pick

DSGX is the #2 pick in this set and the best alternative if sleep-well-at-night is your priority.

  • Lower volatility, beta 0.58, Low D/E 0.5%, current ratio 2.16x
  • Beta 0.58 vs SAIA's 1.73, lower leverage
Best for: sleep-well-at-night
SAIA
Saia, Inc.
The Industrials Pick

SAIA lags the leaders in this set but could rank higher in a more targeted comparison.

Best for: industrials exposure
QUAD
Quad/Graphics, Inc.
The Income Pick

QUAD ranks third and is worth considering specifically for income & stability and defensive.

  • Dividend streak 1 yrs, beta 0.74, yield 3.8%
  • Beta 0.74, yield 3.8%, current ratio 0.86x
  • 3.8% yield, 1-year raise streak, vs JPM's 1.9%, (4 stocks pay no dividend)
Best for: income & stability and defensive
XPO
XPO Logistics, Inc.
The Long-Run Compounder

XPO is the clearest fit if your priority is long-term compounding.

  • 22.0% 10Y total return vs SAIA's 18.0%
Best for: long-term compounding
JPM
JPMorgan Chase & Co.
The Banking Pick

JPM is the clearest fit if your priority is valuation efficiency.

  • PEG 0.81 vs SAIA's 3.31
Best for: valuation efficiency
See the full category breakdown
CategoryWinnerWhy
GrowthXBP logoXBP454.1% revenue growth vs QUAD's -9.4%
ValueXBP logoXBPLower P/E (0.0x vs 46.4x)
Quality / MarginsXBP logoXBP167.8% margin vs QUAD's 1.2%
Stability / SafetyDSGX logoDSGXBeta 0.58 vs SAIA's 1.73, lower leverage
DividendsQUAD logoQUAD3.8% yield, 1-year raise streak, vs JPM's 1.9%, (4 stocks pay no dividend)
Momentum (1Y)XBP logoXBP+150.0% vs DSGX's -27.5%
Efficiency (ROA)XBP logoXBP155.0% ROA vs JPM's 1.3%, ROIC 3.8% vs 4.5%

XBP vs DSGX vs SAIA vs QUAD vs XPO vs JPM — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

XBPXBP Global Holdings, Inc.

Segment breakdown not available.

DSGXThe Descartes Systems Group Inc.
FY 2026
Service
92.9%$677M
Professional services and other
6.8%$49M
License
0.3%$3M
SAIASaia, Inc.

Segment breakdown not available.

QUADQuad/Graphics, Inc.
FY 2025
Total Products
68.7%$1.9B
Direct Mail And Other Printed Products
22.7%$625M
Logistic Services
8.2%$226M
Other Revenues
0.3%$9M
XPOXPO Logistics, Inc.
FY 2023
Transportation
100.0%$4.7B
JPMJPMorgan Chase & Co.
FY 2025
Commercial And Investment Bank
43.0%$78.5B
Consumer & Community Banking
41.7%$76.0B
Asset and Wealth Management Segment
13.2%$24.1B
Segment Reporting, Reconciling Item, Corporate Nonsegment
3.9%$7.0B
Segment Reconciling Items
-1.7%$-3,134,000,000

XBP vs DSGX vs SAIA vs QUAD vs XPO vs JPM — Financial Metrics

Side-by-side numbers across 6 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLDSGXLAGGINGJPM

Income & Cash Flow (Last 12 Months)

DSGX leads this category, winning 3 of 6 comparable metrics.

JPM is the larger business by revenue, generating $280.3B annually — 429.5x XBP's $653M. XBP is the more profitable business, keeping 167.8% of every revenue dollar as net income compared to QUAD's 1.2%. On growth, XBP holds the edge at +4.2% YoY revenue growth, suggesting stronger near-term business momentum.

MetricXBP logoXBPXBP Global Holdin…DSGX logoDSGXThe Descartes Sys…SAIA logoSAIASaia, Inc.QUAD logoQUADQuad/Graphics, In…XPO logoXPOXPO Logistics, In…JPM logoJPMJPMorgan Chase & …
RevenueTrailing 12 months$653M$757M$3.3B$2.4B$8.3B$280.3B
EBITDAEarnings before interest/tax$29M$327M$602M$196M$1.3B$81.4B
Net IncomeAfter-tax profit$1.1B$177M$255M$27M$348M$57.0B
Free Cash FlowCash after capex-$164M$283M$261M$44M$457M$100.9B
Gross MarginGross profit ÷ Revenue+16.2%+69.5%+18.4%+18.5%+12.2%+60.0%
Operating MarginEBIT ÷ Revenue-2.5%+31.8%+10.8%+5.0%+9.1%+25.9%
Net MarginNet income ÷ Revenue+167.8%+23.4%+7.8%+1.2%+4.2%+20.4%
FCF MarginFCF ÷ Revenue-25.2%+37.3%+8.0%+1.9%+5.5%+36.0%
Rev. Growth (YoY)Latest quarter vs prior year+4.2%+15.7%+2.4%-7.7%+7.3%
EPS Growth (YoY)Latest quarter vs prior year-15.3%+36.6%0.0%+18.2%+49.1%+16.0%
DSGX leads this category, winning 3 of 6 comparable metrics.

Valuation Metrics

Evenly matched — XBP and QUAD each lead in 3 of 7 comparable metrics.

At 0.0x trailing earnings, XBP trades at a 100% valuation discount to XPO's 86.5x P/E. Adjusting for growth (PEG ratio), JPM offers better value at 0.90x vs SAIA's 3.95x — a lower PEG means you pay less per unit of expected earnings growth.

MetricXBP logoXBPXBP Global Holdin…DSGX logoDSGXThe Descartes Sys…SAIA logoSAIASaia, Inc.QUAD logoQUADQuad/Graphics, In…XPO logoXPOXPO Logistics, In…JPM logoJPMJPMorgan Chase & …
Market CapShares × price$23M$6.3B$12.9B$397M$26.8B$896.0B
Enterprise ValueMkt cap + debt − cash$418M$5.9B$13.3B$777M$31.2B$1.50T
Trailing P/EPrice ÷ TTM EPS0.03x38.20x50.72x14.06x86.49x16.00x
Forward P/EPrice ÷ next-FY EPS est.39.12x42.57x6.25x46.40x14.40x
PEG RatioP/E ÷ EPS growth rate1.49x3.95x3.13x0.90x
EV / EBITDAEnterprise value multiple6.89x17.97x22.10x3.94x24.96x18.36x
Price / SalesMarket cap ÷ Revenue0.03x8.42x3.98x0.16x3.29x3.20x
Price / BookPrice ÷ Book value/share0.33x3.97x5.02x2.95x14.60x2.47x
Price / FCFMarket cap ÷ FCF23.55x471.13x7.82x81.48x8.88x
Evenly matched — XBP and QUAD each lead in 3 of 7 comparable metrics.

Profitability & Efficiency

DSGX leads this category, winning 5 of 9 comparable metrics.

XBP delivers a 17.4% return on equity — every $100 of shareholder capital generates $17 in annual profit, vs $10 for SAIA. DSGX carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to XBP's 4.94x. On the Piotroski fundamental quality scale (0–9), DSGX scores 7/9 vs XBP's 4/9, reflecting strong financial health.

MetricXBP logoXBPXBP Global Holdin…DSGX logoDSGXThe Descartes Sys…SAIA logoSAIASaia, Inc.QUAD logoQUADQuad/Graphics, In…XPO logoXPOXPO Logistics, In…JPM logoJPMJPMorgan Chase & …
ROE (TTM)Return on equity+17.4%+11.2%+10.0%+25.0%+19.0%+15.9%
ROA (TTM)Return on assets+155.0%+9.6%+7.3%+2.2%+4.3%+1.3%
ROICReturn on invested capital+3.8%+14.9%+9.4%+17.9%+9.3%+4.5%
ROCEReturn on capital employed+4.0%+15.6%+11.5%+19.3%+11.3%+8.9%
Piotroski ScoreFundamental quality 0–9476755
Debt / EquityFinancial leverage4.94x0.01x0.16x3.45x2.53x2.60x
Net DebtTotal debt minus cash$394M-$346M$398M$381M$4.4B$599.0B
Cash & Equiv.Liquid assets$37M$354M$20M$63M$310M$343.3B
Total DebtShort + long-term debt$431M$8M$418M$444M$4.7B$942.4B
Interest CoverageEBIT ÷ Interest expense-0.12x246.65x23.88x2.11x3.21x0.74x
DSGX leads this category, winning 5 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

XPO leads this category, winning 5 of 6 comparable metrics.

A $10,000 investment in XPO five years ago would be worth $44,474 today (with dividends reinvested), compared to $2,475 for XBP. Over the past 12 months, XBP leads with a +150.0% total return vs DSGX's -27.5%. The 3-year compound annual growth rate (CAGR) favors XPO at 68.1% vs XBP's -39.1% — a key indicator of consistent wealth creation.

MetricXBP logoXBPXBP Global Holdin…DSGX logoDSGXThe Descartes Sys…SAIA logoSAIASaia, Inc.QUAD logoQUADQuad/Graphics, In…XPO logoXPOXPO Logistics, In…JPM logoJPMJPMorgan Chase & …
YTD ReturnYear-to-date-65.5%-14.3%+43.2%+34.1%+64.5%-0.5%
1-Year ReturnPast 12 months+150.0%-27.5%+85.7%+46.8%+86.8%+21.8%
3-Year ReturnCumulative with dividends-77.4%-1.9%+58.2%+123.5%+374.8%+138.2%
5-Year ReturnCumulative with dividends-75.3%+8.0%+130.4%+119.3%+344.7%+118.2%
10-Year ReturnCumulative with dividends-74.8%+266.9%+1799.6%-39.2%+2201.7%+465.8%
CAGR (3Y)Annualised 3-year return-39.1%-0.6%+16.5%+30.7%+68.1%+33.6%
XPO leads this category, winning 5 of 6 comparable metrics.

Risk & Volatility

Evenly matched — DSGX and XPO each lead in 1 of 2 comparable metrics.

DSGX is the less volatile stock with a 0.58 beta — it tends to amplify market swings less than SAIA's 1.73 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. XPO currently trades 98.4% from its 52-week high vs XBP's 28.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricXBP logoXBPXBP Global Holdin…DSGX logoDSGXThe Descartes Sys…SAIA logoSAIASaia, Inc.QUAD logoQUADQuad/Graphics, In…XPO logoXPOXPO Logistics, In…JPM logoJPMJPMorgan Chase & …
Beta (5Y)Sensitivity to S&P 5001.07x0.58x1.73x0.74x1.55x0.94x
52-Week HighHighest price in past year$8.55$109.00$494.71$8.64$232.05$337.25
52-Week LowLowest price in past year$0.41$62.56$249.00$5.01$116.68$262.71
% of 52W HighCurrent price vs 52-week peak+28.7%+66.9%+97.6%+87.8%+98.4%+95.1%
RSI (14)Momentum oscillator 0–10043.150.860.751.860.659.1
Avg Volume (50D)Average daily shares traded15K520K428K185K1.2M7.0M
Evenly matched — DSGX and XPO each lead in 1 of 2 comparable metrics.

Analyst Outlook

Evenly matched — QUAD and JPM each lead in 1 of 2 comparable metrics.

Analyst consensus: DSGX as "Buy", SAIA as "Buy", QUAD as "Buy", XPO as "Buy", JPM as "Buy". Consensus price targets imply 35.2% upside for DSGX (target: $99) vs -7.1% for SAIA (target: $449). For income investors, QUAD offers the higher dividend yield at 3.80% vs JPM's 1.86%.

MetricXBP logoXBPXBP Global Holdin…DSGX logoDSGXThe Descartes Sys…SAIA logoSAIASaia, Inc.QUAD logoQUADQuad/Graphics, In…XPO logoXPOXPO Logistics, In…JPM logoJPMJPMorgan Chase & …
Analyst RatingConsensus buy/hold/sellBuyBuyBuyBuyBuy
Price TargetConsensus 12-month target$98.67$448.75$8.00$220.00$339.75
# AnalystsCovering analysts153273261
Dividend YieldAnnual dividend ÷ price+3.8%+1.9%
Dividend StreakConsecutive years of raises01215
Dividend / ShareAnnual DPS$0.29$5.95
Buyback YieldShare repurchases ÷ mkt cap0.0%+0.0%+0.1%+2.0%+0.5%+3.9%
Evenly matched — QUAD and JPM each lead in 1 of 2 comparable metrics.
Key Takeaway

DSGX leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). XPO leads in 1 (Total Returns). 3 tied.

Best OverallThe Descartes Systems Group… (DSGX)Leads 2 of 6 categories
Loading custom metrics...

XBP vs DSGX vs SAIA vs QUAD vs XPO vs JPM: Key Questions Answered

10 questions · data-driven answers · updated daily

01

Is XBP or DSGX or SAIA or QUAD or XPO or JPM a better buy right now?

For growth investors, XBP Global Holdings, Inc.

(XBP) is the stronger pick with 454. 1% revenue growth year-over-year, versus -9. 4% for Quad/Graphics, Inc. (QUAD). XBP Global Holdings, Inc. (XBP) offers the better valuation at 0. 0x trailing P/E, making it the more compelling value choice. Analysts rate The Descartes Systems Group Inc. (DSGX) a "Buy" — based on 15 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — XBP or DSGX or SAIA or QUAD or XPO or JPM?

On trailing P/E, XBP Global Holdings, Inc.

(XBP) is the cheapest at 0. 0x versus XPO Logistics, Inc. at 86. 5x. On forward P/E, Quad/Graphics, Inc. is actually cheaper at 6. 2x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: JPMorgan Chase & Co. wins at 0. 81x versus Saia, Inc. 's 3. 31x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

03

Which is the better long-term investment — XBP or DSGX or SAIA or QUAD or XPO or JPM?

Over the past 5 years, XPO Logistics, Inc.

(XPO) delivered a total return of +344. 7%, compared to -75. 3% for XBP Global Holdings, Inc. (XBP). Over 10 years, the gap is even starker: XPO returned +22. 0% versus XBP's -74. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — XBP or DSGX or SAIA or QUAD or XPO or JPM?

By beta (market sensitivity over 5 years), The Descartes Systems Group Inc.

(DSGX) is the lower-risk stock at 0. 58β versus Saia, Inc. 's 1. 73β — meaning SAIA is approximately 196% more volatile than DSGX relative to the S&P 500. On balance sheet safety, The Descartes Systems Group Inc. (DSGX) carries a lower debt/equity ratio of 1% versus 5% for XBP Global Holdings, Inc. — giving it more financial flexibility in a downturn.

05

Which is growing faster — XBP or DSGX or SAIA or QUAD or XPO or JPM?

By revenue growth (latest reported year), XBP Global Holdings, Inc.

(XBP) is pulling ahead at 454. 1% versus -9. 4% for Quad/Graphics, Inc. (QUAD). On earnings-per-share growth, the picture is similar: XBP Global Holdings, Inc. grew EPS 230. 0% year-over-year, compared to -29. 6% for Saia, Inc.. Over a 3-year CAGR, XBP leads at 63. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — XBP or DSGX or SAIA or QUAD or XPO or JPM?

XBP Global Holdings, Inc.

(XBP) is the more profitable company, earning 139. 5% net margin versus 1. 1% for Quad/Graphics, Inc. — meaning it keeps 139. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: DSGX leads at 32. 3% versus 1. 5% for XBP. At the gross margin level — before operating expenses — DSGX leads at 65. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is XBP or DSGX or SAIA or QUAD or XPO or JPM more undervalued right now?

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, JPMorgan Chase & Co. (JPM) is the more undervalued stock at a PEG of 0. 81x versus Saia, Inc. 's 3. 31x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Quad/Graphics, Inc. (QUAD) trades at 6. 2x forward P/E versus 46. 4x for XPO Logistics, Inc. — 40. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for DSGX: 35. 2% to $98. 67.

08

Which pays a better dividend — XBP or DSGX or SAIA or QUAD or XPO or JPM?

In this comparison, QUAD (3.

8% yield), JPM (1. 9% yield) pay a dividend. XBP, DSGX, SAIA, XPO do not pay a meaningful dividend and should not be held primarily for income.

09

Is XBP or DSGX or SAIA or QUAD or XPO or JPM better for a retirement portfolio?

For long-horizon retirement investors, JPMorgan Chase & Co.

(JPM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 94), 1. 9% yield, +465. 8% 10Y return). XPO Logistics, Inc. (XPO) carries a higher beta of 1. 55 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (JPM: +465. 8%, XPO: +22. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between XBP and DSGX and SAIA and QUAD and XPO and JPM?

These companies operate in different sectors (XBP (Technology) and DSGX (Technology) and SAIA (Industrials) and QUAD (Industrials) and XPO (Industrials) and JPM (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: XBP is a small-cap high-growth stock; DSGX is a small-cap quality compounder stock; SAIA is a mid-cap quality compounder stock; QUAD is a small-cap deep-value stock; XPO is a mid-cap quality compounder stock; JPM is a large-cap deep-value stock. QUAD, JPM pay a dividend while XBP, DSGX, SAIA, XPO do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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